MainStreet Bancshares, Inc. (MNSB) quarterly income statement — complete revenue, gross profit & net income history
MainStreet Bancshares, Inc. (MNSB) annual income statement — 21-year revenue, gross profit & net income history
| Metric | Q2'26 | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 | Q3'21 |
|---|
| Net Interest Income | 18.23M | 17.49M | 17.14M | 17.1M | 18.79M | 16.51M | 16.04M | 15.34M | 15.29M | 15.63M | 17.01M | 18.77M | 19.27M | 21.09M | 20.6M | 18.1M | 16.12M | 15.2M | 13.87M | 13.2M |
| NII Growth % | -2.97% | 5.96% | 6.86% | 11.46% | 22.9% | 5.66% | -5.68% | -18.27% | -20.66% | -25.92% | -17.43% | 3.74% | 19.54% | 38.78% | 48.53% | 37.06% | 24.09% | 12.78% | 6.14% | 11.08% |
| Net Interest Margin % | 0.81% | 0.79% | 0.77% | 0.8% | 0.89% | 0.74% | 0.72% | 0.69% | 0.73% | 0.75% | 0.84% | 0.93% | 0.99% | 1.03% | 1.07% | 0.97% | 0.9% | 0.86% | 0.84% | 0.8% |
| Interest Income | 32.09M | 31.22M | 31.87M | 32.46M | 34.29M | 32.96M | 35.12M | 33.59M | 33.33M | 32.47M | 33.08M | 31.77M | 30.71M | 28.64M | 25.77M | 21.91M | 18.81M | 17.35M | 16.2M | 15.79M |
| Interest Expense | 13.86M | 13.72M | 14.73M | 15.36M | 15.5M | 16.45M | 19.08M | 18.25M | 18.04M | 16.84M | 16.07M | 12.99M | 11.44M | 7.55M | 5.18M | 3.82M | 2.69M | 2.15M | 2.34M | 2.58M |
| Loan Loss Provision | 585K | -131K | 328K | 144K | -543K | 0 | 3.41M | 2.91M | 638K | -195K | 466K | 255K | 638K | 283K | 1.12M | 0 | 480K | 800K | 295K | 290K |
| Non-Interest Income | 894K | 407K | 900K | 977K | 1.07M | 939K | 806K | 886K | 873K | 796K | 861K | 891K | 810K | 1M | 1.06M | 1.35M | 1.26M | 1.16M | 1.62M | 1.49M |
| Non-Interest Income % | 4.67% | 2.27% | 4.99% | 5.4% | 5.37% | 5.38% | 4.78% | 5.46% | 5.4% | 4.85% | 4.82% | 4.53% | 4.03% | 4.54% | 4.9% | 6.93% | 7.27% | 7.1% | 10.48% | 10.12% |
| Total Net Revenue | 19.13M | 17.9M | 18.04M | 18.08M | 19.86M | 17.45M | 16.85M | 16.23M | 16.16M | 16.42M | 17.87M | 19.66M | 20.08M | 22.09M | 21.66M | 19.44M | 17.39M | 16.36M | 15.49M | 14.69M |
| Revenue Growth % | -3.68% | 2.59% | 7.09% | 11.4% | 22.86% | 6.26% | -5.71% | -17.46% | -19.52% | -25.68% | -17.5% | 1.13% | 15.51% | 35.06% | 39.81% | 32.37% | 19.52% | 9.64% | 3.78% | -0.37% |
| Non-Interest Expense | 12.38M | 12.67M | 12.82M | 12.52M | 14.74M | 14.31M | 34.43M | 13.22M | 12.67M | 12.48M | 11.13M | 11.55M | 10.85M | 11.7M | 10.71M | 9.89M | 9.49M | 8.96M | 8.72M | 8.46M |
| Efficiency Ratio | 64.72% | 70.8% | 71.08% | 69.26% | 74.26% | 82.03% | 204.37% | 81.45% | 78.38% | 76.01% | 62.32% | 58.74% | 54.04% | 52.97% | 49.44% | 50.88% | 54.61% | 54.79% | 56.3% | 57.6% |
| Operating Income | 6.16M | 5.36M | 4.89M | 5.41M | 5.65M | 3.13M | -20.99M | 97K | 2.86M | 4.13M | 6.27M | 7.86M | 8.59M | 10.11M | 9.83M | 9.55M | 7.41M | 6.6M | 6.47M | 5.94M |
