Qfin Holdings, Inc. (QFIN) Quarterly Income Statement

120+ quarters historyFree accessUpdated daily

Qfin Holdings, Inc. (QFIN) quarterly income statement — complete revenue, gross profit & net income history

Quarterly statement

QFIN Income Statement

Qfin Holdings, Inc. (QFIN) annual income statement — 10-year revenue, gross profit & net income history

Metric	Q2'26	Q1'26	Q4'25	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24	Q2'24	Q1'24	Q4'23	Q3'23	Q2'23	Q1'23	Q4'22	Q3'22	Q2'22	Q1'22	Q4'21	Q3'21

Net Interest Income	1.86B	-128.3M	2.18B	2.41B	2.28B	1.88B	1.74B	1.81B	1.74B	1.59B	1.53B	1.42B	1.24B	1.13B	1.06B	934.87M	863.34M	813.66M	732.52M	597.46M
NII Growth %	-18.23%	-106.81%	24.88%	33.17%	31.23%	18.92%	13.7%	27.51%	39.49%	40.19%	44.79%	51.85%	44.16%	38.96%	44.48%	56.47%	61.5%	82.51%	63.34%	47.23%
Net Interest Margin %	3.51%	-0.24%	3.82%	3.92%	3.81%	3.39%	3.62%	3.85%	3.7%	3.34%	3.34%	3.08%	2.87%	2.77%	2.62%	2.34%	2.29%	2.27%	2.19%	1.93%
Interest Income	1.86B	0	2.18B	2.41B	2.28B	1.88B	1.74B	1.81B	1.74B	1.59B	1.53B	1.42B	1.24B	1.13B	1.06B	934.87M	863.34M	813.66M	732.52M	597.46M
Interest Expense	0	128.3M	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Loan Loss Provision	802.84M	2.06B	1.5B	1.82B	920.38M	891.63M	1.52B	1.4B	1.8B	1.84B	1.68B	1.4B	612.78M	516.63M	667.32M	245.3M	479.51M	544.84M	331.82M	559.57M
Non-Interest Income	1.69B	3.91B	1.23B	2.8B	2.05B	2.17B	2.74B	2.56B	2.42B	2.57B	2.96B	2.86B	2.04B	1.7B	2.21B	2.35B	2.68B	2.76B	3.07B	3.33B
Non-Interest Income %	47.62%	103.39%	36.17%	53.69%	47.37%	53.56%	61.13%	58.58%	58.27%	61.84%	65.91%	66.84%	62.12%	59.99%	67.57%	71.55%	75.64%	77.22%	80.73%	84.8%
Total Net Revenue	3.56B	3.78B	3.41B	5.21B	4.33B	4.06B	4.48B	4.37B	4.16B	4.15B	4.5B	4.28B	3.29B	2.83B	3.26B	3.29B	3.54B	3.57B	3.8B	3.93B
Revenue Growth %	-17.84%	-6.85%	-23.94%	19.12%	4.05%	-2.26%	-0.29%	2.08%	26.6%	46.96%	37.75%	30.26%	-7.29%	-20.89%	-14.15%	-16.39%	2.43%	15.61%	32.35%	27.08%
Non-Interest Expense	1.62B	614.57M	760.92M	1.68B	1.24B	947.32M	1.07B	684.34M	371.94M	950.17M	1.53B	1.5B	1.31B	1.21B	1.57B	1.87B	1.91B	1.64B	1.93B	1.45B
Efficiency Ratio	45.44%	16.25%	22.32%	32.32%	28.56%	23.34%	23.85%	15.66%	8.94%	22.88%	34.05%	34.95%	39.77%	42.72%	48.15%	56.89%	53.88%	45.82%	50.72%	36.85%
