The Western Union Company (WU) quarterly income statement — complete revenue, gross profit & net income history
The Western Union Company (WU) annual income statement — 23-year revenue, gross profit & net income history
| Metric | Q3'26 | Q2'26 | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 |
|---|
| Net Interest Income | -35.8M | -37.3M | -34.2M | -99.7M | -173.2M | -34.9M | -30.9M | -28.1M | -29.4M | -27.4M | -23M | -21.7M | -23.4M | -22.8M | -21.8M | -19.6M | -20.3M | -23M | -24.2M | -25.5M |
| NII Growth % | 79.33% | -6.88% | -10.68% | -254.8% | -489.12% | -27.37% | -34.35% | -29.49% | -25.64% | -20.18% | -5.5% | -10.71% | -15.27% | 0.87% | 9.92% | 23.14% | 19.76% | 9.09% | 13.57% | 8.27% |
| Net Interest Margin % | -0.44% | -0.47% | -0.42% | -1.2% | -2.23% | -0.44% | -0.37% | -0.34% | -0.38% | -0.34% | -0.29% | -0.26% | -0.3% | -0.27% | -0.26% | -0.23% | -0.23% | -0.26% | -0.29% | -0.29% |
| Interest Income | 2.6M | 2.2M | 2M | 2M | 2.4M | 1.8M | 1.7M | 2.3M | 2.8M | 3.7M | 3.1M | 4.6M | 3.6M | 4.2M | 3.2M | 6.6M | 4.9M | 1.8M | 600K | 300K |
| Interest Expense | 38.4M | 39.5M | 36.2M | 101.7M | 175.6M | 36.7M | 32.6M | 30.4M | 32.2M | 31.1M | 26.1M | 26.3M | 27M | 27M | 25M | 26.2M | 25.2M | 24.8M | 24.8M | 25.8M |
| Loan Loss Provision | 627.9M | 637.2M | 618.7M | 627.7M | 467.6M | 606.1M | 586.6M | 631.3M | 621.4M | 632.8M | 615.2M | 629.8M | 660.2M | 671.9M | 604.5M | 654.8M | 612.1M | 628.2M | 630.3M | 689.5M |
| Non-Interest Income | 1.01B | 1.01B | 980.7M | 1B | 1.03B | 1.02B | 981.9M | 1.06B | 1.03B | 1.06B | 1.05B | 1.05B | 1.09B | 1.17B | 1.03B | 1.09B | 1.08B | 1.14B | 1.16B | 1.28B |
| Non-Interest Income % | 103.69% | 103.83% | 103.61% | 111.03% | 120.21% | 103.53% | 103.25% | 102.73% | 102.93% | 102.65% | 102.25% | 102.12% | 102.19% | 101.99% | 102.15% | 101.84% | 101.91% | 102.07% | 102.14% | 102.03% |
| Total Net Revenue | 970.9M | 973.7M | 946.5M | 904.3M | 857M | 989.4M | 951M | 1.03B | 1B | 1.04B | 1.02B | 1.03B | 1.07B | 1.14B | 1.01B | 1.07B | 1.06B | 1.11B | 1.13B | 1.26B |
| Revenue Growth % | 13.29% | -1.59% | -0.47% | -12.02% | -14.62% | -4.43% | -7.04% | 0.18% | -6.26% | -9.42% | 1.1% | -3.73% | 0.6% | 2.65% | -10.52% | -15.35% | -15.56% | -11.91% | -4.29% | 1.23% |
| Non-Interest Expense | 212.2M | 204.4M | 204.8M | 79.9M | 187.5M | 190.6M | 187M | 218.4M | 217.5M | 211.8M | 215.7M | 236.9M | 199.7M | 228.5M | 202.7M | 259.3M | 220.5M | 221.3M | 263.1M | 252.7M |
| Efficiency Ratio | 21.86% | 20.99% | 21.64% | 8.84% | 21.88% | 19.26% | 19.66% | 21.25% | 21.67% | 20.46% | 21.09% | 23.09% | 18.65% | 19.99% | 20.03% | 24.33% | 20.72% | 19.87% | 23.26% | 20.07% |
| Operating Income | 130.8M | 132.1M | 123M | 196.7M | 201.9M | 192.7M | 177.4M | 178.1M | 164.9M | 190.7M | 192.1M | 159.3M | 210.9M | 242.6M | 204.7M | 151.6M | 231.8M | 264M | 237.5M | 316.8M |
