Last 48 quarters of trend data · Financial Services · Regional Banks
Quarterly valuation ratios — annualised for comparability. YoY Δ shows same-quarter-prior-year change.
| Metric | TTM | Q3 '26 | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| P/E Ratio → | 11.48 | 10.07 | 9.85 | 12.80 | 10.61 | 12.89 | 8.95 | 10.62 | 9.61 | 12.13 | 9.88 | 9.58 | 10.39 | 7.57 | 7.85 | 8.79 | 10.23 | 10.86 | 19.86 | 13.73 | 14.23 |
| — | -21.9% | +10.0% | +20.5% | +10.4% | +6.3% | -9.4% | +10.9% | -7.5% | +60.2% | +25.8% | +9.0% | +1.5% | -30.3% | -60.5% | -35.9% | -28.1% | +5.0% | +86.8% | +83.0% | +102.0% | |
| P/S Ratio | 4.05 | 2.66 | — | 2.89 | 2.26 | 2.27 | 2.22 | 2.36 | 2.30 | 2.38 | 1.93 | 1.79 | 2.07 | 1.50 | 1.47 | 1.59 | 1.92 | 1.98 | 2.27 | 2.62 | 1.96 |
| — | +17.2% | — | +22.8% | -1.9% | -5.0% | +15.0% | +31.4% | +11.1% | +59.4% | +30.9% | +12.9% | +7.8% | -24.4% | -35.2% | -39.2% | -1.7% | -6.0% | +22.1% | +61.4% | +26.9% | |
| P/B Ratio | 0.96 | 1.09 | 1.09 | 1.11 | 0.89 | 0.98 | 0.98 | 0.99 | 1.02 | 0.99 | 0.81 | 0.78 | 0.92 | 0.74 | 0.69 | 0.75 | 0.97 | 1.02 | 1.13 | 1.18 | 1.07 |
| — | +11.0% | +11.4% | +13.0% | -12.8% | -0.6% | +20.6% | +26.8% | +11.0% | +34.5% | +17.4% | +3.4% | -5.7% | -27.7% | -38.9% | -36.5% | -9.4% | -3.9% | -2.1% | +14.7% | +11.3% | |
| P/FCF | 29.19 | 15.28 | 13.04 | 1.97 | — | 5.01 | 4.57 | 4.02 | — | 3.38 | 54.29 | 10.24 | 11.37 | 5.75 | — | 4.28 | 4.36 | 2.34 | — | 3.49 | — |
| — | +205.3% | +185.5% | -51.0% | — | +48.3% | -91.6% | -60.8% | — | -41.2% | — | +139.6% | +160.7% | +146.1% | — | +22.6% | — | -76.7% | — | +153.8% | — | |
| EV / EBITDA | 20.02 | 12.42 | — | 12.04 | 10.45 | 12.50 | 9.43 | 10.98 | 11.63 | 13.93 | 12.58 | 11.35 | 12.22 | 10.44 | 10.17 | 11.39 | 11.72 | 10.37 | 13.51 | 9.08 | 9.11 |
| — | -0.6% | — | +9.6% | -10.2% | -10.3% | -25.0% | -3.2% | -4.8% | +33.4% | +23.7% | -0.4% | +4.2% | +0.7% | -24.7% | +25.4% | +28.7% | +102.4% | +321.9% | +948.8% | +55.2% | |
| EV / EBIT | 18.76 | 12.42 | — | 15.70 | 12.60 | 15.70 | 11.10 | 13.34 | 14.27 | 17.68 | 16.63 | 14.72 | 15.75 | 13.44 | 13.74 | 15.52 | 15.97 | 14.54 | 27.02 | 13.45 | 14.35 |
| — | -20.9% | — | +17.7% | -11.7% | -11.2% | -33.2% | -9.3% | -9.4% | +31.6% | +21.0% | -5.2% | -1.4% | -7.6% | -49.2% | +15.4% | +11.3% | +103.1% | +562.3% | +1124.5% | +86.2% |
Quarterly margins and returns. Watch for margin compression across consecutive quarters.
