Medallion Financial Corp. (MFIN) quarterly income statement — complete revenue, gross profit & net income history
Medallion Financial Corp. (MFIN) annual income statement — 30-year revenue, gross profit & net income history
| Metric | Q2'26 | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 | Q3'21 |
|---|
| Net Interest Income | 57.25M | 54.06M | 56.42M | 55.69M | 53.37M | 51.41M | 52.01M | 52.74M | 49.87M | 47.92M | 49.02M | 48.78M | 46.69M | 43.6M | 43.59M | 42.04M | 38.88M | 35.93M | 35.59M | 34.07M |
| NII Growth % | 7.26% | 5.15% | 8.48% | 5.59% | 7.02% | 7.29% | 6.11% | 8.1% | 6.8% | 9.89% | 12.46% | 16.04% | 20.09% | 21.36% | 22.46% | 23.39% | 31.84% | 25.3% | 25.06% | 17.26% |
| Net Interest Margin % | 1.79% | 1.83% | 1.91% | 1.92% | 1.85% | 1.81% | 1.81% | 1.83% | 1.81% | 1.83% | 1.89% | 1.91% | 1.85% | 1.85% | 1.93% | 1.91% | 1.84% | 1.83% | 1.9% | 1.89% |
| Interest Income | 84.38M | 79.07M | 81.68M | 80.77M | 77.44M | 75.42M | 76.52M | 76.41M | 70.7M | 67.07M | 67.58M | 65.89M | 61.73M | 55.84M | 54.51M | 51.69M | 47.11M | 43.3M | 43.01M | 41.5M |
| Interest Expense | 27.13M | 25.01M | 25.26M | 25.09M | 24.07M | 24.01M | 24.51M | 23.67M | 20.84M | 19.15M | 18.57M | 17.1M | 15.04M | 12.24M | 10.93M | 9.65M | 8.23M | 7.38M | 7.42M | 7.43M |
| Loan Loss Provision | -20.73M | -19.49M | -22.32M | 18.56M | 21.56M | 22.01M | 20.57M | 20.15M | 18.58M | 17.2M | 10.77M | 14.53M | 8.48M | 4.04M | 9.01M | 10.05M | 7.76M | 3.24M | 2.62M | -337K |
| Non-Interest Income | 4.48M | 2.41M | 14.14M | -1.46M | 4.56M | 7.25M | 6.73M | -3.86M | -3.25M | 2.93M | 651K | 252K | -2.01M | -1.43M | -2.6M | -3.89M | 4.37M | -1.38M | 11.64M | 4.82M |
| Non-Interest Income % | 7.25% | 4.26% | 20.03% | -2.7% | 7.87% | 12.35% | 11.46% | -7.89% | -6.98% | 5.77% | 1.31% | 0.51% | -4.49% | -3.38% | -6.34% | -10.19% | 10.1% | -4% | 24.65% | 12.4% |
| Total Net Revenue | 61.72M | 56.47M | 70.56M | 54.22M | 57.93M | 58.66M | 58.74M | 48.88M | 46.62M | 50.85M | 49.67M | 49.04M | 44.69M | 42.18M | 40.99M | 38.15M | 43.25M | 34.55M | 47.23M | 38.9M |
| Revenue Growth % | 6.55% | -3.73% | 20.12% | 10.93% | 24.27% | 15.35% | 18.27% | -0.32% | 4.32% | 20.56% | 21.18% | 28.53% | 3.32% | 22.09% | -13.23% | -1.91% | 30.31% | 20.17% | 51.92% | 10.16% |
| Non-Interest Expense | 40.82M | 39.33M | 46.93M | 16.19M | 16.9M | 16.4M | 19.7M | 14.55M | 15.64M | 15.76M | 16.75M | 15.04M | 15.05M | 14.88M | 12.33M | 15.75M | 15.82M | 15.12M | 16.7M | 16.34M |
| Efficiency Ratio | 66.14% | 69.65% | 66.51% | 29.86% | 29.17% | 27.97% | 33.54% | 29.77% | 33.56% | 30.98% | 33.72% | 30.66% | 33.69% | 35.29% | 30.08% | 41.29% | 36.59% | 43.78% | 35.36% | 42.01% |
| Operating Income | 41.63M | 36.63M | 45.95M | 19.48M | 19.47M | 20.24M | 18.47M | 14.18M | 12.39M | 17.89M | 22.16M | 19.47M | 21.15M | 23.25M | 19.65M | 12.35M | 19.67M | 16.18M | 27.91M | 22.89M |
