Radian Group Inc. (RDN) quarterly income statement — complete revenue, gross profit & net income history
| Revenue | 466.34M | 301M | 310.74M | 317.82M | 317.69M | 316.7M | 319.66M | 321.15M | 319.42M | 326.02M | 312.51M | 289.58M |
| Revenue Growth % | 46.79% | -4.96% | -2.79% | -1.04% | -0.54% | -2.86% | 2.29% | 10.9% | 3.09% | 3.59% | 5.51% | 0.96% |
| Medical Costs & Claims | 107.93M | 13M | 25.05M | 27.72M | 30.33M | 16.52M | 22.61M | 14.31M | 9.09M | 19.27M | 7.67M | -6.16M |
| Medical Cost Ratio % | 23.14% | 4.32% | 8.06% | 8.72% | 9.55% | 5.22% | 7.07% | 4.46% | 2.84% | 5.91% | 2.45% | -2.13% |
| Gross Profit | 358.4M | 288M | 285.69M | 290.1M | 287.36M | 300.18M | 297.04M | 306.83M | 310.33M | 306.75M | 304.84M | 295.74M |
| Gross Margin % | 76.86% | 95.68% | 91.94% | 91.28% | 90.45% | 94.78% | 92.93% | 95.54% | 97.16% | 94.09% | 97.55% | 102.13% |
| Gross Profit Growth % | 24.72% | -4.06% | -3.82% | -5.45% | -7.4% | -2.14% | -2.56% | 3.75% | 0.08% | -8.78% | -17.39% | -20.51% |
| Operating Expenses | 184.74M | 86.5M | 87M | 115.09M | 98.92M | 111.05M | 82.74M | 118.71M | 111.68M | 126.94M | 103.86M | 113.06M |
| OpEx / Revenue % | 39.62% | 28.74% | 28% | 36.21% | 31.14% | 35.07% | 25.88% | 36.97% | 34.96% | 38.94% | 33.23% | 39.04% |
| Depreciation & Amortization | 0 | 0 | 2.58M | 26.72M | 14.38M | 25.73M | 12.32M | 19.91M | 14.36M | 1.37M | 14.75M | 1.37M |
| Combined Ratio % | 62.76% | 33.06% | 36.06% | 44.93% | 40.68% | 40.28% | 32.96% | 41.42% | 37.81% | 44.85% | 35.69% | 36.92% |
| Operating Income | 173.66M | 201M | 198.69M | 175.01M | 188.44M | 189.13M | 214.31M | 188.12M | 198.65M | 179.82M | 200.98M | 182.68M |
| Operating Margin % | 37.24% | 66.78% | 63.94% | 55.07% | 59.32% | 59.72% | 67.04% | 58.58% | 62.19% | 55.15% | 64.31% | 63.08% |
| Operating Income Growth % | -7.84% | 6.28% | -7.28% | -6.97% | -5.14% | 5.18% | 6.63% | 2.98% | -2.63% | -11.55% | -21.33% | -29.71% |
| EBITDA | 194.26M | 201M | 201.27M | 201.74M | 202.82M | 214.85M | 226.63M | 208.03M | 213.01M | 181.19M | 215.74M | 184.05M |
| EBITDA Margin % | 41.66% | 66.78% | 64.77% | 63.48% | 63.84% | 67.84% | 70.9% | 64.78% | 66.69% | 55.58% | 69.03% | 63.56% |
| Interest Expense | 20.59M | 0 | 17.18M | 25.87M | 22.5M | 22.51M | 21.89M | 27.06M | 24.77M | 20.55M | 23.28M | 21.8M |
| Non-Operating Income | -20.59M | 0 | -17.18M | -25.87M | -22.5M | -22.51M | -21.89M | -27.06M | -24.77M | -20.55M | -23.28M | -21.8M |
| Pretax Income | 173.66M | 201M | 198.69M | 175.01M | 188.44M | 189.13M | 214.31M | 188.12M | 198.65M | 179.82M | 200.98M | 182.68M |
| Pretax Margin % | 37.24% | 66.78% | 63.94% | 55.07% | 59.32% | 59.72% | 67.04% | 58.58% | 62.19% | 55.15% | 64.31% | 63.08% |
| Income Tax | 44.2M | 42M | 45.89M | 33.22M | 43.88M | 40.84M | 47.75M | 36.22M | 46.3M | 37.12M | 44.4M | 36.59M |
| Effective Tax Rate % | 25.45% | 20.9% | 23.1% | 18.98% | 23.29% | 21.59% | 22.28% | 19.25% | 23.3% | 20.65% | 22.09% | 20.03% |
| Net Income | 124.09M | 155M | 141.44M | 141.8M | 144.56M | 148.29M | 151.89M | 151.9M | 152.35M | 142.69M | 156.58M | 146.09M |
| Net Margin % | 26.61% | 51.5% | 45.52% | 44.62% | 45.5% | 46.82% | 47.52% | 47.3% | 47.7% | 43.77% | 50.1% | 50.45% |
| Net Income Growth % | -14.16% | 4.52% | -6.88% | -6.65% | -5.12% | 3.92% | -3% | 3.98% | -3.42% | -12.1% | -21.03% | -27.39% |
| EPS (Diluted) | 0.90 | 1.15 | 1.03 | 1.02 | 0.98 | 0.98 | 0.99 | 0.98 | 0.98 | 0.91 | 0.98 | 0.91 |
| EPS Growth % | -8.16% | 17.35% | 4.04% | 4.08% | 0% | 7.69% | 1.02% | 7.69% | 0% | -9.9% | -18.33% | -20.87% |
| EPS (Basic) | 0.91 | 1.15 | 1.04 | 1.03 | 0.99 | 0.99 | 1.00 | 0.99 | 0.99 | 0.92 | 0.99 | 0.92 |
| Diluted Shares Outstanding | 138.49M | 138M | 137.93M | 138.36M | 147.73M | 151.91M | 153.07M | 154.4M | 155.97M | 157.23M | 160.15M | 160.74M |