Orrstown Financial's post-Codorus Valley merger integration has delivered substantial operating leverage, with the efficiency ratio improving from 62.9% in 2024Q3 to 42.5% in 2026Q2 and revenue doubling to $88.5M quarterly.
Price trend, volume and key moving averages
Trailing total returns as of 11/8/2026, which may include dividends or other distributions. Benchmark is S&P 500 (^GSPC).
Check whether operating performance supports the current valuation.
Recent results and news deserve attention only when they alter the forward view.
| Quarter | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|
Q4 2026Latest Oct 20, 2026 | $1.17+6.4% vs $1.10 | $67M+0.8% vs $66M |
Q3 2026 Jul 21, 2026 | $1.09+5.8% vs $1.03 | $63M-2.2% vs $64M |
Q2 2026 Apr 21, 2026 | $1.12+10.9% vs $1.01 | $65M+2.8% vs $63M |
Q1 2026 Jan 27, 2026 | $1.11+2.8% vs $1.08 | $65M+1.5% vs $64M |
HARRISBURG, Pa., Oct. 26, 2026 (GLOBE NEWSWIRE) -- Orrstown Financial Services, Inc., the parent company of Orrstown Bank, today announced it has been named to the Fortune 100 Fastest-Growing Companies™ 2026 list, earning recognition among the nation's top-performing publicly traded companies.
The bank's organic loan growth is now replacing merger-related income, a shift that tests whether it can sustain profitable growth on its own.
Orrstown Financial Services, Inc. ( ORRF ) Q3 2026 Earnings Call October 21, 2026 9:00 AM EDT Company Participants Adam Metz - President, CEO & Director Neelesh Kalani - Executive VP, CFO & Head of Investor Relations Zachary Khuri - Chief Revenue Officer Conference Call Participants Emily Graves Kenneth Kohut - Raymond James & Associates, Inc., Research Division Jacob Civiello - D.A. Davidson & Co., Research Division Daniel Cardenas - Brean Capital, LLC, Research Division Timothy Switzer - Keefe, Bruyette, & Woods, Inc., Research Division Presentation Operator Good morning.
Orrstown Financial Services NASDAQ: ORRF reported third-quarter 2026 net income of $22.8 million, or $1.17 per diluted share, as higher net interest income, loan growth and expense discipline supported improved profitability.
Benchmark ORRF against direct peers instead of judging its metrics in isolation.
Key metrics vs top competitors for Orrstown Financial Services, Inc. (ORRF)
| Company | Price | Market Cap | P/E Ratio | Rev Growth (1Y) | Net Margin | ROE | Div Yield |
|---|---|---|---|---|---|---|---|
| $43.82 | $860.97M | 9.79 | 31.26% | 33.71% | 14.42% | 2.81% | |
| $23.38 | $225.48M | 16.12 | -9.39% | 28.36% | 7.64% | 1.59% | |
| $30.42 | $275.03M | 12.00 | 33.46% | 24.12% | 12.06% | 2.01% | |
| $22.11 | $157.37M | 9.58 | 12.18% | 22.04% | 7.61% | 1.8% | |
| $39.19 | $249.58M | 11.67 | 22.5% | 45% | 11.54% | 3.85% | |
| $45.92 | $296.36M | 11.74 | 8.34% | 26.97% | 12.11% | 2% |
Orrstown Financial Services, Inc. (ORRF) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
Verify the primary filings, follow material updates, and answer the remaining questions.
Orrstown Financial Services, Inc. (ORRF) SEC filings — annual & quarterly reports (10-K, 10-Q)
Jul 22, 2026·SEC
May 29, 2026·SEC
May 6, 2026·SEC
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Orrstown Financial Services, Inc. (ORRF) stock FAQ — growth, dividends, profitability & financials explained
Orrstown Financial Services, Inc. (ORRF) grew revenue by 5.2% over the trailing twelve months, compared with the twelve months before.
Yes. Orrstown Financial Services, Inc. (ORRF) earned $87.3M in net income over the trailing twelve months (a 33.7% net margin).
Yes. Orrstown Financial Services, Inc. (ORRF) pays a dividend that yields 2.81% at the current price, a moderate yield.
Orrstown Financial Services, Inc. (ORRF) had a return on equity (ROE) of 14.4% over the trailing twelve months. That is in line with the market's typical 10-15%.
Orrstown Financial Services, Inc. (ORRF) has a net interest margin (NIM) of 3.6%. This indicates healthy earnings from lending activities.
Orrstown Financial Services, Inc. (ORRF) has an efficiency ratio of 58.9%. This is reasonable for a bank.
