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MUSAMurphy USA Inc.
$506.24$9.6B
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  4. Financial Ratios

Murphy USA Inc. (MUSA) Financial Ratios

Latest Ratios: P/E Ratio 21.5x · EV/EBITDA 12.6x · ROE 64.3%. (2011–2025 historical series)

Income StatementBalance SheetCash FlowRatios
AnnualQuarterly

MUSA Valuation Multiples

Price-based multiples — how expensive the stock is relative to earnings, sales, book value, and cash flow

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Market Cap$9.6B$7.9B$10.5B$7.8B$6.7B$5.3B$3.9B$3.7B$2.5B$2.9B$2.4B
Enterprise Value$12.8B$11.1B$12.8B$9.9B$8.9B$7.3B$4.8B$4.6B$3.2B$3.6B$3.0B
P/E Ratio →21.5516.7420.8113.999.9513.3510.0124.0711.8311.8511.00
P/S Ratio0.490.410.520.360.290.310.340.270.180.230.21
P/B Ratio16.2612.6412.459.4010.456.574.934.643.133.933.50
P/FCF25.6321.0526.8517.379.7111.4611.6034.3513.00114.8432.37
P/OCF11.789.6812.349.936.737.196.8511.906.3410.257.22

P/E links to full P/E history page with 30-year chart

MUSA EV Ratios

Enterprise-value multiples — capital-structure-neutral measures of total business value

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
EV / Revenue—0.570.630.460.380.420.430.330.220.280.25
EV / EBITDA12.5710.8912.909.407.478.906.7110.906.958.997.38
EV / EBIT17.3415.4217.0711.949.1912.068.6617.929.8112.617.54
EV / FCF—29.6632.8122.1712.9215.7514.5542.4916.49142.9439.22

MUSA Profitability

Margins and return-on-capital ratios measuring operating efficiency

Margins

Full margin charts and quarterly trend are on the Earnings History page

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Gross Margin5.0%5.0%11.4%10.7%10.2%10.7%12.8%8.0%7.6%8.3%8.8%
Operating Margin3.8%3.8%3.7%3.8%4.1%3.5%5.0%1.9%2.3%2.2%2.6%
Net Profit Margin2.4%2.4%2.5%2.6%2.9%2.3%3.4%1.1%1.5%1.9%1.9%

Return on Capital

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
ROE64.3%64.3%60.2%75.8%92.9%49.9%48.7%19.2%27.6%34.2%29.7%
ROA10.2%10.2%11.3%13.2%16.5%11.8%14.4%6.1%9.1%11.1%11.1%
ROIC15.8%15.8%18.1%21.2%25.7%19.9%24.3%12.7%16.6%16.0%18.8%
ROCE20.0%20.0%21.0%24.5%29.2%21.9%25.8%13.2%17.7%16.8%19.5%

MUSA Leverage & Debt

Solvency and debt-coverage ratios — lower is generally safer

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Debt / Equity5.225.222.822.743.552.781.461.451.071.190.96
Debt / EBITDA3.193.192.392.151.912.741.592.751.872.191.68
Net Debt / Equity—5.172.762.603.452.461.251.100.840.960.74
Net Debt / EBITDA3.163.162.342.041.862.421.362.091.471.771.29
Debt / FCF—8.615.964.803.214.292.958.143.4928.096.86
Interest Coverage6.496.497.718.4611.247.3310.934.696.186.149.87

MUSA Liquidity & Efficiency

Short-term solvency ratios and asset-utilisation metrics

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Current Ratio0.800.800.790.950.851.141.181.411.191.151.00
Quick Ratio0.360.360.370.560.480.700.650.960.730.810.70
Cash Ratio0.030.030.050.140.090.380.310.560.390.320.30
Asset Turnover—4.104.464.965.694.294.195.226.085.505.55
Inventory Turnover44.5844.5844.6756.3265.9553.0735.1956.7159.9364.4768.98
Days Sales Outstanding—5.204.845.714.394.115.474.503.536.415.78

MUSA Shareholder Yields

Earnings, FCF, buyback, and dividend yields — total returns to shareholders

Dividends

Full dividend history and growth charts are on the Dividend History page

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Dividend Yield0.4%0.5%0.4%0.4%0.4%0.5%0.2%————
Payout Ratio8.8%8.8%7.3%6.0%4.4%6.9%1.8%————

Total Shareholder Return Metrics

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Earnings Yield4.6%6.0%4.8%7.1%10.1%7.5%10.0%4.2%8.5%8.4%9.1%
FCF Yield3.9%4.8%3.7%5.8%10.3%8.7%8.6%2.9%7.7%0.9%3.1%
Buyback Yield6.8%8.2%4.3%4.3%12.0%6.7%10.3%4.4%5.7%7.1%13.3%
Total Shareholder Yield7.2%8.8%4.6%4.7%12.5%7.2%10.5%4.4%5.7%7.1%13.3%
Shares Outstanding—$20M$21M$22M$24M$27M$30M$32M$33M$36M$40M

Key Metrics

Growth RegimeMixed
ProfitabilityStrong
Balance SheetStrained
Cash FlowRobust
Top Statement Risk

High leverage and fuel margin volatility

Verified Source

Metrics are mathematically derived from official filings.

SEC 10-K (2026Q2)

Margin Expansion Masks Cyclicality

Gross margin surged to 11.0% in 2026Q2 from 5.4% a year earlier, a 560 bps expansion, according to the latest quarterly report, suggesting strong fuel procurement and RINs benefits.

