Magyar Bancorp, Inc. (MGYR) quarterly income statement — complete revenue, gross profit & net income history
Magyar Bancorp, Inc. (MGYR) annual income statement — 24-year revenue, gross profit & net income history
| Metric | Q4'26 | Q3'26 | Q2'26 | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 |
|---|
| Net Interest Income | 9.95M | 9.42M | 9.23M | 8.86M | 8.4M | 8.18M | 7.88M | 7.44M | 7.02M | 6.78M | 6.92M | 7.24M | 7.01M | 6.89M | 6.95M | 6.89M | 7.24M | 6.96M | 6.38M | 6.44M |
| NII Growth % | 18.5% | 15.17% | 17.22% | 18.98% | 19.6% | 20.55% | 13.77% | 2.76% | 0.2% | -1.54% | -0.33% | 5.12% | -3.19% | -1.06% | 8.92% | 7.02% | 7.96% | 7.84% | -0.02% | 6.52% |
| Net Interest Margin % | - | 0.9% | 0.86% | 0.85% | 0.84% | 0.83% | 0.77% | 0.74% | 0.74% | 0.72% | 0.75% | 0.79% | 0.77% | 0.8% | 0.83% | 0.84% | 0.91% | 0.88% | 0.79% | 0.82% |
| Interest Income | 15.7M | 15.25M | 14.95M | 14.56M | 14.29M | 13.99M | 13.52M | 12.91M | 12.77M | 12.33M | 11.92M | 11.56M | 10.62M | 9.78M | 9.17M | 8.5M | 8.11M | 7.48M | 6.9M | 7.01M |
| Interest Expense | 5.75M | 5.83M | 5.72M | 5.7M | 5.89M | 5.81M | 5.65M | 5.46M | 5.74M | 5.54M | 5M | 4.31M | 3.61M | 2.89M | 2.23M | 1.61M | 875K | 512K | 526K | 570K |
| Loan Loss Provision | 316K | 351K | 256K | 22K | 230K | 101K | -30K | 101K | -351K | -54K | 14K | 481K | -51K | -81K | 195K | 317K | -72K | 205K | 71K | 101K |
| Non-Interest Income | 689K | 817K | 857K | 797K | 853K | 636K | 1.27M | 956K | 1.97M | 409K | 622K | 549K | 969K | 612K | 631K | 597K | 797K | 674K | 534K | 604K |
| Non-Interest Income % | 6.47% | 7.98% | 8.49% | 8.26% | 9.22% | 7.22% | 13.87% | 11.38% | 21.94% | 5.69% | 8.24% | 7.04% | 12.15% | 8.16% | 8.33% | 7.97% | 9.92% | 8.82% | 7.73% | 8.58% |
| Total Net Revenue | 10.64M | 10.24M | 10.09M | 9.65M | 9.25M | 8.81M | 9.14M | 8.4M | 9M | 7.19M | 7.54M | 7.79M | 7.98M | 7.5M | 7.58M | 7.49M | 8.04M | 7.64M | 6.91M | 7.04M |
| Revenue Growth % | 15.03% | 16.13% | 10.33% | 14.93% | 2.83% | 22.54% | 21.19% | 7.79% | 12.77% | -4.12% | -0.42% | 4.07% | -0.73% | -1.78% | 9.64% | 6.32% | 11.52% | 7.84% | -4.03% | -1.99% |
| Non-Interest Expense | 5.57M | 5.53M | 5.57M | 5.36M | 5.35M | 5.24M | 5.4M | 5.41M | 5.21M | 5.05M | 5.11M | 4.96M | 5.17M | 4.88M | 4.8M | 4.58M | 4.68M | 4.43M | 4.47M | 4.58M |
| Efficiency Ratio | 52.33% | 54.04% | 55.16% | 55.47% | 57.84% | 59.44% | 59.03% | 64.39% | 57.95% | 70.28% | 67.7% | 63.65% | 64.79% | 65.01% | 63.3% | 61.18% | 58.21% | 58% | 64.69% | 64.96% |
| Operating Income | 4.76M | 4.35M | 4.27M | 4.28M | 3.67M | 3.47M | 3.78M | 2.89M | 4.13M | 2.19M | 2.42M | 2.35M | 2.86M | 2.71M | 2.59M | 2.59M | 3.43M | 3M | 2.37M | 2.37M |