| Operating Margin % | 13.47% | 13.57% | 13% | 21.75% | 23.56% | 19.48% | 18.65% | 17.33% | 16.43% | 18.42% | 18.78% | 15.53% | 19.7% | 21.22% | 20.23% | 14.23% | 21.78% | 23.71% | 21% | 25.16% |
| Operating Income Growth % | -35.22% | -31.45% | -30.67% | 10.44% | 22.44% | 1.05% | -7.65% | 11.8% | -21.81% | -21.39% | -6.16% | 5.08% | -9.02% | -8.11% | -13.81% | -52.15% | -27.24% | 3.57% | 2.02% | 39.5% |
| Pretax Income | 96.1M | 95.4M | 90.1M | 151.1M | 167.6M | 159.7M | 147.3M | 147.7M | 135.7M | 165.2M | 170M | 144.1M | 204.3M | 216.4M | 181M | 216.5M | 193.7M | 236.2M | 362.2M | 180.9M |
| Pretax Margin % | 9.9% | 9.8% | 9.52% | 16.71% | 19.56% | 16.14% | 15.49% | 14.37% | 13.52% | 15.96% | 16.62% | 14.04% | 19.08% | 18.93% | 17.89% | 20.32% | 18.2% | 21.21% | 32.03% | 14.37% |
| Income Tax | 18.1M | 18.7M | 25.4M | 36.7M | 28M | 37.6M | 23.8M | -238M | -129.1M | 24.2M | 27.3M | 17.1M | 33.3M | 40.2M | 29.2M | -32.9M | 19.8M | 42.2M | 68.9M | 12.1M |
| Effective Tax Rate % | 18.83% | 19.6% | 28.19% | 24.29% | 16.71% | 23.54% | 16.16% | -161.14% | -95.14% | 14.65% | 16.06% | 11.87% | 16.3% | 18.58% | 16.13% | -15.2% | 10.22% | 17.87% | 19.02% | 6.69% |
| Net Income | 78M | 76.7M | 64.7M | 114.4M | 139.6M | 122.1M | 123.5M | 385.7M | 264.8M | 141M | 142.7M | 127M | 171M | 176.2M | 151.8M | 249.4M | 173.9M | 194M | 293.3M | 168.8M |
| Net Margin % | 8.03% | 7.88% | 6.84% | 12.65% | 16.29% | 12.34% | 12.99% | 37.53% | 26.38% | 13.62% | 13.95% | 12.38% | 15.97% | 15.42% | 15% | 23.4% | 16.34% | 17.42% | 25.94% | 13.41% |
| Net Income Growth % | -44.13% | -37.18% | -47.61% | -70.34% | -47.28% | -13.4% | -13.45% | 203.7% | 54.85% | -19.98% | -5.99% | -49.08% | -1.67% | -9.18% | -48.24% | 47.75% | -25.27% | -12.81% | 61.33% | -4.69% |
| Net Income (Continuing) | 78M | 76.7M | 64.7M | 114.4M | 139.6M | 122.1M | 123.5M | 385.7M | 264.8M | 141M | 142.7M | 127M | 171M | 176.2M | 151.8M | 249.4M | 173.9M | 194M | 293.3M | 168.8M |
| EPS (Diluted) | 0.25 | 0.24 | 0.20 | 0.36 | 0.43 | 0.37 | 0.36 | 1.13 | 0.78 | 0.42 | 0.41 | 0.35 | 0.46 | 0.47 | 0.40 | 0.65 | 0.45 | 0.50 | 0.74 | 0.42 |
| EPS Growth % | -41.86% | -35.14% | -44.44% | -68.14% | -44.87% | -11.9% | -12.2% | 222.86% | 69.57% | -10.64% | 2.5% | -46.15% | 2.22% | -6% | -45.95% | 54.76% | -21.05% | -7.41% | 68.18% | -2.33% |
| EPS (Basic) | 0.25 | 0.25 | 0.21 | 0.36 | 0.43 | 0.37 | 0.37 | 1.13 | 0.78 | 0.42 | 0.41 | 0.35 | 0.46 | 0.47 | 0.41 | 0.65 | 0.45 | 0.50 | 0.75 | 0.42 |
| Diluted Shares Outstanding | 313.5M | 313.6M | 316.8M | 318.9M | 330.5M | 329.6M | 339.2M | 341.1M | 339.5M | 339.6M | 345.7M | 361.1M | 375M | 375.6M | 375.5M | 383.9M | 387.6M | 387.6M | 394.5M | 401.7M |