Encore Capital Group, Inc. (ECPG) quarterly cash flow statement — complete operating, investing & financing history
Encore Capital Group, Inc. (ECPG) cash flow statement — 28-year operating, investing & financing cash flows
| Metric | Q2'26 | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 | Q3'21 |
|---|
| Cash from Operations | -29.38M | 82.33M | 16.81M | 81.58M | 9.52M | 45.28M | 23.54M | 45.93M | 35.71M | 50.98M | 36.78M | 53.59M | 26.71M | 35.91M | 55.8M | 56.35M | 44M | 54.53M | 91.06M | 63.02M |
| Operating CF Growth % | -408.48% | 81.8% | -28.6% | 77.63% | -73.33% | -11.18% | -35.99% | -14.3% | 33.71% | 41.97% | -34.09% | -4.89% | -39.3% | -34.14% | -38.72% | -10.6% | -44.89% | -21.11% | 44.82% | 56.52% |
| Net Income | 64M | 86.24M | 76.66M | 74.66M | 58.72M | 46.8M | -225.31M | 30.64M | 32.18M | 23.24M | -270.76M | 19.34M | 26.3M | 18.63M | -73.12M | 31.49M | 60.44M | 175.75M | 76.08M | 83.57M |
| Depreciation & Amortization | 7.11M | 6.86M | 6.93M | 7.17M | 7.31M | 7.34M | 8.97M | 8.16M | 7.46M | 7.85M | 8.97M | 11.2M | 10.7M | 10.87M | 15.36M | 11.66M | 11.65M | 11.83M | 12.38M | 14.14M |
| Deferred Taxes | 0 | 0 | 29.82M | 0 | 0 | 0 | -24M | 2.53M | -980K | 170K | -56.87M | -1.83M | 1.42M | 1.37M | 44.28M | -1.57M | 893K | 2.81M | 43.88M | -3.41M |
| Other Non-Cash Items | -34.99M | -55.52M | -64.44M | -59.51M | -46.62M | -16.18M | 229.25M | -4.12M | 1.1M | 16.85M | 313.74M | 17.99M | 10.38M | 12.25M | 94.52M | 21.97M | -16.72M | -158.24M | -19.27M | -55.64M |
| Working Capital Changes | -71.55M | 40.17M | -37.38M | 54.92M | -15.17M | 3.9M | 32.35M | 4.98M | -8.69M | -483K | 38.87M | 3.8M | -25.97M | -11.26M | -28.41M | -10.39M | -17.38M | 18.46M | -27.43M | 20.52M |
| Cash from Investing | -103.24M | -27.41M | -27.04M | -45.9M | -69.37M | -100.28M | -264.73M | -43.82M | -41M | -90.88M | -131.22M | -56.48M | -83.53M | -130.72M | -89.56M | -75.78M | -2.12M | 37.09M | 27.09M | 72.11M |
| Purchase of Investments | -440.84M | -359.46M | -322.84M | -340.83M | -362.68M | -362.71M | -491.57M | -277.91M | -275.59M | -291.37M | -288.11M | -227.38M | -270.1M | -274.63M | -221.54M | -231.1M | -171.63M | -166.3M | -184.27M | -166.46M |
| Sale/Maturity of Investments | 336.62M | 328.39M | 290.7M | 292.89M | 293.81M | 259.59M | 217.93M | 222.15M | 224.8M | 195.03M | 153.46M | 162.65M | 175.34M | 166.68M | 141.4M | 161.04M | 191.43M | 215.31M | 216.44M | 250.47M |
| Net Investment Activity | -104.22M | -31.07M | -32.14M | -47.94M | -68.87M | -103.12M | -273.64M | -55.76M | -50.8M | -96.33M | -134.65M | -64.73M | -94.76M | -107.94M | -80.14M | -70.06M | 19.8M | 49.01M | 32.18M | 84M |
| Acquisitions | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Investing | 9.37M | 8.52M | 12.04M | 8.06M | 5.82M | 9.84M | 17.69M | 18.14M | 17.18M | 12.31M | 38.38M | 15.51M | 15.85M | -17.89M | 6.73M | 3.42M | -17.06M | -4.84M | 4.12M | 1.92M |