| Operating Margin % | 67.44% | 64.86% | 65.13% | 35.92% | 33.61% | 34.5% | 31.44% | 29.01% | 26.59% | 35.19% | 44.61% | 39.7% | 47.34% | 55.14% | 47.93% | 32.38% | 45.47% | 46.85% | 59.09% | 58.85% |
| Operating Income Growth % | 113.78% | 80.97% | 148.82% | 37.37% | 57.1% | 13.11% | -16.64% | -27.18% | -41.41% | -23.05% | 12.78% | 57.61% | 7.56% | 43.69% | -29.61% | -46.04% | 8.54% | 24.98% | 158.42% | 180.56% |
| Pretax Income | 14.5M | 11.62M | 20.7M | 19.48M | 19.47M | 20.24M | 18.47M | 14.18M | 12.39M | 17.89M | 22.16M | 19.47M | 21.15M | 23.25M | 19.65M | 12.35M | 19.67M | 16.18M | 27.91M | 22.89M |
| Pretax Margin % | 23.49% | 20.57% | 29.33% | 35.92% | 33.61% | 34.5% | 31.44% | 29.01% | 26.59% | 35.19% | 44.61% | 39.7% | 47.34% | 55.14% | 47.93% | 32.38% | 45.47% | 46.85% | 59.09% | 58.85% |
| Income Tax | 4.72M | 4.33M | 6.16M | 5.86M | 5.8M | 6.71M | 6.82M | 4.05M | 3.78M | 6.36M | 6.33M | 6.73M | 5.47M | 6.38M | 5.07M | 3.21M | 4.86M | 4.83M | 7.64M | 6.17M |
| Effective Tax Rate % | 32.54% | 37.26% | 29.78% | 30.1% | 29.81% | 33.17% | 36.9% | 28.6% | 30.51% | 35.53% | 28.56% | 34.55% | 25.87% | 27.44% | 25.81% | 25.95% | 24.69% | 29.85% | 27.39% | 26.94% |
| Net Income | 7.45M | 4.95M | 12.2M | 11.28M | 11.07M | 12.01M | 10.14M | 8.61M | 7.1M | 10.02M | 14.32M | 11.23M | 14.17M | 15.36M | 13.06M | 7.64M | 13.3M | 9.84M | 19.47M | 15.94M |
| Net Margin % | 12.06% | 8.77% | 17.29% | 20.8% | 19.11% | 20.48% | 17.27% | 17.62% | 15.23% | 19.71% | 28.83% | 22.9% | 31.71% | 36.42% | 31.87% | 20.02% | 30.75% | 28.49% | 41.22% | 40.98% |
| Net Income Growth % | -32.74% | -58.77% | 20.28% | 30.97% | 55.88% | 19.85% | -29.17% | -23.32% | -49.89% | -34.74% | 9.61% | 47.07% | 6.54% | 56.09% | -32.91% | -52.1% | 29.54% | 16.72% | 201.07% | 167.46% |
| Net Income (Continuing) | 9.78M | 7.29M | 14.53M | 13.61M | 13.67M | 13.53M | 11.65M | 10.12M | 8.61M | 11.54M | 15.83M | 12.74M | 15.68M | 16.87M | 14.57M | 9.15M | 14.81M | 11.35M | 20.27M | 16.72M |
| EPS (Diluted) | 0.31 | 0.20 | 0.50 | 0.32 | 0.46 | 0.50 | 0.43 | 0.37 | 0.30 | 0.42 | 0.60 | 0.48 | 0.62 | 0.67 | 0.57 | 0.32 | 0.54 | 0.39 | 0.78 | 0.64 |
| EPS Growth % | -32.61% | -60% | 16.28% | -13.51% | 53.33% | 19.05% | -28.33% | -22.92% | -51.61% | -37.31% | 5.26% | 50% | 14.81% | 71.79% | -26.92% | -50% | 31.71% | 14.71% | 200% | 165.98% |
| EPS (Basic) | 0.32 | 0.21 | 0.53 | 0.34 | 0.49 | 0.53 | 0.45 | 0.38 | 0.31 | 0.44 | 0.63 | 0.50 | 0.63 | 0.69 | 0.59 | 0.33 | 0.55 | 0.40 | 0.79 | 0.65 |
| Diluted Shares Outstanding | 24.28M | 24.55M | 24.59M | 24.44M | 23.98M | 23.9M | 23.76M | 23.45M | 23.45M | 23.77M | 23.77M | 23.39M | 22.85M | 22.98M | 22.73M | 23.51M | 24.42M | 25.08M | 24.93M | 24.99M |