PennyMac Financial Services, Inc. (PFSI) Quarterly Income Statement

120+ quarters historyFree accessUpdated daily

PennyMac Financial Services, Inc. (PFSI) quarterly income statement — complete revenue, gross profit & net income history

Quarterly statement

PFSI Income Statement

PennyMac Financial Services, Inc. (PFSI) annual income statement — 15-year revenue, gross profit & net income history

Annual Quarterly

Metric	Q3'26	Q2'26	Q1'26	Q4'25	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24	Q2'24	Q1'24	Q4'23	Q3'23	Q2'23	Q1'23	Q4'22	Q3'22	Q2'22	Q1'22	Q4'21

Net Interest Income	-44M	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
NII Growth %	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Net Interest Margin %	-0.15%	0%	0%	0%	0%	0%	0%	0%	0%	0%	0%	0%	0%	0%	0%	0%	0%	0%	0%	0%
Interest Income	210M	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Interest Expense	254M	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Loan Loss Provision	-254M	549.37M	503.57M	500.43M	469.76M	448.56M	383.03M	417.2M	390.37M	363.43M	305.23M	316.97M	292.78M	317.58M	264.32M	256.17M	229.71M	235.17M	293.4M	29.37M
Non-Interest Income	302M	972.18M	966.74M	2.21B	882.81M	931.58M	1.07B	698.32M	629.36M	715.35M	500M	532.22M	557.22M	570.33M	671.05M	444.4M	559.37M	470.73M	521.9M	523.32M
Non-Interest Income %	117.05%	100%	100%	100%	100%	100%	100%	100%	100%	100%	100%	100%	100%	100%	100%	100%	100%	100%	100%	100%
Total Net Revenue	258M	972.18M	966.74M	2.21B	882.81M	931.58M	1.07B	698.32M	629.36M	715.35M	500M	532.22M	557.22M	570.33M	671.05M	444.4M	559.37M	470.73M	521.9M	523.32M
Revenue Growth %	-70.78%	4.36%	-9.63%	217.08%	40.27%	30.23%	113.95%	31.21%	12.95%	25.43%	-25.49%	19.76%	-0.38%	21.16%	28.58%	-15.08%	-36.25%	-44.26%	-50.39%	318.74%
Non-Interest Expense	425M	391.28M	358.48M	1.58B	176.49M	406.57M	582.53M	150.11M	144.89M	218.06M	150.25M	102.4M	137.63M	179.37M	365.73M	115.39M	143.09M	50.58M	-11.16M	259.84M
Efficiency Ratio	164.73%	40.25%	37.08%	71.37%	19.99%	43.64%	54.45%	21.5%	23.02%	30.48%	30.05%	19.24%	24.7%	31.45%	54.5%	25.97%	25.58%	10.75%	-2.14%	49.65%
Operating Income	87M	31.52M	104.69M	133.46M	236.57M	76.44M	104.2M	131.01M	94.1M	133.87M	44.53M	112.85M	126.81M	73.38M	41M	72.83M	186.58M	184.98M	239.66M	234.11M
Operating Margin %	33.72%	3.24%	10.83%	6.03%	26.8%	8.21%	9.74%	18.76%	14.95%	18.71%	8.91%	21.2%	22.76%	12.87%	6.11%	16.39%	33.35%	39.3%	45.92%	44.74%
Operating Income Growth %	-63.22%	-58.76%	0.48%	1.87%	151.4%	-42.9%	134.01%	16.09%	-25.79%	82.44%	8.59%	54.95%	-32.04%	-60.33%	-82.89%	-68.89%	-45.06%	-33.82%	-52.64%	-62.07%
Pretax Income	43M	31.52M	104.69M	134.41M	236.37M	76.44M	104.2M	129.36M	93.92M	133.85M	43.88M	-54.23M	126.8M	72.92M	38.15M	67.73M	185.47M	177.53M	234.52M	234.11M
Pretax Margin %	16.67%	3.24%	10.83%	6.07%	26.78%	8.21%	9.74%	18.53%	14.92%	18.71%	8.78%	-10.19%	22.76%	12.79%	5.68%	15.24%	33.16%	37.71%	44.94%	44.74%
Income Tax	14M	9.8M	22.37M	27.57M	54.87M	-60.02M	27.92M	24.88M	24.56M	35.6M	4.58M	-17.39M	33.93M	14.67M	7.77M	30.11M	50.34M	48.36M	60.93M	61.03M
Effective Tax Rate %	32.56%	31.08%	21.37%	20.52%	23.21%	-78.52%	26.79%	19.23%	26.15%	26.59%	10.43%	32.06%	26.76%	20.11%	20.37%	44.46%	27.14%	27.24%	25.98%	26.07%
Net Income	29M	21.73M	82.32M	106.83M	181.5M	136.46M	76.28M	104.49M	69.37M	98.26M	39.31M	-36.84M	92.87M	58.25M	30.38M	37.62M	135.13M	129.16M	173.59M	173.08M
Net Margin %	11.24%	2.23%	8.52%	4.82%	20.56%	14.65%	7.13%	14.96%	11.02%	13.74%	7.86%	-6.92%	16.67%	10.21%	4.53%	8.46%	24.16%	27.44%	33.26%	33.07%
Net Income Growth %	-84.02%	-84.08%	7.92%	2.24%	161.65%	38.88%	94.06%	383.61%	-25.31%	68.68%	29.4%	-197.94%	-31.28%	-54.9%	-82.5%	-78.27%	-45.8%	-36.76%	-53.94%	-61.78%
Net Income (Continuing)	29M	21.73M	82.32M	106.83M	181.5M	136.46M	76.28M	104.49M	69.37M	98.26M	39.31M	-36.84M	92.87M	58.25M	30.38M	37.62M	135.13M	129.16M	173.59M	173.08M
EPS (Diluted)	0.54	0.41	1.53	1.97	3.37	2.54	1.42	1.95	1.30	1.85	0.74	-0.74	1.77	1.11	0.57	0.71	2.46	2.28	2.94	2.79
EPS Growth %	-83.98%	-83.86%	7.75%	1.03%	159.23%	37.3%	91.89%	363.51%	-26.55%	66.67%	29.82%	-204.23%	-28.05%	-51.32%	-80.61%	-74.55%	-35.26%	-22.45%	-42.91%	-53.27%
EPS (Basic)	0.55	0.42	1.58	2.05	3.51	2.64	1.48	2.04	1.36	1.93	0.78	-0.74	1.86	1.17	0.61	0.75	2.46	2.38	2.94	2.97
Diluted Shares Outstanding	53.1M	53.25M	53.86M	54.17M	53.88M	53.63M	53.62M	53.58M	53.49M	53.2M	53.1M	49.99M	52.56M	52.26M	53.35M	53.09M	54.97M	56.64M	59.13M	61.94M