American Express Company (AXP) quarterly income statement — complete revenue, gross profit & net income history
American Express Company (AXP) annual income statement — 30-year revenue, gross profit & net income history
| Metric | Q2'26 | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 | Q3'21 |
|---|
| Net Interest Income | 4.65B | 4.69B | 4.52B | 4.49B | 4.19B | 4.17B | 4.04B | 4.01B | 3.73B | 3.77B | 3.6B | 3.44B | 3.1B | 2.98B | 2.76B | 2.58B | 2.36B | 2.2B | 2.11B | 1.99B |
| NII Growth % | 11.03% | 12.54% | 11.99% | 11.98% | 12.25% | 10.61% | 12.04% | 16.39% | 20.13% | 26.35% | 30.67% | 33.51% | 31.57% | 35.65% | 30.83% | 29.29% | 29.81% | 20.16% | 11.12% | 6.4% |
| Net Interest Margin % | 1.51% | 1.52% | 1.51% | 1.51% | 1.42% | 1.48% | 1.49% | 1.48% | 1.37% | 1.4% | 1.38% | 1.37% | 1.27% | 1.26% | 1.21% | 1.2% | 1.15% | 1.12% | 1.12% | 1.08% |
| Interest Income | 6.61B | 6.67B | 6.58B | 6.62B | 6.26B | 6.13B | 6.08B | 6.15B | 5.79B | 5.78B | 5.55B | 5.24B | 4.78B | 4.42B | 3.96B | 3.37B | 2.8B | 2.52B | 2.4B | 2.3B |
| Interest Expense | 1.96B | 1.97B | 2.06B | 2.13B | 2.08B | 1.97B | 2.04B | 2.14B | 2.06B | 2.01B | 1.95B | 1.8B | 1.67B | 1.43B | 1.21B | 796M | 439M | 321M | 292M | 307M |
| Loan Loss Provision | 1.08B | 1.25B | 1.41B | 1.29B | 1.41B | 1.15B | 1.29B | 1.36B | 1.27B | 1.27B | 1.44B | 1.23B | 1.2B | 1.05B | 1.03B | 778M | 410M | -33M | 53M | -191M |
| Non-Interest Income | 14.99B | 14.21B | 14.46B | 13.94B | 13.67B | 12.8B | 13.14B | 12.63B | 12.6B | 12.03B | 12.19B | 11.94B | 11.95B | 11.3B | 11.18B | 10.93B | 11.03B | 9.53B | 10.03B | 9.08B |
| Non-Interest Income % | 76.33% | 75.18% | 76.18% | 75.65% | 76.55% | 75.43% | 76.49% | 75.92% | 77.16% | 76.15% | 77.18% | 77.62% | 79.37% | 79.11% | 80.22% | 80.92% | 82.37% | 81.24% | 82.63% | 81.99% |
| Total Net Revenue | 19.64B | 18.91B | 18.98B | 18.43B | 17.86B | 16.97B | 17.18B | 16.64B | 16.33B | 15.8B | 15.79B | 15.38B | 15.05B | 14.28B | 13.94B | 13.51B | 13.38B | 11.72B | 12.14B | 11.07B |
| Revenue Growth % | 9.97% | 11.43% | 10.49% | 10.76% | 9.32% | 7.38% | 8.78% | 8.16% | 8.5% | 10.64% | 13.27% | 13.86% | 12.47% | 21.81% | 14.85% | 22.03% | 27.59% | 24.09% | 29.82% | 25.55% |
| Non-Interest Expense | 9.21B | 11.06B | 14.48B | 13.31B | 12.9B | 12.49B | 13.13B | 12.08B | 11.28B | 11.39B | 11.84B | 11.05B | 11.12B | 11.06B | 11.04B | 10.27B | 10.43B | 9.04B | 9.78B | 8.81B |
| Efficiency Ratio | 46.93% | 58.49% | 76.27% | 72.26% | 72.25% | 73.6% | 76.44% | 72.59% | 69.03% | 72.07% | 74.99% | 71.83% | 73.88% | 77.44% | 79.21% | 76.04% | 77.94% | 77.15% | 80.57% | 79.59% |
