Last 48 quarters of trend data · Financial Services · Banks - Regional
Quarterly valuation ratios — annualised for comparability. YoY Δ shows same-quarter-prior-year change.
1st Source Corporation's quarterly P/E stands at 10.6x, up 7.9% year-over-year.
| Metric | TTM | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| P/E Ratio → | 11.40 | 10.62 | 9.24 | 9.00 | 10.28 | 9.84 | 11.49 | 10.62 | 9.00 | 11.01 | 11.84 | 7.97 | 8.06 |
| — | +7.9% | -19.6% | -15.2% | +14.2% | -10.7% | -3.0% | +33.2% | +11.6% | +27.6% | +11.5% | -9.1% | -16.2% | |
| P/S Ratio | 2.99 | 3.33 | 2.53 | 2.46 | 2.53 | 2.51 | 2.52 | 2.52 | 2.27 | 2.31 | 2.51 | 1.97 | 2.10 |
| — | +32.8% | +0.3% | -2.2% | +11.4% | +8.4% | +0.5% | +27.9% | +8.4% | +2.3% | -15.2% | -32.1% | -32.0% | |
| P/B Ratio | 1.36 | 1.27 | 1.16 | 1.17 | 1.21 | 1.20 | 1.21 | 1.25 | 1.18 | 1.19 | 1.27 | 1.06 | 1.06 |
| — | +5.8% | -4.5% | -6.6% | +2.8% | +1.5% | -4.4% | +18.3% | +11.6% | +7.8% | -10.6% | -18.0% | -14.2% | |
| P/FCF | 8.41 | — | 7.13 | 6.80 | 8.85 | 5.30 | 13.24 | 5.50 | 7.08 | 7.75 | 8.29 | 5.07 | 5.89 |
| — | — | -46.2% | +23.6% | +25.1% | -31.6% | +59.6% | +8.5% | +20.2% | +33.9% | +8.1% | -21.7% | -6.1% | |
| EV / EBITDA | 9.64 | — | 8.19 | 6.95 | 8.08 | 7.63 | 9.74 | 8.42 | 7.93 | 9.65 | 10.45 | 7.21 | 6.73 |
| — | — | -15.9% | -17.5% | +1.8% | -21.0% | -6.8% | +16.8% | +17.8% | +22.3% | +24.0% | -9.9% | -9.3% | |
| EV / EBIT | 10.06 | — | 8.27 | 7.30 | 8.55 | 8.08 | 10.47 | 8.99 | 8.43 | 10.48 | 11.45 | 7.85 | 7.38 |
| — | — | -21.0% | -18.8% | +1.3% | -22.9% | -8.5% | +14.5% | +14.3% | +20.4% | +23.0% | -11.2% | -12.0% |
Quarterly margins and returns. Watch for margin compression across consecutive quarters.
