Hope Bancorp, Inc. (HOPE) Financial Ratios
27 years of historical data (1999–2025) · Financial Services · Banks - Regional
EV/EBITDA
↑
17.35
↑+75% vs avg
5yr avg: 9.90
30Y Low4.0·High86.0
P/FCF
↑
10.67
↑+51% vs avg
5yr avg: 7.07
30Y Low2.1·High27.4
P/B Ratio
↓
0.71
-2% vs avg
5yr avg: 0.73
30Y Low0.5·High5.2
ROE
↓
2.6%
↑-61% vs avg
5yr avg: 6.9%
30Y Low-2%·High29%
Debt/EBITDA
↑
4.73
↓-7% vs avg
5yr avg: 5.07
30Y Low0.5·High11.0
Percentile shows where the current value sits in 30-year historical distribution. Sparklines show 5-year trend.
HOPE Valuation Multiples
Price-based multiples — how expensive the stock is relative to earnings, sales, book value, and cash flow
Hope Bancorp, Inc. trades at 27.5x earnings, 109% above its 5-year average of 13.1x, sitting at the 96th percentile of its historical range. Compared to the Financial Services sector median P/E of 13.4x, the stock trades at a premium of 105%. On a free-cash-flow basis, the stock trades at 10.7x P/FCF, 51% above the 5-year average of 7.1x.
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Market Cap | $1.6B | $1.4B | $1.5B | $1.5B | $1.5B | $1.8B | $1.4B | $1.9B | $1.6B | $2.5B | $2.3B |
| Enterprise Value | $1.5B | $1.2B | $1.4B | $1.5B | $2.3B | $2.2B | $1.6B | $2.1B | $2.2B | $3.3B | $2.6B |
| P/E Ratio → | 27.46 | 23.83 | 14.99 | 10.88 | 7.08 | 8.86 | 12.12 | 11.01 | 8.24 | 17.72 | 19.90 |
| P/S Ratio | 1.67 | 1.46 | 1.49 | 1.33 | 2.01 | 2.97 | 2.09 | 2.58 | 2.21 | 3.88 | 4.81 |
| P/B Ratio | 0.71 | 0.62 | 0.70 | 0.69 | 0.76 | 0.87 | 0.66 | 0.93 | 0.82 | 1.28 | 1.22 |
| P/FCF | 10.67 | 9.32 | 13.92 | 3.16 | 3.24 | 5.71 | 8.40 | 10.64 | 7.34 | 13.09 | 19.49 |
| P/OCF | 9.82 | 8.58 | 12.75 | 3.07 | 3.18 | 5.59 | 8.15 | 10.25 | 7.12 | 12.14 | 17.35 |
P/E links to full P/E history page with 30-year chart
HOPE EV Ratios
Enterprise-value multiples — capital-structure-neutral measures of total business value
Hope Bancorp, Inc.'s enterprise value stands at 17.4x EBITDA, 75% above its 5-year average of 9.9x. The Financial Services sector median is 11.5x, placing the stock at a 51% premium on an enterprise-value basis.
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| EV / Revenue | — | 1.29 | 1.42 | 1.35 | 2.98 | 3.54 | 2.45 | 2.94 | 3.10 | 5.11 | 5.61 |
| EV / EBITDA | 17.35 | 14.91 | 10.70 | 8.33 | 7.71 | 7.85 | 11.13 | 9.48 | 8.59 | 13.09 | 13.92 |
| EV / EBIT | 17.98 | 15.45 | 10.70 | 8.33 | 7.71 | 7.85 | 11.13 | 9.48 | 8.59 | 12.35 | 13.80 |
| EV / FCF | — | 8.23 | 13.31 | 3.22 | 4.79 | 6.82 | 9.84 | 12.11 | 10.29 | 17.23 | 22.69 |
HOPE Profitability
Margins and return-on-capital ratios measuring operating efficiency
Hope Bancorp, Inc. earns an operating margin of 8.3%, below the Financial Services sector average of 21.4%. Operating margins have compressed from 16.3% to 8.3% over the past 3 years, signaling potential cost pressures or competitive headwinds. ROE of 2.6% is modest, trailing the sector median of 9.5%. ROIC of 2.3% represents below-average returns on invested capital versus a sector median of 5.7%.
