Lufax Holding Ltd (LU) quarterly income statement — complete revenue, gross profit & net income history
Lufax Holding Ltd (LU) annual income statement — 9-year revenue, gross profit & net income history
| Metric | Q3'26 | Q2'26 | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 |
|---|
| Net Interest Income | 3.94B | 3.87B | -115.27M | 3.47B | -1.52B | 3.42B | -41.34M | 2.78B | 2.94B | 3.02B | 3.38B | 2.84B | 3.8B | 4.02B | 3.71B | 4.15B | 4.31B | 4.79B | 4.77B | 4.45B |
| NII Growth % | 358.87% | 13.09% | -178.83% | 24.75% | -151.77% | 13.24% | -101.22% | -1.98% | -22.68% | -24.98% | -8.74% | -31.51% | -11.87% | -15.97% | -22.35% | -6.7% | 18.66% | 62.29% | 81.69% | 21.23% |
| Net Interest Margin % | 1.9% | 1.65% | -0.06% | 1.5% | -0.73% | 1.6% | -0.02% | 1.29% | 1.29% | 1.3% | 1.36% | 1.1% | 1.37% | 1.33% | 1.14% | 1.19% | 1.16% | 1.29% | 1.26% | 1.23% |
| Interest Income | 3.94B | 3.98B | 0 | 7.17B | 0 | 3.47B | 0 | 2.78B | 3B | 3.03B | 3.45B | 2.89B | 3.84B | 4.18B | 3.92B | 7.51B | 4.62B | 5.01B | 4.98B | 14.12B |
| Interest Expense | 0 | 117.24M | 0 | 3.69B | 1.52B | 48.55M | 0 | 0 | 64.74M | 14.3M | 63.27M | 53.8M | 43.14M | 151.57M | 216.11M | 3.36B | 305.88M | 221.28M | 210.79M | 9.68B |
| Loan Loss Provision | 1.12B | 4.76B | 886.95M | 4.61B | 3.84B | 4.64B | 1.02B | 1.39B | 1.13B | 1.42B | 1.38B | 1.57B | 1.55B | 1.61B | 1.57B | 5.68B | 3.96B | 3.51B | 2.82B | 2.53B |
| Non-Interest Income | 2.24B | 2.25B | 6.27B | 2.2B | 7.95B | 3.42B | 7.04B | 3.73B | 3.08B | 3.11B | 4.11B | 4.62B | 4.79B | 6.33B | 7.67B | 5.85B | 6.98B | 8.69B | 10.74B | 9.22B |
| Non-Interest Income % | 36.22% | 36.76% | 101.87% | 38.8% | 123.64% | 50.03% | 100.59% | 57.27% | 51.2% | 50.77% | 54.88% | 61.92% | 55.75% | 61.14% | 67.43% | 58.53% | 61.8% | 64.48% | 69.24% | 67.47% |
| Total Net Revenue | 6.17B | 6.11B | 6.15B | 5.68B | 6.43B | 6.84B | 7B | 6.52B | 6.02B | 6.13B | 7.5B | 7.46B | 8.59B | 10.35B | 11.38B | 10B | 11.29B | 13.48B | 15.52B | 13.67B |
| Revenue Growth % | -4.04% | -10.65% | -12.12% | -12.89% | 6.84% | 11.57% | -6.6% | -12.66% | -29.89% | -40.78% | -34.12% | -25.39% | -23.9% | -23.21% | -26.67% | -26.82% | -19.93% | 3.14% | 15.14% | 8.15% |
| Non-Interest Expense | 5.77B | 1.32B | 5.68B | 1.83B | 2.12B | 1.91B | 5.7B | 6.74B | 5.61B | 5.09B | 5.56B | 7B | 6.67B | 7.12B | 8.32B | 4.92B | 5.22B | 5.62B | 5.54B | 6.79B |
| Efficiency Ratio | 93.52% | 21.63% | 92.31% | 32.2% | 32.97% | 27.99% | 81.41% | 103.42% | 93.17% | 83.05% | 74.23% | 93.86% | 77.6% | 68.8% | 73.09% | 49.21% | 46.26% | 41.67% | 35.7% | 49.71% |
| Operating Income | -721.12M | 34.44M | -298.69M | -763.06M | 469.37M | 288.81M | 318.61M | -1.61B | -716.94M | -379.17M | 550.62M | -1.12B | 371.49M | 1.62B | 1.49B | -603.22M | 2.11B | 4.35B | 7.15B | 4.34B |
