SoFi Technologies, Inc. (SOFI) Revenue History
Annual and quarterly revenue from 2018 to present
SOFI Revenue Over Time (2018–2025)
SOFI Revenue Growth History
7 of 7 years with positive growth- FY2018 revenue growth
- N/A
- FY2019 revenue growth
- +20.2%
- FY2020 revenue growth
- +4.2%
- FY2021 revenue growth
- +44.8%
- FY2022 revenue growth
- +62.1%
- FY2023 revenue growth
- +64.4%
- FY2024 revenue growth
- +27.8%
- FY2025 revenue growth
- +28.8%
| Quarter | Revenue | YoY |
|---|---|---|
| Q4 2025 | $1.34B | — |
| Q3 2025 | $1.27B | — |
| Q2 2025 | $1.13B | — |
| Q1 2025 | $1.04B | — |
| Q4 2024 | $1.01B | — |
| Q3 2024 | $986.2M | — |
| Q2 2024 | $860.6M | — |
| Q1 2024 | $849.0M | — |
Multi-year avg. share of annual revenue by fiscal quarter
Revenue Breakdown (FY 2025)
SOFI's revenue distribution by segment and geography for fiscal year 2025
By Product/Segment
By Geography
SOFI Revenue Analysis (2018–2025)
Current Revenue & Growth
As of June 21, 2026, SoFi Technologies, Inc. (SOFI) generated trailing twelve-month (TTM) revenue of $4.77 billion, reflecting explosive growth of +32.5% year-over-year. The most recent quarter (Q4 2025) recorded $1.34 billion in revenue, up 5.3% sequentially.
Historical Growth Trajectory
SOFI's 5-year compound annual growth rate (CAGR) stands at +44.7%, indicating outstanding long-term growth trajectory. The 3-year CAGR of +39.3% is below the 5-year average, signalling a growth deceleration in recent years. SoFi Technologies, Inc.'s highest annual revenue of $4.77 billion was recorded in 2025, an all-time high.
Revenue by Segment
SOFI's revenue is primarily driven by Lending Segment (48%), Financial Services Segment (40%), and Technology Platform Segment (12%). The diversified mix across segments reduces dependence on any single product line, which can support more resilient revenue in downturns.
Peer Comparison
Compared to Financial Services sector peers — including LC, UPST, and AFRM (+6.4% YoY) — SOFI has outperformed the peer group in revenue growth. Compare SOFI vs LC →
SOFI Revenue vs Peers
Revenue metrics vs comparable public companies
| Company | TTM Revenue | YoY Growth | 5Y CAGR | Op. Margin | Compare |
|---|---|---|---|---|---|
| SOFICurrent | $4.8B | +32.5% | +44.7% | 11.0% | |
 LC | $1.3B | - | - | 25.0% | |
 UPST | $1.1B | - | - | 5.1% | |
 AFRM | $3.2B | +6.4% | +44.6% | -2.7% | |
 DAVE | $512M | +44.6% | +33.3% | 8.0% | |
 OPFI | $597M | +12.9% | +15.5% | 32.4% |
SOFI Historical Revenue Data (2018–2025)
| Year | Revenue | YoY % | Gross Profit | Gross Margin | Op. Income | Op. Margin |
|---|---|---|---|---|---|---|
| 2025 | $4.77B | - | $3.58B | 75.1% | $525.9M | 11.0% |
| 2024 | $3.70B | - | $2.58B | 69.7% | $233.3M | 6.3% |
| 2023 | $2.90B | - | $2.05B | 70.9% | $-301,158,000 | -10.4% |
| 2022 | $1.76B | - | $1.52B | 86.2% | $-318,721,000 | -18.1% |
| 2021 | $1.09B | - | $977.3M | 89.9% | $-481,177,000 | -44.2% |
| 2020 | $751.1M | - | $565.5M | 75.3% | $-328,521,000 | -43.7% |
| 2019 | $721.0M | - | $442.7M | 61.4% | $-239,599,000 | -33.2% |
| 2018 | $600.0M | - | $269.4M | 44.9% | $-253,357,000 | -42.2% |
Full Stock Analysis
Deep dive into SOFI consensus models and risk factors.
Intrinsic Valuation
DCF models, multiple analysis, and analyst estimates.
Historical Returns
8+ years return with dividends reinvested.
DCA Calculator
See how regular investing compounds over time.
Peer Comparison
Compare growth, multiples, and margins vs sector.
SOFI — Frequently Asked Questions
Quick answers to the most common questions about buying SOFI stock.
Is SOFI's revenue growth accelerating or slowing?
SOFI revenue growth is accelerating. TTM revenue reached $4.8B, up +32.5% year-over-year — ahead of the 5-year CAGR of +44.7%. This indicates the business is expanding faster than its historical baseline.
What is SOFI's revenue history from 2018 to 2026?
SoFi Technologies, Inc. (SOFI) revenue history spans 2018 to 2026. TTM revenue as of 2026 is $4.8B, growing at +32.5% YoY. The 5-year CAGR is +44.7%. Complete annual and quarterly revenue figures are available on this page, including gross profit, operating income, and margin trends.
What is SOFI's long-term revenue growth rate (CAGR)?
SoFi Technologies, Inc.'s 5-year revenue CAGR of +44.7% reflects the sustained nature of its business expansion. As of 2026, the current YoY growth rate of +32.5% is above this long-term average. CAGR is the most reliable measure of sustained revenue momentum for SOFI.
Why does SOFI's quarterly revenue fluctuate?
SOFI quarterly revenue can fluctuate significantly between periods. A quarter-over-quarter (QoQ) change does not always indicate a trend; comparing the same quarter year-over-year (YoY) is a more reliable signal for underlying growth. SoFi Technologies, Inc.'s revenue data from 2018 to 2026 shows full historical quarterly detail on this page.
How is SOFI's revenue distributed by segment?
SOFI reports revenue broken down by product line and geographic region. The segment breakdown on this page shows which business units contribute the most to total revenue as of the latest fiscal year. Concentration in a single segment above 50% indicates category dependence, while a diversified mix signals more resilient revenue streams.
How does SOFI's revenue compare to industry peers?
SoFi Technologies, Inc. (SOFI) with TTM revenue of $4.8B and +32.5% YoY growth can be benchmarked against sector peers using the comparison table on this page. Revenue growth relative to peers indicates market share gains or losses. The peer section shows TTM revenue, YoY growth, and operating margin for direct comparisons.