Margins
Full margin charts and quarterly trend are on the Earnings History page
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin | 48.6% | 48.6% | 45.7% | 49.3% | 80.8% | 93.2% | 64.9% | 69.1% | 75.0% | 83.1% | 85.6% |
| Operating Margin | 8.3% | 8.3% | 13.3% | 16.3% | 38.6% | 45.1% | 22.0% | 31.0% | 36.1% | 41.4% | 40.6% |
| Net Profit Margin | 6.0% | 6.0% | 10.0% | 12.2% | 28.4% | 33.5% | 17.3% | 23.4% | 26.8% | 21.9% | 24.2% |
Return on Capital
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE | 2.6% | 2.6% | 4.7% | 6.5% | 10.6% | 9.9% | 5.5% | 8.7% | 9.9% | 7.4% | 8.1% |
| ROA | 0.3% | 0.3% | 0.6% | 0.7% | 1.2% | 1.2% | 0.7% | 1.1% | 1.3% | 1.0% | 1.1% |
| ROIC | 2.3% | 2.3% | 3.0% | 3.6% | 7.4% | 7.6% | 3.8% | 5.6% | 6.1% | 6.6% | 6.8% |
| ROCE | 0.9% | 0.9% | 3.9% | 4.7% | 9.5% | 9.8% | 4.9% | 7.3% | 8.0% | 8.7% | 8.8% |
HOPE Leverage & Debt
Solvency and debt-coverage ratios — lower is generally safer
Hope Bancorp, Inc. carries a Debt/EBITDA ratio of 4.7x, which is highly leveraged (15% above the sector average of 4.1x). The company holds a net cash position — cash of $560M exceeds total debt of $396M, providing substantial financial flexibility for buybacks, acquisitions, or weathering downturns. Interest coverage of just 0.2x is concerning — the company has limited headroom to absorb earnings volatility before struggling with debt service.
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Debt / Equity | 0.17 | 0.17 | 0.18 | 0.92 | 0.62 | 0.32 | 0.30 | 0.49 | 0.59 | 0.69 | 0.46 |
| Debt / EBITDA | 4.73 | 4.73 | 2.95 | 11.00 | 4.21 | 2.47 | 4.29 | 4.36 | 4.38 | 5.34 | 4.50 |
| Net Debt / Equity | — | -0.07 | -0.03 | 0.01 | 0.37 | 0.17 | 0.11 | 0.13 | 0.33 | 0.41 | 0.20 |
| Net Debt / EBITDA | -1.96 | -1.96 | -0.49 | 0.16 | 2.50 | 1.27 | 1.63 | 1.15 | 2.46 | 3.15 | 1.96 |
| Debt / FCF | — | -1.08 | -0.61 | 0.06 | 1.55 | 1.10 | 1.44 | 1.47 | 2.95 | 4.14 | 3.20 |
| Interest Coverage | 0.17 | 0.17 | 0.25 | 0.34 | 2.15 | 5.12 | 1.08 | 1.04 | 1.57 | 2.91 | 3.26 |
Net cash position: cash ($560M) exceeds total debt ($396M)
HOPE Liquidity & Efficiency
Short-term solvency ratios and asset-utilisation metrics
The current ratio of 0.72x is below 1.0, meaning current liabilities exceed current assets. The current ratio has improved from 0.28x to 0.72x over the past 3 years.
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Current Ratio | 0.72 | 0.72 | 0.04 | 0.28 | 0.16 | 0.20 | 0.19 | 0.20 | 0.19 | 0.21 | 0.19 |
| Quick Ratio | 0.72 | 0.72 | 0.04 | 0.28 | 0.16 | 0.20 | 0.19 | 0.20 | 0.19 | 0.21 | 0.19 |
| Cash Ratio | 0.15 | 0.15 | 0.03 | 0.13 | 0.03 | 0.02 | 0.03 | 0.06 | 0.04 | 0.05 | 0.05 |
| Asset Turnover | — | 0.05 | 0.06 | 0.06 | 0.04 | 0.03 | 0.04 | 0.05 | 0.05 | 0.04 | 0.04 |
| Inventory Turnover | — | — | — | — | — | — | — | — | — | — | — |
| Days Sales Outstanding | — | — | — | — | — | — | — | — | — | — | — |
HOPE Shareholder Yields
Earnings, FCF, buyback, and dividend yields — total returns to shareholders
Hope Bancorp, Inc. returns 4.3% to shareholders annually primarily through dividends. The payout ratio exceeds 100% at 120.9%, meaning the company is paying out more than it earns — this level is unsustainable long-term without earnings recovery. The earnings yield of 3.6% (inverse of P/E) provides a useful comparison to bond yields when assessing the stock's relative attractiveness to fixed income.
