Magyar Bancorp, Inc. (MGYR) quarterly income statement — complete revenue, gross profit & net income history
| Metric | Q2'26 | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 | Q3'21 |
|---|
| Net Interest Income | 9.23M | 8.86M | 8.4M | 8.18M | 7.88M | 7.44M | 7.02M | 6.78M | 6.92M | 7.24M | 7.01M | 6.89M | 6.95M | 6.89M | 7.24M | 6.96M | 6.38M | 6.44M | 6.71M | 6.46M |
| NII Growth % | 17.22% | 18.98% | 19.6% | 20.55% | 13.77% | 2.76% | 0.2% | -1.54% | -0.33% | 5.12% | -3.19% | -1.06% | 8.92% | 7.02% | 7.96% | 7.84% | -0.02% | 6.52% | 17.98% | 15.94% |
| Net Interest Margin % | 0.86% | 0.85% | 0.84% | 0.83% | 0.77% | 0.74% | 0.74% | 0.72% | 0.75% | 0.79% | 0.77% | 0.8% | 0.83% | 0.84% | 0.91% | 0.88% | 0.79% | 0.82% | 0.87% | 0.77% |
| Interest Income | 14.95M | 14.56M | 14.29M | 13.99M | 13.52M | 12.91M | 12.77M | 12.33M | 11.92M | 11.56M | 10.62M | 9.78M | 9.17M | 8.5M | 8.11M | 7.48M | 6.9M | 7.01M | 7.31M | 7.1M |
| Interest Expense | 5.72M | 5.7M | 5.89M | 5.81M | 5.65M | 5.46M | 5.74M | 5.54M | 5M | 4.31M | 3.61M | 2.89M | 2.23M | 1.61M | 875K | 512K | 526K | 570K | 601K | 640K |
| Loan Loss Provision | 256K | 22K | 230K | 101K | -30K | 101K | -351K | -54K | 14K | 481K | -51K | -81K | 195K | 317K | -72K | 205K | 71K | 101K | 276K | 246K |
| Non-Interest Income | 857K | 797K | 853K | 636K | 1.27M | 956K | 1.97M | 409K | 622K | 549K | 969K | 612K | 631K | 597K | 797K | 674K | 534K | 604K | 501K | 625K |
| Non-Interest Income % | 5.42% | 5.19% | 5.63% | 4.35% | 8.57% | 6.9% | 13.39% | 3.21% | 4.96% | 4.53% | 8.36% | 5.89% | 6.44% | 6.56% | 8.94% | 8.27% | 7.18% | 7.93% | 6.42% | 8.09% |
| Total Revenue | 15.81M | 15.35M | 15.14M | 14.62M | 14.79M | 13.86M | 14.74M | 12.74M | 12.54M | 12.11M | 11.58M | 10.39M | 9.8M | 9.1M | 8.91M | 8.15M | 7.44M | 7.61M | 7.81M | 7.72M |
| Revenue Growth % | 6.88% | 10.76% | 2.73% | 14.82% | 17.94% | 14.51% | 27.24% | 22.59% | 27.91% | 33.06% | 30% | 27.47% | 31.84% | 19.51% | 14.14% | 5.53% | -6.39% | -6.5% | 7.91% | 8.94% |
| Non-Interest Expense | 5.57M | 5.36M | 5.35M | 5.24M | 5.4M | 5.41M | 5.21M | 5.05M | 5.11M | 4.96M | 5.17M | 4.88M | 4.8M | 4.58M | 4.68M | 4.43M | 4.47M | 4.58M | 4.61M | 4.49M |
| Efficiency Ratio | 35.2% | 34.88% | 35.34% | 35.82% | 36.49% | 39.02% | 35.37% | 39.69% | 40.73% | 40.97% | 44.61% | 46.94% | 48.91% | 50.35% | 52.5% | 54.36% | 60.12% | 60.09% | 59.09% | 58.18% |
| Operating Income | 4.27M | 4.28M | 3.67M | 3.47M | 3.78M | 2.89M | 4.13M | 2.19M | 2.42M | 2.35M | 2.86M | 2.71M | 2.59M | 2.59M | 3.43M | 3M | 2.37M | 2.37M | 2.32M | 2.34M |
