First Citizens BancShares, Inc. (FCNCA) quarterly income statement — complete revenue, gross profit & net income history
First Citizens BancShares, Inc. (FCNCA) annual income statement — 30-year revenue, gross profit & net income history
| Metric | Q3'26 | Q2'26 | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 |
|---|
| Net Interest Income | 1.7B | 1.66B | 1.62B | 1.72B | 1.73B | 1.7B | 1.66B | 1.71B | 1.8B | 1.82B | 1.82B | 1.91B | 1.99B | 1.96B | 850M | 802M | 795M | 700M | 649M | 357.4M |
| NII Growth % | -2.02% | -2.3% | -2.53% | 0.76% | -3.45% | -6.92% | -8.48% | -10.57% | -9.7% | -7.14% | 113.76% | 138.28% | 150.19% | 180.14% | 30.97% | 124.4% | 129.11% | 102.31% | 90.88% | -0.37% |
| Net Interest Margin % | 0.7% | 0.7% | 0.69% | 0.75% | 0.74% | 0.74% | 0.73% | 0.76% | 0.81% | 0.83% | 0.83% | 0.89% | 0.93% | 0.94% | 0.4% | 0.73% | 0.73% | 0.65% | 0.6% | 0.61% |
| Interest Income | 2.96B | 2.85B | 2.79B | 2.94B | 3B | 2.94B | 2.9B | 3B | 3.14B | 3.13B | 3.08B | 3.12B | 3.11B | 2.95B | 1.21B | 1.04B | 906M | 757M | 710M | 372.01M |
| Interest Expense | 1.27B | 1.2B | 1.17B | 1.22B | 1.26B | 1.25B | 1.23B | 1.29B | 1.34B | 1.31B | 1.27B | 1.21B | 1.12B | 992M | 361M | 238M | 111M | 57M | 61M | 14.61M |
| Loan Loss Provision | 55M | -10M | 0 | 166M | 191M | 115M | 154M | 155M | 117M | 95M | 64M | 249M | 192M | 151M | 783M | 79M | 60M | 42M | 464M | -5.14M |
| Non-Interest Income | 734M | 753M | 692M | 715M | 696M | 678M | 630M | 688M | 645M | 577M | 619M | 559M | 593M | 544M | 401M | 401M | 403M | 393M | 383M | 98.22M |
| Non-Interest Income % | 30.17% | 31.26% | 29.92% | 29.34% | 28.64% | 28.57% | 27.47% | 28.7% | 26.42% | 24.06% | 25.41% | 22.63% | 22.97% | 21.72% | 32.05% | 33.33% | 33.64% | 35.96% | 37.11% | 21.56% |
| Total Net Revenue | 2.43B | 2.41B | 2.31B | 2.44B | 2.43B | 2.37B | 2.29B | 2.4B | 2.44B | 2.4B | 2.44B | 2.47B | 2.58B | 2.5B | 1.25B | 1.2B | 1.2B | 1.09B | 1.03B | 455.62M |
| Revenue Growth % | 0.12% | 1.52% | 0.87% | 1.67% | -0.45% | -1.04% | -5.87% | -2.96% | -5.46% | -4.27% | 94.72% | 105.32% | 115.53% | 129.19% | 21.22% | 164.04% | 163.3% | 135.05% | 122.89% | -3.71% |
| Non-Interest Expense | 1.57B | 1.53B | 1.61B | 1.46B | 1.49B | 1.5B | 1.49B | 1.51B | 1.45B | 1.32B | 1.37B | 1.51B | 1.39B | 1.46B | -9B | 732M | 730M | 714M | 343M | 307.15M |
| Efficiency Ratio | 64.65% | 63.43% | 69.52% | 59.91% | 61.23% | 63.21% | 64.89% | 62.83% | 59.44% | 55.21% | 56.16% | 61.05% | 53.95% | 58.2% | -719.66% | 60.85% | 60.93% | 65.32% | 33.24% | 67.41% |
| Operating Income | 805M | 891M | 705M | 811M | 751M | 758M | 651M | 736M | 873M | 979M | 1B | 713M | 997M | 896M | 9.47B | 392M | 408M | 337M | 225M | 153.61M |
