Peoples Financial Services Corp. (PFIS) quarterly income statement — complete revenue, gross profit & net income history
Peoples Financial Services Corp. (PFIS) annual income statement — 29-year revenue, gross profit & net income history
| Metric | Q2'26 | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 | Q3'21 |
|---|
| Net Interest Income | 45.6M | 42.87M | 43.03M | 41.14M | 42.16M | 39.51M | 38.48M | 39.19M | 18.91M | 19.32M | 20.27M | 21.28M | 22.09M | 23.04M | 24.41M | 25M | 23.7M | 22.63M | 21.59M | 21.96M |
| NII Growth % | 8.18% | 8.5% | 11.83% | 4.97% | 122.89% | 104.53% | 89.85% | 84.18% | -14.39% | -16.17% | -16.97% | -14.89% | -6.8% | 1.82% | 13.08% | 13.83% | 16.98% | 9.09% | 9.13% | 10.35% |
| Net Interest Margin % | 0.84% | 0.79% | 0.82% | 0.8% | 0.83% | 0.79% | 0.76% | 0.73% | 0.52% | 0.53% | 0.54% | 0.56% | 0.6% | 0.63% | 0.69% | 0.71% | 0.69% | 0.67% | 0.64% | 0.68% |
| Interest Income | 67.75M | 64.7M | 66.77M | 65.12M | 65.3M | 62.38M | 65.77M | 68.23M | 38.37M | 38.99M | 40.07M | 38.77M | 36.73M | 34.28M | 31.64M | 29.23M | 25.89M | 24.57M | 23.65M | 24.14M |
| Interest Expense | 22.15M | 21.84M | 23.74M | 23.98M | 23.14M | 22.88M | 27.29M | 29.04M | 19.46M | 19.68M | 19.8M | 17.49M | 14.64M | 11.23M | 7.23M | 4.23M | 2.19M | 1.94M | 2.06M | 2.18M |
| Loan Loss Provision | 3.1M | 1.39M | 975K | -838K | -239K | 200K | 3.37M | 14.46M | 596K | 708K | 1.67M | -166K | -2.2M | 1.26M | -2.15M | 450K | 950K | 300K | 0 | 400K |
| Non-Interest Income | 6.53M | 6.9M | 3.72M | 6.16M | 6.29M | 5.62M | 5.7M | 5.78M | 3.54M | 3.4M | 3.21M | 3.71M | 3.55M | 3.68M | 1.23M | 3.32M | 3.9M | 3.88M | 3.13M | 3.57M |
| Non-Interest Income % | 12.53% | 13.86% | 7.96% | 13.03% | 12.98% | 12.45% | 12.9% | 12.85% | 15.78% | 14.98% | 13.69% | 14.85% | 13.86% | 13.76% | 4.78% | 11.71% | 14.14% | 14.63% | 12.67% | 13.98% |
| Total Net Revenue | 52.14M | 49.77M | 46.76M | 47.3M | 48.44M | 45.12M | 44.18M | 44.97M | 22.46M | 22.72M | 23.48M | 24.99M | 25.65M | 26.72M | 25.64M | 28.32M | 27.61M | 26.51M | 24.72M | 25.53M |
| Revenue Growth % | 7.63% | 10.29% | 5.83% | 5.19% | 115.72% | 98.61% | 88.14% | 79.96% | -12.44% | -14.96% | -8.41% | -11.75% | -7.1% | 0.78% | 3.71% | 10.9% | 16.46% | 9.16% | 0.73% | 2.7% |
| Non-Interest Expense | 30.61M | 29.86M | 31.06M | 29.29M | 28.26M | 26.67M | 35M | 35.5M | 18.16M | 18.07M | 17.6M | 17.07M | 16.61M | 16.49M | 16.96M | 15.94M | 15.49M | 14.75M | 4.15M | 14.24M |
| Efficiency Ratio | 58.71% | 60.01% | 66.44% | 61.93% | 58.34% | 59.11% | 79.21% | 78.95% | 80.86% | 79.52% | 74.94% | 68.32% | 64.78% | 61.7% | 66.15% | 56.28% | 56.12% | 55.63% | 16.8% | 55.79% |
| Operating Income | 18.42M | 18.52M | 14.72M | 18.84M | 20.49M | 18.25M | 5.82M | -4.99M | 3.7M | 3.94M | 4.22M | 8.08M | 11.23M | 8.97M | 10.83M | 11.93M | 11.14M | 11.46M | 20.57M | 10.89M |
