PennyMac Financial Services, Inc. (PFSI) quarterly balance sheet — complete assets, liabilities & equity history
| Metric | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 | Q3'21 | Q2'21 |
|---|
| Total Current Assets | 219.51M | 728.84M | 14.43B | 13.46B | 654.49M | 16.12B | 13.71B | 12.3B | 11.39B | 11.27B | 11.48B | 11.07B | 13.67B | 10.47B | 10.07B | 8.56B | 9.28B | 14.21B | 15.3B | 19.65B |
| Cash & Short-Term Investments | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Cash Only | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Short-Term Investments | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Accounts Receivable | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Days Sales Outstanding | - | - | 17.99 | 16.13 | - | 32.14 | - | 19.33 | - | 22.89 | 22.42 | 22.87 | 17.73 | 18.1 | 9.88 | 18.35 | 27.18 | 22.67 | 7.4 | - |
| Inventory | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Days Inventory Outstanding | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Other Current Assets | 0 | 0 | 215.97M | 278.12M | -158.81M | 304.85M | 12.29B | 121.71M | 9.75B | 151.3M | 94.26M | 191.65M | 111.11M | 68.25M | 11.43M | 90.33M | 71.22M | 137.11M | 157.9M | 730.63M |
| Total Non-Current Assets | 0 | 28.66B | 10.97B | 10.76B | 30.3M | 9.97B | 9.17B | 9.27B | 8.42B | 7.57B | 7.47B | 6.91B | 6.43B | 6.35B | 6.29B | 5.72B | 5.34B | 4.57B | 4.45B | 4.23B |
| Property, Plant & Equipment | 0 | 0 | 50.74M | 41.5M | 45.1M | 49.49M | 54.56M | 58.32M | 64.44M | 68.94M | 74.18M | 80.14M | 87.48M | 94.25M | 102.07M | 113.83M | 117.51M | 120.72M | 117.11M | 108.72M |
| Fixed Asset Turnover | - | - | 19.14x | 21.51x | 22.62x | 9.04x | 7.30x | 11.65x | 7.50x | 7.44x | 7.22x | 6.81x | 7.39x | 4.53x | 5.18x | 4.07x | 4.38x | 4.40x | 7.77x | 7.81x |
| Goodwill | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Intangible Assets | 0 | 9.6B | 9.76B | 9.64B | 9.08B | 8.87B | 7.88B | 8.06B | 7.62B | 7.25B | 7.24B | 6.67B | 6.16B | 6.11B | 5.81B | 5.36B | 4.83B | 3.99B | 3.71B | 3.5B |
| Long-Term Investments | 0 | 8.91B | 920K | 965K | 1.1M | 944K | 1.07M | 1.03M | 110.09M | 1.12M | 930K | 1.01M | 925K | 929K | 884K | 1.04M | 1.27M | 1.3M | 1.48M | 1.58M |
| Other Non-Current Assets | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Total Assets | 31.94B | 29.39B | 25.4B | 24.22B | 23.87B | 26.09B | 22.87B | 21.58B | 19.8B | 18.84B | 18.95B | 17.98B | 20.1B | 16.82B | 16.36B | 14.27B | 14.62B | 18.78B | 19.75B | 23.88B |
| Asset Turnover | 0.02x | 0.04x | 0.04x | 0.04x | 0.04x | 0.02x | 0.02x | 0.03x | 0.03x | 0.03x | 0.03x | 0.03x | 0.04x | 0.03x | 0.04x | 0.03x | 0.03x | 0.03x | 0.04x | 0.03x |
| Asset Growth % | 33.81% | 12.66% | 11.06% | 12.26% | 20.56% | 38.43% | 20.7% | 19.98% | -1.5% | 12.02% | 15.81% | 26.01% | 37.52% | -10.41% | -17.14% | -40.23% | -53.29% | -40.58% | -36.68% | 2.81% |
| Total Current Liabilities | 7.47B | 16.2B | 8.86B | 8.95B | 8.71B | 10.32B | 8.15B | 7.91B | 0 | 5.49B | 5.83B | 5.21B | 7.16B | 4.58B | 4.92B | 3.77B | 4.64B | 8.6B | 8.09B | 9.36B |
| Accounts Payable | 0 | 0 | 556.7M | 480.96M | 466.23M | 476.73M | 412.55M | 395.03M | 391.33M | 658.11M | 334.59M | 381.56M | 360.44M | 552.92M | 446.17M | 416.99M | 531.38M | 587.43M | 497.92M | 506.43M |
| Days Payables Outstanding | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Short-Term Debt | 6.26B | 16.2B | 7.13B | 7.34B | 7.57B | 8.69B | 7.14B | 6.41B | 5.82B | 3.76B | 4.41B | 3.78B | 5.76B | 3B | 3.49B | 2.44B | 3.33B | 7.29B | 6.9B | 8.25B |
| Deferred Revenue (Current) | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Other Current Liabilities | 1.21B | 0 | 0 | 0 | -510.14M | 0 | -537.81M | 0 | -7.28B | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | -25.99M |
