LexinFintech Holdings Ltd. (LX) quarterly income statement — complete revenue, gross profit & net income history
LexinFintech Holdings Ltd. (LX) annual income statement — 11-year revenue, gross profit & net income history
| Metric | Q2'26 | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q3'20 | Q2'20 | Q4'19 | Q4'17 |
|---|
| Net Interest Income | 397.21M | 399.78M | 454.19M | -5.39M | 0 | -4.7M | -2.56M | -4.53M | 0 | -3.9M | -10.24M | -14.35M | -21.8M | -4.08M | -8.19M | -16.2M | -23.45M | -23.71M | -29.48M | -7.29M |
| NII Growth % | - | 8602.24% | 17841.89% | -19.05% | - | -20.44% | 75.01% | 68.43% | 100% | 4.31% | -25.14% | 11.41% | - | - | - | - | - | - | - | 65.05% |
| Net Interest Margin % | 1.77% | 1.76% | 1.96% | -0.02% | 0% | -0.02% | -0.01% | -0.02% | 0% | -0.02% | -0.04% | -0.06% | -0.09% | -0.02% | -0.04% | -0.07% | -0.11% | -0.11% | -0.15% | -0.05% |
| Interest Income | 428.02M | 460.36M | 495.81M | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Interest Expense | 30.81M | 60.58M | 41.62M | 5.39M | 0 | 4.7M | 2.56M | 4.53M | 0 | 3.9M | 10.24M | 14.35M | 21.8M | 4.08M | 8.19M | 16.2M | 23.45M | 23.71M | 29.48M | 7.29M |
| Loan Loss Provision | 996.98M | 916.03M | 826.83M | 2.22B | 2.31B | 1.88B | 2.38B | 2.45B | 2.29B | 2.04B | 2.24B | 2.14B | 2.04B | 2.08B | 2B | 1.78B | 2.15B | 1.97B | 1.64B | 1.15B |
| Non-Interest Income | 2.78B | 2.87B | 2.51B | 3.42B | 3.59B | 3.1B | 3.66B | 3.66B | 3.64B | 3.24B | 3.51B | 3.51B | 3.06B | 2.98B | 3.05B | 2.69B | 3.15B | 2.96B | 3.15B | 1.59B |
| Non-Interest Income % | 87.49% | 87.76% | 84.66% | 100.16% | 100% | 100.15% | 100.07% | 100.12% | 100% | 100.12% | 100.29% | 100.41% | 100.72% | 100.14% | 100.27% | 100.61% | 100.75% | 100.81% | 100.95% | 100.46% |
| Total Net Revenue | 3.18B | 3.26B | 2.96B | 3.41B | 3.59B | 3.1B | 3.66B | 3.66B | 3.64B | 3.24B | 3.5B | 3.49B | 3.03B | 2.98B | 3.04B | 2.67B | 3.13B | 2.93B | 3.12B | 1.59B |
| Revenue Growth % | -11.49% | 5.34% | -19.04% | -6.71% | -1.46% | -4.28% | 4.49% | 4.67% | 20% | 8.7% | 15.03% | 30.68% | - | - | - | - | - | - | - | 15.88% |
| Non-Interest Expense | 1.99B | 2.02B | 1.83B | 715.8M | 820.72M | 749.51M | 710.68M | 675.88M | 711.11M | 642.36M | 673.72M | 622.76M | 670.97M | 666.53M | 655.72M | 669.49M | 580.65M | 575.83M | 741.07M | 231.57M |
| Efficiency Ratio | 62.77% | 61.89% | 61.8% | 20.98% | 22.88% | 24.18% | 19.44% | 18.48% | 19.53% | 19.84% | 19.25% | 17.82% | 22.11% | 22.38% | 21.55% | 25.04% | 18.55% | 19.62% | 23.76% | 14.6% |
| Operating Income | 185.16M | 328.36M | 303.95M | 477.17M | 451.97M | 469.4M | 563.37M | 531.5M | 636.99M | 554.35M | 584.36M | 733.58M | 324.47M | 236.68M | 387.64M | 227.76M | 397.47M | 392.04M | 736.59M | 202.46M |
