Last 48 quarters of trend data · Financial Services · Regional Banks
Quarterly valuation ratios — annualised for comparability. YoY Δ shows same-quarter-prior-year change.
| Metric | TTM | Q3 '26 | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| P/E Ratio → | 29.35 | 28.84 | 43.36 | 64.85 | 20.33 | 338.11 | 91.85 | — | 174.77 | 104.66 | 255.47 | 141.64 | 54.18 | 31.76 | 52.34 | 33.76 | 18.24 | 21.92 | 8.99 | 25.27 | 29.19 |
| — | -91.5% | -52.8% | — | -88.4% | +223.1% | -64.0% | — | +222.6% | +229.5% | +388.0% | +319.6% | +197.1% | +44.9% | +482.4% | +33.6% | -37.5% | -17.7% | -47.7% | +72.4% | +200.6% | |
| P/S Ratio | 2.85 | 2.88 | 5.60 | 3.39 | 1.88 | 3.39 | 3.03 | 3.32 | 5.22 | 4.45 | 4.60 | 4.64 | 4.41 | 3.63 | 3.46 | 3.31 | 2.69 | 3.06 | 2.55 | 5.36 | 6.39 |
| — | -15.1% | +84.7% | +2.0% | -64.1% | -23.8% | -34.1% | -28.4% | +18.5% | +22.7% | +33.1% | +40.2% | +63.6% | +18.6% | +35.4% | -38.3% | -57.8% | -49.7% | -43.1% | +7.2% | +122.7% | |
| P/B Ratio | 1.55 | 1.48 | 1.91 | 1.51 | 1.59 | 1.30 | 1.44 | 1.51 | 2.43 | 2.13 | 2.21 | 2.15 | 2.15 | 1.79 | 1.71 | 1.67 | 1.37 | 1.52 | 1.75 | 2.69 | 3.52 |
| — | +13.7% | +33.2% | -0.1% | -34.3% | -38.9% | -35.1% | -29.8% | +12.9% | +19.2% | +29.5% | +28.6% | +57.2% | +17.3% | -2.2% | -37.9% | -61.1% | -50.5% | -26.0% | +5.5% | +110.4% | |
| P/FCF | 16.75 | 21.83 | 10.80 | 108.41 | 15.14 | 13.34 | 47.78 | — | 74.14 | 23.13 | 48.04 | — | 21.85 | 54.61 | 65.72 | — | 35.28 | 7.31 | — | 12.28 | 17.49 |
| — | +63.7% | -77.4% | — | -79.6% | -42.3% | -0.5% | — | +239.4% | -57.6% | -26.9% | — | -38.1% | +647.2% | — | — | +101.7% | -64.0% | — | -57.8% | +105.4% | |
| EV / EBITDA | 15.94 | 4.76 | 19.13 | 24.27 | 12.50 | 33.37 | 18.19 | 34.64 | 34.19 | 25.78 | 39.50 | 33.39 | 25.93 | 13.52 | 20.58 | 21.20 | 7.87 | 9.91 | 3.87 | 15.40 | 18.95 |
| — | -85.7% | +5.2% | -29.9% | -63.4% | +29.4% | -54.0% | +3.7% | +31.9% | +90.6% | +92.0% | +57.5% | +229.4% | +36.5% | +432.1% | +37.7% | -58.5% | -33.0% | -65.8% | +48.7% | +170.3% | |
| EV / EBIT | 48.72 | 2.88 | 29.65 | 37.13 | 17.34 | 281.11 | 41.65 | 4159.43 | 84.60 | 62.79 | 130.09 | 85.99 | 38.86 | 19.28 | 36.19 | 32.92 | 9.80 | 13.05 | 4.28 | 18.30 | 22.50 |
| — | -99.0% | -28.8% | -99.1% | -79.5% | +347.7% | -68.0% | +4737.3% | +117.7% | +225.7% | +259.4% | +161.2% | +296.7% | +47.7% | +746.0% | +79.9% | -56.5% | -26.3% | -67.2% | +59.1% | +184.3% |
Quarterly margins and returns. Watch for margin compression across consecutive quarters.
