Lufax Holding Ltd (LU) quarterly income statement — complete revenue, gross profit & net income history
Lufax Holding Ltd (LU) annual income statement — 8-year revenue, gross profit & net income history
| Metric | Q2'26 | Q4'25 | Q3'25 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 | Q3'21 | Q2'21 | Q1'21 | Q4'20 | Q3'20 |
|---|
| Net Interest Income | 3.37B | -1.52B | -1.52B | 2.63B | 2.7B | 2.79B | 2.51B | 3.27B | 3.23B | 3.16B | 4.15B | 4.31B | 4.79B | 4.77B | 4.45B | 3.63B | 2.95B | 2.63B | 3.67B | 766.67M |
| NII Growth % | - | - | -157.89% | -19.59% | -16.36% | -11.8% | -39.49% | -24.23% | -32.53% | -33.79% | -6.7% | 18.66% | 62.29% | 81.69% | 21.23% | 374.02% | 149.56% | 182.94% | 375.92% | - |
| Net Interest Margin % | 1.66% | -0.73% | -0.73% | 1.27% | 1.25% | 1.21% | 1.06% | 1.26% | 1.15% | 0.97% | 1.19% | 1.16% | 1.29% | 1.26% | 1.23% | 1.09% | 0.96% | 0.94% | 1.47% | 0.37% |
| Interest Income | 3.47B | 0 | 0 | 2.69B | 5.31B | 2.85B | 11.36B | 3.31B | 3.37B | 3.35B | 7.51B | 4.62B | 5.01B | 4.98B | 14.12B | 3.8B | 3.23B | 2.91B | 7.32B | 2.42B |
| Interest Expense | 102.07M | 0 | 0 | 59.49M | 2.61B | 58.16M | 8.85B | 39.96M | 135.65M | 188.64M | 3.36B | 305.88M | 221.28M | 210.79M | 9.68B | 168.09M | 275.97M | 284.09M | 3.65B | 1.65B |
| Loan Loss Provision | 781.6M | 5.36B | 5.36B | 3.27B | -1.28B | 1.27B | 3.59B | 3B | 3B | 3.13B | 5.68B | 3.96B | 3.51B | 2.82B | 2.53B | 1.66B | 1.39B | 1.05B | 984.69M | 951.7M |
| Non-Interest Income | 2.78B | 7.95B | 7.95B | 1.76B | 665.92M | 4.12B | 3.18B | 3.27B | 4.33B | 5.17B | 5.85B | 6.98B | 8.69B | 10.74B | 9.22B | 10.46B | 10.12B | 10.85B | 8.97B | 9.04B |
| Non-Interest Income % | 45.21% | 123.64% | 123.64% | 40.12% | 19.77% | 59.64% | 55.9% | 49.99% | 57.26% | 62.07% | 58.53% | 61.8% | 64.48% | 69.24% | 67.47% | 74.22% | 77.43% | 80.51% | 70.98% | 92.18% |
| Total Net Revenue | 6.14B | 6.43B | 6.43B | 4.39B | 3.37B | 6.91B | 5.69B | 6.53B | 7.56B | 8.33B | 10B | 11.29B | 13.48B | 15.52B | 13.67B | 14.1B | 13.07B | 13.48B | 12.64B | 9.81B |
| Revenue Growth % | - | - | 46.64% | -32.85% | -55.44% | -17.12% | -43.09% | -42.12% | -43.94% | -46.3% | -26.82% | -19.93% | 3.14% | 15.14% | 8.15% | 43.77% | 22.27% | 18.98% | 17.18% | - |
| Non-Interest Expense | 5.66B | 2.12B | 2.12B | 1.84B | 4.72B | 5.11B | 3.18B | 3.23B | 3.25B | 4.09B | 4.92B | 5.22B | 5.62B | 5.54B | 6.79B | 6.45B | 5.33B | 5.7B | 7.47B | 5.23B |
| Efficiency Ratio | 92.12% | 32.97% | 32.97% | 41.84% | 140.06% | 74.06% | 55.93% | 49.42% | 42.97% | 49.04% | 49.21% | 46.26% | 41.67% | 35.7% | 49.71% | 45.72% | 40.76% | 42.31% | 59.13% | 53.36% |
| Operating Income | -297.59M | 469.37M | 469.37M | -718.36M | -68.75M | 521.92M | -1.09B | 303.3M | 1.31B | 1.11B | -603.22M | 2.11B | 4.35B | 7.15B | 4.34B | 5.99B | 6.35B | 6.72B | 4.18B | 3.62B |
