Navient Corporation SR NT 6% 121543 (JSM) quarterly income statement — complete revenue, gross profit & net income history
| Metric | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 | Q3'21 | Q2'21 |
|---|
| Sales/Revenue | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Revenue Growth % | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Cost of Goods Sold | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| COGS % of Revenue | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Gross Profit | 663M | 714M | 749M | 743M | 753M | 2.57B | 764M | 67M | 92M | -1.56B | -1.42B | 915M | 886M | 1.06B | 775M | 582M | 154M | 879M | 412M | 409M |
| Gross Margin % | 95.4% | 95.71% | 95.9% | 95.5% | 93.89% | -19769.23% | 80.59% | 28.76% | 33.45% | -892.57% | -405.71% | 83.41% | 82.73% | 82.34% | 87.97% | 84.1% | 42.9% | 66.24% | 62.42% | 61.88% |
| Gross Profit Growth % | -11.95% | -72.22% | -1.96% | 1008.96% | 718.48% | 264.53% | 153.8% | -92.68% | -89.62% | -246.94% | -283.23% | 57.22% | 475.32% | 20.93% | 88.11% | 42.3% | -64.43% | 255.87% | -22.12% | -32.51% |
| Operating Expenses | 89M | 89M | 105M | 100M | 127M | 571M | 184M | 87M | 101M | 99M | 99M | 182M | 185M | 329M | 194M | 190M | 63M | 707M | 248M | 252M |
| OpEx % of Revenue | 12.81% | 11.93% | 13.44% | 12.85% | 15.84% | -4392.31% | 19.41% | 37.34% | 36.73% | 56.57% | 28.29% | 16.59% | 17.27% | 25.48% | 22.02% | 27.46% | 17.55% | 53.28% | 37.58% | 38.12% |
| Selling, General & Admin | 0 | 0 | 0 | 0 | 0 | 188M | 0 | 87M | 101M | 99M | 99M | 98M | 105M | 107M | 106M | 110M | 120M | 136M | 141M | 142M |
| SG&A % of Revenue | - | - | - | - | - | -1446.15% | - | 37.34% | 36.73% | 56.57% | 28.29% | 8.93% | 9.8% | 8.29% | 12.03% | 15.9% | 33.43% | 10.25% | 21.36% | 21.48% |
| Research & Development | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| R&D % of Revenue | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Other Operating Expenses | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Operating Income | 574M | 625M | 644M | 643M | 626M | 2B | 580M | 146M | 174M | -1.21B | 251M | 733M | 981M | 1B | 778M | 756M | 394M | 1.13B | 220M | 240M |
| Operating Margin % | 82.59% | 83.78% | 82.46% | 82.65% | 78.05% | -15369.23% | 61.18% | 62.66% | 63.27% | -691.43% | 71.71% | 66.82% | 91.6% | 77.54% | 88.31% | 109.25% | 109.75% | 84.93% | 33.33% | 36.31% |
| Operating Income Growth % | -8.31% | -68.72% | 11.03% | 340.41% | 259.77% | 265.12% | 131.08% | -80.08% | -82.26% | -220.88% | -67.74% | -3.04% | 148.98% | -11.18% | 253.64% | 215% | 126.44% | 369.58% | -25.93% | -38.93% |
| EBITDA | 574M | 626M | 522M | 643M | 585M | 2.15B | -54M | 82M | 85M | -1.18B | 704M | 622M | 833M | 870M | 620M | 512M | 59M | 1.07B | -20M | -14M |
| EBITDA Margin % | 82.59% | 83.91% | 66.84% | 82.65% | 72.94% | -16546.15% | -5.7% | 35.19% | 30.91% | -676.57% | 201.14% | 56.7% | 77.78% | 67.39% | 70.37% | 73.99% | 16.43% | 80.56% | -3.03% | -2.12% |
| EBITDA Growth % | -1.88% | -70.9% | 1066.67% | 684.15% | 588.24% | 281.67% | -107.67% | -86.82% | -89.8% | -236.09% | 13.55% | 21.48% | 1311.86% | -18.62% | 3200% | 3757.14% | 118.67% | - | -157.14% | -106.31% |
| D&A (Non-Cash Add-back) | 0 | 1M | 0 | 0 | -41M | 153M | -634M | -64M | -89M | 26M | 0 | -111M | -148M | -131M | -158M | -244M | -335M | -58M | -240M | -254M |
