Royal Bank of Canada (RY) Quarterly Income Statement

120+ quarters historyFree accessUpdated daily

Royal Bank of Canada (RY) quarterly income statement — complete revenue, gross profit & net income history

Quarterly statement

RY Income Statement

Royal Bank of Canada (RY) annual income statement — 30-year revenue, gross profit & net income history

Metric	Q3'26	Q2'26	Q1'26	Q4'25	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24	Q2'24	Q1'24	Q4'23	Q3'23	Q2'23	Q1'23	Q4'22	Q3'22	Q2'22	Q1'22	Q4'21

Net Interest Income	8.75B	8.5B	8.59B	8.64B	8.35B	8.06B	7.95B	7.67B	7.33B	6.62B	6.33B	6.54B	6.29B	6.1B	6.2B	6.28B	5.89B	5.27B	5.27B	5.06B
NII Growth %	4.76%	5.55%	8.01%	12.7%	13.98%	21.64%	25.52%	17.26%	16.56%	8.59%	2.1%	4.14%	6.72%	15.64%	17.66%	24.13%	16.59%	8.65%	4.69%	1.02%
Net Interest Margin %	0.35%	0.35%	0.37%	0.37%	0.37%	0.36%	0.36%	0.35%	0.35%	0.33%	0.32%	0.33%	0.32%	0.31%	0.32%	0.33%	0.32%	0.29%	0.3%	0.3%
Interest Income	26.6B	25.01B	26.1B	26.29B	26.11B	24.97B	26.45B	26.5B	27.09B	25.75B	25.61B	24.5B	22.83B	20.32B	19.34B	14.9B	10.74B	7.76B	7.38B	7.01B
Interest Expense	17.85B	16.51B	17.52B	17.64B	17.76B	16.91B	18.51B	18.83B	19.76B	19.13B	19.28B	17.96B	16.55B	14.22B	13.13B	8.62B	4.85B	2.48B	2.11B	1.95B
Loan Loss Provision	1B	911.7M	1.09B	1.01B	881M	1.42B	1.05B	840M	659M	920M	813M	720M	616M	600M	532M	381M	340M	-342M	105M	-227M
Non-Interest Income	12.05B	8.92B	9.34B	8.55B	8.61B	7.6B	8.77B	7.39B	7.36B	7.36B	7.42B	6.71B	6.64B	6.33B	7.13B	6.26B	6.2B	5.92B	7.77B	7.28B
Non-Interest Income %	57.94%	51.2%	52.1%	49.73%	50.76%	48.54%	52.46%	49.07%	50.12%	52.63%	53.97%	50.62%	51.35%	50.95%	53.47%	49.92%	51.27%	52.89%	59.57%	58.99%
Total Net Revenue	20.8B	17.42B	17.92B	17.2B	16.96B	15.66B	16.72B	15.06B	14.69B	13.98B	13.76B	13.25B	12.92B	12.43B	13.33B	12.54B	12.09B	11.2B	13.04B	12.34B
Revenue Growth %	22.65%	11.29%	7.2%	14.16%	15.47%	11.99%	21.56%	13.69%	13.67%	12.44%	3.2%	5.63%	6.9%	11.05%	2.23%	1.63%	-4.89%	-3.22%	0.92%	11.47%
Non-Interest Expense	12.08B	9.43B	9.43B	9.36B	9.21B	8.71B	9.24B	9.01B	8.66B	8.13B	8.59B	8.46B	7.71B	7.39B	7.56B	7.3B	7.19B	6.23B	7.55B	7.58B
Efficiency Ratio	58.05%	54.15%	52.59%	54.44%	54.29%	55.66%	55.25%	59.8%	58.93%	58.18%	62.48%	63.84%	59.67%	59.42%	56.72%	58.21%	59.5%	55.64%	57.9%	61.42%
