SoFi Technologies, Inc. (SOFI) quarterly balance sheet — complete assets, liabilities & equity history
SoFi Technologies, Inc. (SOFI) balance sheet — 8-year assets, liabilities & shareholders' equity history
| Metric | Q3'26 | Q2'26 | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 |
|---|
| Cash & Short Term Investments | 7.8B | 7.35B | 6.45B | 7.36B | 5.64B | 4.39B | 4.24B | 4.34B | 3.83B | 3.78B | 4.53B | 3.59B | 3.19B | 3.26B | 2.5B | 1.46B | 986.07M | 756.04M | 1.35B | 689.62M |
| Cash & Due from Banks | 2.81B | 3.13B | 3.4B | 4.93B | 3.25B | 2.12B | 2.09B | 2.54B | 2.35B | 2.33B | 3.69B | 3.09B | 2.81B | 3.02B | 2.49B | 1.42B | 935.16M | 707.3M | 1.33B | 494.71M |
| Short Term Investments | 4.99B | 4.23B | 3.05B | 2.43B | 2.39B | 2.27B | 2.15B | 1.8B | 1.48B | 1.44B | 838.51M | 500.94M | 377.15M | 239.42M | 7.71M | 39.43M | 50.91M | 48.74M | 25.57M | 194.91M |
| Total Investments | 24.72B | 38.13B | 45.4B | 40.94B | 37.41B | 34.59B | 31.25B | 29.84B | 28.17B | 26.83B | 24.17B | 23.79B | 21.93B | 19.11B | 16.55B | 14.32B | 11.66B | 8.7B | 7.75B | 6.68B |
| Investments Growth % | -33.92% | 10.23% | 45.3% | 37.23% | 32.79% | 28.95% | 29.26% | 25.4% | 28.44% | 40.39% | 46.1% | 66.16% | 88.1% | 119.68% | 113.59% | 114.37% | 113.01% | 69.39% | - | 21.81% |
| Long-Term Investments | 19.73B | 33.91B | 42.36B | 38.51B | 35.02B | 32.33B | 29.09B | 28.03B | 26.69B | 25.38B | 23.34B | 23.29B | 21.56B | 18.87B | 16.54B | 14.28B | 11.61B | 8.65B | 7.72B | 6.48B |
| Accounts Receivables | 0 | 0 | 0 | 893.48M | 0 | 0 | 0 | 587.5M | 0 | 0 | 0 | 169.85M | 0 | 0 | 0 | 127.05M | 0 | 0 | 0 | 85.52M |
| Goodwill & Intangibles | 1.63B | 1.65B | 1.98B | 2B | 2.02B | 2.03B | 2.06B | 2.03B | 2B | 2.02B | 1.98B | 1.94B | 1.92B | 2.2B | 2.19B | 2.21B | 2.25B | 2.28B | 2.29B | 1.35B |
| Goodwill | 1.43B | 1.43B | 1.39B | 1.39B | 1.39B | 1.39B | 1.39B | 1.39B | 1.39B | 1.39B | 1.39B | 1.39B | 1.39B | 1.64B | 1.62B | 1.62B | 1.62B | 1.63B | 1.62B | 898.53M |
| Intangible Assets | 208.09M | 226.53M | 582.99M | 610.1M | 631.37M | 638.53M | 669.54M | 639.92M | 611.09M | 622.77M | 588.25M | 544.52M | 529.96M | 557.76M | 566.39M | 592.01M | 625.21M | 658.09M | 679.03M | 452.84M |
| PP&E (Net) | 661.47M | 582.86M | 537.34M | 510.39M | 466.05M | 431.97M | 394.44M | 369.09M | 350.38M | 329.64M | 315.41M | 306.54M | 295.31M | 285.88M | 274.39M | 267.24M | 264.83M | 257.48M | 243.94M | 227.06M |