Operating Income	1.14B	1.11B	1.15B	1.7B	2.17B	2.22B	1.89B	2.29B	1.98B	1.36B	1.28B	1.39B	1.37B	1.1B	1.02B	1.17B	1.16B	1.39B	1.54B	1.92B
Operating Margin %	31.98%	29.28%	33.81%	32.66%	50.18%	54.7%	42.17%	52.38%	47.72%	32.84%	28.46%	32.44%	41.58%	39%	31.4%	35.65%	32.59%	38.93%	40.55%	48.91%
Operating Income Growth %	-47.63%	-50.13%	-39.03%	-25.73%	9.42%	62.76%	47.73%	64.82%	45.28%	23.77%	24.86%	18.55%	18.27%	-20.76%	-33.52%	-39.07%	-40.85%	-13.36%	14.03%	31.78%
Pretax Income	1.09B	1.14B	1.15B	1.83B	2.17B	2.22B	1.93B	2.36B	2.08B	1.53B	1.33B	1.48B	1.37B	1.1B	1.02B	1.17B	1.16B	1.39B	1.54B	1.92B
Pretax Margin %	30.63%	30.16%	33.81%	35.18%	50.18%	54.7%	43.12%	53.93%	49.92%	36.75%	29.61%	34.53%	41.58%	39%	31.4%	35.65%	32.59%	38.93%	40.55%	48.91%
Income Tax	689.19M	260.72M	136.51M	398.83M	441.52M	423.63M	20.04M	558.14M	700.05M	366.06M	223.24M	340.41M	272.93M	172.29M	156.91M	183.16M	180.3M	216.43M	236.24M	358.6M
Effective Tax Rate %	63.26%	22.86%	11.84%	21.78%	20.33%	19.08%	1.04%	23.68%	33.71%	23.99%	16.77%	23.03%	19.98%	15.63%	15.31%	15.63%	15.61%	15.56%	15.32%	18.65%
Net Income	404.77M	879.81M	1.02B	1.44B	1.73B	1.8B	1.92B	1.8B	1.38B	1.16B	1.11B	1.14B	1.1B	934.11M	872M	992.84M	979.84M	1.18B	1.32B	1.56B
Net Margin %	11.38%	23.27%	29.91%	27.58%	40.06%	44.35%	42.76%	41.25%	33.19%	28.03%	24.73%	26.68%	33.4%	33.05%	26.72%	30.21%	27.64%	33.02%	34.79%	39.79%
Net Income Growth %	-76.66%	-51.13%	-46.81%	-20.35%	25.6%	54.62%	72.4%	57.86%	25.8%	24.64%	27.49%	15.03%	12%	-20.8%	-34.07%	-36.52%	-36.69%	-12.46%	9.77%	26.97%
Net Income (Continuing)	400.24M	879.81M	1.02B	1.43B	1.73B	1.8B	1.91B	1.8B	1.38B	1.16B	1.11B	1.14B	1.09B	929.82M	867.9M	988.35M	974.96M	1.17B	1.31B	1.56B
EPS (Diluted)	6.56	14.32	15.38	10.76	12.61	12.56	13.43	11.92	8.94	7.37	6.73	7.01	6.81	5.64	5.21	6.43	6.23	7.37	8.21	9.68
EPS Growth %	-47.98%	14.01%	14.52%	-9.73%	41.05%	70.42%	99.55%	70.04%	31.28%	30.67%	29.17%	9.02%	9.31%	-23.47%	-36.54%	-33.57%	-35.31%	-13.6%	8.45%	23.94%
EPS (Basic)	6.66	14.52	15.66	10.90	12.90	12.78	13.65	12.13	9.16	7.52	6.87	7.16	7.03	5.84	5.34	6.64	6.37	7.62	8.53	10.13
Diluted Shares Outstanding	142.62M	142.62M	130.54M	133.05M	135.92M	142.62M	144.71M	148.1M	154.75M	159.46M	161.65M	164.61M	165.46M	165.61M	162.02M	161.68M	159.94M	160.46M	160.82M	160.68M