Last 48 quarters of trend data · Financial Services · Banks - Regional
Quarterly valuation ratios — annualised for comparability. YoY Δ shows same-quarter-prior-year change.
Triumph Financial, Inc.'s quarterly P/E stands at 64.8x. EV/EBITDA has expanded 7.2% YoY to 37.1x, reflecting rising market expectations or slowing EBITDA growth.
| Metric | TTM | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| P/E Ratio → | 77.49 | 64.85 | 20.33 | 338.11 | 91.85 | — | 174.77 | 104.66 | 255.47 | 141.64 | 54.18 | 31.76 | 52.34 |
| — | — | -88.4% | +223.1% | -64.0% | — | +222.6% | +229.5% | +388.0% | +319.6% | +197.1% | +44.9% | +482.4% | |
| P/S Ratio | 3.32 | 2.93 | 2.67 | 2.74 | 2.55 | 2.83 | 4.46 | 3.76 | 3.89 | 4.01 | 3.80 | 3.14 | 3.04 |
| — | +3.6% | -40.1% | -27.2% | -34.6% | -29.5% | +17.4% | +19.8% | +28.0% | +29.6% | +48.0% | +7.3% | +23.0% | |
| P/B Ratio | 1.82 | 1.51 | 1.59 | 1.30 | 1.44 | 1.51 | 2.43 | 2.13 | 2.21 | 2.15 | 2.15 | 1.79 | 1.71 |
| — | -0.1% | -34.3% | -38.9% | -35.1% | -29.8% | +12.9% | +19.2% | +29.5% | +28.6% | +57.2% | +17.3% | -2.2% | |
| P/FCF | 33.89 | 108.41 | 15.14 | 13.34 | 47.78 | — | 74.14 | 23.13 | 48.04 | — | 21.85 | 54.61 | 65.72 |
| — | — | -79.6% | -42.3% | -0.5% | — | +239.4% | -57.6% | -26.9% | — | -38.1% | +647.2% | — | |
| EV / EBITDA | 30.65 | 37.13 | 16.45 | 157.98 | 18.19 | 34.64 | 34.19 | 25.78 | 39.50 | 33.39 | 25.93 | 13.52 | 20.58 |
| — | +7.2% | -51.9% | +512.7% | -54.0% | +3.7% | +31.9% | +90.6% | +92.0% | +57.5% | +229.4% | +36.5% | +432.1% | |
| EV / EBIT | 44.47 | 37.13 | 13.20 | 281.11 | 41.65 | 4159.43 | 84.60 | 62.79 | 130.09 | 85.99 | 38.86 | 19.28 | 36.19 |
| — | -99.1% | -84.4% | +347.7% | -68.0% | +4737.3% | +117.7% | +225.7% | +259.4% | +161.2% | +296.7% | +47.7% | +746.0% |
Quarterly margins and returns. Watch for margin compression across consecutive quarters.
Triumph Financial, Inc.'s operating margin was 8.3% in Q1 2026, down 8.6 pp QoQ and up 8.3 pp YoY. Gross margin expanded 3.5% YoY, indicating pricing power or improving input costs.
