Last 47 quarters of trend data · Financial Services · Insurance - Diversified
Quarterly valuation ratios — annualised for comparability. YoY Δ shows same-quarter-prior-year change.
| Metric | TTM | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 | Q3 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| P/E Ratio → | 10.20 | 7.81 | 7.56 | 13.75 | 9.57 | 11.86 | 10.01 | 21.54 | 6.71 | 22.07 | 6.68 | 10.65 | 35.45 | 11.65 | 9.18 | 3.57 | — | — | 6.47 | 2.98 | 19.94 |
| — | -34.2% | -24.5% | -36.2% | +42.6% | -46.2% | +49.8% | +102.2% | -81.1% | +89.4% | -27.3% | +198.2% | — | — | +41.9% | +19.8% | — | — | +99.0% | +5.3% | +349.1% | |
| P/S Ratio | 1.02 | 1.01 | 1.04 | 1.22 | 1.09 | 1.09 | 1.16 | 1.13 | 0.97 | 1.08 | 1.05 | 1.05 | 1.07 | 1.01 | 1.04 | 0.78 | 0.92 | 0.94 | 0.90 | 0.69 | 0.87 |
| — | -7.5% | -10.4% | +7.6% | +12.6% | +0.4% | +10.3% | +7.7% | -9.4% | +7.5% | +0.5% | +34.8% | +16.0% | +7.4% | +16.6% | +13.3% | +5.8% | +12.3% | +28.8% | +21.9% | +55.9% | |
| P/B Ratio | 1.60 | 1.65 | 1.68 | 1.92 | 1.65 | 1.55 | 1.65 | 1.61 | 1.41 | 1.34 | 1.32 | 1.27 | 1.27 | 1.18 | 1.16 | 1.18 | 1.12 | 1.06 | 1.17 | 1.09 | 1.11 |
| — | +6.9% | +2.0% | +19.2% | +16.7% | +15.0% | +24.6% | +26.8% | +10.7% | +13.6% | +14.0% | +7.4% | +13.9% | +11.4% | -1.0% | +9.1% | +0.9% | -4.4% | +15.4% | +14.1% | +54.2% | |
| P/FCF | 7.96 | 12.60 | 8.85 | 12.12 | 4.70 | 17.93 | 10.56 | 6.26 | 4.79 | 8.57 | 13.19 | 7.19 | 5.39 | 19.99 | 11.72 | 6.84 | 3.18 | 13.61 | 7.10 | 5.48 | 3.86 |
| — | -29.7% | -16.2% | +93.6% | -1.8% | +109.3% | -19.9% | -12.9% | -11.2% | -57.2% | +12.5% | +5.2% | +69.7% | +46.9% | +65.2% | +24.7% | -17.6% | +58.6% | +28.3% | +40.1% | +30.8% | |
| EV / EBITDA | 8.57 | 6.83 | 6.58 | 12.09 | 8.07 | 9.91 | 8.54 | 17.64 | 5.89 | 18.31 | 6.21 | 8.82 | 27.96 | 10.04 | 9.80 | 3.26 | — | — | 5.88 | 3.21 | 17.26 |
| — | -31.1% | -22.9% | -31.5% | +37.0% | -45.9% | +37.5% | +100.0% | -78.9% | +82.3% | -36.6% | +170.7% | — | — | +66.5% | +1.4% | — | — | +104.7% | +26.8% | +316.8% | |
| EV / EBIT | 8.95 | 6.83 | 6.58 | 12.09 | 8.07 | 9.91 | 8.54 | 17.64 | 5.89 | 18.31 | 6.21 | 9.39 | 27.96 | 10.04 | 9.80 | 3.31 | — | — | 5.88 | 3.26 | 17.26 |
| — | -31.1% | -22.9% | -31.5% | +37.0% | -45.9% | +37.5% | +87.8% | -78.9% | +82.3% | -36.6% | +183.5% | — | — | +66.5% | +1.7% | — | — | +104.7% | +28.5% | +316.8% |
Quarterly margins and returns. Watch for margin compression across consecutive quarters.