| Operating Margin % | 33.09% | 36.99% | 30.48% | 33.28% | 30.91% | 31.94% | 28.39% | 30.71% | 35.76% | 40.83% | 41.22% | 28.87% | 38.61% | 35.77% | 757.07% | 32.59% | 34.06% | 30.83% | 21.8% | 33.71% |
| Operating Income Growth % | 7.19% | 17.55% | 8.29% | 10.19% | -13.97% | -22.57% | -35.16% | 3.23% | -12.44% | 9.26% | -89.4% | 81.89% | 144.36% | 165.88% | 4109.33% | 155.19% | 158.23% | 69.35% | 17.8% | -12.07% |
| Pretax Income | 805M | 891M | 705M | 811M | 751M | 758M | 651M | 736M | 873M | 979M | 1B | 713M | 997M | 896M | 9.47B | 392M | 408M | 337M | 225M | 153.61M |
| Pretax Margin % | 33.09% | 36.99% | 30.48% | 33.28% | 30.91% | 31.94% | 28.39% | 30.71% | 35.76% | 40.83% | 41.22% | 28.87% | 38.61% | 35.77% | 757.07% | 32.59% | 34.06% | 30.83% | 21.8% | 33.71% |
| Income Tax | 199M | 219M | 171M | 231M | 183M | 183M | 168M | 36M | 234M | 272M | 273M | 199M | 245M | 214M | -47M | 135M | 93M | 82M | -46M | 30.33M |
| Effective Tax Rate % | 24.72% | 24.58% | 24.26% | 28.48% | 24.37% | 24.14% | 25.81% | 4.89% | 26.8% | 27.78% | 27.19% | 27.91% | 24.57% | 23.88% | -0.5% | 34.44% | 22.79% | 24.33% | -20.44% | 19.74% |
| Net Income | 606M | 672M | 534M | 580M | 568M | 575M | 483M | 700M | 639M | 707M | 731M | 514M | 752M | 682M | 9.52B | 257M | 315M | 255M | 271M | 123.28M |
| Net Margin % | 24.91% | 27.9% | 23.09% | 23.8% | 23.37% | 24.23% | 21.06% | 29.2% | 26.18% | 29.48% | 30.01% | 20.81% | 29.12% | 27.23% | 760.83% | 21.36% | 26.29% | 23.33% | 26.26% | 27.06% |
| Net Income Growth % | 6.69% | 16.87% | 10.56% | -17.14% | -11.11% | -18.67% | -33.93% | 36.19% | -15.03% | 3.67% | -92.32% | 100% | 138.73% | 167.45% | 3412.18% | 108.47% | 154.03% | 66.67% | 84.35% | -10.72% |
| Net Income (Continuing) | 606M | 672M | 534M | 580M | 568M | 575M | 483M | 700M | 639M | 707M | 731M | 514M | 752M | 682M | 9.52B | 257M | 315M | 255M | 271M | 123.28M |
| EPS (Diluted) | 51.23 | 55.48 | 42.63 | 45.81 | 43.12 | 42.36 | 34.47 | 49.21 | 43.41 | 47.54 | 49.26 | 34.32 | 50.69 | 45.88 | 653.66 | 16.64 | 19.25 | 14.86 | 16.70 | 12.09 |
| EPS Growth % | 18.81% | 30.97% | 23.67% | -6.91% | -0.67% | -10.9% | -30.02% | 43.39% | -14.36% | 3.62% | -92.46% | 106.25% | 163.32% | 208.75% | 3814.13% | 37.63% | 58.18% | -1.52% | 14.93% | -11.04% |
| EPS (Basic) | 51.23 | 55.48 | 42.63 | 45.81 | 43.12 | 42.36 | 34.47 | 49.21 | 43.41 | 47.54 | 49.27 | 34.35 | 50.73 | 45.91 | 654.24 | 16.65 | 19.27 | 14.87 | 16.70 | 12.09 |
| Diluted Shares Outstanding | 11.25M | 11.54M | 11.92M | 12.36M | 12.85M | 13.24M | 13.57M | 13.93M | 14.38M | 14.53M | 14.54M | 14.54M | 14.54M | 14.54M | 14.54M | 14.61M | 15.73M | 16.04M | 15.78M | 9.82M |