United Fire Group, Inc. (UFCS) quarterly income statement — complete revenue, gross profit & net income history
United Fire Group, Inc. (UFCS) annual income statement — 30-year revenue, gross profit & net income history
| Metric | Q2'26 | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 | Q3'21 |
|---|
| Revenue | 383.73M | 369.44M | 365.81M | 354.02M | 336.58M | 331.11M | 331.74M | 322.96M | 301.17M | 295.99M | 290.18M | 273.95M | 267.1M | 267.1M | 288.1M | 235.57M | 219.54M | 245.01M | 262.8M | 248.54M |
| Revenue Growth % | 14.01% | 11.58% | 10.27% | 9.62% | 11.76% | 11.87% | 14.32% | 17.89% | 12.76% | 10.81% | 0.72% | 16.29% | 21.66% | 9.02% | 9.63% | -5.22% | -10.18% | -18.53% | -18.01% | -11.9% |
| Medical Costs & Claims | 0 | 208.13M | 192.79M | 269.69M | 268.14M | 267.05M | 253.32M | 258.57M | 268.71M | 245.34M | 234.58M | 235.51M | 309.89M | 234.43M | 229.97M | 235.52M | 204.05M | 180.85M | 171.07M | 226.71M |
| Medical Cost Ratio % | 0% | 56.33% | 52.7% | 76.18% | 79.67% | 80.65% | 76.36% | 80.06% | 89.22% | 82.89% | 80.84% | 85.97% | 116.02% | 87.77% | 79.82% | 99.98% | 92.94% | 73.81% | 65.1% | 91.22% |
| Gross Profit | 383.73M | 161.32M | 173.01M | 84.33M | 68.43M | 64.06M | 78.42M | 64.39M | 32.45M | 50.65M | 55.6M | 38.45M | -42.79M | 32.67M | 58.13M | 55K | 15.49M | 64.17M | 91.73M | 21.83M |
| Gross Margin % | 100% | 43.67% | 47.3% | 23.82% | 20.33% | 19.35% | 23.64% | 19.94% | 10.78% | 17.11% | 19.16% | 14.03% | -16.02% | 12.23% | 20.18% | 0.02% | 7.06% | 26.19% | 34.9% | 8.78% |
| Gross Profit Growth % | 460.72% | 151.82% | 120.63% | 30.96% | 110.86% | 26.47% | 41.04% | 67.48% | 175.85% | 55.04% | -4.36% | 69803.64% | -376.25% | -49.08% | -36.63% | -99.75% | -66.52% | 56.23% | 260.84% | 567.82% |
| Operating Expenses | 341.78M | 123.31M | 124.81M | 35.65M | 39.23M | 42.21M | 38.87M | 39.42M | 36.23M | 34.37M | 31.47M | 30.07M | 29.44M | 32.67M | 35.49M | 31.28M | 29.55M | 29.44M | 19.43M | 36.26M |
| OpEx / Revenue % | 89.07% | 33.38% | 34.12% | 10.07% | 11.66% | 12.75% | 11.72% | 12.2% | 12.03% | 11.61% | 10.84% | 10.98% | 11.02% | 12.23% | 12.32% | 13.28% | 13.46% | 12.02% | 7.4% | 14.59% |
| Depreciation & Amortization | 84.04M | 2.93M | 2.96M | 2.82M | 2.5M | 2.5M | 2.59M | 2.48M | 3.16M | 2.67M | 2.67M | 2.66M | 2.54M | 2.65M | -409K | 4.67M | 1.74M | 1.67M | 1.68M | 1.71M |
| Combined Ratio % | 89.07% | 89.71% | 86.82% | 86.25% | 91.32% | 93.4% | 88.08% | 92.27% | 101.25% | 94.5% | 91.68% | 96.94% | 127.04% | 100% | 92.14% | 113.26% | 106.4% | 85.83% | 72.49% | 105.8% |
| Operating Income | 41.94M | 38.01M | 48.2M | 48.68M | 29.2M | 21.85M | 39.55M | 24.98M | -3.77M | 16.28M | 24.13M | 8.38M | -72.23M | -1K | 22.64M | -31.23M | -14.06M | 34.73M | 72.29M | -14.43M |
| Operating Margin % | 10.93% | 10.29% | 13.18% | 13.75% | 8.68% | 6.6% | 11.92% | 7.73% | -1.25% | 5.5% | 8.32% | 3.06% | -27.04% | -0% | 7.86% | -13.26% | -6.4% | 14.17% | 27.51% | -5.8% |
