Upside case
Bull case
$311+79.1%
VRSK would need investors to value it at roughly 41x earnings — about 18x more generous than today's 23x forward P/E. That requires meaningful multiple expansion on top of continued earnings growth.
Analysis OverviewHoldUpdated Jun 18, 2026
Verisk Analytics, Inc. (VRSK) Stock Analysis
Wall Street verdict, consensus price target, and analyst rating breakdown — everything needed to frame the risk/reward at today's price.
Analyst consensus
Hold
Covering
25
analysts
9 bullish · 1 bearish · 25 covering VRSK
Strong Buy
1
Buy
8
Hold
15
Sell
1
Strong Sell
0
Consensus Target
$226
+30.1% vs today
Scenario Range
$149 – $311
Model bear to bull value window
Coverage
25
Published analyst ratings
Valuation Context
22.7x
Forward P/E · Market cap $22.8B
VRSK price targets
Three scenarios for where VRSK stock could go
Current
~$174
Confidence
59 / 100
Updated
Jun 18, 2026
Where we are now
Current · $174
Bear
$149
Base
$236
Bull
$311
Market caseClosest to today
Base case
$236+35.9%
At 31x on FY1 earnings, the base case reflects a reasonable but not stretched valuation. It prices in continued growth without assuming an exceptional setup.
Stress case
Bear case
$149-14.4%
If investor confidence fades or macro conditions deteriorate, a 3x multiple contraction could push VRSK down roughly 14% from where it trades now.
Not financial advice. Model confidence reflects internal scenario assumptions, not a guarantee of returns. Past performance does not predict future results.
Verisk Analytics, Inc.
VRSK · NASDAQIndustrialsConsulting ServicesDecember year-end
Verisk Analytics is a data analytics and risk assessment firm that provides predictive analytics and decision support solutions primarily to the insurance industry. It generates revenue through subscription-based data services, analytics software, and consulting—with its Insurance segment contributing roughly 70% of total revenue. The company's moat lies in its proprietary industry-specific data sets, actuarial expertise, and regulatory compliance tools that create high switching costs for customers.
Market Cap
$22.8B
Revenue TTM
$3.1B
Net Income TTM
$910M
Net Margin
29.3%
VRSK Revenue and Earnings Performance
Quarterly beat-or-miss track record against analyst estimates, plus forward revenue and EPS outlook for the next two fiscal years.
EPS Beat Rate
92%Exceptional
12 quarters tracked
Revenue Beat Rate
83%Exceptional
vs consensus estimates
Avg EPS Surprise
+4.4%
above Street consensus
Beat / Miss Record
BeatMissLeft = EPS · Right = Revenue
Q3 2025
Q4 2025
Q1 2026
Q2 2026
Last 4 Quarters
EPS beats: 4 of 4Q3 2025
EPS
$1.88/$1.78
Revenue
$773M/$769M
Q4 2025
EPS
$1.72/$1.70
Revenue
$768M/$776M
Q1 2026
EPS
$1.82/$1.61
Revenue
$779M/$774M
Q2 2026
EPS
$1.82/$1.74
Revenue
$783M/$772M
| Quarter | EPS (Actual / Est) | EPS Surprise | Revenue (Actual / Est) | Rev Surprise |
|---|---|---|---|---|
| Q3 2025 | $1.88/$1.78 | +5.6% | $773M/$769M | +0.5% |
| Q4 2025 | $1.72/$1.70 | +1.2% | $768M/$776M | -1.0% |
| Q1 2026 | $1.82/$1.61 | +13.0% | $779M/$774M | +0.7% |
| Q2 2026 | $1.82/$1.74 | +4.6% | $783M/$772M | +1.4% |
FY1–FY2 Estimates
Revenue Outlook
FY1
$3.3B
+5.8% YoY
FY2
$3.4B
+4.9% YoY
EPS Outlook
FY1
$7.60
+12.9% YoY
FY2
$8.34
+9.7% YoY
Trailing FCF (TTM)$1.1B
FCF Margin: 36.3%
Next Earnings
July 29, 2026
Expected EPS
$1.95
Expected Revenue
$804M
VRSK beat EPS estimates in 4 of 4 tracked quarters. A perfect track record raises the bar for the upcoming report.
VRSK Revenue Breakdown by Segment
Product and geographic revenue mix from the latest annual disclosure, with year-over-year growth by segment.
Latest disclosure
FY 2025
Total disclosed revenue $2.2B
Product Mix
Latest annual revenue by segment or product family
Insurance
100.0%
-24.4% YoY
Tap, hover, or focus a slice to inspect segment detail.
