NerdWallet, Inc. (NRDS) P/E Ratio History
Historical price-to-earnings valuation from 2023 to 2025
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Valuation Context
How does the current P/E compare to historical and market benchmarks?
P/E Ratio Analysis
As of March 1, 2026, NerdWallet, Inc. (NRDS) trades at a price-to-earnings ratio of 17.0x, with a stock price of $10.85 and trailing twelve-month earnings per share of $0.66.
The current P/E is 95% below its 5-year average of 360.0x. Over the past five years, NRDS's P/E has ranged from a low of 11.2x to a high of 1526.4x, placing the current valuation at the 14th percentile of its historical range.
Compared to the Financial Services sector median P/E of 13.8x, NRDS trades at a 23% premium to its sector peers. The sector includes 789 companies with P/E ratios ranging from 0.0x to 196.2x.
The PEG ratio of 0.33 (P/E divided by 64% EPS growth) suggests the stock may be undervalued relative to its earnings growth. Peter Lynch popularized the rule that a PEG below 1.0 indicates an attractive entry point.
Relative to the broader market, NRDS trades at a notable discount to the S&P 500 median P/E of 26.2x. Investors should consider the company's growth prospects, competitive position, and earnings quality when evaluating whether the current valuation is justified.
For a comprehensive intrinsic value estimate using discounted cash flow analysis, see our NRDS DCF Valuation Calculator →
Note: P/E ratio is just one valuation metric. It does not account for balance sheet strength, cash flow quality, or growth sustainability. Always conduct comprehensive due diligence before making investment decisions.
Peer Comparison
P/E metrics vs. Credit Servicing and Structured Finance peers
| Company | Market Cap | P/E Ratio | PEG Ratio | EPS Growth (1Y) |
|---|---|---|---|---|
KKRSKKR Group Finance Co. IX LLC 4. | $16B | 3.3 | - | +29% |
CGABLThe Carlyle Group Inc. 4.625% Subordinated Notes due 2061 | $6B | 6.4 | - | +265%Best |
UPSTUpstart Holdings, Inc. | $3B | 60.5 | 4.21 | +131% |
AGMFederal Agricultural Mortgage Corporation | $1B | 9.5 | 0.63 | +1% |
YRDYiren Digital Ltd. | $673M | 0.7Lowest | 0.09Best | -22% |
NRDSNerdWallet, Inc. | $344M | 17.0 | 0.33 | +64% |
FOAFinance Of America Companies Inc. | $232 | 16.4 | - | +112% |
BNHBrookfield Finance Inc. 4.625% | - | 76.7 | - | -49% |
Peers sorted by market capitalization. P/E below peers may indicate undervaluation or lower growth expectations. Consider PEG ratio for growth-adjusted comparison.
Historical P/E Data
Quarterly P/E ratios calculated from closing price and TTM EPS
| Quarter | Date | Price | TTM EPS | P/E Ratio | vs Avg |
|---|---|---|---|---|---|
| FY2025 Q4 | Wed Dec 31 2025 00:00:00 GM | $13.55 | $0.64 | 21.1x | -94% |
| FY2025 Q3 | $10.76 | $0.96 | 11.2x | -97% | |
| FY2025 Q2 | Mon Jun 30 2025 00:00:00 GM | $10.97 | $0.62 | 17.6x | -95% |
| FY2025 Q1 | Mon Mar 31 2025 00:00:00 GM | $9.05 | $0.39 | 23.0x | -94% |
| FY2024 Q4 | $13.30 | $0.41 | 32.8x | -91% | |
| FY2023 Q2 | Fri Jun 30 2023 00:00:00 GM | $9.41 | $0.01 | 887.7x | +147% |
| FY2023 Q1 | Fri Mar 31 2023 00:00:00 GM | $16.18 | $0.01 | 1526.4x | +324% |
Average P/E for displayed period: 360.0x
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Start ComparisonFrequently Asked Questions
Is NRDS stock overvalued or undervalued?
NRDS trades at 17.0x P/E, below its 5-year average of 360.0x. At the 14th percentile of historical range, the stock is priced at a discount to its own history.
How does NRDS's valuation compare to peers?
NerdWallet, Inc. P/E of 17.0x compares to sector median of 13.8x. The premium reflects expected growth above peers.
What is NRDS's PEG ratio?
NRDS PEG ratio is 0.33. Below 1.0 indicates valuation is supported by earnings growth rate. Historical P/E data spans 2023-2025.