FirstCash Holdings, Inc (FCFS) quarterly income statement — complete revenue, gross profit & net income history
FirstCash Holdings, Inc (FCFS) annual income statement — 30-year revenue, gross profit & net income history
| Metric | Q3'26 | Q2'26 | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 |
|---|
| Net Interest Income | -37.24M | -36.57M | -34.3M | -35M | -31.31M | -25.81M | -26.24M | -26.67M | -27.02M | -24.93M | -24.68M | -26.37M | -24.36M | -20.66M | -20.38M | -19.75M | -18.08M | -16.02M | -15.54M | -9.72M |
| NII Growth % | -18.96% | -41.7% | -30.71% | -31.23% | -15.87% | -3.55% | -6.35% | -1.13% | -10.92% | -20.63% | -21.07% | -33.52% | -34.77% | -28.95% | -31.1% | -103.17% | -131.21% | -126.36% | -119.81% | -37.69% |
| Net Interest Margin % | -0.67% | -0.67% | -0.64% | -0.66% | -0.6% | -0.57% | -0.59% | -0.6% | -0.62% | -0.58% | -0.58% | -0.61% | -0.58% | -0.52% | -0.53% | -0.51% | -0.47% | -0.42% | -0.42% | -0.25% |
| Interest Income | 434K | -871K | 227K | 271K | 908K | 527K | 1.23M | 528K | 403K | 261K | 743K | 216K | 328K | 408K | 517K | 209K | 206K | 222K | 676K | 276K |
| Interest Expense | 37.68M | 35.7M | 34.53M | 35.27M | 32.22M | 26.34M | 27.47M | 27.2M | 27.42M | 25.19M | 25.42M | 26.59M | 24.69M | 21.07M | 20.9M | 19.96M | 18.28M | 16.25M | 16.22M | 10M |
| Loan Loss Provision | 517.95M | 537.76M | 506.26M | 493.27M | 429.66M | 391.47M | 384.75M | 422.93M | 352.72M | 436.98M | 441.14M | 407.9M | 372.96M | 376.66M | 393.79M | 380.25M | 330.57M | 330.4M | 352.43M | 263.52M |
| Non-Interest Income | 1.1B | 1.08B | 1.05B | 1.06B | 934.67M | 830.1M | 835.19M | 883.28M | 836.92M | 830.75M | 835.63M | 851.92M | 785.97M | 750.21M | 762.22M | 749.13M | 671.94M | 647.39M | 659.16M | 501.5M |
| Non-Interest Income % | 103.5% | 103.52% | 103.37% | 103.42% | 103.47% | 103.21% | 103.24% | 103.11% | 103.34% | 103.09% | 103.04% | 103.19% | 103.2% | 102.83% | 102.75% | 102.71% | 102.76% | 102.54% | 102.42% | 101.98% |
| Total Net Revenue | 1.06B | 1.04B | 1.02B | 1.02B | 903.36M | 804.28M | 808.95M | 856.61M | 809.9M | 805.83M | 810.95M | 825.55M | 761.61M | 729.55M | 741.84M | 729.38M | 653.86M | 631.37M | 643.62M | 491.78M |
| Revenue Growth % | 17.73% | 29.18% | 25.73% | 19.44% | 11.54% | -0.19% | -0.25% | 3.76% | 6.34% | 10.45% | 9.32% | 13.18% | 16.48% | 15.55% | 15.26% | 48.32% | 66.92% | 65.12% | 60.62% | 27.81% |
| Non-Interest Expense | 373.87M | 334.56M | 335.21M | 357.74M | 324.41M | 307.62M | 288.61M | 296.62M | 344.36M | 273.94M | 264.19M | 296.31M | 283.94M | 272.19M | 265.19M | 252.91M | 248.47M | 243.6M | 235.7M | 185.59M |
| Efficiency Ratio | 35.16% | 32.2% | 32.96% | 34.96% | 35.91% | 38.25% | 35.68% | 34.63% | 42.52% | 34% | 32.58% | 35.89% | 37.28% | 37.31% | 35.75% | 34.67% | 38% | 38.58% | 36.62% | 37.74% |
