Jefferson Capital, Inc. Common Stock (JCAP) quarterly income statement — complete revenue, gross profit & net income history
Jefferson Capital, Inc. Common Stock (JCAP) annual income statement — 8-year revenue, gross profit & net income history
| Metric | Q2'26 | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q2'20 | Q1'20 | Q4'19 | Q3'19 | Q2'19 | Q1'19 | Q4'18 | Q3'18 | Q2'18 | Q1'18 | Q4'17 | Q3'17 | Q2'17 |
|---|
| Net Interest Income | 134.89M | 30.58M | 115.4M | -77.18B | 114.61M | 0 | 0 | -3.07M | -3.21M | -2.96M | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| NII Growth % | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Net Interest Margin % | 6.47% | 1.47% | 5.53% | -4281.05% | 6.48% | 0% | 0% | -0.35% | -0.38% | -0.36% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% |
| Interest Income | 165.26M | 0 | 144M | 0 | 140.43M | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Interest Expense | 30.37M | -30.58M | 28.6M | 77.18B | 25.82M | 0 | 0 | 3.07M | 3.21M | 2.96M | 2.55M | 1.78M | 1.21M | 634K | 467K | 638K | 416K | 296K | 323K | 230K |
| Loan Loss Provision | -53.44M | 97.9M | 18.79M | -77.13B | 20.22M | 38.7M | 36.88M | -441K | -1.17M | -1.51M | -1.56M | -990K | -451K | -126K | 6K | -218K | -105K | -213K | -209K | -149K |
| Non-Interest Income | 12.28M | 176.44M | 10.8M | 150.84M | 12.28M | 154.9M | 118.94M | 11.67M | 11.7M | 12.13M | 12.25M | 10.83M | 9.88M | 9.67M | 9.09M | 7.24M | 5.22M | 3.93M | 3.36M | 2.6M |
| Non-Interest Income % | 8.34% | 85.23% | 8.56% | -0.2% | 9.67% | 100% | 100% | 135.66% | 137.86% | 132.36% | 100% | 100% | 100% | 100% | 100% | 100% | 100% | 100% | 100% | 100% |
| Total Net Revenue | 147.17M | 207.02M | 126.2M | -77.03B | 126.88M | 154.9M | 118.94M | 8.6M | 8.48M | 9.16M | 12.25M | 10.83M | 9.88M | 9.67M | 9.09M | 7.24M | 5.22M | 3.93M | 3.36M | 2.6M |
| Revenue Growth % | - | 33.65% | 6.1% | - | 1395.39% | - | - | -20.61% | -14.15% | -5.2% | 34.74% | 49.59% | 89.49% | 145.95% | 170.48% | 178.61% | 126.68% | 82.11% | 97.94% | 69.54% |
| Non-Interest Expense | 117.79M | 28.93M | 63.3M | 30.5M | 20.02M | 26.9M | 28.26M | 7.78M | 7.58M | 8.96M | 5.91M | 5.53M | 4.79M | 5.36M | 4.45M | 4.5M | 4.11M | 2.83M | 2.59M | 2.08M |
| Efficiency Ratio | 80.04% | 13.98% | 50.16% | -0.04% | 15.78% | 17.37% | 23.76% | 90.49% | 89.31% | 97.82% | 48.23% | 51.07% | 48.5% | 55.42% | 48.98% | 62.19% | 78.87% | 72.14% | 77.18% | 79.95% |
| Operating Income | 81.43M | 80.19M | 44.12M | 70.04M | 86.64M | 89.3M | 53.8M | 1.26M | 2.07M | 1.71M | 5.35M | 4.51M | 4.33M | 3.8M | 4.17M | 2.32M | 791K | 1.01M | 653K | 440K |