| Metric | TTM | Q3 '26 | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin | 96.5% | 95.9% | 119.0% | 95.2% | 100.0% | 97.3% | 98.6% | 95.0% | 97.9% | 97.4% | 97.7% | 96.4% | 94.7% | 96.6% | 99.3% | 96.8% | 96.9% | 95.5% | 96.2% | 99.8% | 99.8% |
| — | -1.4% | +20.7% | +0.2% | +2.2% | -0.1% | +1.0% | -1.5% | +3.4% | +0.8% | -1.6% | -0.4% | -2.3% | +1.2% | +3.2% | -3.0% | -2.9% | -4.0% | -3.8% | +2.1% | +5.9% | |
| Operating Margin | 27.4% | 33.2% | 130.8% | 28.6% | 30.4% | 22.2% | 30.9% | 27.6% | 28.8% | 24.6% | 24.8% | 24.0% | 25.2% | 25.4% | 23.1% | 21.8% | 21.9% | 21.9% | 12.5% | 22.9% | 17.7% |
| — | +49.5% | +323.6% | +3.6% | +5.5% | -9.7% | +24.4% | +15.1% | +14.4% | -3.3% | +7.4% | +9.8% | +15.1% | +16.1% | +85.1% | -4.6% | +23.7% | +0.5% | -46.8% | -20.5% | -32.5% | |
| Net Margin | 22.1% | 26.2% | -135.6% | 22.4% | 21.2% | 17.7% | 24.6% | 22.0% | 24.1% | 19.7% | 19.6% | 19.0% | 19.9% | 19.8% | 18.8% | 17.9% | 19.1% | 18.1% | 11.7% | 18.8% | 13.9% |
| — | +47.4% | -652.1% | +1.6% | -12.0% | -9.8% | +25.2% | +16.3% | +21.5% | -0.6% | +4.1% | +6.1% | +4.1% | +9.4% | +61.3% | -4.9% | +36.9% | -11.6% | -33.3% | -12.7% | -35.8% |
| Metric | TTM | Q3 '26 | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE | 8.6% | 2.7% | 2.8% | 2.2% | 2.3% | 2.0% | 2.7% | 2.3% | 2.7% | 2.1% | 2.1% | 2.1% | 2.3% | 2.4% | 2.2% | 2.2% | 2.4% | 2.3% | 1.4% | 2.3% | 1.9% |
| — | +37.9% | +2.6% | -7.2% | -13.7% | -6.2% | +31.7% | +12.9% | +18.1% | -14.2% | -5.9% | -3.7% | -6.8% | +6.5% | +57.4% | -5.5% | +27.2% | -25.7% | -48.8% | -33.4% | -44.4% | |
| ROA | 0.8% | 0.3% | 0.3% | 0.2% | 0.2% | 0.2% | 0.3% | 0.2% | 0.2% | 0.2% | 0.2% | 0.2% | 0.2% | 0.2% | 0.2% | 0.2% | 0.2% | 0.2% | 0.1% | 0.2% | 0.2% |
| — | +55.7% | +16.4% | +4.5% | -5.4% | +0.2% | +39.6% | +19.9% | +32.2% | -1.1% | +4.5% | +3.4% | -5.8% | -1.3% | +37.9% | -14.1% | +21.0% | -27.4% | -43.9% | -28.3% | -42.5% | |
| ROIC | 4.5% | 1.6% | -1.2% | 1.2% | 1.5% | 1.1% | 1.6% | 1.2% | 1.3% | 1.0% | 1.0% | 1.0% | 1.1% | 1.2% | 1.1% | 1.0% | 1.2% | 1.2% | 0.8% | 1.5% | 1.3% |
| — | +38.6% | -178.7% | -0.7% | +18.5% | +13.1% | +53.9% | +19.3% | +16.6% | -15.6% | -2.5% | +1.5% | -7.0% | -4.3% | +37.3% | -33.3% | -9.8% | -28.9% | -60.8% | -36.3% | -40.8% |
Quarterly solvency trend — watch for debt spikes or covenant pressure.
