MainStreet Bancshares, Inc. (MNSB) quarterly balance sheet — complete assets, liabilities & equity history
| Metric | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 | Q3'21 | Q2'21 |
|---|
| Cash & Short Term Investments | 245.92M | 26.85M | 26.65M | 107.68M | 233.9M | 48.92M | 99.44M | 99.3M | 107.91M | 113.51M | 101.64M | 128.28M | 288.54M | 111.56M | 212.96M | 198.88M | 187.79M | 161.74M | 239.59M | 285.91M |
| Cash & Due from Banks | 168.12M | 26.45M | 25.25M | 106.68M | 177.97M | 47.55M | 40.95M | 41.7M | 49.21M | 53.58M | 44.91M | 67.7M | 225.33M | 48.93M | 50.64M | 55.64M | 63.99M | 61.83M | 67.99M | 120.12M |
| Short Term Investments | 77.81M | 399K | 1.4M | 998K | 55.94M | 1.37M | 58.49M | 57.6M | 58.7M | 59.93M | 56.73M | 60.58M | 63.21M | 62.63M | 162.32M | 143.24M | 123.8M | 99.91M | 171.6M | 165.79M |
| Total Investments | 1.93B | 1.92B | 1.86B | 1.84B | 1.88B | 1.88B | 1.85B | 1.85B | 1.8B | 1.78B | 1.76B | 1.72B | 1.7B | 1.66B | 1.63B | 1.58B | 1.56B | 1.46B | 1.44B | 1.45B |
| Investments Growth % | 2.41% | 1.81% | 0.76% | -0.59% | 4.45% | 5.61% | 5.37% | 7.98% | 6.18% | 7.36% | 7.84% | 8.74% | 9.15% | 13.56% | 12.75% | 8.94% | 3.33% | 0.32% | 1.56% | 5.36% |
| Long-Term Investments | 1.85B | 1.92B | 1.86B | 1.84B | 1.83B | 1.88B | 1.79B | 1.79B | 1.74B | 1.72B | 1.7B | 1.66B | 1.63B | 1.6B | 1.47B | 1.43B | 1.43B | 1.36B | 1.27B | 1.28B |
| Accounts Receivables | 13.45M | 14.52M | 13.62M | 15.02M | 9.61M | 11.31M | 11.08M | 11.92M | 10.73M | 12.39M | 11.18M | 10.26M | 9.74M | 9.58M | 8.27M | 7.31M | 6.98M | 7.7M | 4.72M | 8.75M |
| Goodwill & Intangibles | 0 | 0 | 0 | 0 | 0 | 0 | 18.88M | 17.2M | 15.69M | 14.66M | 13.37M | 12.27M | 10.56M | 9.15M | 7.26M | 4.96M | 3.91M | 2.49M | 1.17M | 0 |
| Goodwill | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Intangible Assets | 0 | 0 | 0 | 0 | 0 | 0 | 18.88M | 17.2M | 15.69M | 14.66M | 13.37M | 12.27M | 10.56M | 9.15M | 7.26M | 4.96M | 3.91M | 2.49M | 1.17M | 0 |
| PP&E (Net) | 13.43M | 13.53M | 13.21M | 13.34M | 13.02M | 13.29M | 13.57M | 13.79M | 14.08M | 13.94M | 14.28M | 14.43M | 14.52M | 14.71M | 14.52M | 14.76M | 14.83M | 14.86M | 14.79M | 13.93M |
| Other Assets | 96.78M | 241.78M | 208.6M | 138.09M | 138.87M | 273.57M | 290.05M | 156.66M | 177.25M | 158.52M | 182.01M | 129.05M | 96.75M | 183.16M | 151.37M | 132.91M | 116.23M | 98.5M | 124.51M | 116.53M |
| Total Current Assets | 262.12M | 41.37M | 40.27M | 122.7M | 243.51M | 60.23M | 110.52M | 111.22M | 118.63M | 125.9M | 112.82M | 138.53M | 298.29M | 121.14M | 221.23M | 206.19M | 194.77M | 169.44M | 244.31M | 294.66M |
| Total Non-Current Assets | 1.96B | 2.17B | 2.08B | 1.99B | 1.98B | 2.17B | 2.11B | 1.98B | 1.95B | 1.91B | 1.91B | 1.81B | 1.76B | 1.8B | 1.64B | 1.59B | 1.57B | 1.48B | 1.41B | 1.41B |
| Total Assets | 2.22B | 2.21B | 2.12B | 2.11B | 2.22B | 2.23B | 2.22B | 2.09B | 2.07B | 2.04B | 2.02B | 1.95B | 2.06B | 1.93B | 1.86B | 1.79B | 1.76B | 1.65B | 1.66B | 1.71B |
| Asset Growth % | 0.02% | -0.69% | -4.49% | 1% | 7.38% | 9.47% | 10.05% | 7.41% | 0.73% | 5.7% | 8.68% | 8.7% | 16.65% | 16.9% | 12.24% | 5.02% | 1.07% | 0.26% | 1.66% | 11.7% |
| Return on Assets (ROA) | 0.18% | 0.19% | 0.21% | 0.21% | 0.11% | -0.73% | 0.01% | 0.13% | 0.16% | 0.25% | 0.32% | 0.35% | 0.41% | 0.4% | 0.42% | 0.33% | 0.32% | 0.29% | 0.28% | 0.41% |
| Accounts Payable | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Total Debt | 70.03M | 69.94M | 69.84M | 71.24M | 72.14M | 73.04M | 72.94M | 72.84M | 72.74M | 87.64M | 72.54M | 102.44M | 178.04M | 172.25M | 72.15M | 72.05M | 111.95M | 29.29M | 40.63M | 40.58M |
