Last 21 quarters of trend data · Financial Services · Financial - Credit Services
Quarterly valuation ratios — annualised for comparability. YoY Δ shows same-quarter-prior-year change.
| Metric | TTM | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| P/E Ratio → | -2.78 | — | — | — | — | 3.31 | 0.25 | 0.86 | — | 0.55 | 0.22 | 0.33 | 0.58 |
| — | — | — | — | — | +505.1% | +12.2% | +165.7% | — | +3.8% | -70.7% | -65.0% | -59.0% | |
| P/S Ratio | 0.20 | 0.06 | 0.03 | 0.04 | 0.02 | 0.05 | 0.05 | 0.07 | 0.04 | 0.06 | 0.13 | 0.11 | 0.07 |
| — | +19.0% | -46.6% | -36.4% | -63.9% | -24.6% | -57.5% | -37.6% | -42.4% | -58.9% | -53.8% | -67.6% | -71.2% | |
| P/B Ratio | 0.07 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.02 | 0.02 | 0.02 | 0.03 | 0.07 | 0.07 | 0.07 |
| — | -12.1% | -52.5% | -46.8% | -60.2% | -56.9% | -75.6% | -64.4% | -67.1% | -67.3% | -55.6% | -67.3% | -63.7% | |
| P/FCF | 0.44 | 0.50 | 0.06 | 0.60 | 0.05 | 0.06 | 0.21 | 0.18 | 0.12 | 0.31 | — | — | — |
| — | +708.2% | -72.6% | +240.1% | -59.5% | -80.0% | — | — | — | -75.9% | — | — | — | |
| EV / EBITDA | — | — | — | 4.41 | — | 3.77 | 0.38 | 1.07 | — | 1.86 | 0.95 | 0.59 | 0.94 |
| — | — | — | +312.5% | — | +102.1% | -59.9% | +79.5% | — | +150.0% | +2.9% | -42.5% | -24.2% | |
| EV / EBIT | — | — | — | 4.79 | — | 3.77 | 0.38 | 1.07 | — | 1.86 | 0.95 | 0.59 | 0.94 |
| — | — | — | +348.3% | — | +102.1% | -59.9% | +79.5% | — | +150.0% | +2.9% | -42.5% | -24.2% |
Quarterly margins and returns. Watch for margin compression across consecutive quarters.
Lufax Holding Ltd's operating margin was -16.2% in Q3 2024, down 15.0 pp QoQ and down 20.8 pp YoY. This marks the 3rd consecutive quarter of margin compression, signaling a persistent pressure on profitability that investors should monitor. The trailing four-quarter average of -4.3% exceeds the current quarter, suggesting the latest result may reflect seasonal weakness or a one-off headwind. Gross margin contracted 53.2% YoY, suggesting cost inflation or competitive pricing pressure.