| Metric | TTM | Q3 '26 | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debt / Equity | 0.69 | 0.67 | 0.60 | 0.68 | 0.69 | 0.61 | 0.63 | 0.64 | 0.89 | 0.90 | 1.01 | 0.84 | 0.94 | 1.04 | 0.91 | 0.96 | 0.88 | 0.70 | 0.65 | 0.30 | 0.41 |
| — | +9.8% | -5.0% | +5.2% | -22.9% | -31.9% | -37.8% | -23.1% | -4.8% | -13.7% | +11.0% | -12.3% | +5.9% | +48.6% | +40.7% | +215.2% | +117.4% | +71.6% | +59.3% | -27.5% | -2.6% | |
| Debt / EBITDA | 6.02 | 19.73 | — | 18.90 | 19.11 | 20.24 | 15.67 | 18.40 | 22.82 | 27.77 | 29.28 | 24.92 | 26.09 | 25.88 | 24.87 | 27.20 | 23.46 | 17.77 | 20.84 | 7.91 | 10.64 |
| — | -2.5% | — | +2.7% | -16.3% | -27.1% | -46.5% | -26.2% | -12.5% | +7.3% | +17.7% | -8.4% | +11.2% | +45.7% | +19.4% | +243.9% | +120.4% | +66.5% | +137.8% | +9.9% | +37.0% | |
| Current Ratio | 0.08 | — | 0.42 | 0.45 | 0.08 | 0.14 | 0.16 | 0.16 | 0.03 | 0.16 | 0.16 | 0.16 | 0.17 | 0.16 | 0.17 | 0.18 | 0.18 | 0.19 | 0.29 | 0.29 | 0.40 |
| — | — | +168.3% | +191.7% | +226.0% | -9.4% | -3.2% | -3.6% | -85.1% | -4.5% | -4.9% | -12.0% | -6.5% | -14.3% | -41.0% | -36.5% | -54.8% | -56.9% | -27.1% | -28.3% | +46.5% | |
| Quick Ratio | 0.08 | — | 0.42 | 0.45 | 0.08 | 0.14 | 0.16 | 0.16 | 0.03 | 0.16 | 0.16 | 0.16 | 0.17 | 0.16 | 0.17 | 0.18 | 0.18 | 0.19 | 0.29 | 0.29 | 0.40 |
| — | — | +168.3% | +191.7% | +226.0% | -9.4% | -3.2% | -3.6% | -85.1% | -4.5% | -4.9% | -12.0% | -6.5% | -14.3% | -41.0% | -36.5% | -54.8% | -56.9% | -27.1% | -28.3% | +46.5% | |
| Interest Coverage | 0.61 | 0.83 | -0.66 | 0.67 | 0.76 | 0.51 | 0.69 | 0.57 | 0.57 | 0.44 | 0.46 | 0.46 | 0.49 | 0.58 | 0.56 | 0.79 | 1.28 | 2.25 | 1.82 | 6.18 | 4.47 |
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Includes 30+ ratios · 48 years · Updated daily
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Quick answers to the most common questions about buying CBAN stock.
Colony Bankcorp, Inc.'s current P/E is 11.5x. The average P/E over the last 4 quarters is 10.8x. Quarterly P/E ratios can vary due to seasonal revenue patterns and one-time charges.
Colony Bankcorp, Inc.'s current operating margin is 27.4%. Margins have been expanding over recent quarters. Quarterly margins are particularly useful for identifying trend inflections that annual data smooths over.
Quarterly financial ratios reveal short-term trend shifts — margin compression, debt spikes, or valuation re-ratings — that annual figures smooth over. They're essential for active investors tracking Colony Bankcorp, Inc.'s business trajectory between earnings reports.