OneMain Holdings, Inc. (OMF) quarterly income statement — complete revenue, gross profit & net income history
| Metric | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 | Q3'21 | Q2'21 |
|---|
| Sales/Revenue | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Revenue Growth % | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Cost of Goods Sold | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| COGS % of Revenue | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Gross Profit | -43M | 746M | 786M | 708M | 733M | 665M | 652M | 533M | 647M | 659M | 675M | 579M | 647M | 657M | 642M | 704M | 794M | 703M | 806M | 859M |
| Gross Margin % | -21.83% | 46.28% | 49.31% | 46.09% | 48.83% | 44.39% | 44.51% | 37.94% | 47.75% | 47.93% | 49.93% | 44.47% | 50.9% | 50.85% | 49.92% | 55.78% | 63.47% | 59.88% | 63.51% | 70.29% |
| Gross Profit Growth % | -105.87% | 12.18% | 20.55% | 32.83% | 13.29% | 0.91% | -3.41% | -7.94% | 0% | 0.3% | 5.14% | -17.76% | -18.51% | -6.54% | -20.35% | -18.04% | -17.72% | -17.59% | 8.63% | 61.77% |
| Operating Expenses | 0 | 497M | 523M | 494M | 458M | 501M | 445M | 441M | 443M | 438M | 429M | 441M | 412M | 420M | 396M | 426M | 395M | 348M | 430M | 396M |
| OpEx % of Revenue | - | 30.83% | 32.81% | 32.16% | 30.51% | 33.44% | 30.38% | 31.39% | 32.69% | 31.85% | 31.73% | 33.87% | 32.42% | 32.51% | 30.79% | 33.76% | 31.57% | 29.64% | 33.88% | 32.41% |
| Selling, General & Admin | 0 | 288M | 282M | 284M | 267M | 279M | 263M | 253M | 274M | 256M | 265M | 263M | 259M | 249M | 247M | 247M | 247M | 277M | 274M | 242M |
| SG&A % of Revenue | - | 17.87% | 17.69% | 18.49% | 17.79% | 18.62% | 17.95% | 18.01% | 20.22% | 18.62% | 19.6% | 20.2% | 20.38% | 19.27% | 19.21% | 19.57% | 19.74% | 23.59% | 21.59% | 19.8% |
| Research & Development | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| R&D % of Revenue | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Other Operating Expenses | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Operating Income | 0 | 249M | 263M | 214M | 275M | 164M | 207M | 92M | 204M | 221M | 246M | 138M | 235M | 237M | 246M | 278M | 399M | 355M | 376M | 463M |
| Operating Margin % | - | 15.45% | 16.5% | 13.93% | 18.32% | 10.95% | 14.13% | 6.55% | 15.06% | 16.07% | 18.2% | 10.6% | 18.49% | 18.34% | 19.13% | 22.03% | 31.89% | 30.24% | 29.63% | 37.89% |
| Operating Income Growth % | -100% | 51.83% | 27.05% | 132.61% | 34.8% | -25.79% | -15.85% | -33.33% | -13.19% | -6.75% | 0% | -50.36% | -41.1% | -33.24% | -34.57% | -39.96% | -26.92% | -25.26% | 10.26% | 292.37% |
| EBITDA | 0 | 322M | 335M | 286M | 345M | 234M | 278M | 162M | 270M | 287M | 312M | 202M | 296M | 311M | 309M | 342M | 460M | 422M | 446M | 529M |
| EBITDA Margin % | - | 19.98% | 21.02% | 18.62% | 22.98% | 15.62% | 18.98% | 11.53% | 19.93% | 20.87% | 23.08% | 15.51% | 23.29% | 24.07% | 24.03% | 27.1% | 36.77% | 35.95% | 35.15% | 43.29% |
| EBITDA Growth % | -100% | 37.61% | 20.5% | 76.54% | 27.78% | -18.47% | -10.9% | -19.8% | -8.78% | -7.72% | 0.97% | -40.94% | -35.65% | -26.3% | -30.72% | -35.35% | -24.22% | -22.28% | 9.58% | 187.5% |
| D&A (Non-Cash Add-back) | 0 | 73M | 72M | 72M | 70M | 70M | 71M | 70M | 66M | 66M | 66M | 64M | 61M | 74M | 63M | 64M | 61M | 67M | 70M | 66M |
| EBIT | 0 | 249M | 263M | 214M | 275M | 164M | 207M | 92M | 204M | 221M | 246M | 138M | 235M | 237M | 246M | 278M | 399M | 355M | 376M | 463M |