| Operating Margin % | 5.83% | 10.06% | 10.27% | 13.98% | 12.6% | 15.14% | 15.41% | 14.53% | 17.5% | 17.12% | 16.7% | 20.99% | 10.69% | 7.95% | 12.74% | 8.52% | 12.7% | 13.36% | 23.62% | 12.76% |
| Operating Income Growth % | -59.03% | -30.05% | -46.05% | -10.22% | -29.05% | -15.32% | -3.59% | -27.55% | 96.32% | 134.22% | 50.75% | 222.08% | - | - | - | - | - | - | - | 301.41% |
| Pretax Income | 154.35M | 267.78M | 262.34M | 646.82M | 631.31M | 531.47M | 430.4M | 381.72M | 286.58M | 255.04M | 2.37M | 486.1M | 436.53M | 401.78M | 373.61M | 346.52M | 389.41M | 495.68M | 614M | 209.88M |
| Pretax Margin % | 4.86% | 8.2% | 8.86% | 18.96% | 17.6% | 17.15% | 11.77% | 10.44% | 7.87% | 7.88% | 0.07% | 13.91% | 14.39% | 13.49% | 12.28% | 12.96% | 12.44% | 16.89% | 19.69% | 13.23% |
| Income Tax | 53.32M | 67.55M | 51.21M | 125.55M | 119.91M | 101.15M | 67.65M | 72.16M | 60.05M | 53.42M | -9.73M | 115.48M | 80.79M | 74.29M | 72.3M | 70.83M | 44.71M | 76.64M | 96.08M | 109.44M |
| Effective Tax Rate % | 34.54% | 25.23% | 19.52% | 19.41% | 18.99% | 19.03% | 15.72% | 18.9% | 20.95% | 20.94% | -410.21% | 23.76% | 18.51% | 18.49% | 19.35% | 20.44% | 11.48% | 15.46% | 15.65% | 52.14% |
| Net Income | 101.03M | 200.22M | 211.13M | 521.27M | 511.4M | 430.32M | 362.75M | 309.56M | 226.53M | 201.62M | 12.1M | 370.63M | 355.73M | 327.49M | 301.42M | 275.46M | 344.69M | 419.04M | 517.92M | 100.44M |
| Net Margin % | 3.18% | 6.13% | 7.13% | 15.28% | 14.26% | 13.88% | 9.92% | 8.46% | 6.22% | 6.23% | 0.35% | 10.61% | 11.72% | 10.99% | 9.91% | 10.3% | 11.01% | 14.28% | 16.61% | 6.33% |
| Net Income Growth % | -80.24% | -53.47% | -41.8% | 68.39% | 125.75% | 113.43% | 2898.67% | -16.48% | -36.32% | -38.43% | -95.99% | 34.55% | - | - | - | - | - | - | - | 878.47% |
| Net Income (Continuing) | 101.03M | 200.22M | 211.13M | 521.27M | 511.4M | 430.32M | 362.75M | 309.56M | 226.53M | 201.62M | 12.1M | 370.63M | 355.73M | 327.49M | 301.3M | 275.69M | 344.69M | 419.04M | 517.92M | 100.44M |
| EPS (Diluted) | 0.60 | 1.20 | 1.24 | 2.92 | 2.86 | 2.40 | 2.06 | 1.84 | 1.36 | 1.20 | 0.08 | 2.20 | 2.04 | 1.84 | 1.68 | 1.44 | 1.74 | 2.10 | 2.60 | 0.58 |
| EPS Growth % | -79.02% | -50% | -39.81% | 58.7% | 110.29% | 100% | 2475% | -16.36% | -33.33% | -34.78% | -95.24% | 52.78% | - | - | - | - | - | - | - | 782.35% |
| EPS (Basic) | 0.62 | 1.22 | 1.26 | 3.06 | 3.00 | 2.54 | 2.06 | 1.88 | 1.36 | 1.22 | 0.08 | 2.26 | 2.16 | 2.00 | 1.84 | 1.50 | 1.88 | 2.30 | 2.90 | 0.60 |
| Diluted Shares Outstanding | 166.71M | 168.33M | 173.04M | 178.07M | 179.24M | 179.82M | 175.79M | 168.3M | 167.6M | 166.83M | 165.97M | 177.61M | 187.18M | 187.13M | 186.33M | 190.76M | 205.48M | 205.17M | 204.09M | 172.29M |