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KNSL logoKinsale Capital Group, Inc. (KNSL) Earnings History

Annual and quarterly earnings data from 2014 to 2025

TTM Net Income
$527M
Profitable
TTM EPS
$21.65
Diluted
YoY EPS Growth
+21.8%
Excellent
Net Margin
26.9%
Profitability
Operating Margin33.8%
Gross Margin52.5%
ROE29.3%
ROA9.5%
Highest Annual Net Income$504M (2025)
Highest Quarterly EPS$6.09 (Q3 2025)
Consecutive Profitable Years12 years
Q1 2026
Net Income$113M
EPS$0.00
QoQ Growth-18.8%Declining

Loading earnings history...

KNSL EPS Growth (CAGR)

Compound annual growth rate of diluted earnings per share

1-Year
+21.8%
Excellent
3-Year
+46.5%
Excellent
5-Year
+41.1%
Excellent
10-Year
+35.2%
Excellent

CAGR (Compound Annual Growth Rate) shows the annualized growth rate of EPS over the specified period. A higher CAGR indicates stronger earnings momentum.

KNSL Profitability Analysis

Margin trends over time

View revenue breakdown →
YearGross MarginOperating MarginNet Margin
202552.5%33.8%26.9%
202442.9%32.4%26.1%
202341.7%31.4%25.2%
202234.2%23.3%19.0%
202139.2%28.9%23.4%
Gross Margin = Gross Profit ÷ Revenue
Operating Margin = Operating Income ÷ Revenue
Net Margin = Net Income ÷ Revenue

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Kinsale Capital Group, Inc. (KNSL) Earnings Overview

As of May 8, 2026, Kinsale Capital Group, Inc. (KNSL) reported trailing twelve-month net income of $527M, reflecting +21.8% year-over-year growth. The company earned $21.65 per diluted share over the past four quarters, with a net profit margin of 26.9%.

Looking at the long-term picture, KNSL's 5-year EPS compound annual growth rate (CAGR) stands at +41.1%, indicating exceptional earnings growth. The company achieved its highest annual net income of $504M in fiscal 2025, representing a new all-time high.

Kinsale Capital Group, Inc. maintains industry-leading profitability with a gross margin of 52.5%, operating margin of 33.8%, and net margin of 26.9%. This margin structure demonstrates strong pricing power and operational efficiency. View revenue history →

Compared to peers including ACGL ($4.40B net income, 22.1% margin), RLI ($395M net income, 21.4% margin), JRVR ($29M net income, 6.9% margin), KNSL has outperformed on profitability metrics. Compare KNSL vs ACGL →

KNSL Earnings vs Peers

Earnings metrics vs comparable public companies

CompanyTTM Net IncomeTTM EPSNet MarginROEYoY GrowthCompare
KNSL logoKNSLCurrent
$527M$21.6526.9%29.3%+21.8%—
ACGL logoACGL
$4.4B$11.7022.1%19.5%+3.8%
RLI logoRLI
$395M$4.2821.4%24.4%+16.6%
JRVR logoJRVR
$29M$0.636.9%7.5%+125.8%
SKWD logoSKWD
$174M$4.1512.0%18.9%+41.8%
HRTG logoHRTG
$196M$6.3223.1%49.1%+214.4%
Best in group
Lowest in group

KNSL Historical Earnings Data (2014–2025)

12 years
Fiscal Year Net Income YoY % Operating Income EPS (Diluted) Net Margin Op. Margin
2025$504M+21.4%$634M$21.6526.9%33.8%
2024$415M+34.6%$515M$17.7826.1%32.4%
2023$308M+93.6%$384M$13.2225.2%31.4%
2022$159M+4.2%$196M$6.8819.0%23.3%
2021$153M+72.7%$189M$6.6223.4%28.9%
2020$88M+39.6%$100M$3.8719.2%21.8%
2019$63M+87.4%$76M$2.8620.0%24.1%
2018$34M+35.7%$40M$1.5615.2%18.2%
2017$25M-4.8%$39M$1.1613.3%20.6%
2016$26M+17.5%$40M$1.2418.5%27.9%

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KNSL — Frequently Asked Questions

Quick answers to the most common questions about buying KNSL stock.

Is KNSL growing earnings?

KNSL EPS is $21.65, with earnings growth accelerating to +21.8%. This exceeds the 5-year CAGR of +41.1%. TTM net income reached $527M.

What are KNSL's profit margins?

Kinsale Capital Group, Inc. net margin is +26.9%, with operating margin at +33.8%. Above-average margins indicate pricing power.

How consistent are KNSL's earnings?

KNSL earnings data spans 2014-2025. The accelerating earnings trend is +21.8% YoY. Historical data enables comparison across business cycles.

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KNSL Earnings Over Time (2014–2025)

Net income and EPS trends