| Other Assets | 3.14B | -33.91B | 2.02B | 224.25M | 2.14B | 1.93B | 1.96B | 342.67M | 1.5B | 1.13B | 1.14B | 669.28M | 1.01B | 952.03M | 955.2M | 583.82M | 725.54M | 723.5M | 635.57M | 280.15M |
| Total Current Assets | 42.61B | 7.35B | 6.81B | 9.16B | 5.64B | 4.39B | 4.24B | 5.21B | 3.83B | 3.78B | 4.53B | 3.87B | 3.19B | 3.26B | 2.5B | 1.66B | 986.07M | 756.61M | 1.35B | 833.04M |
| Total Non-Current Assets | 25.16B | 2.23B | 46.89B | 41.5B | 39.65B | 36.72B | 33.51B | 31.04B | 30.55B | 28.86B | 26.77B | 26.21B | 24.79B | 22.31B | 19.96B | 17.35B | 14.85B | 11.91B | 10.9B | 8.34B |
| Total Assets | 67.77B | 60.95B | 53.7B | 50.66B | 45.29B | 41.11B | 37.75B | 36.25B | 34.38B | 32.64B | 31.31B | 30.07B | 27.98B | 25.56B | 22.45B | 19.01B | 15.83B | 12.67B | 12.25B | 9.18B |
| Asset Growth % | 49.62% | 48.25% | 42.25% | 39.75% | 31.74% | 25.95% | 20.58% | 20.54% | 22.89% | 27.7% | 39.43% | 58.22% | 76.68% | 101.73% | 83.34% | 107.14% | 95.9% | 65.57% | 1419.77% | 7.16% |
| Return on Assets (ROA) | 0.37% | 0.27% | 0.32% | 0.36% | 0.32% | 0.25% | 0.19% | 0.94% | 0.18% | 0.05% | 0.29% | 0.17% | -1% | -0.2% | -0.17% | -0.23% | -0.52% | -0.77% | -1.03% | -1.29% |
| Accounts Payable | 0 | 0 | 0 | 89.81M | 0 | 0 | 0 | 132.78M | 0 | 0 | 554.18M | 159.91M | 566.48M | 632.46M | 554.11M | 144.57M | 565.91M | 542.34M | 437.32M | 158.06M |
| Total Debt | 3.98B | 3.41B | 1.91B | 1.93B | 2.81B | 4.03B | 3.14B | 3.2B | 3.28B | 3.21B | 3B | 5.36B | 6.36B | 6.61B | 6.26B | 5.63B | 4.74B | 3.91B | 5.12B | 4.19B |
| Net Debt | 1.17B | 278.9M | -1.49B | -2.99B | -438.88M | 1.91B | 1.05B | 665.92M | 926.93M | 873.56M | -692.39M | 2.28B | 3.55B | 3.6B | 3.77B | 4.21B | 3.8B | 3.2B | 3.8B | 3.7B |
| Long-Term Debt | 3.86B | 2.82B | 1.33B | 1.33B | 2.23B | 3.46B | 2.56B | 2.61B | 2.69B | 2.62B | 2.41B | 4.75B | 5.77B | 6.01B | 5.66B | 5.02B | 4.13B | 3.29B | 4.5B | 3.54B |
| Short-Term Debt | 0 | 486M | 486M | 486M | 486M | 486M | 486M | 486M | 486M | 486M | 486M | 486M | 486M | 486M | 486M | 486M | 486M | 486M | 486M | 497.81M |
| Other Liabilities | 1.17B | 923.02M | 729.26M | 247.03M | 759.61M | 676.29M | 674.38M | 117.67M | 569.02M | 535.37M | 0 | 128.46M | 0 | 0 | -554.11M | 145.48M | -565.91M | -542.34M | -437.32M | 27.39M |
| Total Current Liabilities | 51.33B | 46.03B | 40.73B | 38.45B | 33.43B | 30.03B | 27.74B | 26.86B | 24.89B | 23.48B | 22.64B | 19.47B | 16.72B | 13.86B | 11.68B | 8.12B | 6.65B | 4.28B | 2.52B | 750.07M |