| Metric | TTM | Q3 '26 | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin | 99.3% | 95.8% | 96.7% | 100.6% | 60.9% | 119.1% | 100.6% | 98.7% | 95.8% | 96.2% | 96.0% | 94.2% | 94.9% | 99.2% | 97.4% | 97.5% | 99.2% | 97.6% | 98.1% | 99.5% | 98.3% |
| — | -19.5% | -3.9% | +1.9% | -36.4% | +23.8% | +4.8% | +4.8% | +1.0% | -3.1% | -1.4% | -3.4% | -4.4% | +1.7% | -0.6% | -2.1% | +0.9% | -3.5% | -3.6% | -7.9% | +2.8% | |
| Operating Margin | 7.6% | 14.7% | 19.3% | 9.6% | 11.9% | 1.5% | 7.3% | 0.1% | 5.6% | 5.9% | 3.4% | 4.7% | 12.1% | 16.9% | 9.6% | 12.0% | 22.3% | 19.5% | 38.8% | 28.9% | 28.1% |
| — | +911.1% | +163.0% | +13873.1% | +110.4% | -75.5% | +115.0% | -98.5% | -53.3% | -64.8% | -64.6% | -60.6% | -46.0% | -13.4% | -75.2% | -58.5% | -20.7% | -37.2% | +15.0% | -36.5% | -29.0% | |
| Net Margin | 5.8% | 10.7% | 13.8% | 6.0% | 9.6% | 1.9% | 4.1% | 0.0% | 3.7% | 5.0% | 2.6% | 4.1% | 9.1% | 12.2% | 7.4% | 10.5% | 15.6% | 14.6% | 29.5% | 21.9% | 22.5% |
| — | +451.6% | +237.8% | +35867.7% | +159.0% | -61.6% | +56.5% | -99.6% | -59.4% | -58.7% | -64.8% | -61.0% | -41.3% | -16.5% | -74.9% | -51.8% | -30.9% | -37.8% | +10.0% | -37.2% | -25.7% |
| Metric | TTM | Q3 '26 | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE | 2.8% | 1.4% | 1.2% | 0.7% | 2.1% | 0.2% | 0.5% | 0.0% | 0.4% | 0.6% | 0.3% | 0.5% | 1.1% | 1.5% | 0.9% | 1.3% | 2.0% | 1.8% | 5.0% | 2.8% | 3.2% |
| — | +641.6% | +142.8% | +35247.4% | +378.0% | -69.3% | +55.6% | -99.6% | -61.5% | -60.0% | -65.9% | -62.7% | -43.1% | -17.3% | -81.6% | -54.0% | -37.8% | -39.3% | +39.6% | -38.7% | -29.9% | |
| ROA | 0.4% | 0.2% | 0.2% | 0.1% | 0.3% | 0.0% | 0.1% | 0.0% | 0.1% | 0.1% | 0.0% | 0.1% | 0.2% | 0.2% | 0.1% | 0.2% | 0.3% | 0.3% | 0.7% | 0.4% | 0.4% |
| — | +569.5% | +129.7% | +31866.7% | +364.2% | -71.0% | +43.2% | -99.6% | -63.0% | -59.6% | -64.3% | -62.1% | -45.0% | -18.8% | -81.5% | -50.3% | -28.0% | -31.0% | +59.0% | -28.3% | -18.5% | |
| ROIC | 2.1% | 1.3% | 1.1% | 0.6% | 1.3% | 0.1% | 0.5% | 0.0% | 0.4% | 0.4% | 0.2% | 0.3% | 0.8% | 1.2% | 0.5% | 0.7% | 1.8% | 1.5% | 3.7% | 1.9% | 2.2% |
| — | +1571.8% | +122.9% | +13287.2% | +222.8% | -80.8% | +115.8% | -98.5% | -49.8% | -65.6% | -57.5% | -57.7% | -52.8% | -23.4% | -85.6% | -62.5% | -18.3% | -27.9% | +72.2% | -30.2% | -9.6% |
Quarterly solvency trend — watch for debt spikes or covenant pressure.
