OneMain Holdings, Inc. (OMF) quarterly income statement — complete revenue, gross profit & net income history
OneMain Holdings, Inc. (OMF) annual income statement — 17-year revenue, gross profit & net income history
| Metric | Q2'26 | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 | Q3'21 |
|---|
| Net Interest Income | 1.12B | 1.09B | 1.09B | 1.07B | 1.02B | 996M | 1.01B | 981M | 922M | 896M | 917M | 900M | 873M | 855M | 891M | 895M | 887M | 870M | 886M | 876M |
| NII Growth % | 9.2% | 9.24% | 8.33% | 9.28% | 10.85% | 11.16% | 10.03% | 9% | 5.61% | 4.8% | 2.92% | 0.56% | -1.58% | -1.72% | 0.56% | 2.17% | 5.6% | 5.45% | 4.36% | 5.04% |
| Net Interest Margin % | 4.07% | 4.03% | 3.99% | 3.97% | 3.84% | 3.83% | 3.89% | 3.84% | 3.68% | 3.75% | 3.77% | 3.73% | 3.71% | 3.81% | 3.95% | 4.01% | 4% | 3.99% | 4.01% | 3.99% |
| Interest Income | 1.44B | 1.41B | 1.42B | 1.39B | 1.34B | 1.31B | 1.32B | 1.28B | 1.22B | 1.17B | 1.19B | 1.17B | 1.12B | 1.09B | 1.12B | 1.12B | 1.11B | 1.09B | 1.12B | 1.11B |
| Interest Expense | 326M | 322M | 323M | 320M | 317M | 312M | 311M | 301M | 297M | 277M | 270M | 267M | 244M | 239M | 231M | 223M | 219M | 219M | 234M | 237M |
| Loan Loss Provision | -1M | 13M | 543M | 488M | 511M | 456M | 522M | 512M | 575M | 431M | 446M | 410M | 479M | 385M | 404M | 421M | 339M | 238M | 237M | 226M |
| Non-Interest Income | 183M | 177M | 196M | 202M | 197M | 193M | 178M | 183M | 186M | 182M | 188M | 185M | 185M | 177M | 170M | 168M | 156M | 162M | 54M | 156M |
| Non-Interest Income % | 14.09% | 13.99% | 15.21% | 15.86% | 16.16% | 16.23% | 15% | 15.72% | 16.79% | 16.88% | 17.01% | 17.05% | 17.49% | 17.15% | 16.02% | 15.8% | 14.96% | 15.7% | 5.74% | 15.12% |
| Total Net Revenue | 1.3B | 1.26B | 1.29B | 1.27B | 1.22B | 1.19B | 1.19B | 1.16B | 1.11B | 1.08B | 1.1B | 1.08B | 1.06B | 1.03B | 1.06B | 1.06B | 1.04B | 1.03B | 940M | 1.03B |
| Revenue Growth % | 6.56% | 6.39% | 8.59% | 9.45% | 10.02% | 10.3% | 7.42% | 7.28% | 4.73% | 4.46% | 4.15% | 2.07% | 1.44% | 0% | 12.87% | 3% | 5.25% | 7.17% | -4.67% | 6.06% |
| Non-Interest Expense | 777M | 631M | 497M | 523M | 494M | 458M | 501M | 445M | 441M | 443M | 438M | 429M | 441M | 412M | 420M | 396M | 426M | 395M | 348M | 430M |
| Efficiency Ratio | 59.82% | 49.88% | 38.56% | 41.05% | 40.53% | 38.52% | 42.21% | 38.23% | 39.8% | 41.09% | 39.64% | 39.54% | 41.68% | 39.92% | 39.59% | 37.25% | 40.84% | 38.28% | 37.02% | 41.67% |
| Operating Income | 523M | 621M | 249M | 263M | 214M | 275M | 164M | 207M | 92M | 204M | 221M | 246M | 138M | 235M | 237M | 246M | 278M | 399M | 355M | 376M |
