Last 48 quarters of trend data · Financial Services · Regional Banks
Quarterly valuation ratios — annualised for comparability. YoY Δ shows same-quarter-prior-year change.
| Metric | TTM | Q3 '26 | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| P/E Ratio → | 11.75 | 10.41 | 10.57 | 10.49 | 9.24 | 9.00 | 10.28 | 9.84 | 11.49 | 10.62 | 9.00 | 11.01 | 11.84 | 7.97 | 8.06 | 8.63 | 10.62 | 8.77 | 9.62 | 10.51 | 11.17 |
| — | +15.6% | +2.8% | +6.6% | -19.6% | -15.2% | +14.2% | -10.7% | -3.0% | +33.2% | +11.6% | +27.6% | +11.5% | -9.1% | -16.2% | -17.9% | -5.0% | -4.2% | -1.5% | -2.8% | +14.2% | |
| P/S Ratio | 4.53 | 4.23 | 4.17 | 3.71 | 3.44 | 3.40 | 3.52 | 3.53 | 3.65 | 3.75 | 3.38 | 3.41 | 3.70 | 2.77 | 2.83 | 2.87 | 3.45 | 3.14 | 3.25 | 3.46 | 3.66 |
| — | +24.3% | +18.6% | +5.2% | -5.9% | -9.2% | +4.2% | +3.5% | -1.2% | +35.3% | +19.1% | +18.8% | +7.1% | -11.7% | -12.7% | -17.1% | -5.7% | -6.5% | -9.0% | -4.4% | +25.6% | |
| P/B Ratio | 1.61 | 1.51 | 1.46 | 1.27 | 1.16 | 1.17 | 1.21 | 1.20 | 1.21 | 1.25 | 1.18 | 1.19 | 1.27 | 1.06 | 1.06 | 1.10 | 1.42 | 1.29 | 1.23 | 1.24 | 1.27 |
| — | +29.2% | +20.3% | +5.8% | -4.5% | -6.6% | +2.8% | +1.5% | -4.4% | +18.3% | +11.6% | +7.8% | -10.6% | -18.0% | -14.2% | -11.6% | +11.8% | +4.6% | -0.4% | -3.3% | +14.8% | |
| P/FCF | 9.00 | 7.36 | 9.50 | 7.24 | 7.13 | 6.80 | 8.85 | 5.30 | 13.24 | 5.50 | 7.08 | 7.75 | 8.29 | 5.07 | 5.89 | 5.78 | 7.67 | 6.48 | 6.27 | 6.86 | 5.10 |
| — | +8.2% | +7.4% | +36.7% | -46.2% | +23.6% | +25.1% | -31.6% | +59.6% | +8.5% | +20.2% | +33.9% | +8.1% | -21.7% | -6.1% | -15.7% | +50.3% | -60.2% | -6.6% | -4.1% | +12.5% | |
| EV / EBITDA | 9.80 | 8.44 | 7.54 | 9.21 | 7.86 | 6.95 | 8.08 | 7.63 | 9.74 | 8.42 | 7.93 | 9.65 | 10.45 | 7.21 | 6.73 | 7.89 | 8.42 | 8.00 | 7.42 | 8.65 | 9.11 |
| — | +21.5% | -6.7% | +20.8% | -19.3% | -17.5% | +1.8% | -21.0% | -6.8% | +16.8% | +17.8% | +22.3% | +24.0% | -9.9% | -9.3% | -8.8% | -7.5% | +5.6% | -4.4% | +3.6% | +24.5% | |
| EV / EBIT | 11.53 | 5.54 | 7.82 | 9.72 | 8.27 | 7.30 | 8.55 | 8.08 | 10.47 | 8.99 | 8.43 | 10.48 | 11.45 | 7.85 | 7.38 | 8.70 | 9.31 | 8.84 | 8.39 | 9.96 | 10.23 |
| — | -24.1% | -8.5% | +20.3% | -21.0% | -18.8% | +1.3% | -22.9% | -8.5% | +14.5% | +14.3% | +20.4% | +23.0% | -11.2% | -12.0% | -12.7% | -9.0% | +2.6% | -5.8% | +0.6% | +14.2% |
Quarterly margins and returns. Watch for margin compression across consecutive quarters.
