SoFi Technologies, Inc. (SOFI) quarterly cash flow statement — complete operating, investing & financing history
SoFi Technologies, Inc. (SOFI) cash flow statement — 8-year operating, investing & financing cash flows
| Metric | Q3'26 | Q2'26 | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 |
|---|
| Cash from Operations | -3.01B | -3.89B | 119.1M | -991.18M | 72.94M | -1.47B | 21.5M | -200.1M | -1.17B | -484.37M | 738.25M | -247.94M | -2.69B | -2.08B | -2.21B | -2.42B | -2.88B | -945.5M | -1.01B | -1.24B |
| Operating CF Growth % | -4229.8% | -165.21% | 453.9% | -395.33% | 106.21% | -202.85% | -97.09% | 19.29% | 56.32% | 76.71% | 133.36% | 89.75% | 6.73% | -119.98% | -118.82% | -95.65% | -1365.53% | -267.27% | -397.37% | -23971.19% |
| Net Income | 240.99M | 156.59M | 166.73M | 173.55M | 139.39M | 97.26M | 71.12M | 332.47M | 60.74M | 17.4M | 88.04M | 47.91M | -266.68M | -47.55M | -34.42M | -40.01M | -74.21M | -95.83M | -110.36M | -111.01M |
| Depreciation & Amortization | 81.25M | 73.11M | 67.58M | 62.88M | 59.24M | 56.74M | 55.28M | 53.55M | 51.79M | 49.62M | 48.54M | 53.45M | 52.52M | 50.13M | 45.32M | 42.35M | 40.25M | 38.06M | 30.7M | 26.53M |
| Deferred Taxes | 58.04M | 33.73M | 0 | 0 | 7.39M | 10.38M | 8.79M | -283.98M | 176K | -2.14M | -967K | -9.49M | -887K | -5.51M | 68K | 922K | -2.1M | -2.28M | -40K | 505K |
| Other Non-Cash Items | 328.42M | -130.28M | 69.36M | -78.51M | 1.35B | -119.76M | -77.35M | 11.56M | -85.09M | -13.37M | -81.45M | -53.97M | 274.57M | 18.24M | 11.13M | 22.8M | 29.81M | 23.76M | 29.9M | 18.39M |
| Working Capital Changes | -3.79B | -4.1B | -184.57M | -1.22B | -1.55B | -1.57B | -100.09M | -380.07M | -1.26B | -596.94M | 629M | -354.94M | -2.81B | -2.17B | -2.3B | -2.52B | -2.95B | -989.34M | -1.04B | -1.25B |
| Cash from Investing | -3.08B | -2.83B | -4.83B | -2.1B | -2.84B | -1.72B | -1.44B | -1.28B | -84M | -2.19B | -1.26B | -1.41B | -168.51M | -267.67M | -40.15M | -51.41M | -50.01M | -54.8M | 49.88M | 30.66M |
| Purchase of Investments | -1.08B | -1.05B | -5.56B | -583.42M | -3.34B | -546.94M | -358.46M | -548.38M | -357.45M | -942.69M | -379.78M | -187.12M | -210.88M | -200.89M | -268.17M | 0 | 0 | -8.15M | -36.83M | -43.24M |
| Sale/Maturity of Investments | 181.91M | -167.32M | 798.23M | 537.27M | 173.34M | 346.96M | 133.94M | 222.61M | 357.89M | 352.9M | 143.32M | 75.56M | 107.84M | 47.67M | 302.04M | 19.98M | 24.19M | 41.01M | 72.39M | 87.72M |
| Net Investment Activity | -898.87M | -1.21B | -4.76B | -46.16M | -3.17B | -199.99M | -224.51M | -325.77M | 447K | -589.79M | -236.47M | -111.57M | -103.03M | -153.22M | 33.87M | 19.98M | 24.19M | 32.86M | 35.56M | 44.47M |