| EBIT | 0 | 0 | 522M | 668M | 667M | -1.4B | 4.29B | 292M | 263M | 152M | 502M | 931M | 1.21B | 1.21B | 1.03B | 654M | 818M | 758M | 571M | 609M |
| Net Interest Income | 0 | -628M | -639M | -650M | -672M | -727M | -828M | -843M | -875M | -922M | -879M | -919M | -837M | 416M | 240M | 321M | 144M | -651M | -326M | -339M |
| Interest Income | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 1.29B | 881M | 692M | 359M | 0 | 0 | 0 |
| Interest Expense | 564M | 628M | 639M | 650M | 672M | 727M | 828M | 843M | 875M | 922M | 879M | 919M | 837M | 875M | 641M | 371M | 215M | 651M | 326M | 339M |
| Other Income/Expense | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Pretax Income | 32M | -7M | -117M | 18M | -5M | 26M | 12M | 48M | 88M | -37M | 110M | 96M | 144M | 114M | 137M | 244M | 332M | -9M | 220M | 240M |
| Pretax Margin % | 4.6% | -0.94% | -14.98% | 2.31% | -0.62% | -200% | 1.27% | 20.6% | 32% | -21.14% | 31.43% | 8.75% | 13.45% | 8.83% | 15.55% | 35.26% | 92.48% | -0.68% | 33.33% | 36.31% |
| Income Tax | 15M | -1M | -31M | 4M | -3M | 2M | 14M | 12M | 15M | -9M | 31M | 30M | 33M | 9M | 32M | 64M | 77M | 2M | 47M | 55M |
| Effective Tax Rate % | 46.88% | 14.29% | 26.5% | 22.22% | 60% | 7.69% | 116.67% | 25% | 17.05% | 24.32% | 28.18% | 31.25% | 22.92% | 7.89% | 23.36% | 26.23% | 23.19% | -22.22% | 21.36% | 22.92% |
| Net Income | 17M | -5M | -86M | 14M | -2M | 24M | -2M | 36M | 73M | -28M | 79M | 66M | 111M | 105M | 105M | 180M | 255M | -11M | 173M | 185M |
| Net Margin % | 2.45% | -0.67% | -11.01% | 1.8% | -0.25% | -184.62% | -0.21% | 15.45% | 26.55% | -16% | 22.57% | 6.02% | 10.36% | 8.13% | 11.92% | 26.01% | 71.03% | -0.83% | 26.21% | 27.99% |
| Net Income Growth % | 950% | -120.83% | -4200% | -61.11% | -102.74% | 185.71% | -102.53% | -45.45% | -34.23% | -126.67% | -24.76% | -63.33% | -56.47% | 1054.55% | -39.31% | -2.7% | -31.08% | -105.95% | -16.43% | 48% |
| Net Income (Continuing) | 17M | -5M | -86M | 14M | -2M | 24M | -2M | 36M | 73M | -28M | 79M | 66M | 111M | 105M | 105M | 180M | 255M | -11M | 173M | 185M |
| Discontinued Operations | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Minority Interest | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 6M | 11M | 11M | 11M |
| EPS (Diluted) | 0.17 | -0.05 | -0.87 | 0.14 | -0.02 | -0.98 | -0.02 | 0.32 | 0.64 | -0.24 | 0.65 | 0.53 | 0.85 | 0.78 | 0.74 | 1.22 | 1.67 | -0.07 | 1.04 | 1.05 |
| EPS Growth % | 950% | 94.8% | -4602.7% | -56.25% | -103.13% | -308.33% | -102.85% | -39.62% | -24.71% | -130.77% | -12.16% | -56.56% | -49.1% | 1214.29% | -28.85% | 16.19% | -16.5% | -107.14% | -2.8% | 64.06% |
| EPS (Basic) | 0.18 | -0.05 | -0.87 | 0.14 | -0.02 | -0.98 | -0.02 | 0.32 | 0.64 | -0.25 | 0.65 | 0.53 | 0.86 | 0.79 | 0.75 | 1.22 | 1.67 | -0.07 | 1.04 | 1.05 |
| Diluted Shares Outstanding | 95M | 98M | 98M | 100M | 102M | 109M | 108M | 112M | 114M | 115M | 121M | 125M | 130M | 134M | 141M | 147M | 153M | 157.14M | 167M | 176.19M |
| Basic Shares Outstanding | 95M | 98M | 98M | 100M | 102M | 109M | 108M | 112.5M | 114.06M | 112M | 121.54M | 125M | 129.07M | 132.91M | 140M | 147M | 152.69M | 151.1M | 166.35M | 176M |
| Dividend Payout Ratio | - | - | - | 114.29% | - | 220.83% | - | 47.22% | 24.66% | - | 24.05% | 28.79% | 18.92% | 20.95% | 20.95% | 12.78% | 9.41% | - | 15.03% | 14.59% |