Capital One Financial Corporation (COF) quarterly income statement — complete revenue, gross profit & net income history
Capital One Financial Corporation (COF) annual income statement — 30-year revenue, gross profit & net income history
| Metric | Q2'26 | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 | Q3'21 |
|---|
| Net Interest Income | -4.01B | 12.14B | 12.47B | 12.4B | 9.99B | 8.01B | 8.1B | 8.08B | 7.55B | 7.49B | 7.52B | 7.42B | 7.11B | 7.19B | 7.2B | 7B | 6.52B | 6.4B | 6.45B | 6.16B |
| NII Growth % | -140.13% | 51.57% | 53.94% | 53.59% | 32.45% | 7.01% | 7.7% | 8.8% | 6.09% | 4.2% | 4.47% | 6% | 9.15% | 12.33% | 11.58% | 13.76% | 13.48% | 9.88% | 9.82% | 10.82% |
| Net Interest Margin % | -0.6% | 1.78% | 1.86% | 1.87% | 1.52% | 1.62% | 1.65% | 1.66% | 1.57% | 1.55% | 1.57% | 1.57% | 1.52% | 1.52% | 1.58% | 1.58% | 1.48% | 1.47% | 1.49% | 1.45% |
| Interest Income | 0 | 16.23B | 16.69B | 16.76B | 13.83B | 11.42B | 11.72B | 11.86B | 11.28B | 11.18B | 11.14B | 10.87B | 10.17B | 9.75B | 9.16B | 8.2B | 7.09B | 6.78B | 6.83B | 6.54B |
| Interest Expense | 4.01B | 4.09B | 4.22B | 4.36B | 3.83B | 3.4B | 3.62B | 3.78B | 3.73B | 3.69B | 3.63B | 3.45B | 3.05B | 2.57B | 1.96B | 1.2B | 578M | 387M | 381M | 382M |
| Loan Loss Provision | -1.02B | 4.07B | 4.14B | 2.71B | 11.43B | 2.37B | 2.64B | 2.48B | 3.91B | 2.68B | 2.86B | 2.28B | 2.49B | 2.79B | 2.42B | 1.67B | 1.08B | 677M | 381M | -342M |
| Non-Interest Income | 19.86B | 3.09B | 2.93B | 3.06B | 2.58B | 1.99B | 2.09B | 1.94B | 1.99B | 1.91B | 1.99B | 1.94B | 1.9B | 1.72B | 1.84B | 1.8B | 1.72B | 1.78B | 1.67B | 1.67B |
| Non-Interest Income % | 125.31% | 20.26% | 19.02% | 19.79% | 20.53% | 19.87% | 20.53% | 19.35% | 20.84% | 20.36% | 20.9% | 20.75% | 21.07% | 19.29% | 20.39% | 20.47% | 20.83% | 21.73% | 20.55% | 21.38% |
| Total Net Revenue | 15.85B | 15.23B | 15.39B | 15.46B | 12.58B | 10B | 10.19B | 10.01B | 9.53B | 9.4B | 9.51B | 9.37B | 9.01B | 8.9B | 9.04B | 8.8B | 8.23B | 8.17B | 8.12B | 7.83B |
| Revenue Growth % | 26.02% | 52.31% | 51.06% | 54.42% | 31.93% | 6.36% | 7.2% | 6.92% | 5.78% | 5.6% | 5.15% | 6.37% | 9.48% | 8.93% | 11.36% | 12.45% | 11.64% | 14.9% | 10.64% | 6.08% |
| Non-Interest Expense | 9.53B | 8.46B | 9.15B | 8.37B | 7.08B | 5.9B | 6.09B | 5.31B | 4.97B | 5.14B | 5.72B | 4.86B | 4.79B | 4.95B | 5.08B | 4.95B | 4.58B | 4.55B | 4.68B | 4.19B |
| Efficiency Ratio | 60.11% | 55.57% | 59.46% | 54.11% | 56.26% | 59.02% | 59.75% | 53.07% | 52.17% | 54.64% | 60.14% | 51.89% | 53.2% | 55.54% | 56.19% | 56.21% | 55.67% | 55.68% | 57.63% | 53.46% |
| Operating Income | 7.34B | 2.7B | 2.1B | 4.38B | -5.93B | 1.73B | 1.46B | 2.22B | 651M | 1.58B | 932M | 2.22B | 1.73B | 1.16B | 1.54B | 2.19B | 2.56B | 2.94B | 3.06B | 3.99B |
