NBT Bancorp Inc. (NBTB) quarterly cash flow statement — complete operating, investing & financing history
| Metric | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 | Q3'21 | Q2'21 |
|---|
| Cash from Operations | 53.04M | 66.15M | 80.59M | 46.48M | 42.01M | 49.17M | 52.13M | 50.52M | 36.74M | 35.65M | 54.63M | 45.32M | 21.85M | 29.7M | 49.42M | 68.69M | 35.4M | 22.39M | 41.11M | 53.38M |
| Operating CF Growth % | 26.27% | 34.54% | 54.59% | -8% | 14.31% | 37.9% | -4.58% | 11.46% | 68.19% | 20.04% | 10.54% | -34.02% | -38.29% | 32.69% | 20.22% | 28.67% | -16.31% | -36.05% | 35.4% | 47.82% |
| Net Income | 51.14M | 55.51M | 54.47M | 22.51M | 36.74M | 36.01M | 38.1M | 32.72M | 33.82M | 30.45M | 24.61M | 30.07M | 33.66M | 36.12M | 38.97M | 37.77M | 39.13M | 37.31M | 37.43M | 40.3M |
| Depreciation & Amortization | 6.07M | -15.88M | 9.06M | 8.41M | 7.03M | 6.91M | 6.84M | 6.86M | 6.89M | 6.83M | 6.02M | 4.66M | 4.76M | 4.77M | 4.77M | 4.78M | 4.85M | 4.98M | 4.87M | 4.95M |
| Deferred Taxes | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Non-Cash Items | 6.32M | 27.86M | -277K | 25.75M | -54K | 2.98M | 662K | 7.98M | 2.07M | 15.26M | 9.82M | 6.39M | 7.73M | 6.62M | 4.03M | 4.45M | 345K | 3.12M | -2.91M | -5.74M |
| Working Capital Changes | -13.87M | -3.89M | 15.75M | -11.07M | -3.89M | 2.44M | 5.57M | 1.06M | -8.32M | -17.85M | 13.36M | 3.35M | -26.77M | -18.39M | 987K | 20.88M | -11.39M | -23.62M | 1.16M | 13.29M |
| Cash from Investing | -5.69M | -35.84M | -13.82M | 331.9M | -113.16M | -147.59M | -58.01M | -180.43M | -13.13M | 48.17M | 66.56M | -83.4M | -75.56M | -227.28M | -141.12M | -174.61M | -383.21M | -116.05M | -164.57M | -92.62M |
| Purchase of Investments | -146.81M | -158.49M | -163.8M | -88.94M | -158.49M | -168.8M | -80.6M | -100.09M | -26.75M | -10.1M | -31.38M | -41.06M | -5.49M | -15.35M | -99.44M | -185.44M | -330.37M | -297.89M | -241.81M | -334.32M |
| Sale/Maturity of Investments | 98.83M | 61.23M | 131.79M | 365.65M | 60.74M | 89.31M | 83.15M | 92.06M | 49.97M | 45.04M | 182.67M | 65.72M | 48.55M | 59.38M | 88.93M | 141.66M | 101.31M | 119.12M | 131.09M | 166.24M |
| Net Investment Activity | -47.98M | -97.26M | -32.01M | 276.72M | -97.75M | -79.5M | 2.56M | -8.03M | 23.21M | 34.94M | 151.29M | 24.65M | 43.06M | 44.03M | -10.51M | -43.79M | -229.06M | -178.77M | -110.72M | -168.08M |
| Acquisitions | -488K | -1.55M | -653K | 40.15M | -1.55M | -400K | -240K | 0 | -743K | 0 | 46.78M | -2.08M | -129K | -82K | -701K | -1.57M | -260K | 0 | -1.55M | 0 |
| Other Investing | 47.2M | 66.67M | 25.08M | 17.36M | -10.16M | -64.06M | -56.02M | -171.02M | -33.17M | 16.15M | -128.05M | -104.48M | -117.1M | -268.96M | -127.43M | -128.29M | -152.58M | 65.45M | -50.43M | 77.69M |