| Operating Income Growth % | 43.63% | 73.94% | 21.9% | 94.9% | 874.59% | 34.21% | 63.88% | 198.17% | 94.78% | 1628500% | 6.58% | 126.82% | -413.67% | -100% | -68.68% | -116.46% | -186.41% | 52.95% | 634.56% | 73.88% |
| EBITDA | 125.98M | 40.94M | 51.16M | 51.5M | 31.7M | 24.35M | 42.13M | 27.46M | -607K | 18.96M | 26.8M | 11.04M | -69.69M | 2.65M | 22.23M | -26.56M | -12.32M | 36.39M | 73.98M | -12.71M |
| EBITDA Margin % | 32.83% | 11.08% | 13.99% | 14.55% | 9.42% | 7.35% | 12.7% | 8.5% | -0.2% | 6.4% | 9.24% | 4.03% | -26.09% | 0.99% | 7.72% | -11.28% | -5.61% | 14.85% | 28.15% | -5.12% |
| Interest Expense | 3.19M | 3.18M | 3.18M | 3.12M | 2.48M | 2.48M | 2.48M | 2.48M | 1.46M | 859K | 869K | 797K | 797K | 797K | 797K | 797K | 797K | 797K | 796K | 797K |
| Non-Operating Income | -3.19M | -3.18M | -3.18M | -3.12M | -2.48M | -2.48M | -2.48M | -2.48M | -1.46M | -859K | -869K | -797K | -797K | -797K | -797K | -797K | -797K | -797K | -796K | -797K |
| Pretax Income | 41.94M | 38.01M | 48.2M | 48.68M | 29.2M | 21.85M | 39.55M | 24.98M | -3.77M | 16.28M | 24.13M | 8.38M | -72.23M | -1K | 22.64M | -31.23M | -14.06M | 34.73M | 72.29M | -14.43M |
| Pretax Margin % | 10.93% | 10.29% | 13.18% | 13.75% | 8.68% | 6.6% | 11.92% | 7.73% | -1.25% | 5.5% | 8.32% | 3.06% | -27.04% | -0% | 7.86% | -13.26% | -6.4% | 14.17% | 27.51% | -5.8% |
| Income Tax | 8.58M | 7.96M | 9.85M | 9.49M | 6.25M | 4.15M | 8.1M | 5.23M | -1.03M | 2.78M | 4.52M | 2M | -15.85M | -695K | 2.52M | -8.25M | -3.6M | 6.38M | 14.56M | -4.83M |
| Effective Tax Rate % | 20.45% | 20.94% | 20.43% | 19.49% | 21.42% | 19.01% | 20.49% | 20.93% | 27.45% | 17.08% | 18.74% | 23.83% | 21.94% | 69500% | 11.13% | 26.41% | 25.63% | 18.36% | 20.14% | 33.51% |
| Net Income | 33.37M | 30.05M | 38.35M | 39.19M | 22.95M | 17.7M | 31.44M | 19.75M | -2.73M | 13.5M | 19.61M | 6.38M | -56.38M | 694K | 20.12M | -22.98M | -10.46M | 28.35M | 57.73M | -9.59M |
| Net Margin % | 8.7% | 8.13% | 10.48% | 11.07% | 6.82% | 5.35% | 9.48% | 6.11% | -0.91% | 4.56% | 6.76% | 2.33% | -21.11% | 0.26% | 6.98% | -9.76% | -4.76% | 11.57% | 21.97% | -3.86% |
| Net Income Growth % | 45.4% | 69.79% | 21.98% | 98.45% | 939.01% | 31.09% | 60.35% | 209.53% | 95.15% | 1845.53% | -2.54% | 127.76% | -439.18% | -97.55% | -65.15% | -139.56% | -176.05% | 51.58% | 749.36% | 74.24% |
| EPS (Diluted) | 1.29 | 1.15 | 1.45 | 1.49 | 0.87 | 0.67 | 1.21 | 0.76 | -0.11 | 0.52 | 0.77 | 0.25 | -2.23 | 0.03 | 0.79 | -0.91 | -0.42 | 1.12 | 2.28 | -0.38 |
| EPS Growth % | 48.28% | 71.64% | 19.83% | 96.05% | 890.91% | 28.85% | 57.14% | 204% | 95.07% | 1811.76% | -2.53% | 127.47% | -430.95% | -97.57% | -65.35% | -139.47% | -177.78% | 51.35% | 733.33% | 74.5% |
| EPS (Basic) | 1.30 | 1.18 | 1.45 | 1.54 | 0.90 | 0.70 | 1.24 | 0.78 | -0.11 | 0.53 | 0.78 | 0.25 | -2.23 | 0.03 | 0.80 | -0.91 | -0.42 | 1.13 | 2.30 | -0.38 |
| Diluted Shares Outstanding | 25.9M | 26.1M | 26.45M | 26.39M | 26.39M | 26.24M | 25.98M | 25.91M | 25.31M | 25.83M | 25.46M | 25.58M | 25.25M | 25.5M | 25.47M | 25.19M | 25.15M | 25.32M | 25.29M | 25.09M |