Medallion Financial Corp. (MFIN) quarterly income statement — complete revenue, gross profit & net income history
| Metric | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 | Q3'21 | Q2'21 |
|---|
| Sales/Revenue | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Revenue Growth % | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Cost of Goods Sold | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| COGS % of Revenue | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Gross Profit | 75.95M | 92.89M | 35.67M | 36.37M | 36.64M | 38.17M | 28.73M | 28.04M | 33.65M | 38.9M | 34.5M | 36.21M | 38.14M | 31.97M | 28.1M | 35.49M | 31.31M | 44.61M | 39.23M | 33.87M |
| Gross Margin % | 93.22% | 96.94% | 44.97% | 44.35% | 44.32% | 45.85% | 39.6% | 41.57% | 48.07% | 57.01% | 52.17% | 60.63% | 70.09% | 61.59% | 58.79% | 68.94% | 74.68% | 81.62% | 84.7% | 82.47% |
| Gross Profit Growth % | 107.28% | 143.36% | 24.15% | 29.71% | 8.9% | -1.89% | -16.74% | -22.56% | -11.77% | 21.67% | 22.77% | 2.03% | 21.83% | -28.33% | -28.36% | 4.78% | 21.68% | 29.29% | 983.21% | 211.86% |
| Operating Expenses | 39.33M | 46.93M | 16.19M | 16.9M | 16.4M | 19.7M | 14.55M | 15.64M | 15.76M | 16.75M | 15.04M | 15.05M | 14.88M | 12.33M | 15.75M | 15.82M | 15.12M | 16.7M | 16.34M | 15.75M |
| OpEx % of Revenue | 48.27% | 48.98% | 20.41% | 20.61% | 19.84% | 23.66% | 20.06% | 23.19% | 22.51% | 24.54% | 22.73% | 25.21% | 27.35% | 23.75% | 32.95% | 30.74% | 36.07% | 30.56% | 35.28% | 38.35% |
| Selling, General & Admin | 0 | -27.32M | 10.82M | 10.83M | 10.67M | 10.66M | 10.12M | 10.13M | 10.11M | 10.37M | 10.26M | 9.94M | 9.46M | 6.41M | 9.04M | 8.22M | 8.21M | 11.44M | 8.93M | 8.98M |
| SG&A % of Revenue | - | -28.51% | 13.65% | 13.21% | 12.9% | 12.81% | 13.95% | 15.02% | 14.45% | 15.2% | 15.51% | 16.65% | 17.38% | 12.35% | 18.91% | 15.97% | 19.59% | 20.93% | 19.27% | 21.87% |
| Research & Development | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| R&D % of Revenue | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Other Operating Expenses | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Operating Income | 36.63M | 45.95M | 19.48M | 19.47M | 20.24M | 18.47M | 14.18M | 12.39M | 17.89M | 22.16M | 19.47M | 21.15M | 23.25M | 19.65M | 12.35M | 19.67M | 16.18M | 27.91M | 22.89M | 18.12M |
| Operating Margin % | 44.95% | 47.96% | 24.56% | 23.75% | 24.48% | 22.19% | 19.54% | 18.38% | 25.56% | 32.47% | 29.44% | 35.42% | 42.73% | 37.84% | 25.84% | 38.2% | 38.61% | 51.07% | 49.42% | 44.12% |
| Operating Income Growth % | 80.97% | 148.82% | 37.37% | 57.1% | 13.11% | -16.64% | -27.18% | -41.41% | -23.05% | 12.78% | 57.61% | 7.56% | 43.69% | -29.61% | -46.04% | 8.54% | 24.98% | 158.42% | 180.56% | 681.14% |
| EBITDA | 37.62M | 48.01M | 21.52M | 21.59M | 22.34M | 20.32M | 15.83M | 13.73M | 19.27M | 23.52M | 20.81M | 22.39M | 24.55M | 20.47M | 13.92M | 20.87M | 17.82M | 29.14M | 24.1M | 20.88M |
| EBITDA Margin % | 46.17% | 50.11% | 27.14% | 26.32% | 27.03% | 24.41% | 21.81% | 20.36% | 27.53% | 34.47% | 31.46% | 37.49% | 45.12% | 39.42% | 29.11% | 40.54% | 42.52% | 53.32% | 52.02% | 50.84% |
| EBITDA Growth % | 68.36% | 136.27% | 36% | 57.2% | 15.92% | -13.61% | -23.95% | -38.68% | -21.5% | 14.93% | 49.52% | 7.29% | 37.76% | -29.77% | -42.25% | -0.05% | 24.91% | 116.59% | 191.67% | 1276.39% |
| D&A (Non-Cash Add-back) | 993K | 2.06M | 2.05M | 2.11M | 2.1M | 1.85M | 1.65M | 1.34M | 1.38M | 1.36M | 1.34M | 1.24M | 1.3M | 821K | 1.56M | 1.2M | 1.64M | 1.23M | 1.21M | 2.76M |
| EBIT | 36.63M | 45.95M | 19.48M | 19.47M | 20.24M | 18.47M | 14.18M | 12.39M | 17.89M | 22.16M | 19.47M | 21.15M | 23.25M | 19.65M | 12.35M | 19.67M | 16.18M | 27.91M | 22.89M | 18.12M |