| Metric | TTM | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin | 70.3% | — | 73.6% | 71.8% | 66.9% | 68.8% | 67.8% | 65.1% | 67.3% | 62.5% | 66.5% | 70.4% | 74.0% |
| — | — | +8.6% | +10.4% | -0.6% | +10.2% | +2.0% | -7.6% | -9.0% | -18.1% | -17.8% | -21.0% | -19.8% | |
| Operating Margin | 34.2% | — | 36.1% | 36.0% | 32.0% | 32.6% | 28.3% | 31.2% | 33.1% | 27.3% | 27.1% | 32.4% | 34.1% |
| — | — | +27.5% | +15.5% | -3.1% | +19.2% | +4.3% | -3.8% | -3.1% | -20.4% | -26.9% | -24.9% | -18.7% | |
| Net Margin | 26.4% | 31.7% | 27.3% | 27.7% | 24.8% | 25.6% | 22.2% | 24.0% | 25.5% | 21.2% | 21.1% | 25.0% | 26.3% |
| — | +23.6% | +23.1% | +15.4% | -2.5% | +20.6% | +5.1% | -4.1% | -3.1% | -19.6% | -24.9% | -24.8% | -18.5% |
| Metric | TTM | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE | 12.7% | 3.0% | 3.2% | 3.3% | 3.0% | 3.1% | 2.7% | 3.1% | 3.4% | 2.7% | 2.8% | 3.4% | 3.3% |
| — | -3.1% | +18.2% | +8.8% | -10.1% | +14.0% | -3.7% | -9.1% | +0.6% | -16.7% | -19.3% | -7.9% | +3.9% | |
| ROA | 1.8% | 0.4% | 0.5% | 0.5% | 0.4% | 0.4% | 0.4% | 0.4% | 0.4% | 0.3% | 0.3% | 0.4% | 0.4% |
| — | +4.9% | +27.8% | +17.7% | -1.4% | +23.8% | +7.8% | +1.9% | +8.3% | -9.3% | -12.8% | -4.2% | +6.0% | |
| ROIC | 9.7% | — | 2.6% | 2.8% | 2.5% | 2.5% | 2.0% | 2.3% | 2.4% | 2.0% | 1.9% | 2.4% | 2.4% |
| — | — | +27.7% | +21.4% | +3.7% | +26.2% | +5.2% | -4.7% | +2.6% | -15.7% | -19.3% | -3.9% | +1.3% |
Quarterly solvency trend — watch for debt spikes or covenant pressure.
The current ratio has improved 6273.7% YoY to 11.76x, strengthening the short-term liquidity position.
| Metric | TTM | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debt / Equity | 0.26 | 0.10 | 0.26 | 0.14 | 0.17 | 0.13 | 0.28 | 0.22 | 0.35 | 0.32 | 0.37 | 0.38 | 0.30 |
| — | -22.1% | -6.0% | -39.7% | -51.6% | -58.9% | -26.0% | -41.6% | +15.8% | -23.8% | +13.4% | -23.8% | -1.0% | |
| Debt / EBITDA | 1.59 | — | 6.22 | 3.02 | 4.14 | 3.19 | 7.54 | 5.44 | 7.61 | 8.45 | 9.93 | 8.13 | 6.36 |
| — | — | -17.6% | -44.5% | -45.6% | -62.3% | -24.0% | -33.0% | +19.7% | -7.8% | +48.6% | -14.7% | -0.4% | |
| Current Ratio | 12.62 | 11.76 | 12.62 | 0.18 | 0.18 | 0.18 | 0.14 | 0.23 | 0.22 | 0.23 | 0.23 | 0.24 | 0.24 |
| — | +6273.7% | +9138.2% | -22.0% | -19.1% | -18.6% | -40.9% | -1.6% | -9.2% | -8.9% | -24.5% | -12.1% | -14.0% | |
| Quick Ratio | 12.62 | 11.76 | 12.62 | 0.18 | 0.18 | 0.18 | 0.14 | 0.23 | 0.22 | 0.23 | 0.23 | 0.24 | 0.24 |
| — | +6273.7% | +9138.2% | -22.0% | -19.1% | -18.6% | -40.9% | -1.6% | -9.2% | -8.9% | -24.5% | -12.1% | -14.0% | |
| Interest Coverage | 1.23 | — | 1.37 | 1.30 | 1.15 | 1.13 | 0.91 | 0.95 | 1.01 | 0.85 | 0.84 | 1.12 | 1.31 |
| — | — | — | — | — | — | — | — | — | — | — | — | — |
Includes 30+ ratios · 48 years · Updated daily
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1st Source Corporation's current P/E is 11.4x. The average P/E over the last 4 quarters is 9.8x. Quarterly P/E ratios can vary due to seasonal revenue patterns and one-time charges.
1st Source Corporation's current operating margin is 34.2%. Margins have been expanding over recent quarters. Quarterly margins are particularly useful for identifying trend inflections that annual data smooths over.
Quarterly financial ratios reveal short-term trend shifts — margin compression, debt spikes, or valuation re-ratings — that annual figures smooth over. They're essential for active investors tracking 1st Source Corporation's business trajectory between earnings reports.