Tectonic Financial, Inc. (TECTP) quarterly income statement — complete revenue, gross profit & net income history
| Net Interest Income | -9.34M | -8.53M | -8.33M | -6.25M | -8.41M | 2.95M | 3.3M | 0 | 5M | 5M | 6.83M | 20.49M |
| NII Growth % | -11.04% | -389.51% | -352.33% | - | -268.37% | -41.07% | -51.66% | -100% | -28.52% | -24.09% | 2.61% | - |
| Net Interest Margin % | -0.88% | -0.86% | -0.92% | -0.72% | -0.99% | 0.38% | 0.42% | 0% | 0.79% | 0.8% | 1.08% | 3.34% |
| Interest Income | 0 | 0 | 0 | -21.24M | 0 | 10.74M | 10.5M | 0 | 10.13M | 9.43M | 10.7M | 24.77M |
| Interest Expense | 9.34M | 8.53M | 8.33M | -23.41M | 8.41M | 7.79M | 7.2M | 0 | 5.13M | 4.43M | 3.87M | 4.28M |
| Loan Loss Provision | -9.34M | -8.53M | 0 | 23.41M | -10.57M | -7.79M | -4.81M | 16.1M | -5.13M | -4.43M | -3.87M | -4.28M |
| Non-Interest Income | 20.4M | 19.78M | 30.16M | 40.94M | 89.03M | 6.17M | 6.18M | 15.92M | 6.6M | 6.13M | 6.96M | -8.47M |
| Non-Interest Income % | 100% | 100% | 100% | 207.82% | 100% | 36.49% | 37.07% | 100% | 39.48% | 39.4% | 39.43% | -51.98% |
| Total Revenue | 20.4M | 19.78M | 30.16M | 19.7M | 89.03M | 16.91M | 16.68M | 15.92M | 16.73M | 15.56M | 17.67M | 16.3M |
| Revenue Growth % | -77.08% | 16.95% | 80.81% | 23.76% | 432.18% | 8.67% | -5.56% | -2.35% | 1.54% | -9.47% | 134.02% | 101.98% |
| Non-Interest Expense | 20.4M | 10.91M | 15.29M | 11.77M | 10.18M | 10.13M | 12.77M | 12.05M | 8.72M | 8.85M | 9.06M | 9.59M |
| Efficiency Ratio | 100% | 55.16% | 50.71% | 59.75% | 11.44% | 59.91% | 76.57% | 75.68% | 52.13% | 56.89% | 51.31% | 58.82% |
| Operating Income | 0 | 8.87M | 6.54M | -27M | 16.31M | 6.78M | 3.91M | 3.87M | 5.33M | 3.86M | 6M | 4.59M |
| Operating Margin % | 0% | 44.84% | 21.67% | -137.06% | 18.32% | 40.09% | 23.43% | 24.32% | 31.84% | 24.8% | 33.95% | 28.18% |
| Operating Income Growth % | -100% | 30.79% | 67.23% | -797.49% | 206.23% | 75.67% | -34.83% | -15.72% | -5.15% | -34.72% | 2.81% | -40.66% |
| Pretax Income | 7.06M | 5.59M | 5.68M | -13.6M | 5.69M | 4M | 3.91M | 3.87M | 5.33M | 3.86M | 6M | 4.59M |
| Pretax Margin % | 34.6% | 28.28% | 18.84% | -69.04% | 6.39% | 23.64% | 23.43% | 24.32% | 31.84% | 24.8% | 33.95% | 28.18% |
| Income Tax | 1.56M | 1.32M | 1.23M | -2.65M | 952K | 853K | 848K | 556K | 1.16M | 839K | 1.28M | 1.05M |
| Effective Tax Rate % | 22.16% | 23.66% | 21.63% | 19.51% | 16.73% | 21.33% | 21.69% | 14.36% | 21.7% | 21.74% | 21.41% | 22.86% |
| Net Income | 5.5M | 4.27M | 4.45M | -10.95M | 4.74M | 3.15M | 2.67M | 2.93M | 3.78M | 2.63M | 4.33M | 3.15M |
| Net Margin % | 26.93% | 21.59% | 14.76% | -55.57% | 5.32% | 18.6% | 16.02% | 18.38% | 22.61% | 16.92% | 24.49% | 19.36% |
| Net Income Growth % | 15.93% | 35.76% | 66.59% | -474.13% | 25.33% | 19.48% | -38.21% | -7.26% | -7.14% | -39.51% | 0.96% | -18.48% |
| Net Income (Continuing) | 5.5M | 4.27M | 4.45M | -10.95M | 4.74M | 3.15M | 3.06M | 3.31M | 4.17M | 3.02M | 4.71M | 3.54M |
| EPS (Diluted) | 0.73 | 0.55 | 0.57 | 0.27 | 0.66 | 0.38 | 0.37 | 0.40 | 0.52 | 0.36 | 0.59 | 0.43 |
| EPS Growth % | 10.61% | 44.74% | 54.05% | -32.5% | 26.92% | 5.56% | -37.29% | -6.98% | -7.14% | -38.98% | 0% | -18.87% |
| EPS (Basic) | 0.74 | 0.56 | 0.58 | 0.28 | 0.67 | 0.39 | 0.37 | 0.40 | 0.52 | 0.36 | 0.59 | 0.43 |
| Diluted Shares Outstanding | 6.88M | 6.88M | 6.92M | 7.21M | 7.22M | 7.24M | 7.26M | 7.27M | 7.3M | 7.3M | 7.3M | 7.39M |