| Operating Margin % | 55.33% | 38.73% | 34.96% | -0.09% | 68.28% | 57.65% | 45.23% | 14.64% | 24.42% | 18.65% | 43.69% | 41.67% | 43.79% | 39.32% | 45.81% | 32.01% | 15.16% | 25.75% | 19.43% | 16.93% |
| Operating Income Growth % | - | -10.21% | -18% | - | - | - | - | -72.11% | -52.13% | -55.04% | 28.5% | 94.74% | 447.16% | 275.59% | 537.83% | 426.82% | 1981.58% | 368.52% | 486.39% | 216.1% |
| Pretax Income | 53.33M | 51.06M | 44.12M | 45.51M | 61.91M | 67M | 29.87M | 474K | -106.48M | 6.46M | 10.95M | 14.87M | 12.11M | 22.25M | 15.96M | 10.8M | 5.35M | 3.13M | 4.46M | 5.19M |
| Pretax Margin % | 36.24% | 24.66% | 34.96% | -0.06% | 48.79% | 43.25% | 25.11% | 5.51% | -1254.89% | 70.56% | 89.43% | 137.32% | 122.56% | 230.2% | 175.6% | 149.11% | 102.65% | 79.52% | 132.61% | 199.85% |
| Income Tax | 12.04M | 13.42M | 6.38M | 7.15M | 14.26M | 16.4M | 26.5M | 815K | -53.64M | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Effective Tax Rate % | 22.57% | 26.29% | 14.47% | 15.71% | 23.03% | 24.48% | 88.74% | 171.94% | 50.38% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% |
| Net Income | 41.3M | 37.63M | 37.73M | 38.36M | 47.65M | 50.7M | 3.36M | -341K | -52.84M | 6.46M | 10.95M | 14.87M | 12.11M | 22.25M | 15.96M | 10.8M | 5.35M | 3.13M | 4.46M | 5.19M |
| Net Margin % | 28.06% | 18.18% | 29.9% | -0.05% | 37.55% | 32.73% | 2.83% | -3.97% | -622.69% | 70.56% | 89.43% | 137.32% | 122.56% | 230.2% | 175.6% | 149.11% | 102.65% | 79.52% | 132.61% | 199.85% |
| Net Income Growth % | - | -25.77% | 1021.94% | - | - | - | - | -102.29% | -536.15% | -70.95% | -31.38% | 37.76% | 126.26% | 612.03% | 258.18% | 107.87% | 200.28% | -30.39% | -10.75% | -4.03% |
| Net Income (Continuing) | 41.3M | 37.63M | 37.73M | 38.36M | 47.65M | 50.6M | 3.36M | -341K | -52.84M | 6.46M | 10.95M | 14.87M | 12.11M | 22.25M | 15.96M | 10.8M | 5.35M | 3.13M | 4.46M | 5.19M |
| EPS (Diluted) | 0.67 | 0.68 | 0.65 | 0.66 | 16.76 | 0.87 | 0.06 | -0.01 | -2.30 | 0.29 | 0.49 | 0.67 | 0.59 | 1.13 | 0.82 | 0.69 | 0.37 | 0.22 | 0.31 | 0.52 |
| EPS Growth % | - | -21.84% | 1026.52% | - | - | - | - | -102.21% | -489.83% | -74.34% | -40.24% | -2.9% | 59.46% | 413.64% | 164.52% | 32.69% | 85% | -67.65% | -63.1% | -42.86% |
| EPS (Basic) | 0.67 | 0.68 | 0.65 | 0.66 | 18.61 | 0.87 | 0.06 | -0.01 | -2.30 | 0.29 | 0.50 | 0.67 | 0.60 | 1.13 | 0.83 | 0.69 | 0.38 | 0.22 | 0.32 | 0.53 |
| Diluted Shares Outstanding | 55.55M | 55.59M | 58.27M | 20.49M | 2.84M | 58.27M | 58.27M | 22.97M | 22.97M | 22.25M | 22.23M | 22.13M | 20.46M | 19.77M | 19.46M | 15.54M | 14.56M | 14.3M | 14.24M | 10.03M |