| Cash from Financing | 181.6M | -183.43M | 31.91M | -90.89M | 41.19M | -99.98M | 280.82M | 18.34M | 90.29M | -551.29M | 349.57M | 10.17M | 86.16M | 73.87M | -110.86M | -464.65M | 172.91M | 16.63M | 402.63M | -48.84M |
| Dividends Paid | -19.24M | -19.32M | -19.4M | -17.81M | -16.07M | -16.04M | -16.04M | -15.09M | -15.09M | -15.07M | -15.07M | -12.87M | -12.87M | -12.86M | -12.83M | -11.99M | -12.08M | -12.12M | -12.14M | -11.74M |
| Share Repurchases | -11.01M | -10.19M | 0 | -93K | -2.11M | 492K | 61K | -188K | -63K | 0 | -2.17M | -2.78M | -1.43M | -405K | -57K | -6.56M | -8.15M | -7.63M | -4.21M | -851K |
| Stock Issued | 0 | 0 | 117K | 0 | 0 | 0 | 0 | 0 | 0 | 91K | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Net Stock Activity | -11.01M | -10.19M | 117K | -93K | -2.11M | 492K | 61K | -188K | -63K | 91K | -2.17M | -2.78M | -1.43M | -405K | -57K | -6.56M | -8.15M | -7.63M | -4.21M | -851K |
| Debt Issuance (Net) | -1000K | 1000K | -1000K | -1000K | -1000K | -1000K | -1000K | -1000K | -1000K | -1000K | -1000K | 1000K | -1000K | 1000K | 1000K | -1000K | -1000K | -1000K | 1000K | -1000K |
| Other Financing | 242.15M | -161.72M | 143.48M | -57.33M | 161.75M | -43.76M | 316.58M | 76.09M | 224.99M | -432.74M | 562.45M | -151.34M | 185.27M | -422.82M | -109.96M | -432.99M | 225.94M | 38.33M | 409.88M | -31.48M |
| Net Change in Cash | 228.96M | -153.13M | 98.68M | 287.48M | -29.97M | -198.4M | 274.94M | -111.57M | 113.9M | -467.46M | 470.77M | -27.91M | 32.45M | -123.71M | -202.56M | -570.56M | -174.89M | -77.03M | 279.16M | -88.08M |
| Exchange Rate Effect | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Cash at Beginning | 487.12M | 640.24M | 541.56M | 254.08M | 284.06M | 482.46M | 207.52M | 319.09M | 205.19M | 672.65M | 201.89M | 229.79M | 197.35M | 321.06M | 523.62M | 1.09B | 1.27B | 1.35B | 1.07B | 1.16B |
| Cash at End | 716.07M | 487.12M | 640.24M | 541.56M | 254.08M | 284.06M | 482.46M | 207.52M | 319.09M | 205.19M | 672.65M | 201.89M | 229.79M | 197.35M | 321.06M | 523.62M | 1.09B | 1.27B | 1.35B | 1.07B |
| Interest Paid | 51.41M | 55.22M | 60.57M | 50.26M | 49.54M | 52.18M | 54.79M | 52.87M | 55.31M | 52.05M | 37.38M | 23.68M | 17.07M | 6.15M | 6M | 3.21M | 5.24M | 3.12M | 5.81M | 4.25M |
| Income Taxes Paid | 3.28M | 8.23M | 16K | 14.53M | 1.8M | 6.2M | 7.9M | 5.71M | 3.5M | 973K | 5.34M | 6.25M | 15.07M | 20.89M | 17.7M | 21.75M | 2.45M | 7.07M | 11.02M | 25.46M |
| Free Cash Flow | 48.62M | 62.12M | 74.35M | 50.18M | 38.3M | 45.54M | 47.83M | 49.14M | 34.32M | 32.73M | 51.18M | 43.84M | 20.45M | 27.44M | 46.94M | 67.74M | 34.09M | 19.65M | 39.24M | 51.15M |
| FCF Growth % | 26.92% | 36.4% | 55.46% | 2.11% | 11.61% | 39.13% | -6.55% | 12.09% | 67.78% | 19.28% | 9.02% | -35.28% | -40% | 39.64% | 19.62% | 32.43% | -17.65% | -37.33% | 33.31% | 42.56% |