| Total Non-Current Liabilities | 5.15B | 3.84B | 2.16B | 1.73B | 3.08B | 4.22B | 3.33B | 2.86B | 3.36B | 3.26B | 2.52B | 5.05B | 5.88B | 6.12B | 5.22B | 5.36B | 3.68B | 2.88B | 4.2B | 3.73B |
| Total Liabilities | 56.47B | 49.87B | 42.89B | 40.17B | 36.51B | 34.25B | 31.07B | 29.73B | 28.26B | 26.74B | 25.16B | 24.52B | 22.6B | 19.98B | 16.9B | 13.48B | 10.33B | 7.16B | 6.72B | 4.48B |
| Total Equity | 11.3B | 11.08B | 10.81B | 10.49B | 8.78B | 6.86B | 6.68B | 6.53B | 6.12B | 5.9B | 6.15B | 5.55B | 5.37B | 5.58B | 5.55B | 5.53B | 5.5B | 5.51B | 5.53B | 4.7B |
| Equity Growth % | 28.65% | 61.45% | 61.89% | 60.76% | 43.43% | 16.25% | 8.66% | 17.46% | 13.91% | 5.8% | 10.65% | 0.48% | -2.32% | 1.3% | 0.43% | 17.68% | 20.41% | 21.62% | 794.87% | 53.84% |
| Equity / Assets (Capital Ratio) | 16.67% | 18.17% | 20.13% | 20.71% | 19.38% | 16.69% | 17.69% | 18% | 17.81% | 18.08% | 19.63% | 18.47% | 19.21% | 21.82% | 24.74% | 29.09% | 34.74% | 43.46% | 45.16% | 51.19% |
| Return on Equity (ROE) | 2.15% | 1.43% | 1.57% | 1.8% | 1.78% | 1.44% | 1.08% | 5.26% | 1.01% | 0.29% | 1.5% | 0.88% | -4.87% | -0.85% | -0.62% | -0.73% | -1.35% | -1.74% | -2.16% | -2.4% |
| Book Value per Share | 8.32 | 8.19 | 7.85 | 7.79 | 6.80 | 5.79 | 5.63 | 5.67 | 5.54 | 5.54 | 5.90 | 5.40 | 5.65 | 5.96 | 5.98 | 5.99 | 6.00 | 6.05 | 6.48 | 5.77 |
| Tangible BV per Share | 7.12 | 6.97 | 6.41 | 6.30 | 5.23 | 4.08 | 3.89 | 3.90 | 3.73 | 3.65 | 3.99 | 3.51 | 3.63 | 3.61 | 3.62 | 3.59 | 3.55 | 3.54 | 3.79 | 4.11 |
| Common Stock | 129K | 128K | 127K | 126K | 120K | 111K | 110K | 109K | 108K | 106K | 105K | 97K | 95K | 94K | 94K | 93K | 92K | 92K | 91K | 83K |
| Additional Paid-in Capital | 11.68B | 11.59B | 11.47B | 11.3B | 9.77B | 7.99B | 7.91B | 7.84B | 7.75B | 7.6B | 7.54B | 7.04B | 6.9B | 6.85B | 6.78B | 6.72B | 6.65B | 6.58B | 6.51B | 5.56B |
| Retained Earnings | -259.97M | -500.95M | -657.55M | -824.28M | -997.83M | -1.14B | -1.23B | -1.31B | -1.64B | -1.7B | -1.72B | -1.8B | -1.85B | -1.59B | -1.54B | -1.5B | -1.46B | -1.39B | -1.29B | -1.18B |
| Accumulated OCI | -124.76M | -11.98M | -2.74M | 10.98M | 9.55M | 3.59M | 2.83M | -8.37M | 8.11M | -1.48M | -2.09M | -1.21M | 600K | -5.12M | -6.34M | -8.3M | -9.6M | -8.01M | -5.96M | -1.47M |
| Treasury Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Preferred Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 320.37M | 320.37M | 320.37M | 320.37M | 320.37M | 320.37M | 320.37M | 320.37M | 320.37M | 320.37M |