| Current Ratio | 0.03x | 0.04x | 1.63x | 1.50x | 0.08x | 1.56x | 1.68x | 1.56x | - | 2.05x | 1.97x | 2.12x | 1.91x | 2.29x | 2.05x | 2.27x | 2.00x | 1.65x | 1.89x | 2.10x |
| Quick Ratio | 0.03x | 0.04x | 1.63x | 1.50x | 0.08x | 1.56x | 1.68x | 1.56x | - | 2.05x | 1.97x | 2.12x | 1.91x | 2.29x | 2.05x | 2.27x | 2.00x | 1.65x | 1.89x | 2.10x |
| Cash Conversion Cycle | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Total Non-Current Liabilities | 20.15B | 8.88B | 12.33B | 11.24B | 11.26B | 11.94B | 10.99B | 10B | 16.23B | 9.81B | 9.54B | 9.29B | 9.49B | 8.77B | 7.96B | 7.04B | 6.54B | 6.76B | 8.15B | 11B |
| Long-Term Debt | 0 | 6.85B | 12.27B | 11.18B | 5.72B | 11.87B | 4.89B | 9.96B | 4.49B | 9.73B | 9.4B | 9.16B | 9.33B | 8.71B | 7.7B | 6.85B | 6.29B | 6.58B | 7.98B | 10.92B |
| Capital Lease Obligations | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Deferred Tax Liabilities | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Other Non-Current Liabilities | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Total Liabilities | 27.62B | 25.08B | 21.19B | 20.19B | 19.97B | 22.26B | 19.13B | 17.92B | 16.23B | 15.31B | 15.38B | 14.51B | 16.65B | 13.35B | 12.88B | 10.81B | 11.18B | 15.36B | 16.24B | 20.37B |
| Total Debt | 6.26B | 23.06B | 19.4B | 18.52B | 13.34B | 20.55B | 12.06B | 16.37B | 10.35B | 13.49B | 13.88B | 13.02B | 15.17B | 11.8B | 11.28B | 9.4B | 9.73B | 13.99B | 14.99B | 19.17B |
| Net Debt | 6.04B | 22.76B | 18.78B | 18.36B | 13.12B | 20.32B | 11.91B | 15.77B | 9.43B | 12.56B | 12.71B | 11.49B | 13.68B | 10.47B | 9.72B | 7.98B | 9.25B | 13.65B | 14.51B | 18.85B |
| Debt / Equity | 1.45x | 5.35x | 4.61x | 4.59x | 3.42x | 5.37x | 3.22x | 4.47x | 2.90x | 3.81x | 3.89x | 3.74x | 4.40x | 3.40x | 3.24x | 2.72x | 2.83x | 4.09x | 4.28x | 5.46x |
| Debt / EBITDA | 21.36x | 58.02x | 76.68x | 194.50x | 109.47x | 69.32x | 51.29x | 107.98x | 166.66x | 103.46x | 96.32x | 143.53x | 258.21x | 134.92x | 56.38x | 47.88x | 38.87x | 57.15x | 42.83x | 66.01x |
| Net Debt / EBITDA | 20.61x | 57.26x | 74.22x | 192.79x | 107.74x | 68.51x | 50.67x | 104.05x | 151.73x | 96.27x | 88.15x | 126.64x | 232.72x | 119.74x | 48.59x | 40.67x | 36.91x | 55.76x | 41.47x | 64.90x |
| Interest Coverage | 1.17x | 1.51x | 1.03x | - | - | 0.57x | 0.43x | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Total Equity | 4.33B | 4.31B | 4.21B | 4.03B | 3.9B | 3.83B | 3.74B | 3.66B | 3.57B | 3.54B | 3.57B | 3.48B | 3.45B | 3.47B | 3.48B | 3.46B | 3.44B | 3.42B | 3.5B | 3.51B |
| Equity Growth % | 10.81% | 12.52% | 12.54% | 10.14% | 9.34% | 8.22% | 4.65% | 5.24% | 3.42% | 1.95% | 2.61% | 0.5% | 0.31% | 1.54% | -0.63% | -1.49% | -0.74% | 0.85% | 16.15% | 41.73% |
| Book Value per Share | 80.32 | 79.54 | 78.10 | 75.18 | 72.80 | 71.48 | 69.90 | 68.81 | 67.24 | 70.79 | 67.98 | 66.56 | 64.71 | 65.38 | 63.35 | 61.11 | 58.20 | 55.18 | 53.38 | 50.63 |
| Total Shareholders' Equity | 4.33B | 4.31B | 4.21B | 4.03B | 3.9B | 3.83B | 3.74B | 3.66B | 3.57B | 3.54B | 3.57B | 3.48B | 3.45B | 3.47B | 3.48B | 3.46B | 3.44B | 3.42B | 3.5B | 3.51B |
| Common Stock | 5K | 5K | 5K | 5K | 5K | 5K | 5K | 5K | 5K | 5K | 5K | 5K | 5K | 5K | 5K | 5K | 6K | 6K | 6K | 6K |
| Retained Earnings | 4.28B | 4.21B | 4.12B | 3.96B | 3.83B | 3.77B | 3.68B | 3.63B | 3.54B | 3.51B | 3.56B | 3.48B | 3.45B | 3.47B | 3.48B | 3.46B | 3.44B | 3.29B | 3.13B | 2.9B |
| Treasury Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Accumulated OCI | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Minority Interest | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |