SoFi Technologies, Inc. (SOFI) Revenue History
Annual and quarterly revenue from 2018 to 2025
Compound Annual Growth Rate (CAGR)
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SOFI Revenue Growth
Revenue Breakdown (FY 2025)
SOFI's revenue distribution by segment and geography for fiscal year 2025
By Product/Segment
By Geography
SOFI Revenue Analysis (2018–2025)
As of May 6, 2026, SoFi Technologies, Inc. (SOFI) generated trailing twelve-month (TTM) revenue of $4.77 billion, reflecting explosive growth of +32.5% year-over-year. The most recent quarter (Q4 2025) recorded $1.34 billion in revenue, up 5.3% sequentially.
Looking at the longer-term picture, SOFI's 5-year compound annual growth rate (CAGR) stands at +44.7%, indicating outstanding long-term growth trajectory. The company achieved its highest annual revenue of $4.77 billion in 2025, representing a new all-time high.
Revenue diversification analysis shows SOFI's business is primarily driven by Lending Segment (48%), Financial Services Segment (40%), and Technology Platform Segment (12%).
When compared to Financial Services sector peers including LC, UPST, and AFRM (+32.7% YoY), SOFI has underperformed the peer group in terms of revenue growth. Compare SOFI vs LC →
SOFI Revenue vs Peers
Revenue metrics vs comparable public companies
| Company | TTM Revenue | YoY Growth | 5Y CAGR | Op. Margin | Compare |
|---|---|---|---|---|---|
| SOFICurrent | $4.8B | +32.5% | +44.7% | 11.0% | |
 LC | $1.3B | - | - | 25.0% | |
 UPST | $1.1B | - | - | 5.1% | |
 AFRM | $3.2B | +32.7% | +44.6% | -2.7% | |
 DAVE | $512M | +44.6% | +33.3% | 8.0% | |
 OPFI | $597M | +13.5% | +15.5% | 32.4% |
SOFI Historical Revenue Data (2018–2025)
| Year | Revenue | YoY % | Gross Profit | Gross Margin | Op. Income | Op. Margin |
|---|---|---|---|---|---|---|
| 2025 | $4.77B | - | $3.58B | 75.1% | $525.9M | 11.0% |
| 2024 | $3.70B | - | $2.58B | 69.7% | $233.3M | 6.3% |
| 2023 | $2.90B | - | $2.05B | 70.9% | $-301,158,000 | -10.4% |
| 2022 | $1.76B | - | $1.52B | 86.2% | $-318,721,000 | -18.1% |
| 2021 | $1.09B | - | $977.3M | 89.9% | $-481,177,000 | -44.2% |
| 2020 | $751.1M | - | $565.5M | 75.3% | $-328,521,000 | -43.7% |
| 2019 | $721.0M | - | $442.7M | 61.4% | $-239,599,000 | -33.2% |
| 2018 | $600.0M | - | $269.4M | 44.9% | $-253,357,000 | -42.2% |
Full SOFI Stock Analysis
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Start ComparisonSOFI — Frequently Asked Questions
Quick answers to the most common questions about buying SOFI stock.
Is SOFI's revenue growth accelerating or slowing?
SOFI revenue is accelerating at +32.5% year-over-year, exceeding the 5-year CAGR of +44.7%. TTM revenue reached $4.8B. Growth momentum has increased versus prior periods.
What is SOFI's long-term revenue growth rate?
SoFi Technologies, Inc.'s 5-year revenue CAGR of +44.7% reflects the sustained expansion pattern. Current YoY growth of +32.5% is above this long-term average.
How is SOFI's revenue distributed by segment?
SOFI reports revenue by product line and geographic region. Annual and quarterly breakdowns from 2018-2025 are available for download. Segment mix reveals concentration and diversification trends.