Trupanion, Inc. (TRUP) quarterly balance sheet — complete assets, liabilities & equity history
| Metric | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 | Q3'21 | Q2'21 |
|---|
| Total Assets | 921.58M | 915.04M | 880.17M | 847.79M | 837.16M | 806.85M | 816.12M | 795.95M | 789.46M | 782.95M | 772.03M | 730.19M | 717.91M | 671.63M | 647.9M | 635.17M | 634.61M | 562.58M | 550.71M | 531.97M |
| Asset Growth % | 10.08% | 13.41% | 7.85% | 6.51% | 6.04% | 3.05% | 5.71% | 9.01% | 9.97% | 16.57% | 19.16% | 14.96% | 13.13% | 19.38% | 17.65% | 19.4% | 23.54% | 12.91% | 73.65% | 83.26% |
| Total Investment Assets | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K |
| Long-Term Investments | 986K | 983K | 981K | 167K | 376K | 373K | 14.21M | 14.12M | 13.01M | -55.27M | 11.43M | 9.82M | 8.44M | 7.84M | 55.12M | 7.72M | 7.38M | 7.06M | 6.61M | 6.23M |
| Short-Term Investments | 230.21M | 232.71M | 193.76M | 196.85M | 155.51M | 147.09M | 155.58M | 152.87M | 128.73M | 129.67M | 115.57M | 117.65M | 117.91M | 156.8M | 97.44M | 141.42M | 136.57M | 126.01M | 111.89M | 102.09M |
| Total Current Assets | 705.17M | 439.97M | 668.03M | 629.08M | 628.34M | 597.33M | 599.57M | 578.86M | 570.76M | 562.09M | 561.21M | 520.6M | 510.36M | 469.1M | 421.83M | 462.53M | 462.56M | 390.95M | 390.55M | 369.92M |
| Cash & Equivalents | 153.46M | 138.02M | 154.77M | 122.74M | 166.31M | 160.29M | 137.48M | 124.34M | 146.46M | 147.5M | 150.34M | 118.42M | 126.71M | 65.61M | 85.51M | 101.61M | 122.46M | 87.4M | 109.64M | 117.33M |
| Receivables | 304.8M | 301.94M | 302.53M | 292.82M | 290.1M | 274.03M | 289.82M | 285.94M | 278.49M | 267.9M | 277.91M | 265.65M | 248.24M | 232.44M | 224.08M | 204.25M | 189.03M | 165.22M | 157.94M | 139.97M |
| Other Current Assets | 16.71M | -232.71M | 16.96M | 16.66M | 16.42M | 15.91M | 16.69M | 15.7M | 17.08M | 17.02M | 17.39M | 18.88M | 17.49M | 14.25M | 0 | 0 | 0 | 0 | 0 | 0 |
| Goodwill & Intangibles | 62.3M | 63.48M | 65.16M | 67.12M | 50.45M | 50.15M | 60.07M | 58.96M | 60.2M | 62.46M | 61.77M | 65.51M | 66.05M | 66.01M | 48.85M | 49.16M | 53.11M | 55.37M | 56.11M | 58.62M |
| Goodwill | 38.62M | 39.38M | 40.38M | 40.99M | 38.32M | 36.97M | 45.18M | 43.03M | 42.98M | 43.71M | 42.01M | 43.88M | 43.03M | 41.98M | 29.53M | 29.41M | 31.79M | 32.71M | 32.58M | 33.49M |
| Intangible Assets | 23.68M | 24.1M | 24.77M | 26.13M | 12.13M | 13.18M | 14.89M | 15.93M | 17.22M | 18.75M | 19.77M | 21.63M | 23.02M | 24.03M | 19.33M | 19.76M | 21.32M | 22.66M | 23.53M | 25.12M |
| PP&E (Net) | 102.61M | 104.84M | 104.68M | 101.78M | 101.94M | 102.19M | 102.86M | 104.02M | 104.36M | 103.65M | 100.73M | 97.98M | 94.47M | 90.7M | 87.07M | 83.04M | 80.37M | 77.95M | 75.43M | 74.41M |
| Other Assets | 50.51M | 305.76M | 41.32M | 49.63M | 56.06M | 56.81M | 39.4M | 39.99M | 41.12M | 104.08M | 36.89M | 36.28M | 38.59M | 37.98M | 35.03M | 32.72M | 31.19M | 31.25M | 22.01M | 22.8M |
| Total Liabilities | 526.76M | 531.11M | 511.61M | 492.33M | 503.49M | 483.58M | 495.94M | 490.1M | 486.09M | 479.23M | 482.57M | 441.43M | 423.11M | 366.33M | 342.16M | 320.42M | 306.08M | 230.38M | 218.74M | 197.76M |
| Total Debt | 109.35M | 111.78M | 114.54M | 114.47M | 128.88M | 128.89M | 128.9M | 128.91M | 128.83M | 128.93M | 128.93M | 104.03M | 104.2M | 69.46M | 54.16M | 54.23M | 54.27M | 0 | 0 | 0 |
| Net Debt | -44.11M | -26.24M | -40.23M | -8.28M | -37.43M | -31.41M | -8.58M | 4.57M | -17.62M | -18.57M | -21.41M | -14.38M | -22.52M | 3.85M | -31.35M | -47.38M | -68.19M | -87.4M | -109.64M | -117.33M |
| Long-Term Debt | 99.35M | 101.78M | 113.79M | 113.12M | 127.53M | 127.54M | 127.55M | 127.56M | 127.48M | 127.58M | 127.58M | 102.93M | 102.94M | 68.35M | 53.56M | 53.62M | 53.66M | 0 | 0 | 0 |