| Operating Margin % | 35.34% | 37.2% | 31.48% | 39.84% | 42.29% | 40.45% | 13.16% | -11.11% | 16.49% | 17.36% | 17.96% | 32.34% | 43.8% | 33.57% | 42.23% | 42.13% | 40.37% | 43.24% | 83.2% | 42.64% |
| Operating Income Growth % | -10.07% | 1.45% | 153.1% | 477.33% | 453.25% | 362.75% | 37.89% | -161.8% | -67.04% | -56.02% | -61.05% | -32.26% | 0.81% | -21.77% | -47.36% | 9.58% | 10.14% | -5.7% | 116.68% | 10.7% |
| Pretax Income | 18.42M | 18.52M | 14.72M | 18.84M | 20.42M | 18.25M | 5.82M | -4.99M | 3.7M | 3.94M | 4.22M | 8.08M | 11.23M | 8.97M | 10.83M | 11.93M | 11.14M | 11.46M | 20.57M | 10.89M |
| Pretax Margin % | 35.34% | 37.2% | 31.48% | 39.84% | 42.15% | 40.45% | 13.16% | -11.11% | 16.49% | 17.36% | 17.96% | 32.34% | 43.8% | 33.57% | 42.23% | 42.13% | 40.37% | 43.24% | 83.2% | 42.64% |
| Income Tax | 3.62M | 3.77M | 2.74M | 3.6M | 3.46M | 3.24M | -272K | -657K | 421K | 478K | 587K | 1.33M | 1.81M | 1.39M | 1.69M | 1.96M | 1.79M | 1.83M | 4.16M | 1.79M |
| Effective Tax Rate % | 19.64% | 20.35% | 18.63% | 19.09% | 16.97% | 17.76% | -4.68% | 13.16% | 11.37% | 12.12% | 13.92% | 16.52% | 16.11% | 15.49% | 15.6% | 16.45% | 16.08% | 15.99% | 20.2% | 16.45% |
| Net Income | 14.8M | 14.75M | 11.98M | 15.25M | 16.96M | 15.01M | 6.09M | -4.34M | 3.28M | 3.47M | 3.63M | 6.75M | 9.43M | 7.58M | 9.14M | 9.97M | 9.35M | 9.63M | 16.41M | 9.1M |
| Net Margin % | 28.4% | 29.63% | 25.61% | 32.23% | 35% | 33.26% | 13.78% | -9.65% | 14.61% | 15.26% | 15.46% | 27% | 36.75% | 28.37% | 35.64% | 35.2% | 33.88% | 36.33% | 66.39% | 35.63% |
| Net Income Growth % | -12.69% | -1.75% | 96.75% | 451.53% | 416.64% | 333.04% | 67.69% | -164.29% | -65.18% | -54.27% | -60.28% | -32.32% | 0.77% | -21.3% | -44.32% | 9.59% | 9.64% | 1.6% | 100.54% | 9.43% |
| Net Income (Continuing) | 14.8M | 14.75M | 11.98M | 15.25M | 16.96M | 15.01M | 6.09M | -4.34M | 3.28M | 3.47M | 3.63M | 6.75M | 9.43M | 7.58M | 9.14M | 9.97M | 9.35M | 9.63M | 16.41M | 9.1M |
| EPS (Diluted) | 1.48 | 1.47 | 1.19 | 1.51 | 1.68 | 1.49 | 0.61 | -0.43 | 0.46 | 0.49 | 0.51 | 0.95 | 1.31 | 1.05 | 1.27 | 1.38 | 1.30 | 1.33 | 2.28 | 1.26 |
| EPS Growth % | -11.9% | -1.34% | 95.08% | 451.16% | 265.22% | 204.08% | 19.61% | -145.26% | -64.89% | -53.33% | -59.84% | -31.16% | 0.77% | -21.05% | -44.3% | 9.52% | 10.17% | 1.53% | 101.77% | 10.53% |
| EPS (Basic) | 1.48 | 1.47 | 1.20 | 1.53 | 1.70 | 1.50 | 0.61 | -0.43 | 0.47 | 0.49 | 0.52 | 0.95 | 1.32 | 1.06 | 1.28 | 1.39 | 1.30 | 1.34 | 2.29 | 1.26 |
| Diluted Shares Outstanding | 10.04M | 10.03M | 10.08M | 10.09M | 10.08M | 10.04M | 10.05M | 10.04M | 7.11M | 7.1M | 7.09M | 7.12M | 7.18M | 7.2M | 7.2M | 7.21M | 7.22M | 7.22M | 7.21M | 7.23M |