| Metric | TTM | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin | 74.9% | 25.1% | 77.8% | 80.9% | 14.4% | 53.7% | 59.3% | 61.0% | 32.3% | 63.2% | 72.8% | 80.7% | 47.7% |
| — | -53.2% | +31.2% | +32.6% | -55.3% | -15.0% | -18.5% | -24.4% | -32.3% | -27.4% | -16.8% | -10.6% | -33.3% | |
| Operating Margin | -1.6% | -16.2% | -1.2% | 7.5% | -7.5% | 4.6% | 17.1% | 13.1% | -4.5% | 18.2% | 31.8% | 45.5% | 18.6% |
| — | -450.1% | -106.7% | -42.7% | -65.5% | -74.7% | -46.2% | -71.2% | -124.3% | -56.6% | -33.2% | -6.9% | -27.6% | |
| Net Margin | -7.3% | -19.7% | -13.3% | -12.5% | -5.8% | 1.4% | 12.5% | 7.9% | -6.1% | 11.4% | 21.2% | 33.6% | 12.4% |
| — | -1478.9% | -205.7% | -258.5% | +4.8% | -87.5% | -40.9% | -76.5% | -149.0% | -60.5% | -40.6% | -7.5% | -29.8% |
| Metric | TTM | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE | -2.3% | -1.0% | -0.9% | -0.9% | -0.9% | 0.1% | 1.0% | 0.7% | -0.9% | 1.4% | 3.0% | 5.4% | 3.1% |
| — | -1143.5% | -188.7% | -231.8% | -4.6% | -92.8% | -65.5% | -87.0% | -127.8% | -69.2% | -44.6% | -6.9% | -22.8% | |
| ROA | -0.9% | -0.4% | -0.4% | -0.4% | -0.3% | 0.0% | 0.3% | 0.2% | -0.2% | 0.4% | 0.8% | 1.4% | 0.8% |
| — | -1290.8% | -211.4% | -287.2% | -50.2% | -90.3% | -59.0% | -86.1% | -127.1% | -72.1% | -52.1% | -24.3% | -33.5% | |
| ROIC | -0.2% | -0.4% | -0.0% | 0.3% | -0.6% | 0.2% | 0.7% | 0.6% | -0.3% | 1.0% | 2.2% | 3.7% | 2.4% |
| — | -351.3% | -105.6% | -50.3% | -97.4% | -84.4% | -68.9% | -84.8% | -112.5% | -69.6% | -42.7% | -14.1% | -22.4% |
Quarterly solvency trend — watch for debt spikes or covenant pressure.
The current ratio has improved 22.0% YoY to 7.36x, strengthening the short-term liquidity position.
| Metric | TTM | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debt / Equity | 0.99 | 0.55 | 0.57 | 0.52 | 0.48 | 0.46 | 0.50 | 0.57 | 0.56 | 0.63 | 0.54 | 0.51 | 0.47 |
| — | +20.6% | +13.4% | -8.2% | -14.5% | -26.9% | -6.8% | +11.4% | +18.3% | +47.1% | +29.4% | +32.6% | +36.1% | |
| Debt / EBITDA | — | — | — | 85.03 | — | 142.13 | 36.38 | 48.23 | — | 28.17 | 12.08 | 7.09 | 10.32 |
| — | — | — | +76.3% | — | +404.5% | +201.2% | +580.3% | — | +325.1% | +101.6% | +41.1% | +49.1% | |
| Current Ratio | 0.56 | 7.36 | 9.51 | 28.28 | 29.50 | 6.03 | 155.34 | 7.57 | 9.51 | 27.91 | 6.88 | 8.24 | 19.02 |
| — | +22.0% | -93.9% | +273.5% | +210.3% | -78.4% | +2158.8% | -8.1% | -50.0% | +260.6% | -30.6% | -22.9% | +17.4% | |
| Quick Ratio | 0.56 | 7.36 | 9.51 | 28.28 | 29.50 | 6.03 | 155.34 | 7.57 | 9.51 | 27.91 | 6.88 | 8.24 | 19.02 |
| — | +22.0% | -93.9% | +273.5% | +210.3% | -78.4% | +2158.8% | -8.1% | -50.0% | +260.6% | -30.6% | -22.9% | +17.4% | |
| Interest Coverage | 0.41 | -12.07 | -0.03 | 8.97 | -0.12 | 7.59 | 9.68 | 5.91 | -0.18 | 6.90 | 19.67 | 33.93 | 0.45 |
| — | — | — | — | — | — | — | — | — | — | — | — | — |
Includes 30+ ratios · 21 years · Updated daily
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Lufax Holding Ltd's current P/E is -2.8x. Quarterly P/E ratios can vary due to seasonal revenue patterns and one-time charges.
Lufax Holding Ltd's current operating margin is -1.6%. Margins have been compressing over recent quarters. Quarterly margins are particularly useful for identifying trend inflections that annual data smooths over.
Quarterly financial ratios reveal short-term trend shifts — margin compression, debt spikes, or valuation re-ratings — that annual figures smooth over. They're essential for active investors tracking Lufax Holding Ltd's business trajectory between earnings reports.