Geographic Mix
Latest annual revenue by reported region
UNITED STATES
82.1%
+5.7% YoY
Tap, hover, or focus a slice to inspect segment detail.
Insurance is the largest disclosed segment at 100.0% of FY 2025 revenue, down 24.4% YoY.
UNITED STATES is the largest reported region at 82.1%, up 5.7% YoY.
VRSK Valuation Snapshot
Current multiples compared to the S&P 500, the company's sector, and its own five-year average.
Relative Value Signal
Fair versus peers
Fair value est. $185 — implies +6.3% from today's price.
Upside to Fair Value
6.3%
potential upside
Deep DiscountFair ValueVery Expensive
vs S&P 500 Trailing P/E
VRSK
26.8x
vs
S&P 500
24.4x
+10% premium
vs Industrials Trailing P/E
VRSK
26.8x
vs
Industrials
25.6x
In line with benchmark
vs VRSK 5Y Avg P/E
Today
26.8x
vs
5Y Average
43.7x
39% discount
Forward PE
22.7x
S&P 500
18.8x
+21%
Industrials
21.2x
+7%
5Y Avg
—
—
Trailing PE
26.8x
S&P 500
24.4x
+10%
Industrials
25.6x
+5%
5Y Avg
43.7x
-39%
PEG Ratio
3.14x
S&P 500
1.66x
+89%
Industrials
1.65x
+90%
5Y Avg
—
—
EV/EBITDA
15.3x
S&P 500
15.2x
+0%
Industrials
13.9x
+10%
5Y Avg
24.8x
-38%
Price/FCF
19.1x
S&P 500
20.7x
-8%
Industrials
20.0x
-5%
5Y Avg
37.8x
-49%
Price/Sales
7.4x
S&P 500
3.1x
+140%
Industrials
1.6x
+374%
5Y Avg
12.7x
-41%
Dividend Yield
1.04%
S&P 500
1.91%
-46%
Industrials
1.21%
-15%
5Y Avg
0.63%
+66%
| Metric | VRSK | S&P 500 | Industrials | 5Y Avg VRSK |
|---|---|---|---|---|
| Forward PE | 22.7x | 18.8x+21% | 21.2x | — |
| Trailing PE | 26.8x | 24.4x | 25.6x | 43.7x-39% |
| PEG Ratio | 3.14x | 1.66x+89% | 1.65x+90% | — |
| EV/EBITDA | 15.3x | 15.2x | 13.9x | 24.8x-38% |
| Price/FCF | 19.1x | 20.7x | 20.0x | 37.8x-49% |
| Price/Sales | 7.4x | 3.1x+140% | 1.6x+374% | 12.7x-41% |
| Dividend Yield | 1.04% | 1.91% | 1.21% | 0.63% |
VRSK trades above S&P 500 benchmarks on 3 of 6 measured multiples — is elevated on some multiples, but competitive on others — a mixed valuation picture.
Forward P/E and PEG reflect analyst consensus estimates. Historical averages use trailing ratios where forward data is unavailable.S&P 500 and sector benchmarks both use trailing median P/E — similar readings indicate the broader index and sector are priced alike.
Open valuation toolVRSK Financial Health
Verdict
Exceptional
VRSK generates $1.1B in free cash flow at a 36.3% margin — 33.0% ROIC signals a durable competitive advantage · returns 3.8% of market cap to shareholders annually.
Cash Engine
Revenue, margins, and cash generation
Revenue (TTM)
Trailing-twelve-month sales base
$3.1B
Revenue Growth
TTM vs prior year
+5.9%
Gross Margin
Gross profit as a share of revenue
67.4%
Operating Margin
Operating income divided by revenue
44.9%
Net Margin
Net income divided by revenue
29.3%
EPS (TTM)
Diluted earnings per share, trailing twelve months
$6.73
Free Cash Flow (TTM)
Cash generation after capex
$1.1B
FCF Margin
FCF as share of revenue — the primary cash quality signal
36.3%
Capital Quality
ROIC, leverage, and debt serviceability
ROIC
Return on invested capital — primary competitive quality signal
33.0%
ROA
Return on assets, trailing twelve months
16.7%
Cash & Equivalents
Liquid assets on the balance sheet
$2.2B
Net Debt
Total debt minus cash
$2.9B
Debt Serviceability
Net debt as a multiple of annual free cash flow
2.5× FCF
~2.5 years to full repayment at current FCF run-rate
ROE
Return on equity, trailing twelve months
—
Shareholder Returns
How capital is returned to owners
Total shareholder yield
3.8%
Dividend
1.0%
Buyback
2.7%
Share Repurchases
Trailing buyback outflow — dollar magnitude of capital returned
$624M
Dividend / Share
Annualized trailing dividend per share
$1.81
Payout Ratio
Share of earnings distributed as dividends
27.6%
Shares Outstanding
Declining as buybacks retire shares
131M
All figures from the trailing twelve months. ROIC uses invested capital (equity + net debt).
