9F Inc. (JFU) Financial Ratios
9 years of historical data (2016–2024) · Technology · Information Technology Services
EV/EBITDA
N/A
—
5yr avg: N/A
P/FCF
↓
4.29
↑+289% vs avg
5yr avg: 1.10
30Y Low0.4·High2.2
P/B Ratio
↓
0.07
↑+172% vs avg
5yr avg: 0.03
30Y Low0.0·High0.3
ROE
↑
1.4%
↓+110% vs avg
5yr avg: -13.2%
30Y Low-43%·High35%
Debt/EBITDA
N/A
—
5yr avg: N/A
30Y Low0.0·High0.0
Percentile shows where the current value sits in 30-year historical distribution. Sparklines show 5-year trend.
JFU Valuation Multiples
Price-based multiples — how expensive the stock is relative to earnings, sales, book value, and cash flow
9F Inc. trades at 5.3x earnings, 1378% above its 5-year average of 0.4x, sitting at the 100th percentile of its historical range. Compared to the Technology sector median P/E of 27.7x, the stock trades at a discount of 81%. On a free-cash-flow basis, the stock trades at 4.3x P/FCF, 289% above the 5-year average of 1.1x.
| Metric | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Market Cap | $29M | $18M | $40M | $41M | $235M | $207M | $1.7B | — | — | — |
| Enterprise Value | $-25748840 | $-351964228 | $-1631238468 | $-2384150193 | $-2190510972 | $-2490668245 | $-2882892384 | — | — | — |
| P/E Ratio → | 5.31 | 0.36 | — | — | — | — | — | — | — | — |
| P/S Ratio | 0.63 | 0.06 | 0.10 | 0.07 | 0.31 | 0.16 | 0.38 | — | — | — |
| P/B Ratio | 0.07 | 0.00 | 0.01 | 0.01 | 0.06 | 0.05 | 0.26 | — | — | — |
| P/FCF | 4.29 | 0.39 | 0.71 | 2.21 | — | — | — | — | — | — |
| P/OCF | 4.18 | 0.38 | 0.65 | 0.64 | — | — | — | — | — | — |
P/E links to full P/E history page with 30-year chart
JFU EV Ratios
Enterprise-value multiples — capital-structure-neutral measures of total business value
| Metric | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| EV / Revenue | — | -1.14 | -3.96 | -4.24 | -2.88 | -1.98 | -0.65 | — | — | — |
| EV / EBITDA | — | — | — | — | — | — | — | — | — | — |
| EV / EBIT | — | — | — | — | — | — | — | — | — | — |
| EV / FCF | — | -7.76 | -28.74 | -128.82 | — | — | — | — | — | — |
JFU Profitability
Margins and return-on-capital ratios measuring operating efficiency
9F Inc. earns an operating margin of -14.7%. Operating margins have expanded from -26.8% to -14.7% over the past 3 years, signaling improving operational efficiency. ROE of 1.4% is modest.
Margins
Full margin charts and quarterly trend are on the Earnings History page
| Metric | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin | 65.2% | 65.2% | 72.1% | 79.4% | 86.1% | 56.5% | 74.3% | 92.0% | 92.6% | 92.6% |
| Operating Margin | -14.7% | -14.7% | -46.9% | -26.8% | -7.3% | -102.1% | -53.3% | 39.7% | 13.7% | 17.5% |
| Net Profit Margin | 16.1% | 16.1% | -34.0% | -105.9% | -30.9% | -179.8% | -49.0% | 31.0% | 6.0% | 6.3% |
Return on Capital
| Metric | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| ROE | 1.4% | 1.4% | -3.8% | -15.1% | -5.6% | -42.8% | -34.5% | 34.5% | 17.1% | 14.3% |
| ROA | 1.2% | 1.2% | -3.4% | -12.7% | -4.5% | -31.7% | -24.1% | 22.4% | 9.5% | 6.6% |
| ROIC | -1.3% | -1.3% | -9.1% | -7.4% | -2.5% | -58.4% | -138.5% | 463.7% | — | — |
| ROCE | -1.3% | -1.3% | -5.3% | -3.8% | -1.3% | -23.9% | -33.4% | 36.3% | 32.0% | 32.6% |
JFU Leverage & Debt
Solvency and debt-coverage ratios — lower is generally safer
The company holds a net cash position — cash of $379M exceeds total debt of $10M, providing substantial financial flexibility for buybacks, acquisitions, or weathering downturns.
| Metric | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Debt / Equity | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.01 | 0.02 | 0.00 | 0.00 | 0.00 |
| Debt / EBITDA | — | — | — | — | — | — | — | 0.00 | 0.00 | 0.00 |
| Net Debt / Equity | — | -0.10 | -0.47 | -0.65 | -0.58 | -0.64 | -0.72 | -0.87 | -1.02 | -1.24 |
| Net Debt / EBITDA | — | — | — | — | — | — | — | -2.46 | -4.05 | -3.05 |
| Debt / FCF | — | -8.15 | -29.45 | -131.02 | — | — | — | -2.38 | -1.34 | -3.14 |
| Interest Coverage | — | — | — | — | — | — | — | — | — | — |
Net cash position: cash ($379M) exceeds total debt ($10M)
JFU Liquidity & Efficiency
Short-term solvency ratios and asset-utilisation metrics
9F Inc.'s current ratio of 6.99x is well above the 1.0 safety threshold, indicating strong short-term liquidity with ample room to cover current liabilities. The current ratio has improved from 6.24x to 6.99x over the past 3 years.
