SoFi Technologies, Inc. (SOFI) Revenue History
Annual and quarterly revenue from 2018 to 2024
Compound Annual Growth Rate (CAGR)
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Revenue Growth Metrics
Revenue Breakdown (FY 2024)
SOFI's revenue distribution by segment and geography for fiscal year 2024
By Product/Segment
By Geography
SOFI Revenue Analysis (2018–2024)
As of February 28, 2026, SoFi Technologies, Inc. (SOFI) generated trailing twelve-month (TTM) revenue of $4.44 billion, reflecting exceptional growth of +28.6% year-over-year. The most recent quarter (Q3 2025) recorded $1.27 billion in revenue, up 12.3% sequentially.
Looking at the longer-term picture, SOFI's 5-year compound annual growth rate (CAGR) stands at +38.7%, indicating outstanding long-term growth trajectory. The company achieved its highest annual revenue of $3.70 billion in 2024, representing a new all-time high.
Revenue diversification analysis shows SOFI's business is primarily driven by Lending Segment (55%), Financial Services Segment (30%), and Technology Platform Segment (15%). With over half of revenue concentrated in Lending Segment, the company maintains significant focus in this area while developing other growth vectors.
When compared to Financial Services sector peers including JSM, SLM, and NNI. Compare SOFI vs JSM →
Peer Comparison
Compare SOFI's revenue metrics with industry peers
| Company | TTM Revenue | YoY Growth | 5Y CAGR | Op. Margin | Compare |
|---|---|---|---|---|---|
| SOFICurrent | $4.4B | +28.6% | +38.7% | 6.3% | |
| JSM | $3.8B | - | - | 73.9% | |
| SLM | $3.0B | - | - | 26.7% | |
| NNI | $822M | - | - | - | |
| NAVI | $4.2B | - | - | 4.1% |
Historical Revenue Data
| Year | Revenue | YoY % | Gross Profit | Gross Margin | Op. Income | Op. Margin |
|---|---|---|---|---|---|---|
| 2024 | $3.70B | - | $2.58B | 69.7% | $233.3M | 6.3% |
| 2023 | $2.90B | - | $2.05B | 70.9% | $-301,158,000 | -10.4% |
| 2022 | $1.76B | - | $1.52B | 86.2% | $-318,721,000 | -18.1% |
| 2021 | $1.09B | - | $977.3M | 89.9% | $-481,177,000 | -44.2% |
| 2020 | $751.1M | - | $565.5M | 75.3% | $-328,521,000 | -43.7% |
| 2019 | $721.0M | - | $442.7M | 61.4% | $-239,599,000 | -33.2% |
| 2018 | $600.0M | - | $269.4M | 44.9% | $-253,357,000 | -42.2% |
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Start ComparisonFrequently Asked Questions
Is SOFI's revenue growth accelerating or slowing?
SOFI revenue is accelerating at +28.6% year-over-year, exceeding the 5-year CAGR of +38.7%. TTM revenue reached $4.4B. Growth momentum has increased versus prior periods.
What is SOFI's long-term revenue growth rate?
SoFi Technologies, Inc.'s 5-year revenue CAGR of +38.7% reflects the sustained expansion pattern. Current YoY growth of +28.6% is above this long-term average.
How is SOFI's revenue distributed by segment?
SOFI reports revenue by product line and geographic region. Annual and quarterly breakdowns from 2018-2024 are available for download. Segment mix reveals concentration and diversification trends.