Open full ratios pageVRSK Stock Risk Factors
Key factors that could pressure the stock price, compress the multiple, or weigh on future results.
AI analysis · updated June 18, 2026
High Risk
Financial Performance
Mixed Q1 2026 financial results with weakened cash flow have contributed to a 10% stock decline since February 2026.
Medium
Market Sentiment
The stock is currently trading below the consensus price target, indicating potential investor skepticism or undervaluation concerns.
Medium
Execution Risk
Investors are monitoring Verisk's execution of its Investor Day strategy, which focuses on organic revenue growth and margin leverage.
Lower
Industry Positioning
Verisk operates in a competitive data analytics and risk assessment sector, which may pressure margins or growth rates.
Medium
External Dependencies
The company's reliance on the insurance and reinsurance industries exposes it to cyclical risks and regulatory changes.
These are risk mechanisms, not predictions. The key question is which would force a cut to earnings estimates or a lower multiple than the market currently prices in.
Why VRSK Stock Could Outperform
Structural drivers behind the upside case and why the stock could outperform over the next 12 months.
AI analysis · updated June 18, 2026
Catastrophe risk modeling platform
Verisk's open, flexible platform enables advanced analytics, real-time decisions, and full portfolio visibility, enhancing its value proposition in risk assessment.
Monopoly-like data moat
Verisk possesses a strong competitive advantage due to its unique data assets and pricing power in the insurance analytics market.
Solid fundamentals
The company's strong fundamentals support the bullish thesis, with consistent performance and robust financial health.
Pricing power in analytics
Verisk's dominant position in insurance analytics allows it to maintain pricing power, driving revenue growth and margins.
Advanced data analytics
As a leader in data analytics and risk assessment, Verisk benefits from increasing demand for data-driven decision-making in industries like insurance.
A real bull case compounds — each driver matters most when it strengthens margins, supports capital returns, and keeps the company above the market's minimum growth bar simultaneously.
VRSK Stock Price Performance
52-week range context and price returns across multiple time horizons. Dividend contribution is shown separately in the Capital Return section.
Current Price
$173.80
52W Range Position
11%
52-Week Range
Current price plotted between the 52-week low and high.
52-Week Low
$156.00
+11.4% from the low
52-Week High
$314.80
-44.8% from the high
1 Month
+1.33%
3 Month
-14.95%
YTD
-21.4%
1 Year
-43.3%
3Y CAGR
-8.4%
5Y CAGR
+0.3%
10Y CAGR
+8.2%
Range context matters because valuation compression and earnings misses rarely hit from the same starting point. A stock already far below its high can still fall, but it is no longer carrying the same embedded optimism as one pressing a fresh peak.
VRSK vs Peers
Valuation, growth, and margin comparison against the closest publicly traded peers for this company.
Peer Set
Accurate peer set
Forward PE
22.7x
vs 20.9x median
+9% above peer median
Revenue Growth
+5.8%
vs +6.5% median
-11% below peer median
Net Margin
29.3%
vs 30.4% median
-3% below peer median
| Company | Mkt Cap | Fwd PE | Rev Grw | Margin | Rating | Upside |
|---|---|---|---|---|---|---|
VRS VRSK Verisk Analytics, Inc. | $22.8B | 22.7x | +5.8% | 29.3% | Hold | +30.1% |
MSC MSCI MSCI Inc. | $42.3B | 29.6x | +9.8% | 40.7% | Buy | +18.4% |
MCO MCO Moody's Corporation | $79.9B | 27.0x | +6.3% | 31.7% | Buy | +20.1% |
SPG SPGI S&P Global Inc. | $121.6B | 20.9x | +6.2% | 30.4% | Buy | +33.4% |
FDS FDS FactSet Research Systems Inc. | $8.2B | 12.5x | +6.5% | 24.5% | Hold | +18.4% |
ICE ICE Intercontinental Exchange, Inc. | $75.8B | 16.5x | +7.4% | 26.1% | Buy | +44.9% |
This peer comparison reflects companies with similar business models, product lines, or market positioning, supplemented by industry grouping when direct matches are limited.
