ORI trades 6.0% below Wall Street's consensus target of $42.00.
Last 12 months price action with 12-month analyst target path
The base valuation assumes ORI achieves its forward estimates and maintains a stable P/E multiple of 13.7x. This scenario reflects the blended consensus of 5 Wall Street analysts, balancing both positive catalysts and macroeconomic headwinds over the next 12 months.
As of November 9, 2026, Old Republic International Corporation (ORI) has a Wall Street consensus price target of $42.00, based on estimates from 5 covering analysts. With the stock currently trading at $39.61, this represents a potential upside of +6.0%. The company has a market capitalization of $9.65B.
Analyst price targets range from a low of $39.00 to a high of $45.00, representing a 14% spread in expectations. The median target of $42.00 aligns closely with the consensus average. The tight target dispersion indicates high conviction among analysts.
The current analyst consensus rating is Hold, with 1 analysts rating the stock as a Buy or Strong Buy,4 rating it Hold, and 0 rating it Sell or Strong Sell. The bearish sentiment suggests caution about the stock at current levels.
From a valuation perspective, ORI trades at a trailing P/E of 10.6x and forward P/E of 13.7x. The forward PEG ratio of 0.93 suggests the stock may be undervalued relative to its growth. Analysts expect EPS to grow -35.6% over the next year.
Our proprietary valuation model, which blends historical multiples with forward estimates, suggests a base-case price target of $51.56, with bear and bull scenarios of $32.48 and $67.94 respectively. Model confidence stands at 44/100, suggesting limited visibility into future performance.
| Company | Market Cap | Price | Target | Upside Potential | Rating | Fwd P/E | Analysts |
|---|---|---|---|---|---|---|---|
 HIGThe Hartford Insurance Group, Inc. | $36.7B | $133.99 | $145.40 | +8.5% | Buy | 10.3x | 42 |
 CNACNA Financial Corporation | $12.8B | $47.32 | $45.00 | -4.9% | Hold | 12.4x | 7 |
 WRBW. R. Berkley Corporation | $28.0B | $75.23 | $70.56 | -6.2% | Hold | 15.2x | 30 |
 MKLMarkel Corporation | $24.0B | $1939.04 | $1708.33 | -11.9% | Hold | 18.7x | 15 |
 HCIHCI Group, Inc. | $2.4B | $186.03 | $230.00 | +23.6% | Buy | 8.9x | 14 |
 ERIEErie Indemnity Company | $12.6B | $273.07 | — | — | — | 21.2x | — |
 FAFFirst American Financial Corporation | $6.8B | $67.01 | $76.50 | +14.2% | Buy | 9.9x | 15 |
 FNFFidelity National Financial, Inc. | $11.8B | $43.84 | $54.33 | +23.9% | Buy | 8.9x | 17 |
 STCStewart Information Services Corporation | $1.4B | $47.00 | $78.50 | +67.0% | Buy | 9.4x | 10 |
 ITICInvestors Title Company | $484M | $256.37 | — | — | — | 42.1x | — |
Quick answers to the most common questions about buying ORI stock.
The consensus price target for ORI is $42, close to the current price of $39.61 (6.0% implied move). Based on 5 analyst estimates, the stock appears fairly valued near current levels.
ORI has a consensus rating of "Hold" based on 5 Wall Street analysts. The rating breakdown is mixed, with 4 Hold ratings making up the largest segment. The consensus 12-month price target of $42 implies 6.0% upside from current levels.
With a forward P/E of 13.7059x, ORI trades at a relatively low valuation. The consensus target of $42 implies 6.0% appreciation, suggesting the market may be pricing in risks.
The most bullish Wall Street analyst has a price target of $45 for ORI, while the most conservative target is $39. The consensus of $42 represents the median expectation. Our quantitative valuation model projects a bull case target of $68 based on optimistic growth and margin assumptions. These targets typically reflect 12-month expectations.
ORI is moderately covered, with 5 analysts providing price targets and ratings. Of these, 0 have Strong Buy ratings, 1 have Buy ratings, 4 recommend Hold, and 0 have Sell or Strong Sell ratings. Higher analyst coverage generally indicates greater institutional interest and more reliable consensus estimates.
The 12-month ORI stock forecast based on 5 Wall Street analysts shows a consensus price target of $42, with estimates ranging from $39 (bear case) to $45 (bull case). The median consensus rating is "Hold". Our proprietary valuation model produces a base case fair value of $52, with bear/bull scenarios of $32/$68.
Our quantitative valuation model calculates ORI's fair value at $52 (base case), with a bear case of $32 and bull case of $68. The model uses discounted cash flow analysis, historical growth rates, and margin mean-reversion to project FY+2 earnings, then applies an appropriate P/E multiple. The model confidence score is 44/100.
ORI trades at a forward P/E ratio of 13.7x based on next-twelve-months earnings estimates compared to a trailing P/E of 10.6x. The higher forward P/E suggests near-term earnings pressure. A forward P/E is useful for comparing valuations when earnings are expected to change significantly.
ORI appears fairly valued according to analysts, with a "Hold" rating and minimal upside to the $42 target. Consider your investment thesis and risk tolerance. This information is for educational purposes only. Always conduct your own research, consider your financial situation, and consult a financial advisor before making investment decisions.
ORI analyst price targets range from $39 to $45, a 14% tight range reflecting strong analyst consensus. Differences stem from varying assumptions about revenue growth, profit margins, competitive dynamics, and valuation multiples. The $42 consensus represents the middle ground. Our model's $32-$68 range provides an independent fundamental perspective.
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