| Operating Margin % | 32.22% | 29.93% | 27.1% | 29.94% | 28.48% | 17.97% | -124.6% | 0.6% | 17.67% | 25.18% | 35.07% | 39.96% | 42.78% | 45.75% | 45.39% | 49.12% | 42.63% | 40.32% | 41.79% | 40.42% |
| Operating Income Growth % | 8.98% | 70.91% | 123.29% | 5480.41% | 97.97% | -24.18% | -434.94% | -98.77% | -66.76% | -59.09% | -36.25% | -17.74% | 15.92% | 53.24% | 51.85% | 60.85% | -15.33% | -2.89% | -33.66% | -8.24% |
| Pretax Income | 6.03M | 5.36M | 4.89M | 5.41M | 5.65M | 3.13M | -20.99M | 97K | 2.86M | 4.13M | 6.27M | 7.86M | 8.59M | 10.11M | 9.83M | 9.55M | 7.41M | 6.6M | 6.47M | 5.94M |
| Pretax Margin % | 31.5% | 29.93% | 27.1% | 29.94% | 28.48% | 17.97% | -124.6% | 0.6% | 17.67% | 25.18% | 35.07% | 39.96% | 42.78% | 45.75% | 45.39% | 49.12% | 42.63% | 40.32% | 41.79% | 40.42% |
| Income Tax | 1.36M | 1.26M | 836K | 896K | 1.06M | 682K | -4.82M | -168K | 238K | 830K | 1.12M | 1.52M | 1.65M | 1.96M | 2.25M | 1.81M | 1.48M | 1.17M | 1.66M | 1.16M |
| Effective Tax Rate % | 22.52% | 23.48% | 17.1% | 16.55% | 18.82% | 21.75% | 22.98% | -173.2% | 8.33% | 20.07% | 17.87% | 19.29% | 19.15% | 19.36% | 22.91% | 18.93% | 19.98% | 17.78% | 25.66% | 19.45% |
| Net Income | 4.67M | 4.1M | 4.05M | 4.52M | 4.59M | 2.45M | -16.17M | 265K | 2.62M | 3.31M | 5.15M | 6.34M | 6.95M | 8.15M | 7.58M | 7.74M | 5.93M | 5.42M | 4.81M | 4.78M |
| Net Margin % | 24.41% | 22.9% | 22.46% | 24.98% | 23.12% | 14.06% | -95.96% | 1.63% | 16.2% | 20.13% | 28.81% | 32.25% | 34.59% | 36.89% | 35% | 39.82% | 34.11% | 33.15% | 31.07% | 32.56% |
| Net Income Growth % | 1.7% | 67.14% | 125.07% | 1604.53% | 75.32% | -25.78% | -414.11% | -95.82% | -62.31% | -59.45% | -32.09% | -18.11% | 17.13% | 50.3% | 57.47% | 61.89% | -16.78% | -0.5% | -37.57% | -7.52% |
| Net Income (Continuing) | 4.67M | 4.1M | 4.05M | 4.52M | 4.59M | 2.45M | -16.17M | 265K | 2.62M | 3.31M | 5.15M | 6.34M | 6.95M | 8.15M | 7.58M | 7.74M | 5.93M | 5.42M | 4.81M | 4.78M |
| EPS (Diluted) | 0.57 | 0.48 | 0.46 | 0.52 | 0.53 | 0.25 | -2.20 | -0.04 | 0.27 | 0.36 | 0.61 | 0.77 | 0.85 | 1.01 | 0.95 | 0.97 | 0.71 | 0.64 | 0.56 | 0.56 |
| EPS Growth % | 7.55% | 92% | 120.91% | 1544.44% | 96.3% | -30.56% | -460.66% | -104.68% | -68.24% | -64.36% | -35.79% | -20.62% | 19.72% | 57.81% | 69.64% | 73.21% | -18.39% | -1.54% | -39.13% | -11.11% |
| EPS (Basic) | 0.57 | 0.48 | 0.46 | 0.52 | 0.53 | 0.25 | -2.20 | -0.04 | 0.27 | 0.36 | 0.61 | 0.77 | 0.85 | 1.01 | 0.95 | 0.97 | 0.71 | 0.64 | 0.56 | 0.56 |
| Diluted Shares Outstanding | 7.33M | 7.48M | 7.56M | 7.7M | 7.7M | 7.64M | 7.6M | 7.6M | 7.61M | 7.61M | 7.53M | 7.52M | 7.52M | 7.52M | 7.43M | 7.46M | 7.58M | 7.65M | 7.6M | 7.57M |