| Cash from Financing | 88.22M | 18.61M | -5.7M | -36.67M | 46.89M | 40.34M | 187.29M | -9.01M | 83.7M | 55.79M | 109.43M | -31.75M | 80.25M | 110.37M | 33.25M | 14.91M | -37.58M | -118.02M | -91.02M | -195.03M |
| Dividends Paid | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Share Repurchases | -26.94M | -20.09M | -55.07M | -10.11M | -15.21M | -10M | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | -10.25M | -25.92M | -25.14M | -25.69M | -302.49M | -40.7M |
| Stock Issued | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Net Stock Activity | -26.94M | -20.09M | -55.07M | -10.11M | -15.21M | -10M | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | -10.25M | -25.92M | -25.14M | -25.69M | -302.49M | -40.7M |
| Debt Issuance (Net) | 1000K | 1000K | 1000K | -1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | -1000K | 1000K | 1000K | 1000K | 1000K | -1000K | -1000K | 1000K | -1000K |
| Other Financing | -5.05M | -14.03M | -23.08M | -7.32M | -5.95M | -10.25M | -50.01M | -23.44M | 3.6M | 13.36M | -2.57M | -8.51M | 2.3M | -6.48M | -5.62M | -6.21M | -1.46M | -9.06M | 758K | -1.63M |
| Net Change in Cash | -44.27M | 70.42M | -15.7M | -408K | -14.22M | -12.75M | -47.49M | -3.27M | 77.63M | 14.63M | 13.65M | -40.16M | 26.1M | 14.86M | -3.12M | -7.26M | -5.92M | -29.43M | 31.4M | -40.27M |
| Exchange Rate Effect | 128K | -3.11M | 224K | 582K | -1.26M | 1.91M | 6.41M | 3.63M | -780K | -1.27M | -1.34M | -5.51M | 2.67M | -710K | -2.61M | -2.73M | -10.22M | -3.03M | 4.27M | 19.62M |
| Cash at Beginning | 227.2M | 156.78M | 172.49M | 172.9M | 187.12M | 199.87M | 247.35M | 250.62M | 172.99M | 158.36M | 144.71M | 184.87M | 158.77M | 143.91M | 147.03M | 154.29M | 160.22M | 189.65M | 158.24M | 198.52M |
| Cash at End | 182.93M | 227.2M | 156.78M | 172.49M | 172.9M | 187.12M | 199.87M | 247.35M | 250.62M | 172.99M | 158.36M | 144.71M | 184.87M | 158.77M | 143.91M | 147.03M | 154.29M | 160.22M | 189.65M | 158.24M |
| Interest Paid | -37.34M | 37.34M | 87.06M | 38.93M | 92.53M | 41.3M | 71.63M | 58.01M | 34.48M | 46.47M | 43.7M | 40.95M | 41.09M | 38.07M | 36.56M | 30.46M | 32.59M | 31.77M | 32.06M | 31.18M |
| Income Taxes Paid | -860K | 860K | 14.59M | 10.9M | 28.03M | 1.25M | 5.84M | 18.89M | 40.82M | 1.54M | 17.92M | 13.78M | 35.91M | 908K | 7.57M | 19.04M | 43.72M | 949K | -776K | 18.54M |
| Free Cash Flow | -32.92M | 77.47M | 9.88M | 75.56M | 3.19M | 38.29M | 14.78M | 39.73M | 28.32M | 44.12M | 1.84M | 46.33M | 22.09M | 31.03M | 39.65M | 47.22M | 39.14M | 47.45M | 81.85M | 49.21M |
| FCF Growth % | -1130.59% | 102.31% | -33.14% | 90.21% | -88.72% | -13.21% | 704.35% | -14.24% | 28.2% | 42.2% | -95.37% | -1.88% | -43.56% | -34.61% | -51.56% | -4.06% | -46.59% | -27.36% | 60.69% | 60.63% |