| Operating Margin % | 46.33% | 17.72% | 13.64% | 28.34% | -47.14% | 17.29% | 14.32% | 22.15% | 6.83% | 16.83% | 9.8% | 23.72% | 19.17% | 13.06% | 17.08% | 24.84% | 31.15% | 36.03% | 37.68% | 50.91% |
| Operating Income Growth % | 223.87% | 56.1% | 43.87% | 97.57% | -1010.75% | 9.29% | 56.55% | -0.18% | -62.33% | 36.03% | -39.64% | 1.6% | -32.61% | -60.51% | -49.53% | -45.13% | -43.87% | -29.81% | -0.16% | 13.82% |
| Pretax Income | 3.82B | 2.7B | 2.1B | 4.38B | -5.93B | 1.73B | 1.46B | 2.22B | 651M | 1.58B | 932M | 2.22B | 1.73B | 1.16B | 1.54B | 2.19B | 2.56B | 2.94B | 3.06B | 3.99B |
| Pretax Margin % | 24.09% | 17.72% | 13.64% | 28.34% | -47.14% | 17.29% | 14.32% | 22.15% | 6.83% | 16.83% | 9.8% | 23.72% | 19.17% | 13.06% | 17.08% | 24.84% | 31.15% | 36.03% | 37.68% | 50.91% |
| Income Tax | 798M | 518M | 345M | 1.19B | -1.67B | 325M | 366M | 441M | 54M | 302M | 226M | 432M | 297M | 203M | 312M | 493M | 533M | 542M | 633M | 882M |
| Effective Tax Rate % | 20.9% | 19.19% | 16.44% | 27.13% | 28.1% | 18.8% | 25.09% | 19.88% | 8.29% | 19.09% | 24.25% | 19.44% | 17.19% | 17.45% | 20.21% | 22.54% | 20.79% | 18.4% | 20.69% | 22.13% |
| Net Income | 3.02B | 2.17B | 2.13B | 3.19B | -4.28B | 1.4B | 1.1B | 1.78B | 597M | 1.28B | 706M | 1.79B | 1.43B | 960M | 1.23B | 1.69B | 2.03B | 2.4B | 2.42B | 3.1B |
| Net Margin % | 19.05% | 14.27% | 13.86% | 20.64% | -34.01% | 14.04% | 10.76% | 17.75% | 6.26% | 13.61% | 7.43% | 19.11% | 15.88% | 10.78% | 13.63% | 19.24% | 24.67% | 29.4% | 29.87% | 39.64% |
| Net Income Growth % | 170.61% | 54.84% | 94.71% | 79.63% | -816.42% | 9.69% | 55.24% | -0.73% | -58.28% | 33.33% | -42.69% | 5.67% | -29.54% | -60.05% | -49.2% | -45.43% | -42.56% | -27.73% | -5.49% | 29.01% |
| Net Income (Continuing) | 3.02B | 2.18B | 1.75B | 3.19B | -4.26B | 1.4B | 1.09B | 1.78B | 597M | 1.28B | 706M | 1.79B | 1.43B | 960M | 1.23B | 1.69B | 2.03B | 2.4B | 2.43B | 3.1B |
| EPS (Diluted) | 4.73 | 3.34 | 3.26 | 4.83 | -8.58 | 3.45 | 2.67 | 4.41 | 1.38 | 3.13 | 1.67 | 4.45 | 3.52 | 2.31 | 3.03 | 4.40 | 5.17 | 5.83 | 5.41 | 6.78 |
| EPS Growth % | 155.13% | -3.19% | 22.1% | 9.52% | -721.74% | 10.22% | 59.88% | -0.9% | -60.8% | 35.5% | -44.88% | 1.14% | -31.91% | -60.38% | -43.99% | -35.1% | -32.15% | -17.07% | 1.12% | 33.99% |
| EPS (Basic) | 4.73 | 3.34 | 3.26 | 4.83 | -8.58 | 3.46 | 2.67 | 4.42 | 1.39 | 3.14 | 1.67 | 4.46 | 3.53 | 2.32 | 3.03 | 4.42 | 5.19 | 5.86 | 5.43 | 6.81 |
| Diluted Shares Outstanding | 621.1M | 623.4M | 631.6M | 639.5M | 505.6M | 384M | 383.4M | 383.7M | 383.9M | 383.4M | 382.8M | 383.3M | 383.7M | 383.8M | 383.7M | 384.6M | 392.6M | 412.2M | 424.3M | 440.5M |