| Metric | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Current Ratio | 6.99 | 6.99 | 6.42 | 6.24 | 5.01 | 3.99 | 3.00 | 5.42 | 3.18 | 2.03 |
| Quick Ratio | 6.99 | 6.99 | 6.42 | 5.52 | 3.78 | 2.97 | 2.50 | 5.09 | 2.90 | 1.77 |
| Cash Ratio | 5.73 | 5.73 | 5.52 | 4.91 | 3.23 | 2.54 | 1.95 | 4.31 | 2.57 | 1.32 |
| Asset Turnover | — | 0.08 | 0.10 | 0.13 | 0.15 | 0.23 | 0.50 | 0.61 | 1.07 | 1.05 |
| Inventory Turnover | 108.06 | 108.06 | — | 0.27 | 0.10 | 0.48 | 0.94 | 0.91 | 1.03 | 0.68 |
| Days Sales Outstanding | — | 179.58 | 33.66 | 230.46 | 216.86 | 51.72 | 34.90 | 22.28 | 29.13 | 60.50 |
JFU Shareholder Yields
Earnings, FCF, buyback, and dividend yields — total returns to shareholders
9F Inc. does not currently pay a dividend and has no material buyback yield, reinvesting earnings back into the business. The earnings yield of 18.8% (inverse of P/E) provides a useful comparison to bond yields when assessing the stock's relative attractiveness to fixed income.
Dividends
Full dividend history and growth charts are on the Dividend History page
| Metric | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Dividend Yield | — | — | — | — | — | — | — | — | — | — |
| Payout Ratio | — | — | — | — | — | — | — | — | — | — |
Total Shareholder Return Metrics
| Metric | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings Yield | 18.8% | 278.1% | — | — | — | — | — | — | — | — |
| FCF Yield | 23.3% | 254.6% | 140.6% | 45.3% | — | — | — | — | — | — |
| Buyback Yield | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | — | — | — |
| Total Shareholder Yield | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | — | — | — |
| Shares Outstanding | — | $12M | $12M | $12M | $11M | $10M | $9M | $10M | $10M | $10M |
Peer Comparison
Compare JFU with 10 similar companies in its peer group
| Company | Market Cap | P/E | EV/EBITDA | P/FCF | Gross Margin | Op Margin | ROE | ROIC | Debt/EBITDA |
|---|---|---|---|---|---|---|---|---|---|
 JFUYou | $29M | 5.3 | — | 4.3 | 65.2% | -14.7% | 1.4% | -1.3% | — |
 QFIN | $4B | 2.1 | 3.0 | 2.8 | 61.8% | 43.9% | 27.1% | 23.1% | 0.2 |
 LX | $147M | 2.2 | 1.6 | 1.2 | 35.4% | 16.1% | 10.8% | 11.0% | 2.2 |
 FINV | $3B | 3.9 | 5.8 | 6.9 | 79.3% | 19.4% | 16.2% | 12.9% | 0.0 |
 CNF | $1M | -0.0 | — | 0.1 | 87.0% | -11.2% | -12.0% | -0.6% | — |
 NTES | $74B | 15.6 | 12.4 | 10.4 | 64.3% | 31.8% | 21.3% | 23.3% | 0.2 |
 BABA | $340B | 17.9 | 13.6 | 29.6 | 40.0% | 14.1% | 11.8% | 9.6% | 1.4 |
 JD | $46B | 7.6 | 6.4 | 7.1 | 9.8% | 3.3% | 13.6% | 9.9% | 1.9 |
 BIDU | $49B | 14.4 | 10.8 | 25.4 | 50.3% | 16.0% | 8.7% | 4.8% | 2.2 |
 TCOM | $35B | 14.7 | 15.3 | 12.5 | 81.3% | 26.6% | 12.8% | 8.1% | 2.7 |
 IQ | $1B | 10.7 | 10.3 | 4.1 | 24.9% | 6.2% | 6.0% | 5.8% | 7.8 |
| Technology Median | — | 27.7 | 17.5 | 19.2 | 48.5% | -0.6% | 2.4% | 2.9% | 2.9 |
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Download Financial Ratios Data
Includes 30+ ratios · 9 years · Updated daily
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Start ComparisonJFU — Frequently Asked Questions
Quick answers to the most common questions about buying JFU stock.
What is 9F Inc.'s P/E ratio?
9F Inc.'s current P/E ratio is 5.3x. The historical average is 0.4x. This places it at the 100th percentile of its historical range.
What is 9F Inc.'s ROE?
9F Inc.'s return on equity (ROE) is 1.4%. The historical average is -3.8%.
Is JFU stock overvalued?
Based on historical data, 9F Inc. is trading at a P/E of 5.3x. This is at the 100th percentile of its historical P/E range. Compare with industry peers and growth rates for a complete picture.
What are 9F Inc.'s profit margins?
9F Inc. has 65.2% gross margin and -14.7% operating margin.