| Operating Margin % | -4.84% | 7.3% | 7.3% | -16.37% | -2.04% | 7.56% | -19.08% | 4.64% | 17.38% | 13.37% | -6.03% | 18.7% | 32.28% | 46.1% | 31.75% | 42.48% | 48.58% | 49.87% | 33.08% | 36.93% |
| Operating Income Growth % | - | - | 165.34% | -336.85% | -105.23% | -53.16% | -80.06% | -85.63% | -69.82% | -84.42% | -113.9% | -64.75% | -31.47% | 6.43% | 3.81% | 65.36% | 46.15% | 16.64% | -4.9% | - |
| Pretax Income | -342.73M | -534.35M | -534.35M | -718.36M | -364.49M | 447.26M | -1.09B | 303.3M | 1.31B | 1.11B | -603.22M | 2.11B | 4.35B | 7.15B | 4.34B | 5.99B | 6.35B | 6.72B | 4.18B | 3.62B |
| Pretax Margin % | -5.58% | -8.31% | -8.31% | -16.37% | -10.82% | 6.48% | -19.08% | 4.64% | 17.38% | 13.37% | -6.03% | 18.7% | 32.28% | 46.1% | 31.75% | 42.48% | 48.58% | 49.87% | 33.08% | 36.93% |
| Income Tax | 4.4M | 61.97M | 61.97M | 6.9M | 365.5M | 1.28B | -253.67M | 172.32M | 310.11M | 381.86M | 202.71M | 756.38M | 1.42B | 1.86B | 1.44B | 1.87B | 1.62B | 1.75B | 1.33B | 1.46B |
| Effective Tax Rate % | -1.28% | -11.6% | -11.6% | -0.96% | -100.28% | 285.56% | 23.35% | 56.82% | 23.61% | 34.27% | -33.6% | 35.83% | 32.54% | 26.04% | 33.26% | 31.28% | 25.55% | 26.07% | 31.88% | 40.43% |
| Net Income | -447.94M | -665.22M | -665.22M | -874.81M | -792.07M | -870.46M | -844.24M | 93.78M | 965.35M | 671.98M | -815.29M | 1.33B | 2.91B | 5.28B | 2.91B | 4.13B | 4.77B | 5B | 2.89B | 2.18B |
| Net Margin % | -7.29% | -10.34% | -10.34% | -19.94% | -23.51% | -12.61% | -14.83% | 1.44% | 12.77% | 8.07% | -8.15% | 11.75% | 21.57% | 34.02% | 21.26% | 29.29% | 36.51% | 37.07% | 22.84% | 22.28% |
| Net Income Growth % | - | - | 23.96% | -1032.85% | -182.05% | -229.54% | -3.55% | -92.93% | -66.81% | -87.27% | -128.05% | -67.87% | -39.06% | 5.68% | 0.68% | 89.05% | 54.28% | 19.24% | 18.89% | - |
| Net Income (Continuing) | -347.13M | -596.32M | -596.32M | -725.25M | -729.99M | -829.96M | -832.48M | 130.97M | 1B | 732.37M | -805.93M | 1.35B | 2.94B | 5.29B | 2.9B | 4.12B | 4.73B | 4.97B | 2.85B | 2.16B |
| EPS (Diluted) | -1.04 | -1.54 | -1.54 | -3.06 | -2.76 | -3.04 | -2.96 | 0.32 | 5.72 | 2.36 | -2.80 | 4.64 | 26.92 | 17.12 | 9.68 | 13.24 | 14.88 | 15.64 | 10.00 | 7.16 |
| EPS Growth % | - | - | 49.67% | -1056.25% | -148.25% | -228.81% | -5.71% | -93.1% | -78.75% | -86.22% | -128.93% | -64.95% | 80.91% | 9.46% | -3.2% | 84.92% | 31.68% | 2.22% | 11.86% | - |
| EPS (Basic) | -1.04 | -1.54 | -1.54 | -3.06 | -2.76 | -3.04 | -2.98 | 0.32 | 5.72 | 2.36 | -2.80 | 4.64 | 28.64 | 18.48 | 10.04 | 14.04 | 16.00 | 16.72 | 10.00 | 7.16 |
| Diluted Shares Outstanding | 433.34M | 433.34M | 433.34M | 286.58M | 286.58M | 286.34M | 285.22M | 293.06M | 286.56M | 284.74M | 287.07M | 285.94M | 286.48M | 308.35M | 300.22M | 311.88M | 320.81M | 319.4M | 288.64M | 304.92M |