First National Corporation (FXNC) quarterly income statement — complete revenue, gross profit & net income history
First National Corporation (FXNC) annual income statement — 30-year revenue, gross profit & net income history
| Metric | Q3'26 | Q2'26 | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 |
|---|
| Net Interest Income | 21.21M | 19.98M | 18.68M | 18.95M | 18.3M | 18.48M | 17.39M | 18.25M | 11.72M | 11.46M | 10.82M | 10.78M | 10.66M | 10.72M | 11.15M | 11.98M | 11.7M | 11.27M | 10.53M | 10.07M |
| NII Growth % | 15.91% | 8.13% | 7.38% | 3.82% | 56.15% | 61.22% | 60.78% | 69.36% | 9.94% | 6.95% | -2.98% | -10.05% | -8.95% | -4.9% | 5.91% | 18.97% | 20.45% | 50.8% | 40.55% | 35.5% |
| Net Interest Margin % | 1.02% | 0.96% | 0.9% | 0.93% | 0.9% | 0.91% | 0.86% | 0.91% | 0.81% | 0.79% | 0.75% | 0.76% | 0.78% | 0.78% | 0.81% | 0.88% | 0.85% | 0.8% | 0.74% | 0.72% |
| Interest Income | 26.92M | 25.63M | 24.33M | 25.22M | 25.09M | 25.1M | 23.96M | 25.38M | 17.41M | 17.02M | 16.3M | 15.24M | 14.61M | 14.26M | 13.5M | 13.71M | 12.77M | 11.82M | 11M | 10.65M |
| Interest Expense | 5.71M | 5.65M | 5.65M | 6.27M | 6.79M | 6.62M | 6.57M | 7.13M | 5.7M | 5.56M | 5.48M | 4.46M | 3.95M | 3.54M | 2.35M | 1.73M | 1.06M | 549K | 476K | 578K |
| Loan Loss Provision | 0 | 426K | 450K | 951K | 193K | 911K | 832K | 4.75M | 1.7M | 400K | 1M | 5.95M | 100K | 100K | 0 | 1.25M | 200K | 400K | 0 | 350K |
| Non-Interest Income | 4.08M | 4.02M | 3.82M | 4.76M | 4.52M | 3.42M | 3.23M | 3.24M | 2.84M | 2.35M | 3.72M | 2.74M | 2.64M | 2.49M | 2.4M | 3.77M | 2.72M | 2.45M | 2.43M | 2.65M |
| Non-Interest Income % | 16.15% | 16.74% | 17% | 20.09% | 19.82% | 15.62% | 15.67% | 15.09% | 19.52% | 17.01% | 25.58% | 20.26% | 19.85% | 18.84% | 17.74% | 23.94% | 18.85% | 17.88% | 18.75% | 20.84% |
| Total Net Revenue | 25.29M | 24M | 22.5M | 23.72M | 22.82M | 21.9M | 20.62M | 21.5M | 14.56M | 13.81M | 14.54M | 13.52M | 13.3M | 13.2M | 13.55M | 15.75M | 14.42M | 13.72M | 12.96M | 12.72M |
| Revenue Growth % | 10.83% | 9.58% | 9.1% | 10.32% | 56.74% | 58.56% | 41.88% | 59.03% | 9.49% | 4.6% | 7.25% | -14.19% | -7.81% | -3.78% | 4.62% | 23.81% | 19.62% | 42.03% | 37.48% | 36% |
| Non-Interest Expense | 16.7M | 16.44M | 15.98M | 15.87M | 15.8M | 14.65M | 17.9M | 18.62M | 10.06M | 10.29M | 9.53M | 8.74M | 9.34M | 8.73M | 8.8M | 8.59M | 8.75M | 8.57M | 8.34M | 9.69M |
| Efficiency Ratio | 66.02% | 68.49% | 71.03% | 66.92% | 69.27% | 66.91% | 86.78% | 86.63% | 69.14% | 74.51% | 65.53% | 64.65% | 70.28% | 66.14% | 64.93% | 54.54% | 60.68% | 62.46% | 64.38% | 76.19% |
| Operating Income | 8.59M | 7.14M | 6.07M | 6.89M | 6.82M | 6.33M | 1.9M | -1.88M | 2.79M | 3.12M | 4.01M | -1.17M | 3.85M | 4.37M | 4.75M | 5.91M | 5.47M | 4.75M | 4.62M | 2.68M |