| Net Debt | -98.08M | 43.48M | 44.58M | -35.45M | -105.83M | 25.49M | 31.98M | 31.14M | 23.53M | 34.06M | 27.63M | 34.74M | -47.29M | 123.31M | 21.51M | 16.41M | 47.97M | -32.53M | -27.36M | -79.55M |
| Long-Term Debt | 70.03M | 69.94M | 69.84M | 71.24M | 72.14M | 73.04M | 72.94M | 72.84M | 72.74M | 72.64M | 72.54M | 72.44M | 117.34M | 172.25M | 72.15M | 72.05M | 111.95M | 29.29M | 40.63M | 40.58M |
| Short-Term Debt | 0 | 0 | 0 | 0 | 0 | 0 | 169K | 339K | 0 | 15M | 0 | 30M | 60.7M | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Liabilities | 23.55M | 24.96M | 25.75M | 31.53M | 32.76M | 39.27M | 31.94M | 40.83M | 41.42M | 40.15M | 52.02M | 43.02M | 39.69M | 42.34M | 44.05M | 32.8M | 26.05M | 17.36M | 18.17M | 22.56M |
| Total Current Liabilities | 1.91B | 1.9B | 1.81B | 1.8B | 1.91B | 1.91B | 1.89B | 1.76B | 1.73B | 1.7B | 1.68B | 1.62B | 1.69B | 1.51B | 1.55B | 1.5B | 1.43B | 1.41B | 1.41B | 1.46B |
| Total Non-Current Liabilities | 93.58M | 94.89M | 95.59M | 102.76M | 104.9M | 112.31M | 104.88M | 113.67M | 114.16M | 112.79M | 124.56M | 115.46M | 157.04M | 214.58M | 116.19M | 104.85M | 138.01M | 46.65M | 58.8M | 63.13M |
| Total Liabilities | 2.01B | 1.99B | 1.91B | 1.9B | 2.01B | 2.02B | 2B | 1.87B | 1.85B | 1.81B | 1.81B | 1.74B | 1.85B | 1.73B | 1.67B | 1.6B | 1.57B | 1.46B | 1.47B | 1.53B |
| Total Equity | 214.98M | 218.59M | 218.36M | 213.47M | 209.62M | 207.99M | 226.05M | 224.72M | 223.12M | 221.52M | 213.74M | 210.51M | 204.99M | 198.28M | 190M | 188.4M | 188.8M | 188.79M | 184.03M | 179.63M |
| Equity Growth % | 2.56% | 5.1% | -3.4% | -5% | -6.05% | -6.11% | 5.76% | 6.75% | 8.85% | 11.72% | 12.5% | 11.73% | 8.58% | 5.03% | 3.24% | 4.89% | 9.65% | 12.6% | 6.21% | 28.15% |
| Equity / Assets (Capital Ratio) | 9.67% | 9.88% | 10.28% | 10.09% | 9.43% | 9.33% | 10.16% | 10.73% | 10.78% | 10.88% | 10.57% | 10.8% | 9.98% | 10.3% | 10.21% | 10.51% | 10.72% | 11.46% | 11.1% | 10.52% |
| Return on Equity (ROE) | 1.89% | 1.86% | 2.09% | 2.17% | 1.17% | -7.45% | 0.12% | 1.17% | 1.49% | 2.37% | 2.99% | 3.34% | 4.04% | 3.9% | 4.09% | 3.14% | 2.87% | 2.58% | 2.63% | 4.05% |
| Book Value per Share | 28.72 | 28.90 | 28.34 | 27.71 | 27.45 | 27.36 | 29.74 | 29.54 | 29.31 | 29.43 | 28.41 | 27.98 | 27.27 | 26.67 | 25.46 | 24.87 | 24.69 | 24.86 | 24.31 | 23.80 |
| Tangible BV per Share | 28.72 | 28.90 | 28.34 | 27.71 | 27.45 | 27.36 | 27.25 | 27.27 | 27.25 | 27.48 | 26.63 | 26.35 | 25.86 | 25.44 | 24.48 | 24.22 | 24.18 | 24.53 | 24.15 | 23.80 |
| Common Stock | 28.25M | 29.01M | 29.83M | 29.82M | 29.81M | 29.47M | 29.46M | 29.45M | 29.51M | 29.2M | 29.19M | 29.18M | 29.18M | 28.74M | 28.73M | 29.18M | 29.64M | 29.47M | 29.46M | 29.45M |
| Additional Paid-in Capital | 61.05M | 66.53M | 68.89M | 68.26M | 67.61M | 67.82M | 67.08M | 66.39M | 65.94M | 65.98M | 65.41M | 64.77M | 64.21M | 64M | 63.23M | 64.82M | 66.8M | 67.67M | 67.15M | 66.67M |
| Retained Earnings | 104.36M | 101.56M | 98.79M | 95.58M | 92.31M | 91.15M | 108.62M | 109.65M | 108.33M | 106.55M | 102.69M | 97.65M | 91.99M | 86.83M | 80.53M | 73.7M | 68.69M | 64.19M | 59.92M | 55.68M |
| Accumulated OCI | -5.93M | -5.77M | -6.42M | -7.46M | -7.37M | -7.71M | -6.37M | -8.04M | -7.93M | -7.48M | -10.81M | -8.35M | -7.66M | -8.55M | -9.76M | -6.56M | -3.6M | 197K | 232K | 576K |
| Treasury Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Preferred Stock | 27.26M | 27.26M | 27.26M | 27.26M | 27.26M | 27.26M | 27.26M | 27.26M | 27.26M | 27.26M | 27.26M | 27.26M | 27.26M | 27.26M | 27.26M | 27.26M | 27.26M | 27.26M | 27.26M | 27.26M |