Banc of California, Inc. (BANC) quarterly income statement — complete revenue, gross profit & net income history
Banc of California, Inc. (BANC) annual income statement — 25-year revenue, gross profit & net income history
| Metric | Q3'26 | Q2'26 | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 |
|---|
| Net Interest Income | 272.44M | 250.5M | 251.62M | 251.36M | 253.44M | 240.22M | 232.36M | 235.28M | 232.18M | 229.49M | 229.1M | 535.23M | 130.73M | 186.08M | 279.27M | 80.22M | 79.41M | 78.3M | 76.44M | 73.04M |
| NII Growth % | 7.5% | 4.28% | 8.29% | 6.83% | 9.16% | 4.67% | 1.42% | -56.04% | 77.6% | 23.33% | -17.96% | 567.22% | 64.63% | 137.65% | 265.34% | 9.83% | 26.09% | 30.83% | 31.99% | 18.64% |
| Net Interest Margin % | 0.78% | 0.72% | 0.72% | 0.72% | 0.75% | 0.7% | 0.69% | 0.7% | 0.69% | 0.65% | 0.64% | 1.39% | 1.41% | 1.99% | 2.78% | 0.19% | 0.85% | 0.82% | 0.8% | 0.78% |
| Interest Income | 442.74M | 414.6M | 407.44M | 416.95M | 432.54M | 420.51M | 406.65M | 424.52M | 446.89M | 462.59M | 478.7M | 1.63B | 446.08M | 539.89M | 517.79M | 104.11M | 95.97M | 88.42M | 84.27M | 81.57M |
| Interest Expense | 170.29M | 164.09M | 155.82M | 165.59M | 179.1M | 180.29M | 174.29M | 189.23M | 214.72M | 233.1M | 249.6M | 1.1B | 315.36M | 353.81M | 238.52M | 23.89M | 16.57M | 10.12M | 7.83M | 8.53M |
| Loan Loss Provision | 10.4M | 161.79M | 9.8M | 0 | 0 | 38.23M | 10.2M | 12.8M | 9M | 11M | 10M | 44.95M | 0 | 2M | 3M | -17K | -26K | -490K | -32.01M | 10.59M |
| Non-Interest Income | 31.36M | 0 | 35.33M | 41.57M | 32.98M | 27.71M | 31.62M | 24.5M | -19.45M | 25.46M | 29.32M | -532.37M | 39.56M | -133.33M | 29.87M | -1.43M | 5.68M | 7.19M | 5.91M | 4.86M |
| Non-Interest Income % | 10.32% | 0% | 12.31% | 14.19% | 11.52% | 10.34% | 11.98% | 9.43% | -9.14% | 9.99% | 11.35% | -18633.81% | 23.23% | -252.76% | 9.66% | -1.81% | 6.68% | 8.41% | 7.18% | 6.24% |
| Total Net Revenue | 303.8M | 250.5M | 286.94M | 292.93M | 286.43M | 267.93M | 263.98M | 259.79M | 212.73M | 254.95M | 258.43M | 2.86M | 170.29M | 52.75M | 309.14M | 78.79M | 85.09M | 85.48M | 82.35M | 77.9M |
| Revenue Growth % | 6.07% | -6.5% | 8.7% | 12.76% | 34.64% | 5.09% | 2.15% | 8992.93% | 24.92% | 383.32% | -16.4% | -96.37% | 100.14% | -38.29% | 275.39% | 1.14% | 24.23% | 35.07% | 32.19% | 13.66% |
| Non-Interest Expense | 185.37M | 423.95M | 181.39M | 180.64M | 194.08M | 181.82M | 180.72M | 176.88M | 192.22M | 199.31M | 206.03M | 2.28B | 196.86M | 315.19M | 1.57B | 48.22M | 50.99M | 49.1M | 47.07M | 58.8M |
| Efficiency Ratio | 61.02% | 169.24% | 63.21% | 61.67% | 67.76% | 67.86% | 68.46% | 68.09% | 90.36% | 78.18% | 79.72% | 79816.91% | 115.6% | 597.53% | 506.72% | 61.2% | 59.92% | 57.44% | 57.15% | 75.48% |
| Operating Income | 108.03M | -335.24M | 95.75M | 112.29M | 92.34M | 47.88M | 73.06M | 70.1M | 11.51M | 44.64M | 42.4M | -2.32B | -26.57M | -264.44M | -1.26B | 30.59M | 34.13M | 36.87M | 67.3M | 8.51M |
