PennyMac Financial Services, Inc. (PFSI) quarterly income statement — complete revenue, gross profit & net income history
| Sales/Revenue | - | - | - | - | - | - | - | - | - | - | - | - |
| Revenue Growth % | - | - | - | - | - | - | - | - | - | - | - | - |
| Cost of Goods Sold | - | - | - | - | - | - | - | - | - | - | - | - |
| COGS % of Revenue | - | - | - | - | - | - | - | - | - | - | - | - |
| Gross Profit | 530.59M | 1.07B | 413.06M | 483.44M | 687.05M | 460.12M | 394.34M | 351.93M | 194.78M | 215.25M | 264.44M | 252.75M |
| Gross Margin % | 97.36% | 90.45% | 46.79% | 51.89% | 64.23% | 97.88% | 95.75% | 49.2% | 38.96% | 40.44% | 47.46% | 44.32% |
| Gross Profit Growth % | -22.77% | 132.63% | 4.75% | 37.37% | 252.74% | 113.76% | 49.12% | 39.24% | -52.11% | 14.36% | -19.78% | 7.29% |
| Operating Expenses | 237.49M | 673M | 176.49M | 406.57M | 582.53M | 180.85M | 176.4M | 218.06M | 150.25M | 102.4M | 137.63M | 179.37M |
| OpEx % of Revenue | 43.58% | 56.87% | 19.99% | 43.64% | 54.45% | 38.47% | 42.83% | 30.48% | 30.05% | 19.24% | 24.7% | 31.45% |
| Selling, General & Admin | 237.49M | 218.38M | 93.86M | 82.75M | 76.01M | 180.85M | 176.4M | 53.47M | 52.36M | 44.99M | 70.73M | 58.65M |
| SG&A % of Revenue | 43.58% | 18.45% | 10.63% | 8.88% | 7.11% | 38.47% | 42.83% | 7.47% | 10.47% | 8.45% | 12.69% | 10.28% |
| Research & Development | - | - | - | - | - | - | - | - | - | - | - | - |
| R&D % of Revenue | - | - | - | - | - | - | - | - | - | - | - | - |
| Other Operating Expenses | - | - | - | - | - | - | - | - | - | - | - | - |
| Operating Income | 293.1M | 397.4M | 236.57M | 76.86M | 104.52M | 279.27M | 217.94M | 133.87M | 44.53M | 112.85M | 126.81M | 73.38M |
| Operating Margin % | 53.78% | 33.58% | 26.8% | 8.25% | 9.77% | 59.4% | 52.92% | 18.71% | 8.91% | 21.2% | 22.76% | 12.87% |
| Operating Income Growth % | 180.42% | 42.3% | 8.55% | -42.59% | 134.74% | 147.47% | 71.86% | 82.44% | 8.59% | 54.95% | -32.04% | -60.33% |
| EBITDA | 293.1M | 397.4M | 253.04M | 95.22M | 121.82M | 296.51M | 235.07M | 151.56M | 62.13M | 130.44M | 144.15M | 90.71M |
| EBITDA Margin % | 53.78% | 33.58% | 28.66% | 10.22% | 11.39% | 63.07% | 57.08% | 21.19% | 12.43% | 24.51% | 25.87% | 15.9% |
| EBITDA Growth % | 140.6% | 34.03% | 7.65% | -37.17% | 96.09% | 127.32% | 63.08% | 67.08% | 5.72% | 49.13% | -27.95% | -53.8% |
| D&A (Non-Cash Add-back) | 0 | 0 | 16.48M | 18.36M | 17.3M | 17.24M | 17.13M | 17.69M | 17.6M | 17.59M | 17.34M | 17.33M |
| EBIT | 293.1M | 397.4M | 236.57M | 76.86M | 104.52M | 131.01M | 94.1M | 133.87M | 44.53M | 112.85M | 126.81M | 73.38M |
| Net Interest Income | 0 | 898K | 18.06M | 0 | 0 | -17.25M | 7.87M | 0 | 0 | 0 | 0 | 0 |
| Interest Income | 208.18M | 263.89M | 248.74M | 0 | 0 | 210.86M | 225.47M | 0 | 0 | 0 | 0 | 0 |
| Interest Expense | 249.72M | 263M | 230.68M | 0 | 0 | 228.11M | 217.6M | 0 | 0 | 0 | 0 | 0 |
| Other Income/Expense | - | - | - | - | - | - | - | - | - | - | - | - |
| Pretax Income | 104.69M | 134.41M | 236.37M | 76.44M | 104.2M | 129.36M | 93.92M | 133.85M | 43.88M | -54.23M | 126.8M | 72.92M |
| Pretax Margin % | 19.21% | 11.36% | 26.78% | 8.21% | 9.74% | 27.52% | 22.81% | 18.71% | 8.78% | -10.19% | 22.76% | 12.79% |
| Income Tax | 22.37M | 27.57M | 54.87M | -60.02M | 27.92M | 24.88M | 24.56M | 35.6M | 4.58M | -17.39M | 33.93M | 14.67M |
| Effective Tax Rate % | 21.37% | 20.52% | 23.21% | -78.52% | 26.79% | 19.23% | 26.15% | 26.59% | 10.43% | 32.06% | 26.76% | 20.11% |
| Net Income | 82.32M | 106.83M | 181.5M | 136.46M | 76.28M | 104.49M | 69.37M | 98.26M | 39.31M | -36.84M | 92.87M | 58.25M |
| Net Margin % | 15.11% | 9.03% | 20.56% | 14.65% | 7.13% | 22.23% | 16.84% | 13.74% | 7.86% | -6.92% | 16.67% | 10.21% |
| Net Income Growth % | 7.92% | 2.24% | 161.65% | 38.88% | 94.06% | 383.61% | -25.31% | 68.68% | 29.4% | -197.94% | -31.28% | -54.9% |
| Net Income (Continuing) | 82.32M | 106.83M | 181.5M | 136.46M | 76.28M | 104.49M | 69.37M | 98.26M | 39.31M | -36.84M | 92.87M | 58.25M |
| Discontinued Operations | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Minority Interest | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| EPS (Diluted) | 1.53 | 1.97 | 3.37 | 2.54 | 1.42 | 1.95 | 1.30 | 1.85 | 0.74 | -0.74 | 1.77 | 1.11 |
| EPS Growth % | 7.75% | 1.03% | 159.23% | 37.3% | 91.89% | 363.51% | -26.55% | 66.67% | 29.82% | -204.23% | -28.05% | -51.32% |
| EPS (Basic) | 1.58 | 2.05 | 3.51 | 2.64 | 1.48 | 2.04 | 1.36 | 1.93 | 0.78 | -0.74 | 1.86 | 1.17 |
| Diluted Shares Outstanding | 53.86M | 54.17M | 53.88M | 53.63M | 53.62M | 53.58M | 53.49M | 53.2M | 53.1M | 49.99M | 52.56M | 52.26M |
| Basic Shares Outstanding | 52.13M | 52M | 51.73M | 51.67M | 51.51M | 51.27M | 51.18M | 50.95M | 50.55M | 49.99M | 49.9M | 49.87M |
| Dividend Payout Ratio | - | 14.91% | 8.71% | 11.58% | 19.67% | 15% | 22.59% | 10.58% | 26.51% | - | 11.02% | 17.51% |