| Operating Margin % | -11.68% | 0.56% | -4.85% | -13.44% | 7.3% | 4.22% | 4.55% | -24.71% | -11.91% | -6.18% | 7.35% | -14.97% | 4.32% | 15.65% | 13.12% | -6.03% | 18.7% | 32.28% | 46.1% | 31.75% |
| Operating Income Growth % | -253.63% | -88.07% | -193.75% | 52.62% | 165.47% | 176.17% | -42.14% | -44.19% | -292.99% | -123.39% | -63.12% | -85.16% | -82.4% | -62.76% | -79.13% | -113.9% | -64.75% | -31.47% | 6.43% | 3.81% |
| Pretax Income | -721.12M | 34.44M | -344M | -763.06M | -534.35M | 288.81M | 245.48M | -1.56B | -781.68M | -393.47M | 486.6M | -1.17B | 327.47M | 1.47B | 1.28B | -603.22M | 2.11B | 4.35B | 7.15B | 4.34B |
| Pretax Margin % | -11.68% | 0.56% | -5.59% | -13.44% | -8.31% | 4.22% | 3.51% | -23.95% | -12.98% | -6.42% | 6.49% | -15.73% | 3.81% | 14.18% | 11.22% | -6.03% | 18.7% | 32.28% | 46.1% | 31.75% |
| Income Tax | 772.89M | 128.27M | 4.42M | 50.07M | 61.97M | 932.83M | 504.97M | -134.96M | 7.51M | 394.56M | 1.39B | -274.18M | 186.06M | 346.52M | 437.46M | 202.71M | 756.38M | 1.42B | 1.86B | 1.44B |
| Effective Tax Rate % | -107.18% | 372.41% | -1.28% | -6.56% | -11.6% | 322.99% | 205.71% | 8.65% | -0.96% | -100.28% | 285.56% | 23.35% | 56.82% | 23.61% | 34.27% | -33.6% | 35.83% | 32.54% | 26.04% | 33.26% |
| Net Income | -1.54B | -230.35M | -449.61M | -905M | -665.22M | -771.18M | -383.62M | -1.44B | -951.92M | -855.05M | -947.02M | -912.51M | 101.25M | 1.08B | 769.83M | -815.29M | 1.33B | 2.91B | 5.28B | 2.91B |
| Net Margin % | -24.87% | -3.77% | -7.31% | -15.94% | -10.34% | -11.27% | -5.48% | -22.13% | -15.81% | -13.94% | -12.63% | -12.23% | 1.18% | 10.42% | 6.77% | -8.15% | 11.75% | 21.57% | 34.02% | 21.26% |
| Net Income Growth % | -130.8% | 70.13% | -17.2% | 37.23% | 30.12% | 9.81% | 59.49% | -58.01% | -1040.15% | -179.27% | -223.02% | -11.92% | -92.37% | -62.92% | -85.42% | -128.05% | -67.87% | -39.06% | 5.68% | 0.68% |
| Net Income (Continuing) | -1.49B | -93.83M | -348.42M | -813.13M | -596.32M | -644.02M | -259.49M | -1.43B | -789.18M | -788.03M | -902.96M | -899.8M | 141.41M | 1.12B | 839.02M | -805.93M | 1.35B | 2.94B | 5.29B | 2.9B |
| EPS (Diluted) | -354.60 | -2.80 | -5.20 | -10.40 | -1.54 | -8.80 | -0.88 | -17.20 | -12.20 | -15.00 | -16.60 | -16.00 | 1.77 | 18.80 | 13.40 | -2.80 | 4.64 | 26.92 | 17.12 | 9.68 |
| EPS Growth % | -22925.97% | 68.18% | -490.91% | 39.53% | 87.38% | 41.33% | 94.7% | -7.5% | -789.27% | -179.79% | -223.88% | -471.43% | -61.85% | -30.16% | -21.73% | -128.93% | -64.95% | 80.91% | 9.46% | -3.2% |
| EPS (Basic) | -354.60 | -2.80 | -5.20 | -10.40 | -1.54 | -8.80 | -0.88 | -17.20 | -12.20 | -15.00 | -16.60 | -16.00 | 1.77 | 18.80 | 13.40 | -2.80 | 4.64 | 28.64 | 18.48 | 10.04 |
| Diluted Shares Outstanding | 4.33M | 83.56M | 85.11M | 86.72M | 433.34M | 86.77M | 433.34M | 83.92M | 78.11M | 57.32M | 57.3M | 57.32M | 57.3M | 57.41M | 57.3M | 287.07M | 285.94M | 286.48M | 308.35M | 300.22M |