| Operating Margin % | 40.26% | 49.09% | 19.32% | 20.64% | 17.56% | 23.13% | 13.82% | 17.78% | 8.3% | 18.92% | 20% | 22.67% | 13.04% | 22.77% | 22.34% | 23.14% | 26.65% | 38.66% | 37.77% | 36.43% |
| Operating Income Growth % | 144.39% | 125.82% | 51.83% | 27.05% | 132.61% | 34.8% | -25.79% | -15.85% | -33.33% | -13.19% | -6.75% | 0% | -50.36% | -41.1% | -33.24% | -34.57% | -39.96% | -26.92% | -25.26% | 10.26% |
| Pretax Income | 196M | 296M | 249M | 263M | 214M | 275M | 164M | 207M | 92M | 204M | 221M | 246M | 138M | 235M | 237M | 246M | 278M | 399M | 355M | 376M |
| Pretax Margin % | 15.09% | 23.4% | 19.32% | 20.64% | 17.56% | 23.13% | 13.82% | 17.78% | 8.3% | 18.92% | 20% | 22.67% | 13.04% | 22.77% | 22.34% | 23.14% | 26.65% | 38.66% | 37.77% | 36.43% |
| Income Tax | 44M | 70M | 45M | 64M | 47M | 62M | 38M | 50M | 21M | 49M | 56M | 52M | 35M | 56M | 57M | 61M | 70M | 96M | 92M | 88M |
| Effective Tax Rate % | 22.45% | 23.65% | 18.07% | 24.33% | 21.96% | 22.55% | 23.17% | 24.15% | 22.83% | 24.02% | 25.34% | 21.14% | 25.36% | 23.83% | 24.05% | 24.8% | 25.18% | 24.06% | 25.92% | 23.4% |
| Net Income | 152M | 226M | 204M | 199M | 167M | 213M | 126M | 157M | 71M | 155M | 165M | 194M | 103M | 179M | 180M | 185M | 208M | 303M | 263M | 288M |
| Net Margin % | 11.7% | 17.87% | 15.83% | 15.62% | 13.7% | 17.91% | 10.61% | 13.49% | 6.41% | 14.38% | 14.93% | 17.88% | 9.74% | 17.34% | 16.97% | 17.4% | 19.94% | 29.36% | 27.98% | 27.91% |
| Net Income Growth % | -8.98% | 6.1% | 61.9% | 26.75% | 135.21% | 37.42% | -23.64% | -19.07% | -31.07% | -13.41% | -8.33% | 4.86% | -50.48% | -40.92% | -31.56% | -35.76% | -40.57% | -26.63% | -26.74% | 15.2% |
| Net Income (Continuing) | 152M | 226M | 204M | 199M | 167M | 213M | 126M | 157M | 71M | 155M | 165M | 194M | 103M | 179M | 180M | 185M | 208M | 303M | 263M | 288M |
| EPS (Diluted) | 1.31 | 1.93 | 1.72 | 1.67 | 1.40 | 1.78 | 1.05 | 1.31 | 0.59 | 1.29 | 1.38 | 1.61 | 0.85 | 1.48 | 1.44 | 1.49 | 1.67 | 2.38 | 2.02 | 2.17 |
| EPS Growth % | -6.43% | 8.43% | 63.81% | 27.48% | 137.29% | 37.98% | -23.91% | -18.63% | -30.59% | -12.84% | -4.17% | 8.05% | -49.1% | -37.82% | -28.71% | -31.34% | -35.77% | -22.22% | -24.34% | 16.67% |
| EPS (Basic) | 1.32 | 1.94 | 1.72 | 1.68 | 1.41 | 1.79 | 1.06 | 1.31 | 0.59 | 1.29 | 1.38 | 1.61 | 0.85 | 1.48 | 1.49 | 1.50 | 1.67 | 2.39 | 2.05 | 2.17 |
| Diluted Shares Outstanding | 115.8M | 117.27M | 118.3M | 119.4M | 119.4M | 119.97M | 120.12M | 120.12M | 120.19M | 120.2M | 120.1M | 120.75M | 120.65M | 120.97M | 121.9M | 123.57M | 124.7M | 127.46M | 130M | 132.92M |