Encore Capital Group, Inc. (ECPG) quarterly balance sheet — complete assets, liabilities & equity history
Encore Capital Group, Inc. (ECPG) balance sheet — 28-year assets, liabilities & shareholders' equity history
| Metric | Q2'26 | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 | Q3'21 |
|---|
| Cash & Short Term Investments | 182.93M | 227.2M | 156.78M | 172.49M | 172.9M | 187.12M | 199.87M | 247.35M | 250.62M | 172.99M | 158.36M | 144.71M | 184.87M | 158.77M | 143.91M | 147.03M | 154.29M | 160.22M | 189.65M | 158.24M |
| Cash & Due from Banks | 182.93M | 227.2M | 156.78M | 172.49M | 172.9M | 187.12M | 199.87M | 247.35M | 250.62M | 172.99M | 158.36M | 144.71M | 184.87M | 158.77M | 143.91M | 147.03M | 154.29M | 160.22M | 189.65M | 158.24M |
| Short Term Investments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Total Investments | 4.61B | 4.45B | 4.39B | 4.27B | 4.18B | 3.95B | 3.78B | 3.72B | 3.58B | 3.53B | 3.47B | 3.32B | 3.33B | 3.21B | 3.09B | 2.98B | 3.04B | 3.14B | 3.07B | 3.1B |
| Investments Growth % | 10.15% | 12.67% | 16.25% | 14.81% | 16.78% | 11.93% | 8.88% | 12.01% | 7.58% | 9.85% | 12.31% | 11.57% | 9.75% | 2.47% | 0.74% | -4.01% | -4.29% | -3.26% | -6.88% | -5.07% |
| Long-Term Investments | 4.61B | 4.44B | 4.39B | 4.27B | 4.18B | 3.95B | 3.78B | 3.72B | 3.58B | 3.53B | 3.47B | 3.32B | 3.33B | 3.21B | 3.09B | 2.98B | 3.04B | 3.14B | 3.07B | 3.1B |
| Accounts Receivables | 4.61B | 12M | 34.24M | 0 | 0 | 0 | 18.95M | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Goodwill & Intangibles | 528.74M | 529.49M | 536.29M | 535.63M | 542.91M | 519.41M | 507.81M | 628.13M | 602.81M | 602.4M | 606.52M | 844.81M | 872.94M | 855.54M | 843.33M | 795.02M | 853.58M | 909.98M | 934.12M | 933.74M |
| Goodwill | 528.74M | 529.49M | 0 | 535.63M | 542.91M | 519.41M | 507.81M | 628.13M | 602.81M | 602.4M | 606.48M | 826.01M | 852.2M | 834.17M | 821.21M | 769.55M | 824.21M | 876.54M | 897.79M | 895.51M |
| Intangible Assets | 0 | 0 | 536.29M | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 48K | 18.8M | 20.75M | 21.37M | 22.11M | 25.48M | 29.37M | 33.44M | 36.32M | 38.22M |
| PP&E (Net) | 80.61M | 131.94M | 138.71M | 142.08M | 145.11M | 141.86M | 138.69M | 164.61M | 162.67M | 166.02M | 170.98M | 170.55M | 178.6M | 181.6M | 183.97M | 175.92M | 187.99M | 182.58M | 188.67M | 193.06M |
| Other Assets | -4.45B | 42.18M | 78.12M | 53M | 64.21M | 109.48M | 82.72M | 126.33M | 123.6M | 142.97M | 158.19M | 169.5M | 198.54M | 189.03M | 166.09M | 158.05M | 140.81M | 122.19M | 109.82M | 76.99M |
| Total Current Assets | 4.79B | 305.39M | 191.03M | 251.18M | 248.03M | 238.32M | 275.73M | 340.24M | 329.38M | 230.69M | 209.09M | 238.76M | 277.62M | 228.51M | 208.64M | 186.49M | 195.61M | 211.55M | 258.51M | 211.15M |
| Total Non-Current Assets | 772.63M | 5.15B | 5.15B | 5.01B | 4.94B | 4.73B | 4.51B | 4.65B | 4.49B | 4.46B | 4.42B | 4.52B | 4.6B | 4.46B | 4.3B | 4.14B | 4.26B | 4.4B | 4.35B | 4.34B |
| Total Assets | 5.57B | 5.45B | 5.34B | 5.26B | 5.19B | 4.97B | 4.79B | 4.99B | 4.82B | 4.69B | 4.63B | 4.76B | 4.88B | 4.69B | 4.51B | 4.33B | 4.46B | 4.61B | 4.61B | 4.55B |
| Asset Growth % | 7.2% | 9.68% | 11.48% | 5.29% | 7.78% | 6.03% | 3.44% | 4.9% | -1.22% | 0.03% | 2.71% | 9.99% | 9.35% | 1.55% | -2.17% | -4.88% | -4.71% | -3.27% | -5.27% | -3.85% |
| Return on Assets (ROA) | 1.16% | 1.6% | 1.45% | 1.43% | 1.16% | 0.96% | -4.61% | 0.62% | 0.68% | 0.5% | -5.77% | 0.4% | 0.55% | 0.41% | -1.65% | 0.72% | 1.33% | 3.81% | 1.66% | 1.81% |