| Operating Margin % | 44.7% | 42.53% | 42.3% | 44.3% | 39.67% | 39.41% | 41.29% | 34.4% | 45.95% | 30.47% | 32.11% | 30.18% | 35.84% | 36.07% | 34.13% | 34.59% | 42.68% | 39.32% | 34.28% | 33.61% |
| Operating Income Growth % | 29.62% | 25.3% | 13.03% | 47.99% | -11.22% | 58.49% | 55.84% | 22.87% | 44.6% | -18.99% | -6.3% | -9.19% | -16.65% | -9.89% | 9.16% | 9.42% | 48.04% | 28.11% | 9.78% | 24.19% |
| Pretax Income | 4.76M | 4.35M | 4.27M | 4.28M | 3.67M | 3.47M | 3.78M | 2.89M | 4.13M | 2.19M | 2.42M | 2.35M | 2.86M | 2.71M | 2.59M | 2.59M | 3.43M | 3M | 2.37M | 2.37M |
| Pretax Margin % | 44.7% | 42.53% | 42.3% | 44.3% | 39.67% | 39.41% | 41.29% | 34.4% | 45.95% | 30.47% | 32.11% | 30.18% | 35.84% | 36.07% | 34.13% | 34.59% | 42.68% | 39.32% | 34.28% | 33.61% |
| Income Tax | 1.46M | 1.26M | 1.24M | 1.14M | 1.15M | 1M | 1.09M | 805K | 1.59M | 501K | 526K | 700K | 674K | 788K | 790K | 780K | 1M | 886K | 690K | 674K |
| Effective Tax Rate % | 30.59% | 28.95% | 29.01% | 26.68% | 31.2% | 28.9% | 29% | 27.85% | 38.49% | 22.86% | 21.71% | 29.76% | 23.57% | 29.12% | 30.55% | 30.12% | 29.15% | 29.5% | 29.13% | 28.47% |
| Net Income | 3.3M | 3.09M | 3.03M | 3.14M | 2.52M | 2.47M | 2.68M | 2.08M | 2.54M | 1.69M | 1.9M | 1.65M | 2.19M | 1.92M | 1.8M | 1.81M | 2.43M | 2.12M | 1.68M | 1.69M |
| Net Margin % | 31.03% | 30.22% | 30.03% | 32.48% | 27.29% | 28.02% | 29.32% | 24.82% | 28.27% | 23.51% | 25.14% | 21.2% | 27.39% | 25.57% | 23.7% | 24.17% | 30.24% | 27.72% | 24.29% | 24.04% |
| Net Income Growth % | 30.77% | 25.22% | 13.02% | 50.41% | -0.71% | 46.07% | 41.33% | 26.21% | 16.38% | -11.84% | 5.62% | -8.73% | -10.08% | -9.4% | 6.97% | 6.91% | 50.93% | 26.92% | 11.49% | 26.63% |
| Net Income (Continuing) | 3.3M | 3.09M | 3.03M | 3.14M | 2.52M | 2.47M | 2.68M | 2.08M | 2.54M | 1.69M | 1.9M | 1.65M | 2.19M | 1.92M | 1.8M | 1.81M | 2.43M | 2.12M | 1.68M | 1.69M |
| EPS (Diluted) | 0.52 | 0.49 | 0.48 | 0.50 | 0.40 | 0.40 | 0.43 | 0.33 | 0.41 | 0.27 | 0.30 | 0.26 | 0.34 | 0.30 | 0.28 | 0.28 | 0.36 | 0.31 | 0.25 | 0.25 |
| EPS Growth % | 30% | 22.5% | 11.63% | 51.52% | -2.44% | 48.15% | 43.33% | 26.92% | 20.59% | -10% | 7.14% | -7.14% | -5.56% | -3.23% | 12% | 12% | 56.52% | 6.9% | -3.85% | 8.7% |
| EPS (Basic) | 0.53 | 0.50 | 0.49 | 0.50 | 0.41 | 0.40 | 0.43 | 0.33 | 0.41 | 0.27 | 0.30 | 0.26 | 0.34 | 0.30 | 0.28 | 0.28 | 0.36 | 0.31 | 0.25 | 0.25 |
| Diluted Shares Outstanding | 6.35M | 6.31M | 6.31M | 6.23M | 6.23M | 6.23M | 6.23M | 6.23M | 6.2M | 6.32M | 6.37M | 6.39M | 6.43M | 6.41M | 6.43M | 6.46M | 6.75M | 6.8M | 6.72M | 6.79M |