| Short-Term Debt | 10M | 10M | 750K | 1.35M | 1.35M | 1.35M | 1.35M | 1.35M | 1.35M | 1.35M | 1.35M | 1.1M | 1.26M | 1.1M | 600K | 609K | 609K | 0 | 0 | 0 |
| Total Current Liabilities | 408.37M | 409.81M | 390.77M | 372.29M | 369.34M | 349.63M | 361.85M | 355.81M | 351.58M | 344.47M | 347.59M | 330.66M | 312.01M | 289.62M | 281.38M | 260.19M | 245.66M | 223.7M | 211.22M | 189.86M |
| Accounts Payable | 12.83M | 16.45M | 12.76M | 8.67M | 9.68M | 11.53M | 10.14M | 6.63M | 8.35M | 10.51M | 8.97M | 6.92M | 7.38M | 9.47M | 7.63M | 6.48M | 5.79M | 8.95M | 6.48M | 4.86M |
| Deferred Revenue | 286.51M | 270.94M | 279.71M | 272.12M | 267.36M | 251.64M | 260.24M | 252.58M | 249.13M | 235.33M | 246.51M | 236.54M | 225.51M | 202.69M | 202.5M | 185.29M | 170.99M | 146.91M | 140.13M | 126.61M |
| Other Current Liabilities | 99.03M | 55.92M | 97.55M | 52.52M | 90.95M | 85.1M | 56.67M | 60.57M | 62.27M | 63.24M | 61.34M | 56.2M | 48.3M | 43.73M | 39.54M | 36.64M | 38.52M | 39.67M | 38.75M | 35.86M |
| Deferred Taxes | 955K | 1.51M | 2.25M | 2.01M | 1.88M | 1.95M | 2.17M | 2.24M | 2.4M | 2.69M | 2.58M | 2.94M | 3.13M | 3.39M | 2.6M | 2.48M | 2.69M | 2.83M | 3.8M | 4.26M |
| Other Liabilities | 18.09M | 18M | 4.8M | 4.92M | 4.74M | 4.48M | 4.38M | 4.5M | 4.63M | 4.49M | 4.82M | 4.9M | 5.02M | 4.97M | 4.61M | 4.12M | 4.06M | 3.86M | 3.71M | 3.64M |
| Total Equity | 394.82M | 383.94M | 368.56M | 355.45M | 333.67M | 323.27M | 320.18M | 305.85M | 303.37M | 303.72M | 289.46M | 288.76M | 294.81M | 305.3M | 305.74M | 314.75M | 328.53M | 332.2M | 331.97M | 334.2M |
| Equity Growth % | 18.33% | 18.77% | 15.11% | 16.22% | 9.99% | 6.44% | 10.61% | 5.92% | 2.9% | -0.52% | -5.32% | -8.26% | -10.27% | -8.1% | -7.9% | -5.82% | -2.24% | -2.28% | 130.06% | 135.51% |
| Shareholders Equity | 394.82M | 383.94M | 368.56M | 355.45M | 333.67M | 323.27M | 320.18M | 305.85M | 303.37M | 303.72M | 289.46M | 288.76M | 294.81M | 305.3M | 305.74M | 314.75M | 328.53M | 332.2M | 331.97M | 334.2M |
| Minority Interest | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Retained Earnings | -201.57M | -206.46M | -212.09M | -217.96M | -227.37M | -225.89M | -227.54M | -228.97M | -223.11M | -216.25M | -214.09M | -210.06M | -196.34M | -171.56M | -162.28M | -149.36M | -135.75M | -126.89M | -119.85M | -113.03M |
| Common Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Accumulated OCI | -693K | 2.1M | 1.38M | 2.66M | -715K | -2.61M | 3.24M | -1.77M | -1.58M | 403K | -7.11M | -4.1M | -4.25M | -6.3M | -6.02M | -1.17M | 2.18M | 3.08M | 2.26M | 4.06M |
| Return on Equity (ROE) | 1.25% | 1.5% | 1.62% | 2.73% | -0.45% | 0.51% | 0.46% | -1.92% | -2.26% | -0.73% | -1.4% | -4.7% | -8.26% | -3.04% | -4.16% | -4.23% | -2.68% | -2.12% | -2.05% | -2.75% |
| Return on Assets (ROA) | 0.53% | 0.63% | 0.68% | 1.12% | -0.18% | 0.2% | 0.18% | -0.74% | -0.87% | -0.28% | -0.54% | -1.89% | -3.57% | -1.41% | -2.01% | -2.14% | -1.48% | -1.27% | -1.26% | -1.76% |
| Equity / Assets | 42.84% | 41.96% | 41.87% | 41.93% | 39.86% | 40.07% | 39.23% | 38.43% | 38.43% | 38.79% | 37.49% | 39.55% | 41.06% | 45.46% | 47.19% | 49.55% | 51.77% | 59.05% | 60.28% | 62.82% |
| Debt / Equity | 0.28x | 0.29x | 0.31x | 0.32x | 0.39x | 0.40x | 0.40x | 0.42x | 0.42x | 0.42x | 0.45x | 0.36x | 0.35x | 0.23x | 0.18x | 0.17x | 0.17x | - | - | - |
| Book Value per Share | 9.04 | 8.81 | 8.46 | 8.20 | 7.80 | 7.67 | 7.48 | 7.27 | 7.24 | 7.28 | 6.97 | 6.98 | 7.17 | 7.46 | 7.49 | 7.73 | 8.10 | 8.22 | 8.24 | 8.33 |
| Tangible BV per Share | 7.61 | 7.35 | 6.96 | 6.65 | 6.62 | 6.48 | 6.07 | 5.87 | 5.80 | 5.78 | 5.48 | 5.39 | 5.56 | 5.85 | 6.30 | 6.52 | 6.79 | 6.85 | 6.85 | 6.87 |