| Operating Income | 9.34B | 6.6B | 3.09B | 3.83B | 3.55B | 3.33B | 2.76B | 3.2B | 3.79B | 3.15B | 2.51B | 3.1B | 2.73B | 2.17B | 1.87B | 2.46B | 2.54B | 2.71B | 2.31B | 2.45B |
| Operating Margin % | 47.55% | 34.9% | 16.28% | 20.76% | 19.88% | 19.63% | 16.04% | 19.26% | 23.2% | 19.9% | 15.91% | 20.15% | 18.16% | 15.17% | 13.42% | 18.2% | 19% | 23.13% | 19% | 22.13% |
| Operating Income Growth % | 163.04% | 98.14% | 12.12% | 19.38% | -6.33% | 5.88% | 9.71% | 3.35% | 38.62% | 45.13% | 34.26% | 26.07% | 7.51% | -20.1% | -18.86% | 0.37% | -13.5% | -9.39% | 24.11% | 79.62% |
| Pretax Income | 4.07B | 3.78B | 3.09B | 3.83B | 3.55B | 3.33B | 2.76B | 3.2B | 3.79B | 3.15B | 2.51B | 3.1B | 2.73B | 2.17B | 1.87B | 2.46B | 2.54B | 2.71B | 2.31B | 2.45B |
| Pretax Margin % | 20.73% | 19.98% | 16.28% | 20.76% | 19.88% | 19.63% | 16.04% | 19.26% | 23.2% | 19.9% | 15.91% | 20.15% | 18.16% | 15.17% | 13.42% | 18.2% | 19% | 23.13% | 19% | 22.13% |
| Income Tax | 961M | 807M | 628M | 923M | 665M | 746M | 586M | 697M | 775M | 708M | 579M | 649M | 560M | 351M | 299M | 580M | 579M | 613M | 587M | 624M |
| Effective Tax Rate % | 23.61% | 21.36% | 20.32% | 24.13% | 18.73% | 22.4% | 21.26% | 21.75% | 20.45% | 22.51% | 23.05% | 20.94% | 20.48% | 16.2% | 15.98% | 23.59% | 22.77% | 22.6% | 25.46% | 25.47% |
| Net Income | 3.11B | 2.97B | 2.46B | 2.9B | 2.88B | 2.58B | 2.17B | 2.51B | 3.02B | 2.44B | 1.93B | 2.45B | 2.17B | 1.82B | 1.57B | 1.88B | 1.96B | 2.1B | 1.72B | 1.83B |
| Net Margin % | 15.84% | 15.71% | 12.97% | 15.75% | 16.16% | 15.23% | 12.63% | 15.07% | 18.46% | 15.42% | 12.24% | 15.94% | 14.44% | 12.72% | 11.28% | 13.91% | 14.67% | 17.9% | 14.16% | 16.5% |
| Net Income Growth % | 7.8% | 14.98% | 13.46% | 15.76% | -4.31% | 6.03% | 12.26% | 2.28% | 38.68% | 34.2% | 22.96% | 30.44% | 10.69% | -13.48% | -8.55% | 2.9% | -13.86% | -6.08% | 19.54% | 70.18% |
| Net Income (Continuing) | 3.11B | 2.97B | 2.46B | 2.9B | 2.88B | 2.58B | 2.17B | 2.51B | 3.02B | 2.44B | 1.93B | 2.45B | 2.17B | 1.82B | 1.57B | 1.88B | 1.96B | 2.1B | 1.72B | 1.83B |
| EPS (Diluted) | 4.58 | 4.28 | 3.53 | 4.14 | 4.08 | 3.64 | 3.04 | 3.49 | 4.15 | 3.33 | 2.62 | 3.30 | 2.89 | 2.40 | 2.07 | 2.47 | 2.57 | 2.73 | 2.18 | 2.27 |
| EPS Growth % | 12.25% | 17.58% | 16.12% | 18.62% | -1.69% | 9.31% | 16.03% | 5.76% | 43.6% | 38.75% | 26.57% | 33.6% | 12.45% | -12.09% | -5.05% | 8.81% | -8.21% | -0.36% | 23.86% | 74.62% |
| EPS (Basic) | 4.54 | 4.28 | 3.53 | 4.14 | 4.08 | 3.64 | 2.99 | 3.49 | 4.16 | 3.34 | 2.63 | 3.30 | 2.89 | 2.41 | 2.08 | 2.47 | 2.57 | 2.73 | 2.24 | 2.27 |
| Diluted Shares Outstanding | 678M | 686M | 688M | 693M | 699M | 702M | 704M | 709M | 717M | 722M | 726M | 733M | 741M | 744M | 746M | 749M | 753M | 758M | 769M | 787M |