Horace Mann Educators Corporation (HMN) Earnings History
Annual and quarterly earnings data from 1990 to 2025
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HMN EPS Growth (CAGR)
Compound annual growth rate of diluted earnings per share
CAGR (Compound Annual Growth Rate) shows the annualized growth rate of EPS over the specified period. A higher CAGR indicates stronger earnings momentum.
HMN Profitability Analysis
Margin trends over time
| Year | Gross Margin | Operating Margin | Net Margin |
|---|---|---|---|
| 2025 | 100.0% | 77.1% | 9.5% |
| 2024 | 30.9% | 8.3% | 6.6% |
| 2023 | 24.9% | 3.7% | 3.1% |
| 2022 | 24.8% | 1.2% | 1.5% |
| 2021 | 32.7% | 16.8% | 13.6% |
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Horace Mann Educators Corporation (HMN) Earnings Overview
As of May 8, 2026, Horace Mann Educators Corporation (HMN) reported trailing twelve-month net income of $162M, reflecting +57.3% year-over-year growth. The company earned $3.90 per diluted share over the past four quarters, with a net profit margin of 9.5%.
Looking at the long-term picture, HMN's 5-year EPS compound annual growth rate (CAGR) stands at +3.9%, reflecting modest earnings expansion. The company achieved its highest annual net income of $184M in fiscal 2019.
Horace Mann Educators Corporation maintains positive profitability with a gross margin of 100.0%, operating margin of 77.1%, and net margin of 9.5%. The company continues to generate positive earnings from operations. View revenue history →
Compared to peers including AFL ($3.65B net income, 20.9% margin), CNO ($222M net income, 5.1% margin), GL ($1.16B net income, 19.4% margin), HMN has room to improve margins relative to the peer group. Compare HMN vs AFL →
HMN Earnings vs Peers
Earnings metrics vs comparable public companies
HMN Historical Earnings Data (1990–2025)
36 years| Fiscal Year | Net Income | YoY % | Operating Income | EPS (Diluted) | Net Margin | Op. Margin |
|---|---|---|---|---|---|---|
| 2025 | $162M | +57.7% | $1.31B | $3.90 | 9.5% | 77.1% |
| 2024 | $103M | +128.4% | $129M | $2.48 | 6.6% | 8.3% |
| 2023 | $45M | +127.3% | $53M | $1.09 | 3.1% | 3.7% |
| 2022 | $20M | -88.4% | $17M | $0.47 | 1.5% | 1.2% |
| 2021 | $170M | +27.8% | $210M | $3.39 | 13.6% | 16.8% |
| 2020 | $133M | -27.7% | $160M | $3.22 | 10.3% | 12.4% |
| 2019 | $184M | +905.3% | $236M | $4.40 | 13.1% | 16.8% |
| 2018 | $18M | -89.2% | $20M | $0.44 | 1.6% | 1.7% |
| 2017 | $169M | +102.3% | $89M | $4.08 | 14.5% | 7.6% |
| 2016 | $84M | -10.4% | $114M | $2.02 | 7.4% | 10.1% |
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Start ComparisonHMN — Frequently Asked Questions
Quick answers to the most common questions about buying HMN stock.
Is HMN growing earnings?
HMN EPS is $3.90, with earnings growth accelerating to +57.3%. This exceeds the 5-year CAGR of +3.9%. TTM net income reached $162M.
What are HMN's profit margins?
Horace Mann Educators Corporation net margin is +9.5%, with operating margin at +77.1%. Margins sit within typical range for the sector.
How consistent are HMN's earnings?
HMN earnings data spans 1990-2025. The accelerating earnings trend is +57.3% YoY. Historical data enables comparison across business cycles.