| Accounts Payable | 190.81M | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 173.93M | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Total Debt | 4.18B | 4.03B | 4.13B | 3.93B | 3.97B | 3.79B | 3.67B | 3.55B | 3.46B | 3.36B | 3.32B | 3.11B | 3.2B | 3.08B | 2.9B | 2.69B | 2.79B | 2.93B | 3B | 2.8B |
| Net Debt | 4B | 3.81B | 3.98B | 3.76B | 3.79B | 3.6B | 3.47B | 3.3B | 3.2B | 3.19B | 3.16B | 2.97B | 3.02B | 2.92B | 2.75B | 2.54B | 2.64B | 2.77B | 2.81B | 2.64B |
| Long-Term Debt | 4.18B | 3.35B | 4.07B | 3.01B | 2.96B | 2.87B | 3.67B | 3.55B | 3.44B | 2.97B | 3.29B | 2.21B | 2.3B | 2.27B | 2.82B | 2.01B | 2.15B | 2.28B | 2.48B | 2.48B |
| Short-Term Debt | 691.65M | 681.27M | 321K | 927.25M | 999.68M | 916.41M | 0 | 0 | 9.77M | 387.28M | 29.31M | 902.79M | 899.54M | 810.73M | 68.39M | 674.74M | 634.54M | 650.08M | 514.11M | 303.48M |
| Other Liabilities | 116.22M | 130.18M | 230.88M | 111.29M | 115.29M | 125.83M | 116.09M | 116.09M | 176.03M | 189.08M | 185.99M | 256.68M | 236.26M | 240.05M | 231.69M | 247.25M | 233.71M | 204.13M | 195.95M | 140.44M |
| Total Current Liabilities | 190.81M | 933.54M | 321K | 1.19B | 1.21B | 1.15B | 233.54M | 278.95M | 207.32M | 567.49M | 219.24M | 1.09B | 1.1B | 990.7M | 266.61M | 872.22M | 835.71M | 879.92M | 743.69M | 517.96M |
| Total Non-Current Liabilities | 4.3B | 3.48B | 4.36B | 3.12B | 3.08B | 3B | 3.79B | 3.67B | 3.62B | 3.17B | 3.47B | 2.47B | 2.54B | 2.51B | 3.06B | 2.26B | 2.39B | 2.49B | 2.68B | 2.63B |
| Total Liabilities | 4.49B | 4.42B | 4.36B | 4.31B | 4.3B | 4.15B | 4.02B | 3.95B | 3.83B | 3.73B | 3.69B | 3.56B | 3.64B | 3.5B | 3.33B | 3.13B | 3.23B | 3.37B | 3.42B | 3.15B |
| Total Equity | 1.08B | 1.03B | 976.75M | 952.91M | 895.97M | 819.06M | 767.33M | 1.05B | 988.13M | 953.86M | 936.54M | 1.2B | 1.23B | 1.18B | 1.18B | 1.19B | 1.23B | 1.25B | 1.19B | 1.4B |
| Equity Growth % | 20.4% | 26.34% | 27.29% | -9.08% | -9.33% | -14.13% | -18.07% | -12.57% | -19.91% | -19.45% | -20.61% | 0.49% | 0.18% | -4.99% | -0.48% | -14.72% | -9.06% | -2.53% | -2.85% | 24.09% |
| Equity / Assets (Capital Ratio) | 19.38% | 18.99% | 18.29% | 18.12% | 17.26% | 16.48% | 16.02% | 20.99% | 20.51% | 20.35% | 20.23% | 25.18% | 25.3% | 25.27% | 26.17% | 27.56% | 27.62% | 27.01% | 25.72% | 30.74% |
| Return on Equity (ROE) | 6.06% | 8.57% | 7.95% | 8.08% | 6.85% | 5.9% | -24.82% | 3.01% | 3.31% | 2.46% | -25.36% | 1.59% | 2.18% | 1.58% | -6.16% | 2.6% | 4.88% | 14.46% | 5.89% | 6.07% |
| Book Value per Share | 47.33 | 46.36 | 42.89 | 40.52 | 38.00 | 33.75 | 32.14 | 42.94 | 41.01 | 38.98 | 39.45 | 49.17 | 50.82 | 47.48 | 50.10 | 46.03 | 46.63 | 45.35 | 39.46 | 44.60 |
| Tangible BV per Share | 24.13 | 22.64 | 19.34 | 17.74 | 14.97 | 12.35 | 10.87 | 17.21 | 15.99 | 14.36 | 13.90 | 14.52 | 14.86 | 13.18 | 14.28 | 15.35 | 14.31 | 12.24 | 8.36 | 14.83 |
| Common Stock | 212K | 215K | 217K | 229K | 231K | 235K | 237K | 237K | 237K | 237K | 235K | 235K | 235K | 235K | 233K | 235K | 240K | 244K | 245K | 296K |
| Additional Paid-in Capital | 0 | 0 | 0 | 0 | 0 | 9.64M | 19.3M | 17.02M | 13.26M | 8.65M | 11.05M | 8.11M | 3.91M | 0 | 0 | 0 | 0 | 0 | 0 | 105.33M |
| Retained Earnings | 1.21B | 1.17B | 1.1B | 1.08B | 1.02B | 956.72M | 909.93M | 1.14B | 1.1B | 1.07B | 1.05B | 1.32B | 1.3B | 1.27B | 1.28B | 1.36B | 1.35B | 1.31B | 1.24B | 1.35B |
| Accumulated OCI | -131.39M | -132.44M | -128.11M | -131.29M | -119.48M | -147.54M | -162.13M | -104.38M | -129.96M | -127.44M | -123.92M | -129.49M | -70.9M | -90.37M | -98.82M | -165.72M | -118.58M | -63.91M | -53.55M | -59.63M |
| Treasury Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Preferred Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |