Huize Holding Limited (HUIZ) Financial Ratios
8 years of historical data (2017–2024) · Financial Services · Insurance - Brokers
EV/EBITDA
↓
-8.95
—
5yr avg: N/A
P/FCF
↓
N/A
—
5yr avg: 0.38
30Y Low0.1·High0.7
P/B Ratio
↓
0.01
↓-80% vs avg
5yr avg: 0.06
30Y Low0.0·High0.2
ROE
↑
-0.2%
↓+98% vs avg
5yr avg: -7.8%
30Y Low-26%·High19%
Debt/EBITDA
↑
5.93
↑+37% vs avg
5yr avg: 4.33
30Y Low1.8·High6.8
Percentile shows where the current value sits in 30-year historical distribution. Sparklines show 5-year trend.
HUIZ Valuation Multiples
Price-based multiples — how expensive the stock is relative to earnings, sales, book value, and cash flow
Huize Holding Limited currently has a negative P/E ratio, indicating the company is operating at a loss on a trailing-twelve-month basis.
| Metric | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 |
|---|---|---|---|---|---|---|---|---|---|
| Market Cap | $790764 | $2M | $11M | $18M | $18M | $84M | — | — | — |
| Enterprise Value | $-20137966 | $-140744713 | $-61871272 | $77M | $138M | $30M | — | — | — |
| P/E Ratio → | -8.29 | — | 0.03 | — | — | — | — | — | — |
| P/S Ratio | 0.00 | 0.00 | 0.01 | 0.02 | 0.01 | 0.07 | — | — | — |
| P/B Ratio | 0.01 | 0.00 | 0.03 | 0.05 | 0.05 | 0.18 | — | — | — |
| P/FCF | — | — | 0.10 | — | — | 0.65 | — | — | — |
| P/OCF | — | — | 0.08 | — | — | 0.61 | — | — | — |
P/E links to full P/E history page with 30-year chart
HUIZ EV Ratios
Enterprise-value multiples — capital-structure-neutral measures of total business value
| Metric | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 |
|---|---|---|---|---|---|---|---|---|---|
| EV / Revenue | — | -0.11 | -0.05 | 0.07 | 0.06 | 0.02 | — | — | — |
| EV / EBITDA | -8.95 | -9.19 | -0.96 | — | — | — | — | — | — |
| EV / EBIT | — | — | -1.21 | — | — | — | — | — | — |
| EV / FCF | — | — | -0.58 | — | — | 0.23 | — | — | — |
HUIZ Profitability
Margins and return-on-capital ratios measuring operating efficiency
Huize Holding Limited earns an operating margin of -1.7%, below the Financial Services sector average of 21.6%. Operating margins have expanded from -3.8% to -1.7% over the past 3 years, signaling improving operational efficiency. A negative ROE of -0.2% indicates the company is currently destroying shareholder equity.
Margins
Full margin charts and quarterly trend are on the Earnings History page
| Metric | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 |
|---|---|---|---|---|---|---|---|---|---|
| Gross Margin | 30.5% | 30.5% | 39.0% | 36.6% | 24.7% | 33.1% | 36.4% | 37.4% | 36.7% |
| Operating Margin | -1.7% | -1.7% | 4.3% | -3.8% | -5.1% | -2.1% | 0.2% | 4.9% | -38.1% |
| Net Profit Margin | -0.1% | -0.1% | 5.9% | -2.7% | -4.8% | -1.5% | 1.5% | 0.6% | -36.9% |
Return on Capital
| Metric | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 |
|---|---|---|---|---|---|---|---|---|---|
| ROE | -0.2% | -0.2% | 18.7% | -8.9% | -26.0% | -22.9% | — | 8.6% | — |
| ROA | -0.1% | -0.1% | 6.9% | -2.1% | -6.7% | -2.0% | 3.5% | 1.3% | -58.6% |
| ROIC | -5.0% | -5.0% | 10.4% | -7.4% | -19.2% | -71.4% | — | 23.6% | — |
| ROCE | -4.1% | -4.1% | 9.4% | -7.5% | -16.2% | -5.6% | 1.6% | 85.4% | -1954.4% |
HUIZ Leverage & Debt
Solvency and debt-coverage ratios — lower is generally safer
Huize Holding Limited carries a Debt/EBITDA ratio of 5.9x, which is highly leveraged (43% above the sector average of 4.1x). The company holds a net cash position — cash of $233M exceeds total debt of $91M, providing substantial financial flexibility for buybacks, acquisitions, or weathering downturns.
| Metric | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 |
|---|---|---|---|---|---|---|---|---|---|
| Debt / Equity | 0.21 | 0.21 | 0.43 | 0.98 | 1.39 | 0.75 | — | 1.34 | — |
| Debt / EBITDA | 5.93 | 5.93 | 2.72 | — | — | — | 6.81 | 1.75 | — |
| Net Debt / Equity | — | -0.33 | -0.18 | 0.17 | 0.33 | -0.12 | — | 1.16 | — |
| Net Debt / EBITDA | -9.30 | -9.30 | -1.13 | — | — | — | -9.46 | 1.51 | — |
| Debt / FCF | — | — | -0.68 | — | — | -0.42 | -0.46 | 0.64 | — |
| Interest Coverage | — | — | 81.01 | -8.63 | -35.69 | -22.39 | 8.63 | 0.91 | — |
Net cash position: cash ($233M) exceeds total debt ($91M)
HUIZ Liquidity & Efficiency
Short-term solvency ratios and asset-utilisation metrics
A current ratio of 1.44x means Huize Holding Limited can comfortably meet its short-term obligations, though there is limited excess liquidity. The current ratio has improved from 1.34x to 1.44x over the past 3 years.
| Metric | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 |
|---|---|---|---|---|---|---|---|---|---|
| Current Ratio | 1.44 | 1.44 | 1.54 | 1.34 | 1.16 | 1.81 | 1.28 | 1.07 | 0.86 |
| Quick Ratio | 1.44 | 1.44 | 1.54 | 1.69 | 1.01 | 1.23 | 0.83 | 0.49 | 0.61 |
| Cash Ratio | 0.57 | 0.57 | 0.65 | 0.50 | 0.31 | 0.73 | 0.24 | 0.02 | 0.08 |
| Asset Turnover | — | 1.41 | 1.26 | 1.06 | 1.21 | 0.91 | 1.95 | 1.52 | 1.59 |
| Inventory Turnover | — | — | — | — | — | — | — | — | — |
| Days Sales Outstanding | — | — | — | — | — | — | — | — | — |
HUIZ Shareholder Yields
Earnings, FCF, buyback, and dividend yields — total returns to shareholders
Huize Holding Limited returns 1.4% to shareholders annually primarily through share buybacks.
Dividends
Full dividend history and growth charts are on the Dividend History page
| Metric | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 |
|---|---|---|---|---|---|---|---|---|---|
| Dividend Yield | — | — | — | — | — | — | — | — | — |
| Payout Ratio | — | — | — | — | — | — | — | — | — |
Total Shareholder Return Metrics
| Metric | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 |
|---|---|---|---|---|---|---|---|---|---|
| Earnings Yield | — | — | 3111.1% | — | — | — | — | — | — |
| FCF Yield | — | — | 959.1% | — | — | 153.5% | — | — | — |
| Buyback Yield | 1.4% | 4.7% | 100.0% | 37.8% | 16.4% | 2.4% | — | — | — |
| Total Shareholder Yield | 1.4% | 4.7% | 100.0% | 37.8% | 16.4% | 2.4% | — | — | — |
| Shares Outstanding | — | $506900 | $2M | $3M | $3M | $2M | $3M | $2M | $1M |
Peer Comparison
Compare HUIZ with 10 similar companies in its peer group
| Company | Market Cap | P/E | EV/EBITDA | P/FCF | Gross Margin | Op Margin | ROE | ROIC | Debt/EBITDA |
|---|---|---|---|---|---|---|---|---|---|
 HUIZYou | $790764 | -8.3 | -8.9 | — | 30.5% | -1.7% | -0.2% | -5.0% | 5.9 |
 ACMR | $4B | 43.2 | 27.5 | — | 44.4% | 12.1% | 6.2% | 7.0% | 2.4 |
 EZGO | $624 | -0.0 | — | — | 6.5% | -9.5% | -15.5% | -2.2% | — |
 FINV | $3B | 3.8 | 5.8 | 6.9 | 79.3% | 19.4% | 16.2% | 12.9% | 0.0 |
 CNF | $1M | -0.0 | — | 0.1 | 87.0% | -11.2% | -12.0% | -0.6% | — |
 QFIN | $4B | 2.1 | 3.0 | 2.8 | 61.8% | 43.9% | 27.1% | 23.1% | 0.2 |
 JFIN | $534M | 1.7 | 2.5 | 5.3 | 64.9% | 21.5% | 38.4% | 39.9% | 0.0 |
 BABA | $340B | 17.9 | 13.5 | 29.6 | 40.0% | 14.1% | 11.8% | 9.6% | 1.4 |
 GOCO | $13M | -1.5 | 5.1 | — | 83.7% | -0.9% | -0.6% | -0.6% | 5.3 |
 SLQT | $201M | 85.7 | 6.6 | — | 38.7% | 4.5% | 10.7% | 5.3% | 4.7 |
 EHTH | $58M | -5.5 | 1.4 | — | 97.5% | 12.4% | 5.1% | 6.1% | 1.6 |
| Financial Services Median | — | 13.1 | 11.5 | 10.6 | 63.6% | 21.6% | 9.4% | 5.7% | 4.1 |
Peer selection based on competitive and market overlap. Compare multiple stocks →
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Includes 30+ ratios · 8 years · Updated daily
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Start ComparisonHUIZ — Frequently Asked Questions
Quick answers to the most common questions about buying HUIZ stock.
What is Huize Holding Limited's P/E ratio?
Huize Holding Limited's current P/E ratio is -8.3x. The historical average is 0.0x.
What is Huize Holding Limited's EV/EBITDA?
Huize Holding Limited's current EV/EBITDA is -8.9x. This enterprise value multiple compares the company's total value (equity + debt - cash) to its EBITDA.
What is Huize Holding Limited's ROE?
Huize Holding Limited's return on equity (ROE) is -0.2%. The historical average is -5.1%.
Is HUIZ stock overvalued?
Based on historical data, Huize Holding Limited is trading at a P/E of -8.3x. Compare with industry peers and growth rates for a complete picture.
What are Huize Holding Limited's profit margins?
Huize Holding Limited has 30.5% gross margin and -1.7% operating margin.
How much debt does Huize Holding Limited have?
Huize Holding Limited's Debt/EBITDA ratio is 5.9x, indicating high leverage. A ratio above 4x may signal elevated financial risk.