| Metric | TTM | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 | Q3 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin | 50.3% | 64.2% | 65.0% | 12.0% | 64.8% | 62.6% | 63.5% | 60.6% | 65.4% | 60.9% | 65.5% | 63.4% | 62.6% | 65.9% | 65.9% | 76.0% | 63.7% | 64.9% | 72.6% | 79.1% | 69.4% |
| — | +2.6% | +2.4% | -80.2% | -0.9% | +2.7% | -3.1% | -4.5% | +4.4% | -7.6% | -0.5% | -16.5% | -1.7% | +1.6% | -9.3% | -3.9% | -8.2% | -10.7% | -2.7% | +2.8% | +2.8% | |
| Operating Margin | 13.0% | 17.4% | 17.2% | 11.2% | 14.6% | 11.8% | 14.6% | 6.6% | 18.2% | 6.1% | 19.8% | 12.2% | 3.6% | 10.9% | 14.2% | 27.7% | -7.0% | -3.0% | 17.3% | 29.0% | 5.3% |
| — | +48.3% | +18.4% | +71.5% | -20.1% | +94.4% | -26.4% | -46.4% | +402.6% | -44.7% | +39.6% | -55.8% | +152.0% | +460.0% | -18.3% | -4.7% | -232.5% | -117.3% | -35.2% | +16.1% | -66.5% | |
| Net Margin | 10.3% | 12.9% | 13.8% | 8.8% | 11.5% | 9.3% | 11.6% | 5.2% | 14.5% | 4.9% | 15.7% | 9.8% | 3.0% | 8.6% | 11.4% | 21.8% | -5.3% | -2.2% | 13.9% | 23.0% | 4.4% |
| — | +39.2% | +18.7% | +68.6% | -20.3% | +88.7% | -26.2% | -46.6% | +384.3% | -43.3% | +38.3% | -55.0% | +156.1% | +490.3% | -18.2% | -5.3% | -220.9% | -115.8% | -34.9% | +15.7% | -65.0% |
| Metric | TTM | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 | Q3 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE | 16.2% | 5.4% | 5.6% | 3.4% | 4.4% | 3.4% | 4.2% | 1.7% | 5.4% | 1.5% | 4.9% | 3.1% | 0.9% | 2.5% | 3.2% | 8.6% | -1.5% | -0.6% | 4.5% | 9.5% | 1.4% |
| — | +59.5% | +31.4% | +92.3% | -18.6% | +127.8% | -14.3% | -43.7% | +521.7% | -40.8% | +54.7% | -64.2% | +157.5% | +509.3% | -28.8% | -8.9% | -212.3% | -112.8% | -43.5% | +11.9% | -67.2% | |
| ROA | 3.2% | 1.2% | 1.3% | 0.7% | 0.9% | 0.7% | 0.9% | 0.4% | 1.2% | 0.3% | 1.2% | 0.7% | 0.2% | 0.6% | 0.8% | 2.0% | -0.4% | -0.2% | 1.2% | 2.5% | 0.4% |
| — | +69.8% | +46.1% | +85.9% | -21.9% | +112.2% | -25.8% | -48.5% | +497.3% | -44.6% | +49.6% | -64.7% | +155.2% | +481.5% | -35.4% | -18.5% | -202.2% | -112.0% | -44.2% | +8.8% | -68.1% | |
| ROIC | 12.4% | 4.3% | 4.3% | 2.6% | 3.4% | 2.6% | 3.2% | 1.3% | 4.1% | 1.1% | 3.7% | 2.4% | 0.6% | 1.7% | 2.2% | 6.5% | -1.2% | -0.5% | 3.2% | 6.7% | 1.0% |
| — | +63.9% | +31.7% | +98.8% | -15.4% | +148.1% | -13.2% | -43.8% | +535.3% | -39.1% | +70.6% | -64.1% | +153.5% | +438.8% | -30.9% | -2.1% | -220.7% | -113.4% | -52.2% | -4.4% | -70.6% |
Quarterly solvency trend — watch for debt spikes or covenant pressure.
| Metric | TTM | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 | Q3 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debt / Equity | 0.27 | 0.38 | 0.27 | 0.27 | 0.25 | 0.26 | 0.27 | 0.28 | 0.31 | 0.33 | 0.31 | 0.25 | 0.27 | 0.26 | 0.50 | 0.26 | 0.28 | 0.25 | 0.24 | 0.46 | 0.25 |
| — | +46.4% | +0.4% | -5.1% | -20.0% | -22.3% | -13.9% | +13.9% | +14.7% | +26.9% | -38.2% | -4.1% | -4.4% | +4.2% | +112.7% | -43.9% | +12.1% | +6.3% | +60.9% | +195.1% | +57.8% | |
| Debt / EBITDA | 1.29 | 5.23 | 3.69 | 6.04 | 4.29 | 5.72 | 4.88 | 10.73 | 4.44 | 14.67 | 4.79 | 5.88 | 19.81 | 7.31 | 11.95 | 2.36 | — | — | 3.99 | 3.89 | 12.93 |
| — | -8.6% | -24.4% | -43.7% | -3.2% | -61.0% | +2.0% | +82.4% | -77.6% | +100.7% | -59.9% | +149.5% | — | — | +199.5% | -39.4% | — | — | +170.2% | +167.4% | +323.6% | |
| Current Ratio | 3.40 | — | — | 3.40 | 3.36 | 3.32 | 3.40 | 6.50 | 0.70 | — | — | — | — | — | — | — | — | — | — | — | — |
| — | — | — | -47.7% | +379.6% | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | |
| Quick Ratio | 3.40 | — | — | 3.40 | 3.36 | 3.32 | 3.40 | 6.50 | 0.70 | — | — | — | — | — | — | — | — | — | — | — | — |
| — | — | — | -47.7% | +379.6% | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | |
| Interest Coverage | 17.64 | 16.49 | 24.36 | 15.12 | 21.40 | 15.78 | 18.29 | 8.55 | 21.04 | 6.10 | 25.31 | 15.39 | 4.90 | 10.51 | 15.75 | 39.64 | -6.34 | -2.29 | 23.64 | 48.85 | 7.31 |
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Includes 30+ ratios · 47 years · Updated daily
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Quick answers to the most common questions about buying ORI stock.
Old Republic International Corporation's current P/E is 10.2x. The average P/E over the last 4 quarters is 9.7x. Quarterly P/E ratios can vary due to seasonal revenue patterns and one-time charges.
Old Republic International Corporation's current operating margin is 13.0%. Margins have been expanding over recent quarters. Quarterly margins are particularly useful for identifying trend inflections that annual data smooths over.
Quarterly financial ratios reveal short-term trend shifts — margin compression, debt spikes, or valuation re-ratings — that annual figures smooth over. They're essential for active investors tracking Old Republic International Corporation's business trajectory between earnings reports.