| Operating Margin % | 27% | 27.86% | 24.24% | 23.76% | 25.53% | 20.85% | 28.05% | 17.21% | 19.32% | 19.43% | 24.68% | 26.05% | 26.37% | 28.47% | 38.49% | 36.85% | 31.85% | 31.09% | 29.68% | 30.35% |
| Operating Income Growth % | 13.03% | 47.99% | -11.22% | 58.49% | 55.84% | 22.87% | 44.6% | -18.99% | -6.3% | -9.19% | -16.65% | -9.89% | 9.16% | 9.42% | 48.04% | 28.11% | 9.78% | 24.19% | 97.7% | 224.2% |
| Pretax Income | 4.27M | 4.28M | 3.67M | 3.47M | 3.78M | 2.89M | 4.13M | 2.19M | 2.42M | 2.35M | 2.86M | 2.71M | 2.59M | 2.59M | 3.43M | 3M | 2.37M | 2.37M | 2.32M | 2.34M |
| Pretax Margin % | 27% | 27.86% | 24.24% | 23.76% | 25.53% | 20.85% | 28.05% | 17.21% | 19.32% | 19.43% | 24.68% | 26.05% | 26.37% | 28.47% | 38.49% | 36.85% | 31.85% | 31.09% | 29.68% | 30.35% |
| Income Tax | 1.24M | 1.14M | 1.15M | 1M | 1.09M | 805K | 1.59M | 501K | 526K | 700K | 674K | 788K | 790K | 780K | 1M | 886K | 690K | 674K | 707K | 676K |
| Effective Tax Rate % | 29.01% | 26.68% | 31.2% | 28.9% | 29% | 27.85% | 38.49% | 22.86% | 21.71% | 29.76% | 23.57% | 29.12% | 30.55% | 30.12% | 29.15% | 29.5% | 29.13% | 28.47% | 30.51% | 28.84% |
| Net Income | 3.03M | 3.14M | 2.52M | 2.47M | 2.68M | 2.08M | 2.54M | 1.69M | 1.9M | 1.65M | 2.19M | 1.92M | 1.8M | 1.81M | 2.43M | 2.12M | 1.68M | 1.69M | 1.61M | 1.67M |
| Net Margin % | 19.17% | 20.42% | 16.68% | 16.89% | 18.12% | 15.04% | 17.25% | 13.28% | 15.13% | 13.65% | 18.86% | 18.46% | 18.32% | 19.89% | 27.27% | 25.98% | 22.58% | 22.24% | 20.62% | 21.6% |
| Net Income Growth % | 13.02% | 50.41% | -0.71% | 46.07% | 41.33% | 26.21% | 16.38% | -11.84% | 5.62% | -8.73% | -10.08% | -9.4% | 6.97% | 6.91% | 50.93% | 26.92% | 11.49% | 26.63% | 95.63% | 227.7% |
| Net Income (Continuing) | 3.03M | 3.14M | 2.52M | 2.47M | 2.68M | 2.08M | 2.54M | 1.69M | 1.9M | 1.65M | 2.19M | 1.92M | 1.8M | 1.81M | 2.43M | 2.12M | 1.68M | 1.69M | 1.61M | 1.67M |
| EPS (Diluted) | 0.48 | 0.50 | 0.40 | 0.40 | 0.43 | 0.33 | 0.41 | 0.27 | 0.30 | 0.26 | 0.34 | 0.30 | 0.28 | 0.28 | 0.36 | 0.31 | 0.25 | 0.25 | 0.23 | 0.29 |
| EPS Growth % | 11.63% | 51.52% | -2.44% | 48.15% | 43.33% | 26.92% | 20.59% | -10% | 7.14% | -7.14% | -5.56% | -3.23% | 12% | 12% | 56.52% | 6.9% | -3.85% | 8.7% | 64.29% | 222.22% |
| EPS (Basic) | 0.49 | 0.50 | 0.41 | 0.40 | 0.43 | 0.33 | 0.41 | 0.27 | 0.30 | 0.26 | 0.34 | 0.30 | 0.28 | 0.28 | 0.36 | 0.31 | 0.25 | 0.25 | 0.23 | 0.29 |
| Diluted Shares Outstanding | 6.31M | 6.23M | 6.23M | 6.23M | 6.23M | 6.23M | 6.2M | 6.32M | 6.37M | 6.39M | 6.43M | 6.41M | 6.43M | 6.46M | 6.75M | 6.8M | 6.72M | 6.79M | 7M | 5.75M |