| Metric | TTM | Q3 '26 | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin | 97.3% | 99.2% | 98.7% | 93.6% | 100.0% | 99.2% | 92.9% | 96.9% | 98.1% | 96.8% | 99.9% | 92.1% | 97.9% | 99.1% | 99.9% | 96.7% | 94.4% | 96.5% | 97.1% | 97.3% | 101.3% |
| — | +0.1% | +6.2% | -3.4% | +1.9% | +2.4% | -7.1% | +5.2% | +0.2% | -2.3% | -0.0% | -4.8% | +3.8% | +2.7% | +2.9% | -0.6% | -6.9% | -6.2% | -6.4% | +0.2% | +7.4% | |
| Operating Margin | 47.3% | 53.3% | 51.5% | 45.4% | 49.0% | 49.7% | 44.5% | 45.8% | 40.9% | 46.3% | 49.1% | 40.3% | 40.0% | 45.5% | 46.1% | 43.5% | 43.3% | 46.7% | 44.2% | 42.5% | 43.2% |
| — | +7.3% | +15.8% | -1.0% | +19.6% | +7.2% | -9.4% | +13.8% | +2.5% | +1.8% | +6.5% | -7.4% | -7.7% | -2.4% | +4.3% | +2.3% | +0.2% | -3.0% | -8.8% | -3.6% | +11.5% | |
| Net Margin | 36.5% | 41.2% | 40.2% | 35.3% | 37.1% | 38.2% | 34.5% | 36.1% | 32.1% | 35.7% | 37.8% | 31.3% | 31.1% | 35.2% | 35.5% | 33.5% | 32.8% | 36.0% | 34.0% | 33.1% | 33.0% |
| — | +7.8% | +16.7% | -2.1% | +15.5% | +7.1% | -8.8% | +15.2% | +3.3% | +1.5% | +6.5% | -6.6% | -5.2% | -2.3% | +4.6% | +1.2% | -0.8% | -2.8% | -8.0% | -1.9% | +10.0% |
| Metric | TTM | Q3 '26 | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE | 12.7% | 3.7% | 3.6% | 3.0% | 3.2% | 3.3% | 3.0% | 3.1% | 2.7% | 3.1% | 3.4% | 2.7% | 2.8% | 3.4% | 3.3% | 3.3% | 3.4% | 3.6% | 3.2% | 2.9% | 2.9% |
| — | +10.4% | +18.0% | -3.1% | +18.2% | +8.8% | -10.1% | +14.0% | -3.7% | -9.1% | +0.6% | -16.7% | -19.3% | -7.9% | +3.9% | +13.4% | +19.2% | +6.7% | -0.3% | -3.7% | +0.4% | |
| ROA | 1.8% | 0.5% | 0.5% | 0.4% | 0.5% | 0.5% | 0.4% | 0.4% | 0.4% | 0.4% | 0.4% | 0.3% | 0.3% | 0.4% | 0.4% | 0.4% | 0.4% | 0.4% | 0.4% | 0.3% | 0.3% |
| — | +14.2% | +25.1% | +4.9% | +27.8% | +17.7% | -1.4% | +23.8% | +7.8% | +1.9% | +8.3% | -9.3% | -12.8% | -4.2% | +6.0% | +9.8% | +9.5% | -2.0% | -7.9% | -10.3% | -4.7% | |
| ROIC | 9.7% | 2.9% | 2.7% | 2.3% | 2.6% | 2.8% | 2.5% | 2.5% | 2.0% | 2.3% | 2.4% | 2.0% | 1.9% | 2.4% | 2.4% | 2.3% | 2.4% | 2.5% | 2.4% | 2.1% | 2.1% |
| — | +2.9% | +7.5% | -7.5% | +27.7% | +21.4% | +3.7% | +26.2% | +5.2% | -4.7% | +2.6% | -15.7% | -19.3% | -3.9% | +1.3% | +11.4% | +14.5% | +2.6% | -0.6% | -6.8% | -0.7% |
Quarterly solvency trend — watch for debt spikes or covenant pressure.