| Net Interest Income | 54.06M | 56.42M | 55.69M | 53.37M | 51.41M | 52.01M | 52.74M | 49.87M | 47.92M | 49.02M | 48.78M | 46.69M | 43.6M | 43.59M | 42.04M | 38.88M | 35.93M | 35.59M | 34.07M | 29.49M |
| Interest Income | 79.07M | 81.68M | 80.77M | 77.44M | 75.42M | 76.52M | 76.41M | 70.7M | 67.07M | 67.58M | 65.89M | 61.73M | 55.84M | 54.51M | 51.69M | 47.11M | 43.3M | 43.01M | 41.5M | 37.38M |
| Interest Expense | 25.01M | 25.26M | 25.09M | 24.07M | 24.01M | 24.51M | 23.67M | 20.84M | 19.15M | 18.57M | 17.1M | 15.04M | 12.24M | 10.93M | 9.65M | 8.23M | 7.38M | 7.42M | 7.43M | 7.88M |
| Other Income/Expense | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Pretax Income | 11.62M | 20.7M | 19.48M | 19.47M | 20.24M | 18.47M | 14.18M | 12.39M | 17.89M | 22.16M | 19.47M | 21.15M | 23.25M | 19.65M | 12.35M | 19.67M | 16.18M | 27.91M | 22.89M | 18.12M |
| Pretax Margin % | 14.26% | 21.6% | 24.56% | 23.75% | 24.48% | 22.19% | 19.54% | 18.38% | 25.56% | 32.47% | 29.44% | 35.42% | 42.73% | 37.84% | 25.84% | 38.2% | 38.61% | 51.07% | 49.42% | 44.12% |
| Income Tax | 4.33M | 6.16M | 5.86M | 5.8M | 6.71M | 6.82M | 4.05M | 3.78M | 6.36M | 6.33M | 6.73M | 5.47M | 6.38M | 5.07M | 3.21M | 4.86M | 4.83M | 7.64M | 6.17M | 6.53M |
| Effective Tax Rate % | 37.26% | 29.78% | 30.1% | 29.81% | 33.17% | 36.9% | 28.6% | 30.51% | 35.53% | 28.56% | 34.55% | 25.87% | 27.44% | 25.81% | 25.95% | 24.69% | 29.85% | 27.39% | 26.94% | 36.03% |
| Net Income | 4.95M | 12.2M | 11.28M | 11.07M | 12.01M | 10.14M | 8.61M | 7.1M | 10.02M | 14.32M | 11.23M | 14.17M | 15.36M | 13.06M | 7.64M | 13.3M | 9.84M | 19.47M | 15.94M | 10.27M |
| Net Margin % | 6.08% | 12.73% | 14.22% | 13.5% | 14.53% | 12.18% | 11.87% | 10.53% | 14.32% | 20.98% | 16.98% | 23.73% | 28.23% | 25.16% | 15.97% | 25.84% | 23.47% | 35.62% | 34.41% | 25% |
| Net Income Growth % | -58.77% | 20.28% | 30.97% | 55.88% | 19.85% | -29.17% | -23.32% | -49.89% | -34.74% | 9.61% | 47.07% | 6.54% | 56.09% | -32.91% | -52.1% | 29.54% | 16.72% | 201.07% | 167.46% | 358.16% |
| Net Income (Continuing) | 7.29M | 14.53M | 13.61M | 13.67M | 13.53M | 11.65M | 10.12M | 8.61M | 11.54M | 15.83M | 12.74M | 15.68M | 16.87M | 14.57M | 9.15M | 14.81M | 11.35M | 20.27M | 16.72M | 11.59M |
| Discontinued Operations | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Minority Interest | 99.43M | 99.43M | 99.43M | 142.67M | 68.79M | 68.79M | 68.79M | 68.79M | 68.79M | 68.79M | 68.79M | 68.79M | 68.79M | 68.79M | 68.79M | 68.79M | 68.79M | 68.79M | 71.37M | 72.1M |
| EPS (Diluted) | 0.20 | 0.50 | 0.32 | 0.46 | 0.50 | 0.43 | 0.37 | 0.30 | 0.42 | 0.60 | 0.48 | 0.62 | 0.67 | 0.57 | 0.32 | 0.54 | 0.39 | 0.78 | 0.64 | 0.41 |
| EPS Growth % | -60% | 16.28% | -13.51% | 53.33% | 19.05% | -28.33% | -22.92% | -51.61% | -37.31% | 5.26% | 50% | 14.81% | 71.79% | -26.92% | -50% | 31.71% | 14.71% | 200% | 165.98% | 356.25% |
| EPS (Basic) | 0.21 | 0.53 | 0.34 | 0.49 | 0.53 | 0.45 | 0.38 | 0.31 | 0.44 | 0.63 | 0.50 | 0.63 | 0.69 | 0.59 | 0.33 | 0.55 | 0.40 | 0.79 | 0.65 | 0.42 |
| Diluted Shares Outstanding | 24.55M | 24.59M | 24.44M | 23.98M | 23.9M | 23.76M | 23.45M | 23.45M | 23.77M | 23.77M | 23.39M | 22.85M | 22.98M | 22.73M | 23.51M | 24.42M | 25.08M | 24.93M | 24.99M | 24.95M |
| Basic Shares Outstanding | 23.06M | 22.88M | 22.85M | 22.68M | 22.57M | 22.45M | 22.49M | 22.6M | 22.64M | 22.61M | 22.6M | 22.49M | 22.34M | 22.29M | 23.15M | 24.15M | 24.77M | 24.65M | 24.63M | 24.6M |
| Dividend Payout Ratio | 62.57% | 22.19% | 23.97% | 24.42% | 23.8% | - | 25.78% | 31.67% | 24.76% | - | - | 12.65% | - | 13.6% | 24.49% | 14.38% | 20.16% | - | - | - |