| Operating Margin % | 33.98% | 29.73% | 26.97% | 29.07% | 29.89% | 28.93% | 9.19% | -8.73% | 19.19% | 22.6% | 27.59% | -8.67% | 28.97% | 33.1% | 35.07% | 37.52% | 37.94% | 34.63% | 35.62% | 21.06% |
| Operating Income Growth % | 26.01% | 12.64% | 220.21% | 467.48% | 144.18% | 102.98% | -52.74% | -60.07% | -27.49% | -28.6% | -15.65% | -119.83% | -29.59% | -8.02% | 3.01% | 120.56% | 84.83% | 10.51% | 53.58% | -31.55% |
| Pretax Income | 8.59M | 7.14M | 6.07M | 6.89M | 6.82M | 6.33M | 1.9M | -1.88M | 2.79M | 3.12M | 4.01M | -1.17M | 3.85M | 4.37M | 4.75M | 5.91M | 5.47M | 4.75M | 4.62M | 2.68M |
| Pretax Margin % | 33.98% | 29.73% | 26.97% | 29.07% | 29.89% | 28.93% | 9.19% | -8.73% | 19.19% | 22.6% | 27.59% | -8.67% | 28.97% | 33.1% | 35.07% | 37.52% | 37.94% | 34.63% | 35.62% | 21.06% |
| Income Tax | 1.69M | 1.39M | 1.18M | 1.39M | 1.27M | 1.28M | 297K | -943K | 545K | 679K | 801K | -321K | 731K | 866K | 905K | 1.13M | 1.02M | 917K | 886K | 497K |
| Effective Tax Rate % | 19.71% | 19.52% | 19.46% | 20.16% | 18.62% | 20.27% | 15.67% | 50.27% | 19.51% | 21.76% | 19.98% | 27.39% | 18.98% | 19.81% | 19.04% | 19.15% | 18.59% | 19.3% | 19.2% | 18.54% |
| Net Income | 6.9M | 5.74M | 4.89M | 5.5M | 5.55M | 5.05M | 1.6M | -933K | 2.25M | 2.44M | 3.21M | -851K | 3.12M | 3.5M | 3.85M | 4.78M | 4.45M | 3.83M | 3.73M | 2.18M |
| Net Margin % | 27.28% | 23.93% | 21.72% | 23.21% | 24.32% | 23.06% | 7.75% | -4.34% | 15.44% | 17.68% | 22.08% | -6.3% | 23.47% | 26.54% | 28.4% | 30.34% | 30.88% | 27.95% | 28.78% | 17.16% |
| Net Income Growth % | 24.32% | 13.7% | 205.82% | 689.93% | 146.89% | 106.84% | -50.2% | -9.64% | -27.97% | -30.33% | -16.63% | -117.81% | -29.93% | -8.61% | 3.22% | 118.92% | 85.74% | 14.75% | 53.08% | -30.83% |
| Net Income (Continuing) | 6.9M | 5.74M | 4.89M | 5.5M | 5.55M | 5.05M | 1.6M | -933K | 2.25M | 2.44M | 3.21M | -851K | 3.12M | 3.5M | 3.85M | 4.78M | 4.45M | 3.83M | 3.73M | 2.18M |
| EPS (Diluted) | 0.76 | 0.63 | 0.54 | 0.61 | 0.62 | 0.56 | 0.18 | -0.10 | 0.36 | 0.39 | 0.51 | -0.14 | 0.50 | 0.56 | 0.61 | 0.76 | 0.71 | 0.61 | 0.60 | 0.35 |
| EPS Growth % | 22.58% | 12.5% | 200% | 710% | 72.22% | 43.59% | -64.71% | 28.57% | -28% | -30.36% | -16.39% | -118.42% | -29.58% | -8.2% | 1.67% | 117.14% | 86.84% | -11.59% | 20% | -46.15% |
| EPS (Basic) | 0.76 | 0.64 | 0.54 | 0.61 | 0.62 | 0.56 | 0.18 | -0.10 | 0.36 | 0.39 | 0.51 | -0.14 | 0.50 | 0.56 | 0.61 | 0.76 | 0.71 | 0.61 | 0.60 | 0.35 |
| Diluted Shares Outstanding | 9.08M | 9.07M | 9.05M | 9.03M | 9.02M | 9M | 9.01M | 8.99M | 6.3M | 6.29M | 6.28M | 6.28M | 6.27M | 6.28M | 6.28M | 6.27M | 6.26M | 6.26M | 6.25M | 6.24M |