| Operating Income | 171.67M | 166.67M | 175.66M | 172.14M | 149.3M | 105.2M | 135.59M | 137.07M | 112.82M | 94.91M | 105.62M | 121.34M | 104.7M | 80.7M | 82.87M | 96.23M | 74.82M | 57.37M | 55.49M | 42.66M |
| Operating Margin % | 16.14% | 16.04% | 17.27% | 16.82% | 16.53% | 13.08% | 16.76% | 16% | 13.93% | 11.78% | 13.02% | 14.7% | 13.75% | 11.06% | 11.17% | 13.19% | 11.44% | 9.09% | 8.62% | 8.68% |
| Operating Income Growth % | 14.98% | 58.43% | 29.55% | 25.58% | 32.34% | 10.84% | 28.38% | 12.96% | 7.75% | 17.6% | 27.46% | 26.1% | 39.93% | 40.67% | 49.35% | 125.55% | 41.06% | 22.59% | 1.52% | -21.69% |
| Pretax Income | 138.67M | 127M | 145.13M | 142.79M | 112.48M | 81.08M | 111.22M | 109.53M | 85.18M | 66.18M | 81.89M | 91.49M | 77.62M | 60.52M | 63.21M | 101.61M | 75.39M | 109.62M | 37.01M | 37.13M |
| Pretax Margin % | 13.04% | 12.22% | 14.27% | 13.96% | 12.45% | 10.08% | 13.75% | 12.79% | 10.52% | 8.21% | 10.1% | 11.08% | 10.19% | 8.3% | 8.52% | 13.93% | 11.53% | 17.36% | 5.75% | 7.55% |
| Income Tax | 37.52M | 33.53M | 37.43M | 38.62M | 29.67M | 21.27M | 27.63M | 25.99M | 20.35M | 17.11M | 20.52M | 21.9M | 20.48M | 15.34M | 15.82M | 21.54M | 16.08M | 23.52M | 9M | 7.76M |
| Effective Tax Rate % | 27.05% | 26.41% | 25.79% | 27.04% | 26.38% | 26.24% | 24.84% | 23.72% | 23.89% | 25.85% | 25.06% | 23.94% | 26.38% | 25.35% | 25.03% | 21.2% | 21.33% | 21.45% | 24.33% | 20.9% |
| Net Income | 101.15M | 93.47M | 107.7M | 104.17M | 82.81M | 59.8M | 83.59M | 83.55M | 64.83M | 49.07M | 61.37M | 69.59M | 57.14M | 45.18M | 47.39M | 80.07M | 59.32M | 86.11M | 28M | 29.37M |
| Net Margin % | 9.51% | 9% | 10.59% | 10.18% | 9.17% | 7.44% | 10.33% | 9.75% | 8% | 6.09% | 7.57% | 8.43% | 7.5% | 6.19% | 6.39% | 10.98% | 9.07% | 13.64% | 4.35% | 5.97% |
| Net Income Growth % | 22.15% | 56.29% | 28.84% | 24.69% | 27.74% | 21.87% | 36.21% | 20.06% | 13.44% | 8.62% | 29.5% | -13.09% | -3.66% | -47.53% | 69.21% | 172.6% | 77.61% | 202.91% | -16.94% | -10.25% |
| Net Income (Continuing) | 101.15M | 93.47M | 107.7M | 104.17M | 82.81M | 59.8M | 83.59M | 83.55M | 64.83M | 49.07M | 61.37M | 69.59M | 57.14M | 45.18M | 47.39M | 80.07M | 59.32M | 86.11M | 28M | 29.37M |
| EPS (Diluted) | 2.33 | 2.12 | 2.43 | 2.35 | 1.86 | 1.34 | 1.87 | 1.86 | 1.44 | 1.08 | 1.35 | 1.53 | 1.26 | 0.99 | 1.02 | 1.72 | 1.26 | 1.81 | 0.58 | 0.61 |
| EPS Growth % | 25.27% | 58.21% | 29.95% | 26.34% | 29.17% | 24.07% | 38.52% | 21.57% | 14.29% | 9.09% | 32.35% | -11.05% | 0% | -45.3% | 75.86% | 181.97% | 53.66% | 158.57% | -29.27% | -22.78% |
| EPS (Basic) | 2.33 | 2.12 | 2.43 | 2.35 | 1.88 | 1.35 | 1.88 | 1.87 | 1.45 | 1.09 | 1.36 | 1.54 | 1.27 | 0.99 | 1.03 | 1.73 | 1.26 | 1.82 | 0.58 | 0.61 |
| Diluted Shares Outstanding | 44.25M | 44.25M | 44.25M | 44.3M | 44.97M | 44.97M | 44.97M | 44.97M | 44.97M | 45.29M | 45.39M | 45.42M | 45.37M | 45.68M | 46.31M | 46.52M | 47.02M | 47.5M | 48.3M | 48.48M |