| Metric | TTM | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin | 83.9% | 86.9% | 86.8% | 96.1% | 84.6% | 83.9% | 81.8% | 81.3% | 81.3% | 81.4% | 81.8% | 85.9% | 85.7% |
| — | +3.5% | +6.0% | +18.2% | +4.1% | +3.1% | -0.0% | -5.4% | -5.2% | -10.7% | -13.5% | -8.0% | -9.7% | |
| Operating Margin | 6.4% | 8.3% | 16.9% | 1.2% | 6.2% | 0.1% | 4.8% | 5.0% | 2.9% | 4.1% | 10.4% | 14.6% | 8.5% |
| — | +14094.0% | +250.8% | -76.6% | +113.5% | -98.6% | -53.7% | -65.7% | -66.0% | -63.6% | -51.1% | -21.6% | -77.4% | |
| Net Margin | 4.9% | 5.2% | 13.7% | 1.6% | 3.4% | 0.0% | 3.2% | 4.3% | 2.2% | 3.6% | 7.9% | 10.6% | 6.5% |
| — | +36445.1% | +331.7% | -63.4% | +55.4% | -99.6% | -59.8% | -59.7% | -66.2% | -63.9% | -46.9% | -24.4% | -77.1% |
| Metric | TTM | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE | 2.8% | 0.7% | 2.1% | 0.2% | 0.5% | 0.0% | 0.4% | 0.6% | 0.3% | 0.5% | 1.1% | 1.5% | 0.9% |
| — | +35247.4% | +378.0% | -69.3% | +55.6% | -99.6% | -61.5% | -60.0% | -65.9% | -62.7% | -43.1% | -17.3% | -81.6% | |
| ROA | 0.4% | 0.1% | 0.3% | 0.0% | 0.1% | 0.0% | 0.1% | 0.1% | 0.0% | 0.1% | 0.2% | 0.2% | 0.1% |
| — | +31866.7% | +364.2% | -71.0% | +43.2% | -99.6% | -63.0% | -59.6% | -64.3% | -62.1% | -45.0% | -18.8% | -81.5% | |
| ROIC | 2.5% | 0.8% | 1.6% | 0.1% | 0.5% | 0.0% | 0.4% | 0.4% | 0.2% | 0.3% | 0.8% | 1.2% | 0.5% |
| — | +15870.2% | +279.0% | -80.8% | +115.8% | -98.5% | -49.8% | -65.6% | -57.5% | -57.7% | -52.8% | -23.4% | -85.6% |
Quarterly solvency trend — watch for debt spikes or covenant pressure.
Triumph Financial, Inc.'s Debt/EBITDA ratio is 14.0x — elevated, raising questions about debt serviceability.
| Metric | TTM | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debt / Equity | — | 0.15 | — | 0.43 | 0.32 | 0.35 | 0.16 | 0.20 | 0.49 | 0.21 | 0.47 | 0.21 | 0.52 |
| — | -57.6% | — | +108.7% | -35.0% | +71.3% | -66.0% | -3.3% | -4.4% | -74.9% | +132.5% | -1.8% | +137.2% | |
| Debt / EBITDA | — | 14.05 | — | 171.99 | 16.12 | 37.74 | 9.84 | 11.84 | 36.52 | 14.72 | 21.27 | 7.15 | 24.62 |
| — | -62.8% | — | +1352.8% | -55.9% | +156.4% | -53.7% | +65.6% | +48.3% | -58.1% | +271.9% | +5.9% | +732.5% | |
| Current Ratio | — | — | — | 0.05 | 0.07 | 0.12 | 0.09 | 0.19 | 0.19 | 0.17 | 0.15 | 0.14 | 0.17 |
| — | — | — | -73.9% | -61.3% | -26.2% | -41.3% | +35.1% | +13.9% | -8.9% | -7.2% | -5.3% | -14.4% | |
| Quick Ratio | — | — | — | 0.05 | 0.07 | 0.12 | 0.09 | 0.19 | 0.19 | 0.17 | 0.15 | 0.14 | 0.17 |
| — | — | — | -73.9% | -61.3% | -26.2% | -41.3% | +35.1% | +13.9% | -8.9% | -7.2% | -5.3% | -14.4% | |
| Interest Coverage | 0.41 | 0.61 | 0.40 | 0.06 | 0.39 | 0.00 | 0.33 | 0.32 | 0.19 | 0.30 | 0.76 | 1.09 | 0.71 |
| — | — | — | — | — | — | — | — | — | — | — | — | — |
Includes 30+ ratios · 48 years · Updated daily
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Quick answers to the most common questions about buying TFIN stock.
Triumph Financial, Inc.'s current P/E is 77.5x. The average P/E over the last 4 quarters is 128.8x. Quarterly P/E ratios can vary due to seasonal revenue patterns and one-time charges.
Triumph Financial, Inc.'s current operating margin is 6.4%. Margins have been expanding over recent quarters. Quarterly margins are particularly useful for identifying trend inflections that annual data smooths over.
Quarterly financial ratios reveal short-term trend shifts — margin compression, debt spikes, or valuation re-ratings — that annual figures smooth over. They're essential for active investors tracking Triumph Financial, Inc.'s business trajectory between earnings reports.