Jefferson Capital, Inc. Common Stock (JCAP) P/E Ratio History
Historical price-to-earnings valuation from 2025 to 2025
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JCAP Valuation Context
How does the current P/E compare to historical and market benchmarks?
P/E Ratio Analysis
As of May 8, 2026, Jefferson Capital, Inc. Common Stock (JCAP) trades at a price-to-earnings ratio of 11.3x, with a stock price of $20.40 and trailing twelve-month earnings per share of $6.84.
The current P/E is 26% above its 5-year average of 8.9x. Over the past five years, JCAP's P/E has ranged from a low of 7.2x to a high of 10.7x, placing the current valuation at the 100th percentile of its historical range.
Compared to the Financial Services sector median P/E of 13.1x, JCAP is roughly in line with its sector peers. The sector includes 775 companies with P/E ratios ranging from 0.0x to 195.8x.
Relative to the broader market, JCAP trades at a notable discount to the S&P 500 median P/E of 25.1x. Investors should consider the company's growth prospects, competitive position, and earnings quality when evaluating whether the current valuation is justified.
For a comprehensive intrinsic value estimate using discounted cash flow analysis, see our JCAP DCF Valuation Calculator →
Note: P/E ratio is just one valuation metric. It does not account for balance sheet strength, cash flow quality, or growth sustainability. Always conduct comprehensive due diligence before making investment decisions.
JCAP P/E vs Peers
P/E ratio compared to closely matched public peers
| Company | Market Cap | P/E Ratio | PEG Ratio | EPS Growth (1Y) |
|---|---|---|---|---|
| $2B | 7.5 | 0.73 | +287%Best | |
| $10B | 30.3 | 1.28 | +29% | |
| $7B | 8.5 | 2.16 | +55% | |
| $5B | 13.9 | 1.41 | +89% | |
| $4B | 6.5Lowest | 0.73 | +29% | |
| $753M | 9.2 | 0.26Best | +24% | |
| $21B | 33.0 | 7.11 | +10% | |
| $14B | 31.4 | 5.91 | +60% |
Peers sorted by market capitalization. P/E below peers may indicate undervaluation or lower growth expectations. Consider PEG ratio for growth-adjusted comparison.
JCAP Historical P/E Data (2025–2025)
Quarterly P/E ratios calculated from closing price and TTM EPS
| Quarter | Date | Price | TTM EPS | P/E Ratio | vs Avg |
|---|---|---|---|---|---|
| FY2025 Q3 | $17.26 | $2.41 | 7.2x | -20% | |
| FY2025 Q2 | Mon Jun 30 2025 00:00:00 GM | $18.45 | $1.73 | 10.7x | +20% |
Average P/E for displayed period: 8.9x
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Start ComparisonJCAP — Frequently Asked Questions
Quick answers to the most common questions about buying JCAP stock.
Is JCAP stock overvalued or undervalued?
JCAP trades at 11.3x P/E, above its 5-year average of 8.9x. The 100th percentile ranking indicates a premium to historical valuation.
How does JCAP's valuation compare to peers?
Jefferson Capital, Inc. Common Stock P/E of 11.3x compares to sector median of 13.1x. The discount suggests lower growth expectations or higher risk.
What is JCAP's PEG ratio?
JCAP PEG ratio is N/A. Above 2.0 indicates premium valuation relative to growth rate. Historical P/E data spans 2025-2025.