Dividends
Full dividend history and growth charts are on the Dividend History page
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Dividend Yield | 4.3% | 5.0% | 4.5% | 4.6% | 4.3% | 3.8% | 5.1% | 3.8% | 4.6% | 2.7% | 1.9% |
| Payout Ratio | 120.9% | 120.9% | 67.8% | 50.2% | 30.8% | 33.6% | 62.0% | 41.5% | 37.8% | 48.5% | 37.4% |
Total Shareholder Return Metrics
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Earnings Yield | 3.6% | 4.2% | 6.7% | 9.2% | 14.1% | 11.3% | 8.2% | 9.1% | 12.1% | 5.6% | 5.0% |
| FCF Yield | 9.4% | 10.7% | 7.2% | 31.7% | 30.9% | 17.5% | 11.9% | 9.4% | 13.6% | 7.6% | 5.1% |
| Buyback Yield | 0.0% | 0.0% | 0.2% | 0.0% | 1.0% | 2.8% | 2.7% | 0.7% | 9.6% | 68.6% | 58.2% |
| Total Shareholder Yield | 4.3% | 5.0% | 4.8% | 4.6% | 5.3% | 6.6% | 7.8% | 4.5% | 14.2% | 71.4% | 60.1% |
| Shares Outstanding | — | $129M | $121M | $120M | $120M | $123M | $124M | $127M | $132M | $136M | $104M |
Peer Comparison
Compare HOPE with 10 similar companies in its peer group
| Company | Market Cap | P/E | EV/EBITDA | P/FCF | Gross Margin | Op Margin | ROE | ROIC | Debt/EBITDA |
|---|---|---|---|---|---|---|---|---|---|
 HOPEYou | $2B | 27.5 | 17.4 | 10.7 | 48.6% | 8.3% | 2.6% | 2.3% | 4.7 |
 HAFC | $909M | 12.1 | 8.6 | 4.5 | 57.5% | 24.3% | 10.0% | 7.4% | 2.5 |
 BYFC | $86M | -2.9 | — | — | 51.9% | -38.8% | -9.0% | -3.7% | — |
 CARV | $9M | -0.6 | — | — | 56.3% | -36.8% | -38.2% | -13.0% | — |
 PFBC | $1B | 9.2 | 3.9 | 7.0 | 55.0% | 38.0% | 17.2% | 13.5% | 2.0 |
 CATY | $4B | 12.6 | 9.1 | 10.6 | 55.1% | 29.4% | 10.9% | 9.8% | 0.5 |
 EWBC | $17B | 13.2 | 9.7 | 11.5 | 60.1% | 37.4% | 15.9% | 11.2% | 1.6 |
 UBSI | $6B | 13.4 | 7.6 | 12.7 | 65.4% | 32.4% | 8.9% | 7.2% | 1.6 |
 FFWM | $489M | -3.1 | — | — | 29.0% | -12.2% | -15.8% | -2.1% | — |
 BCAL | $613M | 9.9 | 7.2 | 10.8 | 79.4% | 37.8% | 11.6% | 10.6% | 0.8 |
 SMBC | $769M | 13.4 | 8.5 | 10.2 | 57.7% | 24.2% | 11.3% | 8.5% | 1.7 |
| Financial Services Median | — | 13.4 | 11.5 | 10.7 | 62.9% | 21.4% | 9.5% | 5.7% | 4.1 |
Peer selection based on competitive and market overlap. Compare multiple stocks →
Download Financial Ratios Data
Includes 30+ ratios · 27 years · Updated daily
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Start ComparisonHOPE — Frequently Asked Questions
Quick answers to the most common questions about buying HOPE stock.
What is Hope Bancorp, Inc.'s P/E ratio?
Hope Bancorp, Inc.'s current P/E ratio is 27.5x. The historical average is 17.9x. This places it at the 96th percentile of its historical range.
What is Hope Bancorp, Inc.'s EV/EBITDA?
Hope Bancorp, Inc.'s current EV/EBITDA is 17.4x. This enterprise value multiple compares the company's total value (equity + debt - cash) to its EBITDA. The historical average is 13.1x.
What is Hope Bancorp, Inc.'s ROE?
Hope Bancorp, Inc.'s return on equity (ROE) is 2.6%. The historical average is 11.1%.
Is HOPE stock overvalued?
Based on historical data, Hope Bancorp, Inc. is trading at a P/E of 27.5x. This is at the 96th percentile of its historical P/E range. Compare with industry peers and growth rates for a complete picture.
What is Hope Bancorp, Inc.'s dividend yield?
Hope Bancorp, Inc.'s current dividend yield is 4.35% with a payout ratio of 120.9%.
What are Hope Bancorp, Inc.'s profit margins?
Hope Bancorp, Inc. has 48.6% gross margin and 8.3% operating margin.
How much debt does Hope Bancorp, Inc. have?
Hope Bancorp, Inc.'s Debt/EBITDA ratio is 4.7x, indicating high leverage. A ratio above 4x may signal elevated financial risk.