| Metric | TTM | Q3 '26 | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debt / Equity | 0.42 | 0.12 | 0.12 | 0.15 | 0.42 | 0.43 | 0.32 | 0.35 | 0.16 | 0.20 | 0.49 | 0.21 | 0.47 | 0.21 | 0.52 | 0.83 | 0.20 | 0.22 | 0.22 | 0.43 | 0.42 |
| — | -72.8% | -63.3% | -57.6% | +161.7% | +108.7% | -35.0% | +71.3% | -66.0% | -3.3% | -4.4% | -74.9% | +132.5% | -1.8% | +137.2% | +92.1% | -51.5% | -38.3% | -57.7% | -30.1% | -29.4% | |
| Debt / EBITDA | 5.59 | 4.08 | 4.61 | 9.18 | 11.94 | 36.33 | 16.12 | 37.74 | 9.84 | 11.84 | 36.52 | 14.72 | 21.27 | 7.15 | 24.62 | 35.13 | 5.72 | 6.75 | 2.96 | 9.97 | 9.02 |
| — | -88.8% | -71.4% | -75.7% | +21.3% | +206.9% | -55.9% | +156.4% | -53.7% | +65.6% | +48.3% | -58.1% | +271.9% | +5.9% | +732.5% | +252.3% | -36.6% | -9.2% | -70.5% | +4.5% | +0.1% | |
| Current Ratio | 0.12 | 0.02 | — | — | 0.12 | 0.05 | 0.07 | 0.12 | 0.09 | 0.19 | 0.19 | 0.17 | 0.15 | 0.14 | 0.17 | 0.18 | 0.16 | 0.15 | 0.20 | 0.14 | 0.12 |
| — | -68.1% | — | — | +43.1% | -73.9% | -61.3% | -26.2% | -41.3% | +35.1% | +13.9% | -8.9% | -7.2% | -5.3% | -14.4% | +30.2% | +30.6% | +2.7% | +45.6% | +14.1% | +6.6% | |
| Quick Ratio | 0.12 | 0.02 | — | — | 0.12 | 0.05 | 0.07 | 0.12 | 0.09 | 0.19 | 0.19 | 0.17 | 0.15 | 0.14 | 0.17 | 0.18 | 0.16 | 0.15 | 0.20 | 0.14 | 0.12 |
| — | -68.1% | — | — | +43.1% | -73.9% | -61.3% | -26.2% | -41.3% | +35.1% | +13.9% | -8.9% | -7.2% | -5.3% | -14.4% | +30.2% | +30.6% | +2.7% | +45.6% | +14.1% | +6.6% | |
| Interest Coverage | 0.41 | 1.67 | 0.62 | 0.61 | 0.40 | 0.06 | 0.39 | 0.00 | 0.33 | 0.32 | 0.19 | 0.30 | 0.76 | 1.09 | 0.71 | 1.72 | 4.53 | 4.36 | 11.90 | 9.58 | 8.95 |
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Includes 30+ ratios · 48 years · Updated daily
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Quick answers to the most common questions about buying TFIN stock.
Triumph Financial, Inc.'s current P/E is 29.4x. The average P/E over the last 4 quarters is 39.3x. Quarterly P/E ratios can vary due to seasonal revenue patterns and one-time charges.
Triumph Financial, Inc.'s current operating margin is 7.6%. Margins have been expanding over recent quarters. Quarterly margins are particularly useful for identifying trend inflections that annual data smooths over.
Quarterly financial ratios reveal short-term trend shifts — margin compression, debt spikes, or valuation re-ratings — that annual figures smooth over. They're essential for active investors tracking Triumph Financial, Inc.'s business trajectory between earnings reports.