Tectonic Financial, Inc. (TECTP) quarterly balance sheet — complete assets, liabilities & equity history
| Metric | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 | Q3'21 | Q2'21 | Q1'21 | Q4'20 |
|---|
| Cash & Short Term Investments | 28M | 30.11M | 26.99M | 26.13M | 30.86M | 29.25M | 126.54M | 27.99M | 28.07M | 28.03M | 26.39M | 49.99M | 27.7M | 29.43M | 22.05M | 41.65M | 27.29M | 79.87M | 21.52M | 24.91M |
| Cash & Due from Banks | 6.17M | 7.46M | 6.39M | 5.85M | 6.76M | 68.26M | 126.54M | 58.77M | 6.7M | 6.23M | 76.21M | 42.16M | 7.15M | 9.26M | 39.34M | 41.65M | 9.73M | 79.87M | 44.46M | 46.87M |
| Short Term Investments | 21.83M | 22.65M | 20.6M | 20.28M | 24.11M | 23.45M | 0 | 22.98M | 21.37M | 21.8M | 20.1M | 20.63M | 20.55M | 20.17M | 15.96M | 0 | 17.56M | 0 | 16.11M | 17.4M |
| Total Investments | 21.83M | 22.65M | 20.6M | 20.28M | 24.11M | 23.45M | -992K | 22.98M | 21.37M | 21.8M | 20.1M | 20.63M | 20.55M | 20.17M | 15.96M | 0 | 17.56M | 0 | 16.11M | 17.4M |
| Investments Growth % | -9.44% | -3.41% | 2176.41% | -11.74% | 12.82% | 7.55% | -104.94% | 11.36% | 3.96% | 8.06% | 25.91% | - | 17.04% | - | -0.96% | -100% | 13.47% | - | - | 37.22% |
| Long-Term Investments | 0 | 0 | 0 | 0 | 0 | 0 | -992K | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | -83K |
| Accounts Receivables | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Goodwill & Intangibles | 21.44M | 21.44M | 21.44M | 21.44M | 21.64M | 21.69M | 21.75M | 21.8M | 21.85M | 21.9M | 21.96M | 22.01M | 22.06M | 22.11M | 22.17M | 22.22M | 22.27M | 11.61M | 11.66M | 11.71M |
| Goodwill | 21.44M | 21.44M | 21.44M | 21.44M | 21.44M | 21.44M | 21.44M | 21.44M | 21.44M | 21.44M | 21.44M | 21.44M | 21.44M | 21.44M | 21.44M | 21.44M | 21.44M | 10.73M | 10.73M | 10.73M |
| Intangible Assets | 0 | 0 | 0 | 0 | 201K | 254K | 306K | 359K | 412K | 464K | 517K | 569K | 622K | 674K | 727K | 777K | 828K | 878K | 928K | 979K |
| PP&E (Net) | 4.56M | 4.62M | 4.68M | 4.73M | 4.79M | 4.84M | 7.15M | 7.26M | 7.43M | 7.01M | 6.98M | 6.23M | 6.31M | 6.57M | 5.91M | 6.13M | 5.38M | 5.38M | 5.6M | 5.81M |
| Other Assets | 0 | 0 | 0 | 0 | 0 | 0 | 622.16M | 589.52M | 552.28M | 518.97M | 497.42M | 1.03B | 489.61M | 489.95M | 499.38M | 510.27M | 485.39M | 453.07M | 476.24M | 448.95M |
| Total Current Assets | 28M | 30.11M | 26.99M | 26.13M | 30.86M | 68.26M | 126.54M | 58.77M | 47.73M | 45.26M | 76.21M | 42.16M | 41.63M | 41.51M | 39.34M | 45.99M | 43.96M | 79.87M | 44.46M | 46.87M |
| Total Non-Current Assets | 27.92M | 27.5M | 27.35M | 27.6M | 27.54M | 27.71M | 651.06M | 618.58M | 581.56M | 576.79M | 555.29M | 570.38M | 546.36M | 547.31M | 528.02M | 539.02M | 530.67M | 477.55M | 493.97M | 466.56M |
| Total Assets | 1.06B | 997.02M | 910.46M | 863.38M | 847.5M | 777.11M | 777.6M | 677.35M | 629.29M | 622.05M | 631.5M | 612.54M | 587.99M | 588.82M | 567.37M | 585.01M | 574.63M | 557.42M | 538.43M | 513.43M |
| Asset Growth % | 25.53% | 28.3% | 17.09% | 27.47% | 34.68% | 24.93% | 23.14% | 10.58% | 7.02% | 5.64% | 11.3% | 4.71% | 2.33% | 5.63% | 5.37% | 13.94% | 11.29% | 5.2% | 28.93% | 40.64% |
| Return on Assets (ROA) | 0.53% | 0.45% | 0.5% | -1.28% | 0.58% | 0.4% | 0.37% | 0.45% | 0.6% | 0.42% | 0.7% | 0.53% | 0.69% | 0.75% | 0.74% | 0.67% | 0.91% | 0.68% | 0.82% | 0.61% |
| Accounts Payable | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Total Debt | 0 | 12M | 12M | 22M | 32M | 32M | 33M | 33M | 12M | 12M | 12M | 12M | 12M | 12M | 25.2M | 46.52M | 62.07M | 99.54M | 114.1M | 95.69M |