The 2026Q2 gross margin of 11.0% is nearly double the 5.4% average of the prior year, indicating a windfall from favorable fuel margins and RINs pricing. Operating margin improved to 4.5% from 4.4% year-over-year, but the net margin of 3.1% remains thin, reflecting the high variable cost structure. Investors should monitor whether this margin expansion is sustainable or reverts to the historical 5-6% range as fuel price volatility subsides.

ROIC Volatility Reflects Fuel Cycles

ROIC swung from 2.1% in 2025Q1 to 7.0% in 2026Q2, as reported in the financial statements, indicating high sensitivity to fuel margins and the impact of a leveraged balance sheet.

The 7.0% ROIC in 2026Q2 is a significant improvement from the 2.1% in 2025Q1, but the volatility underscores the cyclicality of the fuel retail business. ROE of 29.0% in 2026Q2 is elevated, partly due to the thin equity base from aggressive buybacks, which amplifies returns but also increases financial risk. The improvement is driven by margin expansion rather than asset efficiency, as asset turnover remained stable at 1.37, suggesting the earnings power is cyclical, not structural.

Negative CCC Highlights Supplier Leverage

Cash conversion cycle remained negative at -5 days in 2026Q2, as per the latest balance sheet data, indicating MUSA collects cash from customers before paying suppliers, a structural advantage.

The negative CCC of -5 days is consistent across the last ten quarters, reflecting the high-velocity, cash-based nature of fuel and convenience sales. DSO of 5 days and DIO of 6 days are minimal, while DPO of 15 days suggests MUSA delays payments to suppliers, effectively using their capital. This working capital efficiency is a key competitive advantage, but it also means that any disruption in fuel supply or payment terms could quickly impact liquidity.

Leverage Creeps Higher as Equity Shrinks

Debt-to-equity rose to 3.49 in 2026Q2 from 2.88 in 2024Q1, as reported in the balance sheet, while interest coverage improved to 10.47, but the thin equity base amplifies refinancing risk.

The D/E ratio of 3.49 is nearly double that of peer Casey's (0.84), indicating a highly leveraged balance sheet. Interest coverage improved to 10.47 in 2026Q2 from 3.44 in 2025Q1, driven by the earnings beat, but this could deteriorate if fuel margins revert. The combination of high leverage and aggressive share repurchases has thinned the equity base to $782.7M, making the balance sheet more sensitive to interest rate hikes and margin compression.

Thin Liquidity Buffer Under Stress

Current ratio improved to 0.92 in 2026Q2 from 0.80 a year earlier, but remains below 1.0, as per the balance sheet, indicating potential short-term liquidity strain.

The current ratio of 0.92 and quick ratio of 0.54 suggest that MUSA relies on inventory and short-term credit to meet obligations, which is typical for fuel retailers but leaves little room for error. Cash of $175.4M is dwarfed by total debt of $2.7B, and while the negative CCC provides some buffer, a sudden fuel price spike or demand shock could strain liquidity. The improvement from 0.80 to 0.92 is encouraging, but the balance sheet remains vulnerable to external shocks.

Misapplied P/E Obscures Leverage Risk

The trailing P/E of 22.69 appears reasonable, but it fails to capture the high leverage and commodity-driven earnings volatility, as per the valuation data, warranting a focus on EV/EBITDA.

The P/E ratio is commonly used for MUSA, but it is misleading because earnings are highly cyclical and the balance sheet is levered. The EV/EBITDA of 13.07 is more appropriate as it accounts for debt, but even this can be distorted by fuel margin swings. Investors should adjust for the RINs benefit and use a mid-cycle fuel margin to normalize earnings, as the current P/E may understate risk if margins revert. The forward P/E of 16.23 suggests the market expects earnings to remain elevated, but this may be overly optimistic given the cyclicality.

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Includes 30+ ratios · 15 years · Updated daily

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MUSA — Frequently Asked Questions

Quick answers to the most common questions about buying MUSA stock.

What is Murphy USA Inc.'s P/E ratio?

Murphy USA Inc.'s current P/E ratio is 21.5x. The historical average is 13.9x. This places it at the 92th percentile of its historical range.

What is Murphy USA Inc.'s EV/EBITDA?

Murphy USA Inc.'s current EV/EBITDA is 12.6x. This enterprise value multiple compares the company's total value (equity + debt - cash) to its EBITDA. The historical average is 8.7x.

What is Murphy USA Inc.'s ROE?

Murphy USA Inc.'s return on equity (ROE) is 64.3%. This is above the typical threshold of 15-20% considered good for most companies. The historical average is 41.3%.

Is MUSA stock overvalued?

Based on historical data, Murphy USA Inc. is trading at a P/E of 21.5x. This is at the 92th percentile of its historical P/E range. Compare with industry peers and growth rates for a complete picture.

What is Murphy USA Inc.'s dividend yield?

Murphy USA Inc.'s current dividend yield is 0.41% with a payout ratio of 8.8%.

What are Murphy USA Inc.'s profit margins?

Murphy USA Inc. has 5.0% gross margin and 3.8% operating margin.

How much debt does Murphy USA Inc. have?

Murphy USA Inc.'s Debt/EBITDA ratio is 3.2x, indicating high leverage. A ratio between 2-4x is manageable but warrants monitoring.