| Acquisitions | -143K | -64.9M | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | -54.35M | -17.95M | 0 | 0 | -14.77M | 73.31M | 0 |
| Other Investing | -2.07B | -1.46B | 0 | -1.98B | 392.61M | -1.46B | -1.16B | -912.85M | -41.15M | -1.57B | -992.73M | -1.27B | -37.43M | -34.74M | -32.36M | -54.16M | -50.76M | -50.98M | -33.88M | 0 |
| Cash from Financing | 6.12B | 6.53B | 3.11B | 4.7B | 3.8B | 3.19B | 1.43B | 1.22B | 1.5B | 1.26B | 1.06B | 1.98B | 2.65B | 2.87B | 3.38B | 3.05B | 3.19B | 297.07M | 1.9B | 1.12B |
| Dividends Paid | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | -20.38M | 0 | 0 | 0 | -20.38M | 0 | 0 | 0 | -20.38M |
| Share Repurchases | 0 | 113K | -115K | 1.62M | -1.62M | 0 | 0 | 0 | 0 | -323.4M | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Stock Issued | 290K | 24.33M | 89.75M | 1.5B | 1.72B | 0 | 195K | 20.64M | 138K | 166K | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Net Stock Activity | 290K | 24.44M | 89.64M | 1.5B | 1.72B | 0 | 195K | 20.64M | 138K | -323.23M | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Debt Issuance (Net) | 1000K | 1000K | -1000K | -1000K | -1000K | 1000K | -1000K | -1000K | 1000K | 1000K | -1000K | -1000K | -1000K | 1000K | 1000K | 1000K | 1000K | -1000K | 1000K | 1000K |
| Other Financing | 15.75M | 41.14M | 3.03B | 4.1B | 3.31B | 2.29B | 1.47B | 1.29B | 1.35B | 1.38B | 2.81B | 2.95B | 2.9B | 2.61B | 2.75B | 2.31B | 2.36B | 1.51B | 957.94M | -3.61M |
| Net Change in Cash | 33.22M | -195.69M | -1.6B | 1.61B | 1.03B | -1.53M | 6.78M | -260.4M | 238.13M | -1.42B | 532.33M | 318.56M | -204.11M | 523.61M | 1.13B | 584.87M | 262.5M | -703.28M | 933.77M | -85.79M |
| Exchange Rate Effect | -256K | 68K | -774K | 705K | -228K | -563K | -269K | -246K | 563K | -136K | -179K | 475K | 103K | 392K | -293K | 340K | 325K | -56K | -38K | 188K |
| Cash at Beginning | 3.57B | 3.76B | 5.36B | 3.75B | 2.71B | 2.72B | 2.71B | 2.97B | 2.73B | 4.15B | 3.62B | 3.3B | 3.5B | 2.98B | 1.85B | 1.26B | 998.93M | 1.7B | 768.44M | 854.23M |
| Cash at End | 3.6B | 3.57B | 3.76B | 5.36B | 3.75B | 2.71B | 2.72B | 2.71B | 2.97B | 2.73B | 4.15B | 3.62B | 3.3B | 3.5B | 2.98B | 1.85B | 1.26B | 998.93M | 1.7B | 768.44M |
| Interest Paid | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Income Taxes Paid | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Free Cash Flow | -3.12B | -3.99B | 50.32M | -1.06B | 9.78M | -1.53B | -32.75M | -244.33M | -1.22B | -523.84M | 704.14M | -284.59M | -2.72B | -2.11B | -2.24B | -2.45B | -2.91B | -970.41M | -1.04B | -1.25B |
| FCF Growth % | -31955.75% | -160.02% | 253.67% | -333.38% | 100.8% | -192.63% | -104.65% | 14.14% | 55.12% | 75.14% | 131.44% | 88.37% | 6.51% | -117.18% | -116.08% | -95.71% | -1296.07% | -250.58% | -411.58% | -71212.32% |