| Operating Margin % | 35.56% | -133.83% | 33.37% | 38.33% | 32.24% | 17.87% | 27.68% | 26.99% | 5.41% | 17.51% | 16.41% | -81290.41% | -15.6% | -501.32% | -407.69% | 38.82% | 40.11% | 43.13% | 81.72% | 10.92% |
| Operating Income Growth % | 16.98% | -800.17% | 31.06% | 60.18% | 702.02% | 7.27% | 72.31% | 103.02% | 143.34% | 116.88% | 103.36% | -7692.99% | -177.84% | -817.17% | -1972.8% | 259.42% | 7.21% | 43.97% | 303.73% | -70.24% |
| Pretax Income | 108.03M | -335.24M | 95.75M | 99.79M | 92.34M | 47.88M | 73.06M | 70.1M | 11.51M | 44.64M | 42.4M | -2.32B | -26.57M | -264.44M | -1.26B | 30.59M | 34.13M | 36.87M | 67.3M | 8.51M |
| Pretax Margin % | 35.56% | -133.83% | 33.37% | 34.07% | 32.24% | 17.87% | 27.68% | 26.99% | 5.41% | 17.51% | 16.41% | -81290.41% | -15.6% | -501.32% | -407.69% | 38.82% | 40.11% | 43.13% | 81.72% | 10.92% |
| Income Tax | 24.97M | -95M | 23.8M | 22.4M | 22.72M | 19.5M | 19.49M | 13.18M | 2.73M | 14.3M | 11.55M | -342.6M | -3.22M | -67.03M | -64.92M | 9.07M | 9.93M | 10.16M | 18.79M | 2.76M |
| Effective Tax Rate % | 23.12% | 28.34% | 24.86% | 22.45% | 24.6% | 40.72% | 26.68% | 18.81% | 23.71% | 32.05% | 27.24% | 14.75% | 12.13% | 25.35% | 5.15% | 29.65% | 29.1% | 27.56% | 27.91% | 32.42% |
| Net Income | 83.06M | -240.25M | 71.95M | 77.39M | 69.63M | 28.39M | 53.57M | 56.92M | 8.78M | 30.33M | 30.85M | -1.98B | -23.34M | -197.41M | -1.2B | 21.52M | 24.2M | 26.71M | 48.51M | 5.75M |
| Net Margin % | 27.34% | -95.91% | 25.08% | 26.42% | 24.31% | 10.59% | 20.29% | 21.91% | 4.13% | 11.9% | 11.94% | -69298.84% | -13.71% | -374.25% | -386.69% | 27.31% | 28.44% | 31.25% | 58.91% | 7.38% |
| Net Income Growth % | 19.29% | -946.39% | 34.32% | 35.97% | 692.68% | -6.42% | 73.63% | 102.87% | 137.63% | 115.37% | 102.58% | -9300.56% | -196.48% | -839.05% | -2564.18% | 274.18% | 4.43% | 40.22% | 237.47% | -73.5% |
| Net Income (Continuing) | 83.06M | -240.25M | 71.95M | 77.39M | 69.63M | 28.39M | 53.57M | 56.92M | 8.78M | 30.33M | 30.85M | -1.98B | -23.34M | -197.41M | -1.2B | 21.52M | 24.2M | 26.71M | 48.51M | 5.75M |
| EPS (Diluted) | 0.46 | -1.61 | 0.45 | 0.42 | 0.38 | 0.12 | 0.26 | 0.28 | -0.01 | 0.12 | 0.12 | -4.55 | 0.74 | 0.31 | 0.34 | 0.36 | 0.40 | 0.43 | 0.69 | 0.05 |
| EPS Growth % | 21.05% | -1441.67% | 73.08% | 50% | - | 0% | 116.67% | 106.15% | -100.88% | -61.29% | -64.71% | -1363.89% | 85% | -27.91% | -50.72% | 634.69% | -4.76% | 26.47% | 360% | -86% |
| EPS (Basic) | 0.46 | -1.61 | 0.40 | 0.42 | 0.38 | 0.12 | 0.26 | 0.28 | -0.01 | 0.12 | 0.12 | -4.55 | 0.74 | 0.31 | 0.34 | 0.36 | 0.40 | 0.44 | 0.69 | 0.05 |
| Diluted Shares Outstanding | 160.31M | 155.8M | 160.09M | 160.09M | 159.05M | 158.46M | 169.43M | 169.73M | 168.58M | 168.43M | 168.14M | 142.98M | 142.98M | 142.98M | 142.98M | 117.81M | 117.79M | 117.56M | 117.35M | 117.27M |