ORI trades 8.5% below Wall Street's consensus target of $41.50.
Last 12 months price action with 12-month analyst target path
The base valuation assumes ORI achieves its forward estimates and maintains a stable P/E multiple of 12.8x. This scenario reflects the blended consensus of 5 Wall Street analysts, balancing both positive catalysts and macroeconomic headwinds over the next 12 months.
As of September 24, 2026, Old Republic International Corporation (ORI) has a Wall Street consensus price target of $41.50, based on estimates from 5 covering analysts. With the stock currently trading at $38.26, this represents a potential upside of +8.5%. The company has a market capitalization of $9.32B.
Analyst price targets range from a low of $39.00 to a high of $44.00, representing a 12% spread in expectations. The median target of $41.50 aligns closely with the consensus average. The tight target dispersion indicates high conviction among analysts.
The current analyst consensus rating is Hold, with 1 analysts rating the stock as a Buy or Strong Buy,4 rating it Hold, and 0 rating it Sell or Strong Sell. The bearish sentiment suggests caution about the stock at current levels.
From a valuation perspective, ORI trades at a trailing P/E of 10.3x and forward P/E of 12.8x. The forward PEG ratio of 0.87 suggests the stock may be undervalued relative to its growth. Analysts expect EPS to grow -35.6% over the next year.
Our proprietary valuation model, which blends historical multiples with forward estimates, suggests a base-case price target of $43.93, with bear and bull scenarios of $27.68 and $57.88 respectively. Model confidence stands at 47/100, suggesting limited visibility into future performance.
| Company | Market Cap | Price | Target | Upside Potential | Rating | Fwd P/E | Analysts |
|---|---|---|---|---|---|---|---|
 HIGThe Hartford Insurance Group, Inc. | $34.7B | $126.59 | $151.33 | +19.5% | Buy | 9.9x | 42 |
 CNACNA Financial Corporation | $12.7B | $47.11 | $45.00 | -4.5% | Hold | 11.2x | 7 |
 WRBW. R. Berkley Corporation | $25.2B | $67.67 | $69.44 | +2.6% | Hold | 13.9x | 30 |
 MKLMarkel Corporation | $21.6B | $1741.87 | $1950.00 | +11.9% | Hold | 17.7x | 15 |
 HCIHCI Group, Inc. | $2.2B | $176.12 | $225.00 | +27.8% | Buy | 9.2x | 14 |
 ERIEErie Indemnity Company | $10.4B | $225.77 | — | — | — | 17.8x | — |
 FAFFirst American Financial Corporation | $7.0B | $68.09 | $83.00 | +21.9% | Buy | 9.8x | 15 |
 FNFFidelity National Financial, Inc. | $11.3B | $41.85 | $56.00 | +33.8% | Buy | 8.2x | 17 |
 STCStewart Information Services Corporation | $1.9B | $61.98 | $87.00 | +40.4% | Hold | 11.4x | 8 |
 ITICInvestors Title Company | $549M | $290.86 | — | — | — | 47.8x | — |
Quick answers to the most common questions about buying ORI stock.
The consensus price target for ORI is $41.5, close to the current price of $38.26 (8.5% implied move). Based on 5 analyst estimates, the stock appears fairly valued near current levels.
ORI has a consensus rating of "Hold" based on 5 Wall Street analysts. The rating breakdown is mixed, with 4 Hold ratings making up the largest segment. The consensus 12-month price target of $41.5 implies 8.5% upside from current levels.
With a forward P/E of 12.8239x, ORI trades at a relatively low valuation. The consensus target of $41.5 implies 8.5% appreciation, suggesting the market may be pricing in risks.
The most bullish Wall Street analyst has a price target of $44 for ORI, while the most conservative target is $39. The consensus of $41.5 represents the median expectation. Our quantitative valuation model projects a bull case target of $58 based on optimistic growth and margin assumptions. These targets typically reflect 12-month expectations.
ORI is moderately covered, with 5 analysts providing price targets and ratings. Of these, 1 have Strong Buy ratings, 0 have Buy ratings, 4 recommend Hold, and 0 have Sell or Strong Sell ratings. Higher analyst coverage generally indicates greater institutional interest and more reliable consensus estimates.
The 12-month ORI stock forecast based on 5 Wall Street analysts shows a consensus price target of $41.5, with estimates ranging from $39 (bear case) to $44 (bull case). The median consensus rating is "Hold". Our proprietary valuation model produces a base case fair value of $44, with bear/bull scenarios of $28/$58.
Our quantitative valuation model calculates ORI's fair value at $44 (base case), with a bear case of $28 and bull case of $58. The model uses discounted cash flow analysis, historical growth rates, and margin mean-reversion to project FY+2 earnings, then applies an appropriate P/E multiple. The model confidence score is 47/100.
ORI trades at a forward P/E ratio of 12.8x based on next-twelve-months earnings estimates compared to a trailing P/E of 10.3x. The higher forward P/E suggests near-term earnings pressure. A forward P/E is useful for comparing valuations when earnings are expected to change significantly.
ORI appears fairly valued according to analysts, with a "Hold" rating and minimal upside to the $41.5 target. Consider your investment thesis and risk tolerance. This information is for educational purposes only. Always conduct your own research, consider your financial situation, and consult a financial advisor before making investment decisions.
ORI analyst price targets range from $39 to $44, a 12% tight range reflecting strong analyst consensus. Differences stem from varying assumptions about revenue growth, profit margins, competitive dynamics, and valuation multiples. The $41.5 consensus represents the middle ground. Our model's $28-$58 range provides an independent fundamental perspective.
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