| Net Interest Income | 0 | 1.09B | 1.07B | 1.02B | 996M | 1.01B | 981M | 922M | 896M | 917M | 900M | 873M | 855M | 891M | 895M | 887M | 870M | 886M | 876M | 840M |
| Interest Income | 1.39B | 1.42B | 1.39B | 1.34B | 1.31B | 1.32B | 1.28B | 1.22B | 1.17B | 1.19B | 1.17B | 1.12B | 1.09B | 1.12B | 1.12B | 1.11B | 1.09B | 1.12B | 1.11B | 1.07B |
| Interest Expense | 322M | 323M | 320M | 317M | 312M | 311M | 301M | 297M | 277M | 270M | 267M | 244M | 239M | 231M | 223M | 219M | 219M | 234M | 237M | 231M |
| Other Income/Expense | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Pretax Income | 296M | 249M | 263M | 214M | 275M | 164M | 207M | 92M | 204M | 221M | 246M | 138M | 235M | 237M | 246M | 278M | 399M | 355M | 376M | 463M |
| Pretax Margin % | 150.25% | 15.45% | 16.5% | 13.93% | 18.32% | 10.95% | 14.13% | 6.55% | 15.06% | 16.07% | 18.2% | 10.6% | 18.49% | 18.34% | 19.13% | 22.03% | 31.89% | 30.24% | 29.63% | 37.89% |
| Income Tax | 70M | 45M | 64M | 47M | 62M | 38M | 50M | 21M | 49M | 56M | 52M | 35M | 56M | 57M | 61M | 70M | 96M | 92M | 88M | 113M |
| Effective Tax Rate % | 23.65% | 18.07% | 24.33% | 21.96% | 22.55% | 23.17% | 24.15% | 22.83% | 24.02% | 25.34% | 21.14% | 25.36% | 23.83% | 24.05% | 24.8% | 25.18% | 24.06% | 25.92% | 23.4% | 24.41% |
| Net Income | 226M | 204M | 199M | 167M | 213M | 126M | 157M | 71M | 155M | 165M | 194M | 103M | 179M | 180M | 185M | 208M | 303M | 263M | 288M | 350M |
| Net Margin % | 114.72% | 12.66% | 12.48% | 10.87% | 14.19% | 8.41% | 10.72% | 5.05% | 11.44% | 12% | 14.35% | 7.91% | 14.08% | 13.93% | 14.39% | 16.48% | 24.22% | 22.4% | 22.7% | 28.64% |
| Net Income Growth % | 6.1% | 61.9% | 26.75% | 135.21% | 37.42% | -23.64% | -19.07% | -31.07% | -13.41% | -8.33% | 4.86% | -50.48% | -40.92% | -31.56% | -35.76% | -40.57% | -26.63% | -26.74% | 15.2% | 293.26% |
| Net Income (Continuing) | 226M | 204M | 199M | 167M | 213M | 126M | 157M | 71M | 155M | 165M | 194M | 103M | 179M | 180M | 185M | 208M | 303M | 263M | 288M | 350M |
| Discontinued Operations | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Minority Interest | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| EPS (Diluted) | 1.93 | 1.72 | 1.67 | 1.40 | 1.78 | 1.05 | 1.31 | 0.59 | 1.29 | 1.38 | 1.61 | 0.85 | 1.48 | 1.44 | 1.49 | 1.67 | 2.38 | 2.02 | 2.17 | 2.60 |
| EPS Growth % | 8.43% | 63.81% | 27.48% | 137.29% | 37.98% | -23.91% | -18.63% | -30.59% | -12.84% | -4.17% | 8.05% | -49.1% | -37.82% | -28.71% | -31.34% | -35.77% | -22.22% | -24.34% | 16.67% | 293.94% |
| EPS (Basic) | 1.93 | 1.72 | 1.68 | 1.41 | 1.79 | 1.06 | 1.31 | 0.59 | 1.29 | 1.38 | 1.61 | 0.85 | 1.48 | 1.49 | 1.50 | 1.67 | 2.39 | 2.05 | 2.17 | 2.61 |
| Diluted Shares Outstanding | 117.27M | 118.3M | 119.4M | 119.4M | 119.97M | 120.12M | 120.12M | 120.19M | 120.2M | 120.1M | 120.75M | 120.65M | 120.97M | 121.9M | 123.57M | 124.7M | 127.46M | 130M | 132.92M | 134.64M |
| Basic Shares Outstanding | 116.72M | 118.3M | 119.4M | 119.4M | 119.28M | 119.66M | 119.67M | 119.79M | 119.83M | 119.84M | 120.41M | 120.54M | 120.77M | 121.13M | 123.35M | 124.54M | 127.08M | 127.81M | 132.49M | 134.26M |
| Dividend Payout Ratio | - | 32.84% | 62.81% | 74.85% | 59.15% | 99.21% | 80.25% | 176.06% | 78.71% | 29.09% | 62.37% | 118.45% | 68.72% | 64.44% | 63.78% | 57.69% | 41.58% | 33.84% | 193.4% | 26.86% |