VRSK Dividend and Capital Return
VRSK returns capital mainly through $624M/year in buybacks (2.7% buyback yield), with a modest 1.04% dividend — combining for 3.8% total shareholder yield. The dividend has grown for 7 consecutive years.
Dividend SustainableFCF Well Covered
Total Shareholder Yield
3.8%
Dividend + buyback return per year
Buyback Yield
2.7%
Dividend Yield
1.04%
Payout Ratio
27.6%
How VRSK Splits Its Return
Div 1.04%
Buyback 2.7%
Dividend 1.04%Buybacks 2.7%
Dividend Profile
Yield, cadence, and growth quality
Dividend / Share
Trailing annualized cash dividend
$1.81
Growth Streak
Consecutive years of dividend increases
7Y
3Y Div CAGR
13.2%
5Y Div CAGR
10.8%
Ex-Dividend Date
—
Payment Cadence
Quarterly
4 payments over the last 12 months
Buyback Engine
How much per-share support comes from repurchases
Repurchases (TTM)
Cash used for buybacks in the latest trailing period
$624M
Estimated Shares Retired
4M
Approx. Share Reduction
2.7%
Shares Outstanding
Current diluted share count from the screening snapshot
131M
At 2.7%/year, buybacks mechanically lift EPS even with flat earnings — each remaining share represents a slightly larger piece of the company.
| Year | Div / Share | YoY Grw | BB Yield | Total Yield |
|---|---|---|---|---|
| 2026 | $1.00 | — | — | — |
| 2025 | $1.80 | +15.4% | 2.0% | 2.8% |
| 2024 | $1.56 | +14.7% | 2.7% | 3.2% |
| 2023 | $1.36 | +9.7% | 8.0% | 8.5% |
| 2022 | $1.24 | +6.9% | 5.9% | 6.6% |
FAQ
7 questionsVRSK Investor Questions
Common questions answered from live analyst data and company financials.
01Is Verisk Analytics, Inc. (VRSK) stock a buy or sell in 2026?
Verisk Analytics, Inc. (VRSK) is rated Hold by Wall Street analysts as of 2026. Of 25 analysts covering the stock, 9 rate it Buy or Strong Buy, 15 rate it Hold, and 1 rate it Sell or Strong Sell. The consensus 12-month price target is $226, implying +30.1% from the current price of $174. The bear case scenario is $149 and the bull case is $311.
02What is the VRSK stock price target for 2026?
The Wall Street consensus price target for VRSK is $226 based on 25 analyst estimates. The high-end target is $260 (+49.6% from today), and the low-end target is $185 (+6.4%). The base case model target is $236.
03Is Verisk Analytics, Inc. (VRSK) stock overvalued in 2026?
VRSK trades at 22.7x times forward earnings. The stock's valuation is broadly in line with the broader market. Based on current multiples versus the peer group, the relative model signals fair versus peers. Whether the stock is over or undervalued ultimately depends on whether consensus earnings estimates are achievable.
04What are the main risks for Verisk Analytics, Inc. (VRSK) stock in 2026?
The primary risks for VRSK in 2026 are: (1) Financial Performance — Mixed Q1 2026 financial results with weakened cash flow have contributed to a 10% stock decline since February 2026. (2) Market Sentiment — The stock is currently trading below the consensus price target, indicating potential investor skepticism or undervaluation concerns. (3) Execution Risk — Investors are monitoring Verisk's execution of its Investor Day strategy, which focuses on organic revenue growth and margin leverage. Each factor has the potential to pressure earnings or compress the stock's valuation multiple.
05What is Verisk Analytics, Inc.'s revenue and earnings forecast?
Analyst consensus estimates VRSK will report consensus revenue of $3.3B (+5.8% year-over-year) and EPS of $7.60 (+12.9% year-over-year) for the upcoming fiscal year. The following year, analysts project $3.4B in revenue.
06When does Verisk Analytics, Inc. (VRSK) report its next earnings?
Verisk Analytics, Inc. is expected to report its next earnings on approximately 2026-07-29. Consensus expects EPS of $1.95 and revenue of $804M. Over recent quarters, VRSK has beaten EPS estimates 92% of the time.
07How much free cash flow does Verisk Analytics, Inc. generate?
Verisk Analytics, Inc. (VRSK) generated $1.1B in free cash flow over the trailing twelve months — a free cash flow margin of 36.3%. VRSK returns capital to shareholders through dividends (1.0% yield) and share repurchases ($624M TTM).