Medallion Financial Corp. (MFIN) quarterly cash flow statement — complete operating, investing & financing history
| Metric | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 | Q3'21 | Q2'21 |
|---|
| Cash from Operations | 41.32M | 33.77M | 66.98M | -10.72M | 36.26M | 28.36M | 27.25M | 27.64M | 32.26M | 19.62M | 35.86M | 29.16M | 29.13M | 29.75M | 27.55M | 26.78M | 24.65M | 16.75M | 22.16M | 18.76M |
| Operating CF Margin % | 50.71% | 35.24% | 84.46% | -13.08% | 43.86% | 34.07% | 37.56% | 40.98% | 46.08% | 28.76% | 54.22% | 48.82% | 53.52% | 57.31% | 57.64% | 52.03% | 58.81% | 30.65% | 47.83% | 45.67% |
| Operating CF Growth % | 13.95% | 19.05% | 145.81% | -138.79% | 12.41% | 44.55% | -24.01% | -5.19% | 10.74% | -34.04% | 30.14% | 8.87% | 18.14% | 77.62% | 24.35% | 42.77% | 17.07% | -24.34% | -4.35% | 12.92% |
| Net Income | 7.29M | 14.53M | 13.61M | 13.67M | 13.53M | 10.14M | 10.12M | 8.61M | 11.54M | 14.32M | 11.23M | 15.68M | 15.36M | 14.57M | 9.15M | 14.81M | 11.35M | 19.47M | 15.94M | 10.27M |
| Depreciation & Amortization | 2.04M | 2.06M | 2.05M | 2.11M | 2.1M | 961K | 1.65M | 1.34M | 1.38M | 461K | 461K | 1.24M | 460K | 821K | 1.56M | 1.2M | 1.64M | 424K | 441K | 436K |
| Stock-Based Compensation | 2.08M | 1.68M | 1.69M | 1.68M | 1.69M | 0 | 1.51M | 1.6M | 1.5M | 0 | 0 | 1.21M | 0 | 981K | 1.03M | 863K | 598K | 0 | 0 | 0 |
| Deferred Taxes | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Non-Cash Items | 29.22M | 18.8M | 3.67M | 26.96M | 14.67M | 21.81M | 15.61M | 24.13M | 17.67M | 6.32M | 27.62M | 12.66M | 18.16M | 12.48M | 14.82M | 6.88M | 6.82M | 1.93M | 5.35M | 7.46M |
| Working Capital Changes | 688K | -3.31M | 45.96M | -55.14M | 4.27M | -4.55M | -1.64M | -8.03M | 169K | -1.48M | -3.46M | -1.64M | -4.86M | 896K | 986K | 3.03M | 4.24M | -5.07M | 429K | 593K |
| Change in Receivables | 140K | -2.43M | -1.68M | -857K | 877K | -1.21M | -809K | -626K | 865K | 55K | -248K | -1.11M | 378K | -654K | -425K | -931K | 18K | -975K | -121K | -310K |
| Change in Inventory | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Change in Payables | -105K | 580K | 177K | -2.72M | -4.88M | -2.88M | -1.81M | 3.53M | -7.51M | -1.29M | -1.34M | 5.13M | 4.12M | -2.12M | 1.56M | 5.83M | 2.51M | -804K | 2.39M | 165K |
| Cash from Investing | -86.03M | -21.34M | -72.86M | -25.6M | -4.7M | -24.69M | -106.57M | -171.61M | -32.91M | -12.47M | -62.89M | -183.9M | -81.44M | -68.24M | -130.53M | -162.55M | -87.69M | -36.2M | -70.31M | -104.26M |
| Capital Expenditures | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| CapEx % of Revenue | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Acquisitions | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Investments | 2.58B | 2.59B | 2.52B | 2.51B | 2.46B | 2.46B | 2.46B | 2.36B | 2.21B | 2.2B | 2.19B | 2.15B | 1.97B | 1.91B | 1.85B | 1.74B | 1.58B | 1.49B | 1.43B | 1.35B |