| Metric | TTM | Q3 '26 | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debt / Equity | 0.26 | 0.24 | 0.22 | 0.29 | 0.26 | 0.14 | 0.17 | 0.13 | 0.28 | 0.22 | 0.35 | 0.32 | 0.37 | 0.38 | 0.30 | 0.42 | 0.33 | 0.50 | 0.30 | 0.36 | 0.32 |
| — | +79.7% | +29.8% | +119.9% | -6.0% | -39.7% | -51.6% | -58.9% | -26.0% | -41.6% | +15.8% | -23.8% | +13.4% | -23.8% | -1.0% | +18.4% | +2.7% | +35.5% | -8.6% | +3.8% | +9.7% | |
| Debt / EBITDA | 1.57 | 4.90 | 4.66 | 7.08 | 5.96 | 3.02 | 4.14 | 3.19 | 7.54 | 5.44 | 7.61 | 8.45 | 9.93 | 8.13 | 6.36 | 9.16 | 6.68 | 9.53 | 6.38 | 8.08 | 7.60 |
| — | +62.4% | +12.7% | +122.0% | -20.9% | -44.5% | -45.6% | -62.3% | -24.0% | -33.0% | +19.7% | -7.8% | +48.6% | -14.7% | -0.4% | +13.5% | -12.0% | +28.6% | -7.1% | +9.7% | +17.3% | |
| Current Ratio | 12.62 | 0.21 | 0.51 | 0.18 | 12.62 | 0.18 | 0.18 | 0.18 | 0.14 | 0.23 | 0.22 | 0.23 | 0.23 | 0.24 | 0.24 | 0.25 | 0.31 | 0.27 | 0.28 | 0.28 | 0.31 |
| — | +15.8% | +188.1% | -3.6% | +9138.2% | -22.0% | -19.1% | -18.6% | -40.9% | -1.6% | -9.2% | -8.9% | -24.5% | -12.1% | -14.0% | -10.9% | -2.0% | +9.9% | +24.2% | +30.1% | +25.1% | |
| Quick Ratio | 12.62 | 0.21 | 0.51 | 0.18 | 12.62 | 0.18 | 0.18 | 0.18 | 0.14 | 0.23 | 0.22 | 0.23 | 0.23 | 0.24 | 0.24 | 0.25 | 0.31 | 0.27 | 0.28 | 0.28 | 0.31 |
| — | +15.8% | +188.1% | -3.6% | +9138.2% | -22.0% | -19.1% | -18.6% | -40.9% | -1.6% | -9.2% | -8.9% | -24.5% | -12.1% | -14.0% | -10.9% | -2.0% | +9.9% | +24.2% | +30.1% | +25.1% | |
| Interest Coverage | 1.23 | 2.70 | 1.60 | 1.43 | 1.37 | 1.30 | 1.15 | 1.13 | 0.91 | 0.95 | 1.01 | 0.85 | 0.84 | 1.12 | 1.31 | 1.62 | 2.60 | 5.63 | 8.35 | 14.48 | 9.27 |
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Includes 30+ ratios · 48 years · Updated daily
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Quick answers to the most common questions about buying SRCE stock.
1st Source Corporation's current P/E is 11.8x. The average P/E over the last 4 quarters is 10.2x. Quarterly P/E ratios can vary due to seasonal revenue patterns and one-time charges.
1st Source Corporation's current operating margin is 47.3%. Margins have been expanding over recent quarters. Quarterly margins are particularly useful for identifying trend inflections that annual data smooths over.
Quarterly financial ratios reveal short-term trend shifts — margin compression, debt spikes, or valuation re-ratings — that annual figures smooth over. They're essential for active investors tracking 1st Source Corporation's business trajectory between earnings reports.