Operating Income	7.75B	7.1B	7.41B	6.83B	6.87B	5.52B	6.43B	5.21B	5.37B	4.93B	4.35B	4.07B	4.6B	4.45B	5.24B	4.86B	4.56B	5.31B	5.38B	4.99B
Operating Margin %	37.27%	40.76%	41.33%	39.71%	40.52%	35.25%	38.47%	34.62%	36.58%	35.24%	31.61%	30.73%	35.57%	35.75%	39.29%	38.75%	37.69%	47.41%	41.3%	40.41%
Operating Income Growth %	12.82%	28.7%	15.14%	30.93%	27.9%	12.02%	47.95%	28.1%	16.91%	10.82%	-16.96%	-16.25%	0.88%	-16.26%	-2.75%	-2.55%	-18.23%	2.35%	10.21%	20.31%
Pretax Income	7.73B	7.08B	7.41B	6.83B	6.87B	5.52B	6.43B	5.21B	5.37B	4.93B	4.35B	4.07B	4.6B	4.45B	5.24B	4.86B	4.56B	5.31B	5.38B	4.99B
Pretax Margin %	37.14%	40.62%	41.33%	39.71%	40.52%	35.25%	38.47%	34.62%	36.58%	35.24%	31.61%	30.73%	35.57%	35.75%	39.29%	38.75%	37.69%	47.41%	41.3%	40.41%
Income Tax	1.73B	1.59B	1.62B	1.39B	1.46B	1.13B	1.3B	993M	887M	976M	766M	-60M	736M	765M	2.1B	979M	979M	1.05B	1.29B	1.1B
Effective Tax Rate %	22.34%	22.53%	21.9%	20.42%	21.22%	20.44%	20.24%	19.04%	16.51%	19.81%	17.62%	-1.47%	16.01%	17.21%	40.16%	20.14%	21.49%	19.88%	23.94%	21.97%
Net Income	6.03B	5.51B	5.78B	5.43B	5.42B	4.39B	5.13B	4.22B	4.48B	3.95B	3.58B	4.13B	3.86B	3.68B	3.13B	3.88B	3.58B	4.25B	4.09B	3.89B
Net Margin %	28.96%	31.6%	32.27%	31.59%	31.93%	28.01%	30.68%	28.01%	30.52%	28.24%	26.03%	31.16%	29.86%	29.59%	23.49%	30.9%	29.57%	37.96%	31.4%	31.49%
Net Income Growth %	11.27%	25.52%	12.77%	28.75%	20.79%	11.09%	43.27%	2.18%	16.2%	7.31%	14.34%	6.53%	7.92%	-13.44%	-23.5%	-0.28%	-16.71%	5.88%	6.45%	19.71%
Net Income (Continuing)	6B	5.48B	5.79B	5.43B	5.41B	4.39B	5.13B	4.22B	4.49B	3.95B	3.58B	4.13B	3.86B	3.68B	3.13B	3.88B	3.58B	4.25B	4.09B	3.89B
EPS (Diluted)	4.23	3.85	4.03	3.75	3.75	3.02	3.54	2.91	3.09	2.74	2.50	2.90	2.73	2.58	2.23	2.74	2.51	2.96	2.84	2.67
EPS Growth %	12.8%	27.48%	13.84%	28.87%	21.36%	10.22%	41.6%	0.34%	13.19%	6.2%	12.11%	5.84%	8.76%	-12.84%	-21.48%	2.62%	-15.49%	7.25%	6.77%	19.73%
EPS (Basic)	4.24	3.86	4.04	3.76	3.76	3.03	3.54	2.85	3.09	2.75	2.50	2.90	2.74	2.58	2.23	2.75	2.52	2.97	2.84	2.68
Diluted Shares Outstanding	991.7M	1.03B	1.03B	1.41B	1.41B	1.41B	1.42B	1.42B	1.42B	1.41B	1.41B	1.4B	1.39B	1.39B	1.38B	1.39B	1.4B	1.41B	1.42B	1.43B