| Other Investing | -77.86M | -32.24M | -73.03M | -24.97M | -15.77M | -33.33M | -107.51M | -173.98M | -33.21M | -26.07M | -63.31M | -177.09M | -86.95M | -68.98M | -129.71M | -161.23M | -83.13M | -50.09M | -91.7M | -96.67M |
| Cash from Financing | -18.2M | 38.16M | 4.86M | 30.32M | -43.14M | -22.03M | 109.29M | 132.8M | 19.93M | 15.05M | 30.12M | 146.91M | 79.1M | 45.89M | 74.85M | 123.31M | 77.34M | 58.56M | 41.98M | 36.78M |
| Debt Issued (Net) | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Equity Issued (Net) | 13K | 49K | 210K | -455K | -531K | 115K | -965K | -1.51M | -2.13M | 34K | 116K | 0 | 292K | -1.8M | -8.23M | -9.97M | -617K | 1K | 124K | 116K |
| Dividends Paid | -3.1M | -2.71M | -2.7M | -2.7M | -2.86M | -2.44M | -2.22M | -2.25M | -2.48M | -2.24M | -1.8M | -1.79M | -1.87M | -1.78M | -1.87M | -1.91M | -1.98M | 0 | 0 | 0 |
| Share Repurchases | 0 | 0 | 0 | -455K | -531K | 0 | -965K | -1.51M | -2.13M | 0 | 0 | 0 | 0 | -1.8M | -8.23M | -9.97M | -617K | 0 | 0 | 0 |
| Other Financing | -15.12M | -2.34M | 7.35M | 71.54M | -2.71M | -1.51M | 112.47M | 136.57M | 24.54M | -1.51M | -1.51M | 148.71M | -2.28M | 49.46M | 84.95M | 135.19M | 79.94M | -1.98M | -1.51M | -1.51M |
| Net Change in Cash | -62.91M | 50.59M | -1.02M | -6M | -11.58M | -22.36M | 29.97M | -11.16M | 19.28M | 15.12M | -44.78M | -7.83M | -12.39M | 7.4M | -28.13M | -12.46M | 14.31M | 33.79M | -701K | -38.09M |
| Free Cash Flow | 41.32M | 33.77M | 66.98M | -10.72M | 36.26M | 28.36M | 27.25M | 27.64M | 32.26M | 19.62M | 35.86M | 29.16M | 29.13M | 29.75M | 27.55M | 26.78M | 24.65M | 16.75M | 22.16M | 18.76M |
| FCF Margin % | 50.71% | 35.24% | 84.46% | -13.08% | 43.86% | 34.07% | 37.56% | 40.98% | 46.08% | 28.76% | 54.22% | 48.82% | 53.52% | 57.31% | 57.64% | 52.03% | 58.81% | 30.65% | 47.83% | 45.67% |
| FCF Growth % | 13.95% | 19.05% | 145.81% | -138.79% | 12.41% | 44.55% | -24.01% | -5.19% | 10.74% | -34.04% | 30.14% | 8.87% | 18.14% | 77.62% | 24.35% | 42.77% | 17.07% | -24.34% | -4.35% | 12.92% |
| FCF per Share | 1.68 | 1.37 | 2.74 | -0.45 | 1.52 | 1.19 | 1.16 | 1.18 | 1.36 | 0.83 | 1.53 | 1.28 | 1.27 | 1.31 | 1.17 | 1.10 | 0.98 | 0.67 | 0.89 | 0.75 |
| FCF Conversion (FCF/Net Income) | 8.34x | 2.77x | 5.94x | -0.97x | 3.02x | 2.80x | 3.16x | 3.89x | 3.22x | 1.37x | 3.19x | 2.06x | 1.90x | 2.28x | 3.61x | 2.01x | 2.51x | 0.86x | 1.39x | 1.83x |
| Interest Paid | 0 | 0 | 0 | 23.82M | 24.52M | 0 | 23.55M | 18.1M | 18.98M | 0 | 0 | 13.63M | 0 | 8.8M | 9.05M | 7.07M | 7.06M | 0 | 0 | 0 |
| Taxes Paid | 0 | 7.48M | 0 | 9.65M | 10K | 0 | 3.48M | 10.73M | 10K | 0 | 0 | 8.52M | 0 | 3.06M | 2.61M | 3.16M | 12K | 0 | 0 | 0 |