| Net Debt | -6.17M | -7.46M | -6.39M | -5.85M | -6.76M | -36.26M | -93.54M | -25.77M | -35.73M | -33.26M | -64.21M | -30.16M | -29.63M | -29.51M | -14.14M | 529K | 18.11M | 19.68M | 69.64M | 48.82M |
| Long-Term Debt | 0 | 12M | 12M | 22M | 32M | 32M | 33M | 33M | 12M | 12M | 12M | 12M | 12M | 12M | 25.2M | 46.52M | 62.07M | 99.54M | 114.1M | 95.69M |
| Short-Term Debt | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Liabilities | 0 | 870.43M | 787.14M | 727.95M | 702.47M | 634.69M | 636.14M | 537.49M | 512.02M | 508.36M | 519.94M | 504.04M | 482.45M | 486M | 0 | 0 | 430.71M | 391.08M | 360.55M | 0 |
| Total Current Liabilities | 0 | 0 | 0 | 0 | 222K | 0 | 498K | 0 | 402K | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Total Non-Current Liabilities | 0 | 882.43M | 799.14M | 749.95M | 734.47M | 666.69M | 668.65M | 570.39M | 524.02M | 520.01M | 531.64M | 515.94M | 494.24M | 497.78M | 25.2M | 46.52M | 492.55M | 490.4M | 474.44M | 95.69M |
| Total Liabilities | 944.69M | 882.43M | 799.14M | 749.95M | 734.7M | 666.69M | 669.14M | 570.49M | 524.42M | 520.36M | 531.94M | 516.04M | 494.45M | 498M | 480.04M | 500.22M | 492.77M | 490.62M | 474.65M | 453.41M |
| Total Equity | 119.15M | 114.58M | 111.32M | 113.43M | 112.81M | 110.42M | 108.45M | 106.86M | 104.87M | 101.69M | 99.56M | 96.5M | 93.54M | 90.82M | 87.32M | 84.79M | 81.86M | 66.8M | 63.78M | 60.01M |
| Equity Growth % | 5.62% | 3.77% | 2.64% | 6.15% | 7.57% | 8.59% | 8.93% | 10.73% | 12.11% | 11.96% | 14.01% | 13.81% | 14.27% | 35.96% | 36.92% | 41.28% | 43.99% | 22.95% | 21.33% | 18.9% |
| Equity / Assets (Capital Ratio) | 11.2% | 11.49% | 12.23% | 13.14% | 13.31% | 14.21% | 13.95% | 15.78% | 16.66% | 16.35% | 15.77% | 15.75% | 15.91% | 15.42% | 15.39% | 14.49% | 14.25% | 11.98% | 11.85% | 11.69% |
| Return on Equity (ROE) | 4.7% | 3.78% | 3.96% | -9.68% | 4.25% | 2.87% | 2.48% | 2.76% | 3.66% | 2.62% | 4.41% | 3.32% | 4.42% | 4.89% | 4.98% | 4.64% | 6.93% | 5.69% | 6.94% | 5.35% |
| Book Value per Share | 17.33 | 16.67 | 16.09 | 15.72 | 15.62 | 15.25 | 14.94 | 14.69 | 14.37 | 13.94 | 13.65 | 13.06 | 12.80 | 12.41 | 11.94 | 11.52 | 11.25 | 10.07 | 9.64 | 9.05 |
| Tangible BV per Share | 14.21 | 13.55 | 12.99 | 12.75 | 12.62 | 12.25 | 11.94 | 11.69 | 11.38 | 10.94 | 10.64 | 10.08 | 9.78 | 9.39 | 8.91 | 8.50 | 8.19 | 8.32 | 7.87 | 7.29 |
| Common Stock | 72K | 72K | 72K | 72K | 72K | 72K | 72K | 72K | 71K | 71K | 71K | 71K | 71K | 71K | 71K | 71K | 70K | 66K | 66K | 66K |
| Additional Paid-in Capital | 0 | 50.07M | 50.04M | 50.02M | 49.98M | 51.29M | 51.27M | 51.25M | 51.07M | 50.95M | 50.82M | 50.7M | 50.56M | 50.45M | 50.31M | 50.18M | 50.08M | 39.36M | 39.29M | 39.2M |
| Retained Earnings | 78.87M | 74.54M | 71.42M | 68.17M | 66.42M | 62.93M | 60.88M | 58.92M | 56.69M | 53.35M | 51.16M | 48.56M | 45.85M | 42.22M | 38.31M | 34.85M | 31.81M | 27.49M | 24.57M | 20.66M |
| Accumulated OCI | -994K | -1.21M | -1.33M | -1.64M | -1.25M | -1.82M | -1.96M | -1.82M | -2.4M | -2.12M | -2.03M | -2.37M | -2.54M | -1.75M | -1.2M | -328K | -124K | -136K | -161K | 68K |
| Treasury Stock | 0 | -8.91M | -8.91M | -3.2M | -2.43M | -2.07M | -1.82M | -1.57M | -581K | -581K | -481K | -481K | -416K | -181K | -181K | 0 | 0 | 0 | 0 | 0 |
| Preferred Stock | 17K | 17K | 17K | 17K | 17K | 17K | 17K | 17K | 17K | 17K | 17K | 17K | 17K | 17K | 17K | 17K | 17K | 17K | 17K | 17K |