Ranked by reported Q1 2026 13F market value
Share of total reported institutional value in UPST held by the largest 10 / 25 filers.
| # | Institution | Shares Held | Market Value | QoQ Change | Ownership % | % of Fund |
|---|---|---|---|---|---|---|
| 1 | BlackRock, Inc. | 7.4M | $189.9M | +4.4% | 7.735% | 0.00% |
| 2 | SUSQUEHANNA INTERNATIONAL GROUP, LLP | 6.8M | $174.4M | +2.9% | 7.105% | 0.02% |
| 3 | MORGAN STANLEY | 4.0M | $102.0M | -5.5% | 4.153% | 0.01% |
| 4 | VANGUARD CAPITAL MANAGEMENT LLC | 3.8M | $96.2M | β | 3.920% | 0.00% |
| 5 | VANGUARD PORTFOLIO MANAGEMENT LLC | 3.7M | $96.0M | β | 3.911% | 0.01% |
| 6 | MARSHALL WACE, LLP | 3.4M | $86.9M | +501.5% | 3.542% | 0.09% |
| 7 | GEODE CAPITAL MANAGEMENT, LLC | 2.1M | $54.5M | +2.7% | 2.219% | 0.00% |
| 8 | STATE STREET CORP | 2.1M | $52.7M | +2.6% | 2.145% | 0.00% |
| 9 | D. E. Shaw & Co., Inc. | 1.7M | $42.3M | -24.0% | 1.725% | 0.04% |
| 10 | Clear Street Group Inc. | 1.6M | $41.2M | -37.6% | 1.677% | 0.17% |
| 11 | GOLDMAN SACHS GROUP INC | 1.6M | $40.0M | -7.0% | 1.629% | 0.00% |
| 12 | Halter Ferguson Financial Inc. | 1.5M | $37.6M | +253.3% | 1.533% | 8.26% |
| 13 | BARCLAYS PLC | 1.5M | $37.3M | β | 1.517% | 0.02% |
| 14 | UBS Group AG | 1.3M | $32.2M | +58.6% | 1.313% | 0.00% |
| 15 | BAILLIE GIFFORD & CO | 1.1M | $28.4M | +46.0% | 1.158% | 0.03% |
| 16 | DIMENSIONAL FUND ADVISORS LP | 1.0M | $26.2M | +267.1% | 1.069% | 0.01% |
| 17 | CAPITAL FUND MANAGEMENT S.A. | 995K | $25.5M | -28.2% | 1.039% | 0.14% |
| 18 | Squarepoint Ops LLC | 968K | $24.8M | β | 1.011% | 0.03% |
| 19 | Point72 Asset Management, L.P. | 890K | $22.8M | +89.0% | 0.930% | 0.03% |
| 20 | COATUE MANAGEMENT LLC | 871K | $22.3M | β | 0.910% | 0.08% |
| 21 | CITIGROUP INC | 806K | $20.7M | +43.1% | 0.843% | 0.01% |
| 22 | HSBC HOLDINGS PLC | 788K | $20.3M | β | 0.823% | 0.01% |
| 23 | NORTHERN TRUST CORP | 759K | $19.5M | +2.0% | 0.793% | 0.00% |
| 24 | CHARLES SCHWAB INVESTMENT MANAGEMENT INC | 656K | $16.8M | -12.0% | 0.685% | 0.00% |
| 25 | VANGUARD FIDUCIARY TRUST CO | 597K | $15.3M | β | 0.624% | 0.00% |
denotes a marquee investor (Buffett, Burry, ARK, Tiger Global, Pershing Square, Baupost and other widely-followed managers). β% of Fundβ shows how much of that investorβs total 13F portfolio is invested in UPST β a direct measure of their conviction.
Filings activity in UPST during Q1 2026, grouped by how each filer changed its position.
8 quarters of 13F filings Β· Ξ columns show change vs prior quarter
| Quarter | Inst. Holders | Ξ Holders | Ownership % | Ξ Ownership | Total 13F Value | Ξ Value |
|---|---|---|---|---|---|---|
| Q1 2026 | 329 | 13% | 56.10% | 56.27 pp | $1.64B | 50% |
| Q4 2025 | 378 | 3.1% | 112.37% | 25.29 pp | $3.28B | 18% |
| Q3 2025 | 390 | 4.6% | 137.66% | 20.75 pp | $4.02B | 13% |
| Q2 2025 | 409 | +9.7% | 158.41% | +43.46 pp | $4.62B | +38% |
| Q1 2025 | 373 | 2.4% | 114.95% | 64.85 pp | $3.36B | 36% |
| Q4 2024 | 382 | +14% | 179.80% | +93.35 pp | $5.25B | +108% |
| Q3 2024 | 336 | +28% | 86.45% | +35.19 pp | $2.52B | +69% |
| Q2 2024 | 263 | β | 51.26% | β | $1.50B | β |
Source: SEC 13F institutional filings. Ownership % requires market cap data and will show once linked. Ξ columns compare to the immediately prior filed quarter.
Latest Form 4 transactions by company officers and directors. Insider buys are widely viewed as the highest-conviction signal because executives are risking personal capital.
| Date | Insider | Action | Shares | Price | Value |
|---|---|---|---|---|---|
| May 13, 2026 | Gu Paul | Buy | 50K | $27.50 | $1.4M |
| May 7, 2026 | Girouard Dave | Buy | 170K | $29.37 | $5.0M |
Quick answers to the most common questions about buying UPST stock.
Based on Q1 2026 13F filings, institutional ownership of Upstart Holdings, Inc. stands at 56.1%, held across 329 reporting institutions.
BlackRock, Inc. is the largest reported institutional holder of UPST, with approximately 7,403,079 shares worth $0.19B as of Q1 2026.
Yes β 3 widely-followed marquee investors appear among the top 25 institutional holders of UPST, including SUSQUEHANNA INTERNATIONAL GROUP, LLP, Point72 Asset Management, L.P., COATUE MANAGEMENT LLC.
Our composite Smart Money Score for UPST is 39 out of 100 (Bearish). It combines net institutional buying activity, ownership shift, marquee investor presence, and holder-count growth.
62 institutions opened new positions in UPST during Q1 2026, while 111 fully exited. 34 added to existing positions and 231 trimmed.
UPST institutional ownership fell by 56.27 percentage points quarter-over-quarter, with a net change of -49 holders.
The top 10 institutions account for 57.2% of all reported 13F value in UPST, and the top 25 account for 81.0%.
All data is sourced from SEC Form 13F filings, which institutional investment managers with at least $100M in assets are required to file each quarter. We process every 13F filing from EDGAR and recompute the aggregates after each cycle. Insider transactions are sourced from Form 4 filings.
Upstart Holdings, Inc. (UPST) Institutional Ownership